Auto Loan Rates in Hartland, Vermont (VT) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Hartland, Vermont. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Hartland, Vermont include Members 1st Credit Union Brattleboro, VTMembers 1st Credit Union Brattleboro, VTA+5.0 ★Texas Ratio: 5.44% offering NEW VEHICLES at 2.99%, ORLEX Government Employees Credit UnionORLEX Government Employees Credit UnionA5.0 ★Texas Ratio: 11.17% offering Autos Loans New at 3.50%, North Country Federal Credit UnionNorth Country Federal Credit UnionA5.0 ★Texas Ratio: 7.37% offering New/Used Vehicles with Titles at 4.83%, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Auto Loans: New Vehicle at 4.99%, Credit Union of Vermont Credit UnionCredit Union of Vermont Credit UnionA+5.0 ★Texas Ratio: 0.16% offering New Vehicle at 5.05%. Auto loan rates as of April 6, 2026 according to verified data from MonitorBankRates.
Hartland borrowers have access to 8 lenders serving the Vermont area, with auto loan rates as low as 2.99% APR from Members 1st Credit Union Brattleboro, VT. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Hartland, Vermont. Auto Loan Rates Last Updated and Verified: April 6, 2026
Compare Auto Loan Rates Today in Hartland, Vermont & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
NEW VEHICLES
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedApr 2, 2026
Details
UP TO 70% LTV
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMar 28, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedMar 28, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMar 28, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 28, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 28, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 28, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 28, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 28, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
4.83%
2 years
▼
APR4.83%
Term2 years
Last UpdatedApr 6, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Vehicle Loans
4.83%
24 Months
▼
APR4.83%
Term24 Months
Last UpdatedApr 6, 2026
Details
As Low As; for up to 24 months
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedApr 2, 2026
Details
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
NEW VEHICLES
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 2, 2026
Details
UP TO 100% LTV IF MPG IS ?25
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.13%
3 years
▼
APR5.13%
Term3 years
Last UpdatedApr 6, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.18%
5 years
▼
APR5.18%
Term5 years
Last UpdatedApr 6, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedApr 2, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
5.50%
2 Months
▼
APR5.50%
Term2 Months
Last UpdatedApr 4, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.53%
6 years
▼
APR5.53%
Term6 years
Last UpdatedApr 6, 2026
Details
As Low As
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
5.75%
3 Months
▼
APR5.75%
Term3 Months
Last UpdatedApr 4, 2026
Details
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
USED VEHICLES
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 2, 2026
Details
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO 100% LTV
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.00%
3 Months
▼
APR6.00%
Term3 Months
Last UpdatedMar 24, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
6.00%
4 Months
▼
APR6.00%
Term4 Months
Last UpdatedApr 4, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Vehicle Loans
6.00%
60 months
▼
APR6.00%
Term60 months
Last UpdatedApr 2, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
6.13%
7 years
▼
APR6.13%
Term7 years
Last UpdatedApr 6, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: Used Vehicle
6.25%
5 Years
▼
APR6.25%
Term5 Years
Last UpdatedApr 2, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.25%
4 Months
▼
APR6.25%
Term4 Months
Last UpdatedMar 24, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
6.25%
5 Months
▼
APR6.25%
Term5 Months
Last UpdatedApr 4, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1-3 Years Old Auto Loan
6.49%
3 Months
▼
APR6.49%
Term3 Months
Last UpdatedApr 4, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.50%
5 Months
▼
APR6.50%
Term5 Months
Last UpdatedMar 24, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
6.50%
6 Months
▼
APR6.50%
Term6 Months
Last UpdatedApr 4, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Vehicle Loans
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1-3 Years Old Auto Loan
6.74%
4 Months
▼
APR6.74%
Term4 Months
Last UpdatedApr 4, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.75%
6 Months
▼
APR6.75%
Term6 Months
Last UpdatedMar 24, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
1-3 Years Old Auto Loan
6.99%
5 Months
▼
APR6.99%
Term5 Months
Last UpdatedApr 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
4-7 Years Old Auto Loan
6.99%
3 Months
▼
APR6.99%
Term3 Months
Last UpdatedApr 4, 2026
Details
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
USED VEHICLES
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedApr 2, 2026
Details
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO 100% LTV
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Used Auto Loans 2022 to 2026
7.00%
6 Years
▼
APR7.00%
Term6 Years
Last UpdatedMar 24, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Used Auto Loans 2013 to 2017
7.25%
4 Years
▼
APR7.25%
Term4 Years
Last UpdatedMar 24, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Used Auto Loans 2018 to 2021
7.25%
6 Years
▼
APR7.25%
Term6 Years
Last UpdatedMar 24, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
New Auto
7.74%
96 Months
▼
APR7.74%
Term96 Months
Last UpdatedApr 6, 2026
Details
New Only (Minimum $35K)
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
8.24%
120 Months
▼
APR8.24%
Term120 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
8.24%
120 Months
▼
APR8.24%
Term120 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Vehicle Loans
8.24%
120 Months
▼
APR8.24%
Term120 Months
Last UpdatedApr 2, 2026
Details
As Low As
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Used Auto Loans 2012 & Older
9.00%
3 Years
▼
APR9.00%
Term3 Years
Last UpdatedMar 24, 2026
Details
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
USED VEHICLES
9.99%
48 Months
▼
APR9.99%
Term48 Months
Last UpdatedApr 2, 2026
Details
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO 100% LTV
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
10.38%
8 years
▼
APR10.38%
Term8 years
Last UpdatedApr 6, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
NEW VEHICLES
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedApr 2, 2026
Details
