Auto Loan Rates in Frisco, Texas (TX) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Frisco, Texas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Frisco, Texas include The State Credit UnionThe State Credit Union6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673A+5.0 ★Texas Ratio: 0.55% offering New Automotive at 3.99%, Manville Area Federal Credit UnionManville Area Federal Credit Union2610 Network Blvd Ste 600, Frisco, TX, 75034 6009A+5.0 ★Texas Ratio: 0.00% offering New Cars and Trucks at 4.00%, Conservation Employees Credit UnionConservation Employees Credit Union2601 Network Blvd, Frisco, TX, 75034A+5.0 ★Texas Ratio: 0.38% offering Any Model Year Vehicle Loan at 4.25%, Healthcare Financial Federal Credit UnionHealthcare Financial Federal Credit Union2601 Network Blvd, Frisco, TX, 75034A+5.0 ★Texas Ratio: 1.28% offering New Autos: 2025 - 2026, Demos < 10,000 Miles at 4.75%, Randolph Brooks FCURandolph Brooks FCU4040 Preston Rd, Frisco, TX, 75034A+5.0 ★ offering Auto Loans at 4.99%.
Auto loan rates in Frisco, Texas are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Frisco, Texas. Auto Loan Rates Last Updated and Verified: March 20, 2026
Compare Auto Loan Rates Today in Frisco, Texas & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 17, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
Any Model Year Vehicle Loan
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 18, 2026
Details
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 17, 2026
Details
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Used Cars and Trucks
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used Vehicle Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 18, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
New Autos: 2025 - 2026, Demos < 10,000 Miles
4.75%
Up to 48 months
▼
APR4.75%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: 2017 - 2025
4.75%
Up to 48 months
▼
APR4.75%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
loan balance $20,000 or more
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
New Autos: 2025 - 2026, Demos < 10,000 Miles
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: 2017 - 2025
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
4040 Preston Rd, Frisco, TX, 75034
Auto Loans
4.99%
24 - 36
▼
APR4.99%
Term24 - 36
Last UpdatedMar 11, 2026
Details
As Low As
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 15, 2026
Details
El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
New Auto
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMar 13, 2026
Details
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Used Cars and Trucks
5.00%
42 Months
▼
APR5.00%
Term42 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.19%
0 - 36
▼
APR5.19%
Term0 - 36
Last UpdatedMar 17, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 15, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
9151 Warren Pkwy, Frisco, TX, 75035
New Autos
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 75 months (61 - 75 month term only for requested amount of min. $15K or greater, based on MSRP)
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
9151 Warren Pkwy, Frisco, TX, 75035
Used Autos
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As; Terms up to 75 months ($15K loan request and greater, 2020 or newer, based on JD Power Retail Value)
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
New Autos: 2025 - 2026, Demos < 10,000 Miles
5.25%
Up to 72 months
▼
APR5.25%
TermUp to 72 months
Last UpdatedMar 20, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: 2017 - 2025
5.25%
Up to 72 months
▼
APR5.25%
TermUp to 72 months
Last UpdatedMar 20, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
4040 Preston Rd, Frisco, TX, 75034
Auto Loans
5.25%
61 - 66
▼
APR5.25%
Term61 - 66
Last UpdatedMar 11, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used Vehicle Loan
5.25%
84-95 Months
▼
APR5.25%
Term84-95 Months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.39%
37 - 48
▼
APR5.39%
Term37 - 48
Last UpdatedMar 17, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
New Autos: 2025 - 2026, Demos < 10,000 Miles
5.49%
Up to 84 months
▼
APR5.49%
TermUp to 84 months
Last UpdatedMar 20, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
3333 Preston Rd, Frisco, TX, 75034 9012
New & Used Vehicles
5.49%
Up to 2 years
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
5.49%
66 Months
▼
APR5.49%
Term66 Months
Last UpdatedMar 15, 2026
Details
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 17, 2026
Details
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Used Cars and Trucks
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
5.50%
30 Months
▼
APR5.50%
Term30 Months
Last UpdatedMar 17, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used Vehicle Loan
5.50%
96-107 Months
▼
APR5.50%
Term96-107 Months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.59%
0 - 36
▼
APR5.59%
Term0 - 36
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.59%
49 - 66
▼
APR5.59%
Term49 - 66
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedMar 17, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used Vehicle Loan
5.75%
Up to 120 months
▼
APR5.75%
TermUp to 120 months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.79%
37 - 48
▼
APR5.79%
Term37 - 48
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.79%
67 - 75
▼
APR5.79%
Term67 - 75
Last UpdatedMar 17, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
4040 Preston Rd, Frisco, TX, 75034
Auto Loans
5.95%
24 - 36
▼
APR5.95%