UP TO 70% LTV
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMar 28, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedMar 28, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 28, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 28, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
4.83%
2 years
▼
APR4.83%
Term2 years
Last UpdatedApr 6, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedApr 2, 2026
Details
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
NEW VEHICLES
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 2, 2026
Details
UP TO 100% LTV IF MPG IS ?25
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.13%
3 years
▼
APR5.13%
Term3 years
Last UpdatedApr 6, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.18%
5 years
▼
APR5.18%
Term5 years
Last UpdatedApr 6, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedApr 2, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
5.50%
2 Months
▼
APR5.50%
Term2 Months
Last UpdatedApr 4, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.53%
6 years
▼
APR5.53%
Term6 years
Last UpdatedApr 6, 2026
Details
As Low As
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
5.75%
3 Months
▼
APR5.75%
Term3 Months
Last UpdatedApr 4, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.00%
3 Months
▼
APR6.00%
Term3 Months
Last UpdatedMar 24, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
6.00%
4 Months
▼
APR6.00%
Term4 Months
Last UpdatedApr 4, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
6.13%
7 years
▼
APR6.13%
Term7 years
Last UpdatedApr 6, 2026
Details
As Low As
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.25%
4 Months
▼
APR6.25%
Term4 Months
Last UpdatedMar 24, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
6.25%
5 Months
▼
APR6.25%
Term5 Months
Last UpdatedApr 4, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans New
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 28, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.50%
5 Months
▼
APR6.50%
Term5 Months
Last UpdatedMar 24, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
New Auto Loan
6.50%
6 Months
▼
APR6.50%
Term6 Months
Last UpdatedApr 4, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.75%
6 Months
▼
APR6.75%
Term6 Months
Last UpdatedMar 24, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
New Auto
7.74%
96 Months
▼
APR7.74%
Term96 Months
Last UpdatedApr 6, 2026
Details
New Only (Minimum $35K)
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Vehicle
8.24%
120 Months
▼
APR8.24%
Term120 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
10.38%
8 years
▼
APR10.38%
Term8 years
Last UpdatedApr 6, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMar 28, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 28, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 28, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 28, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
4.83%
2 years
▼
APR4.83%
Term2 years
Last UpdatedApr 6, 2026
Details
As Low As
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.13%
3 years
▼
APR5.13%
Term3 years
Last UpdatedApr 6, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.18%
5 years
▼
APR5.18%
Term5 years
Last UpdatedApr 6, 2026
Details
As Low As
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
5.53%
6 years
▼
APR5.53%
Term6 years
Last UpdatedApr 6, 2026
Details
As Low As
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
USED VEHICLES
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 2, 2026
Details
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO 100% LTV
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
6.13%
7 years
▼
APR6.13%
Term7 years
Last UpdatedApr 6, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: Used Vehicle
6.25%
5 Years
▼
APR6.25%
Term5 Years
Last UpdatedApr 2, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
Autos Loans Used
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 28, 2026
Details
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
USED VEHICLES
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedApr 2, 2026
Details
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO 100% LTV
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Used Auto Loans 2022 to 2026
7.00%
6 Years
▼
APR7.00%
Term6 Years
Last UpdatedMar 24, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Used Auto Loans 2013 to 2017
7.25%
4 Years
▼
APR7.25%
Term4 Years
Last UpdatedMar 24, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Used Auto Loans 2018 to 2021
7.25%
6 Years
▼
APR7.25%
Term6 Years
Last UpdatedMar 24, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Vehicle
8.24%
120 Months
▼
APR8.24%
Term120 Months
Last UpdatedApr 2, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Used Auto Loans 2012 & Older
9.00%
3 Years
▼
APR9.00%
Term3 Years
Last UpdatedMar 24, 2026
Details
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
USED VEHICLES
9.99%
48 Months
▼
APR9.99%
Term48 Months
Last UpdatedApr 2, 2026
Details
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO 100% LTV
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
New/Used Vehicles with Titles
10.38%
8 years
▼
APR10.38%
Term8 years
Last UpdatedApr 6, 2026
Details
As Low As
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MonitorBankRates
Hartland, VT Auto Loan Rate Trends
Compare local Hartland, VT auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — VT Avg
6.163%
Unchanged vs 7 days ago
Vermont new auto loan rates currently average 6.163% APR.
Used Auto Loan — VT Avg
6.594%
▲ 0.030 vs 7 days ago
Vermont used auto rates rose 0.030 points over the past 7 days to 6.594% APR.
As of Apr 7, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Hartland, Vermont
How does my credit score affect my car loan rate in Vermont?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Hartland, Vermont with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Vermont *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Hartland, Vermont typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Hartland, Vermont?
Based on our current data, some of the lowest auto loan rates available in Hartland, Vermont include:
- Members 1st Credit Union Brattleboro, VT: 2.99% (NEW VEHICLES)
- ORLEX Government Employees Credit Union: 3.50% (Autos Loans New)
- North Country Federal Credit Union: 4.83% (New/Used Vehicles with Titles)
- TrustCo Bank: 4.99% (Auto Loans: New Vehicle)
- Credit Union of Vermont Credit Union: 5.05% (New Vehicle)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Hartland, Vermont. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 6, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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