Term24 - 36
Last UpdatedMar 11, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.99%
49 - 66
▼
APR5.99%
Term49 - 66
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.99%
76 - 84
▼
APR5.99%
Term76 - 84
Last UpdatedMar 17, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
Pre-Owned Automotive Models 2023-2021
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; _*As Term Increases The Rate Increases (lowest rate matches shortest term)_
El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
New Auto
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMar 13, 2026
Details
El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
Used Auto
5.99%
24 Months
▼
APR5.99%
Term24 Months
Last UpdatedMar 13, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: 2016 & Older
6.10%
60 Months
▼
APR6.10%
Term60 Months
Last UpdatedMar 20, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 15, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
Pre-Owned Automotive Models 2020-2018
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 15, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
9151 Warren Pkwy, Frisco, TX, 75035
New Autos
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; From 76 to 84 months (76 - 84 month term only for requested amount of minimum $30k or greater, based on MSRP)
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
9151 Warren Pkwy, Frisco, TX, 75035
Used Autos
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; Terms from 76 to 84 months ($30K loan request and greater, 2020 or newer, based on JD Power Retail Value)
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
New Vehicles 2026, 2025, 2024 Model Years
6.25%
12 Months
▼
APR6.25%
Term12 Months
Last UpdatedMar 17, 2026
Details
As Low As
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.29%
67 - 75
▼
APR6.29%
Term67 - 75
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.49%
76 - 84
▼
APR6.49%
Term76 - 84
Last UpdatedMar 17, 2026
Details
El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
New Auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 13, 2026
Details
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Used Cars and Trucks
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMar 17, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
4040 Preston Rd, Frisco, TX, 75034
Auto Loans
6.50%
73 - 78
▼
APR6.50%
Term73 - 78
Last UpdatedMar 11, 2026
Details
As Low As
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
New Vehicles 2026, 2025, 2024 Model Years
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2023-2019 Model Years
6.50%
12 months
▼
APR6.50%
Term12 months
Last UpdatedMar 17, 2026
Details
As Low As
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.59%
0 - 36
▼
APR6.59%
Term0 - 36
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.69%
37 - 48
▼
APR6.69%
Term37 - 48
Last UpdatedMar 17, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
4040 Preston Rd, Frisco, TX, 75034
Auto Loans
6.75%
61 - 66
▼
APR6.75%
Term61 - 66
Last UpdatedMar 11, 2026
Details
As Low As
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
New Vehicles 2026, 2025, 2024 Model Years
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.89%
49 - 66
▼
APR6.89%
Term49 - 66
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
6.95%
30 Months
▼
APR6.95%
Term30 Months
Last UpdatedMar 17, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
4040 Preston Rd, Frisco, TX, 75034
Auto Loans
6.99%
24 - 36
▼
APR6.99%
Term24 - 36
Last UpdatedMar 11, 2026
Details
As Low As
El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
Used Auto
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMar 13, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
4040 Preston Rd, Frisco, TX, 75034
Auto Loans
7.00%
97 - 120
▼
APR7.00%
Term97 - 120
Last UpdatedMar 11, 2026
Details
As Low As
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2023-2019 Model Years
7.00%
48 months
▼
APR7.00%
Term48 months
Last UpdatedMar 17, 2026
Details
As Low As
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.09%
67 - 75
▼
APR7.09%
Term67 - 75
Last UpdatedMar 17, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
4040 Preston Rd, Frisco, TX, 75034
Auto Loans
7.25%
61 - 72
▼
APR7.25%
Term61 - 72
Last UpdatedMar 11, 2026
Details
As Low As
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2023-2019 Model Years
7.25%
60 months
▼
APR7.25%
Term60 months
Last UpdatedMar 17, 2026
Details
As Low As
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
7.25%
84 Months
▼
APR7.25%
Term84 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.29%
76 - 84
▼
APR7.29%
Term76 - 84
Last UpdatedMar 17, 2026
Details
El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
Used Auto
7.49%
84 Months
▼
APR7.49%
Term84 Months
Last UpdatedMar 13, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
4040 Preston Rd, Frisco, TX, 75034
Auto Loans
7.50%
121 - 144
▼
APR7.50%
Term121 - 144
Last UpdatedMar 11, 2026
Details
As Low As
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
New Vehicles 2026, 2025, 2024 Model Years
7.50%
72 Months
▼
APR7.50%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: Classic 20+ Years
7.60%
Up to 60 months
▼
APR7.60%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
4040 Preston Rd, Frisco, TX, 75034
Auto Loans
7.75%
145 - 180
▼
APR7.75%
Term145 - 180
Last UpdatedMar 11, 2026
Details
As Low As
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
7.86%
60 Months
▼
APR7.86%
Term60 Months
Last UpdatedMar 17, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
9151 Warren Pkwy, Frisco, TX, 75035
Used Autos
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Terms up to 60 months - 80,001-100,000 miles (8 years old and newer, based on JD Power Retail Value)
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2023-2019 Model Years
8.00%
72 months
▼
APR8.00%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
8.25%
96 Months
▼
APR8.25%
Term96 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.39%
0 - 36
▼
APR8.39%
Term0 - 36
Last UpdatedMar 17, 2026
Details
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2018-2016 Model Years
8.50%
12 months
▼
APR8.50%
Term12 months
Last UpdatedMar 17, 2026
Details
As Low As
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
8.50%
36 Months
▼
APR8.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.59%
37 - 48
▼
APR8.59%
Term37 - 48
Last UpdatedMar 17, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
3333 Preston Rd, Frisco, TX, 75034 9012
Classic Vehicle Loans
8.74%
Up to 4 years
▼
APR8.74%
TermUp to 4 years
Last UpdatedMar 15, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
8.75%
96 Months
▼
APR8.75%
Term96 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.79%
49 - 66
▼
APR8.79%
Term49 - 66
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
8.86%
48 Months
▼
APR8.86%
Term48 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
8.95%
60 Months
▼
APR8.95%
Term60 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.99%
67 - 75
▼
APR8.99%
Term67 - 75
Last UpdatedMar 17, 2026
Details
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2018-2016 Model Years
9.00%
48 months
▼
APR9.00%
Term48 months
Last UpdatedMar 17, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
9.19%
76 - 84
▼
APR9.19%
Term76 - 84
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
9.24%
30 Months
▼
APR9.24%
Term30 Months
Last UpdatedMar 17, 2026
Details
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2018-2016 Model Years
9.25%
60 months
▼
APR9.25%
Term60 months
Last UpdatedMar 17, 2026
Details
As Low As
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
9.35%
48 Months
▼
APR9.35%
Term48 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
9.49%
60 Months
▼
APR9.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
9.50%
72 Months
▼
APR9.50%
Term72 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
9.74%
72 Months
▼
APR9.74%
Term72 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
9.75%
84 Months
▼
APR9.75%
Term84 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
9.95%
84 Months
▼
APR9.95%
Term84 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
10.00%
60 Months
▼
APR10.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
10.74%
72 Months
▼
APR10.74%
Term72 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
10.95%
96 Months
▼
APR10.95%
Term96 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
10.99%
0 - 36
▼
APR10.99%
Term0 - 36
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.19%
37 - 48
▼
APR11.19%
Term37 - 48
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.39%
49 - 66
▼
APR11.39%
Term49 - 66
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
11.50%
84 Months
▼
APR11.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.59%
67 - 75
▼
APR11.59%
Term67 - 75
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.79%
76 - 84
▼
APR11.79%
Term76 - 84
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
15.49%
0 - 36
▼
APR15.49%
Term0 - 36
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
15.99%
37 - 48
▼
APR15.99%
Term37 - 48
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
16.49%
49 - 66
▼
APR16.49%
Term49 - 66
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
16.99%
67 - 75
▼
APR16.99%
Term67 - 75
Last UpdatedMar 17, 2026
Details
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
New Vehicles
2.00%
60 Months
▼
APR2.00%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.00%
36 Months
▼
APR2.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.00%
48 Months
▼
APR2.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
New Vehicles
2.25%
72 Months
▼
APR2.25%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2014-2015
2.25%
36 Months
▼
APR2.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.25%
48 Months
▼
APR2.25%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.25%
60 Months
▼
APR2.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2013 & Older
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2014-2015
2.75%
48 Months
▼
APR2.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.75%
60 Months
▼
APR2.75%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.75%
72 Months
▼
APR2.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Auto Loan
2.95%
0-36
▼
APR2.95%
Term0-36
Last UpdatedMar 20, 2026
Details
CREDIT SCORE: A+ (800+)
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles
2.99%
0-36 months
▼
APR2.99%
Term0-36 months
Last UpdatedMar 15, 2026
Details
Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
205 Center St, Deer Park, TX, 77536 2735
New & Used Automobile
3.24%
24 Months
▼
APR3.24%
Term24 Months
Last UpdatedMar 20, 2026
Details
Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
New and Pre-Owned Autos
3.24%
12-36
▼
APR3.24%
Term12-36
Last UpdatedMar 20, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
New Autos
3.24%
12 - 36
▼
APR3.24%
Term12 - 36
Last UpdatedMar 20, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Pre-Owned Autos
3.24%
12 - 36
▼
APR3.24%
Term12 - 36
Last UpdatedMar 20, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMar 13, 2026
Details
Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans
3.31%
0-36
▼
APR3.31%
Term0-36
Last UpdatedMar 18, 2026
Details
A+ Credit*
Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A+ Credit
3.31%
0-36
▼
APR3.31%
Term0-36
Last UpdatedMar 18, 2026
Details
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.39%
Up to 36 Months
▼
APR3.39%
TermUp to 36 Months
Last UpdatedMar 16, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
400 S Akard St, Dallas, TX, 75202 5324
New & Used Autos
3.49%
72 Months
▼
APR3.49%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As; All model years, Up to 36 months
Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 13, 2026
Details
Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans
3.56%
0-36
▼
APR3.56%
Term0-36
Last UpdatedMar 18, 2026
Details
A Credit*
Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A Credit
3.56%
0-36
▼
APR3.56%
Term0-36
Last UpdatedMar 18, 2026
Details
Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A+ Credit
3.56%
37-48
▼
APR3.56%
Term37-48
Last UpdatedMar 18, 2026
Details
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
New & Used Auto Loans
3.60%
36 to 72 Months
▼
APR3.60%
Term36 to 72 Months
Last UpdatedMar 15, 2026
Details
Port of Houston Warehouse Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
1717 East Loop N Ste 160, Houston, TX, 77029 4018
New/Used Auto
3.61%
36 Months
▼
APR3.61%
Term36 Months
Last UpdatedMar 15, 2026
Details
MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
36 Months
▼
APR3.65%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
48 Months
▼
APR3.65%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
60 Months
▼
APR3.65%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
72 Months
▼
APR3.65%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
84 Months
▼
APR3.67%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
183 E Price Rd, Brownsville, TX, 78521
New Auto Loan
3.70%
75 Months
▼
APR3.70%
Term75 Months
Last UpdatedMar 15, 2026
Details
up to 75 Months
Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
New Autos
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; Fewer than 7,500 miles
Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
Used Autos
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; Fewer than 100,000 miles
Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 11, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As; All model years, Up to 48 months
Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.75%
60 Months
▼
APR3.75%
Term60 Months
Last UpdatedMar 13, 2026
Details
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.89%
37-48 Months
▼
APR3.89%
Term37-48 Months
Last UpdatedMar 16, 2026
Details
Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
New Auto Loans - Cars and Light Trucks
3.90%
1 - 84 months
▼
APR3.90%
Term1 - 84 months
Last UpdatedMar 17, 2026
Details
Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2024
3.90%
1 - 84
▼
APR3.90%
Term1 - 84
Last UpdatedMar 17, 2026
Details
Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2025
3.90%
1 - 84
▼
APR3.90%
Term1 - 84
Last UpdatedMar 17, 2026
Details
Star Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.08%
10429 Leopard St, Corpus Christi, TX, 78410 1933
Auto Loans
3.90%
18 Months
▼
APR3.90%
Term18 Months
Last UpdatedMar 17, 2026
Details
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Auto Loan A+
3.95%
0-36
▼
APR3.95%
Term0-36
Last UpdatedMar 20, 2026
Details
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Auto Loan
3.95%
37-60
▼
APR3.95%
Term37-60
Last UpdatedMar 20, 2026
Details
CREDIT SCORE: A+ (800+)
City of Deer Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2005 Center St, Deer Park, TX, 77536
Auto Loan A+
3.99%
0-48 Months
▼
APR3.99%
Term0-48 Months
Last UpdatedMar 13, 2026
Details
Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Used Auto/Refinance Auto
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
New Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Qualifying rate - Conditions apply
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; (Up to 5 Years old / 2021+)
Oak Cliff Christian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1130 W Camp Wisdom Rd, Dallas, TX, 75232 3404
Auto Loan
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; No payments for 90 days.
US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
Auto Loans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As; Additional loyalty discount of .25% with direct deposit of $250 per month and auto pay
US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
NEW Autos Up to 36 Months
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
United Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338 3950
New/Used Auto
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
80% Financing MSRP or NADA Retail (20% down)
Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
New Vehicle Loan
3.99%
24 - 72+ Months
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedMar 20, 2026
Details
Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Used Vehicle Loan
3.99%
24 - 72+ Months
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedMar 20, 2026
Details
Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
New Auto Loans
3.99%
54 Months
▼
APR3.99%
Term54 Months
Last UpdatedMar 15, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
United Heritage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
12208 N Mopac Expy, Austin, TX, 78758
New/Used Auto Loan
3.99%
12 to 84 Months
▼
APR3.99%
Term12 to 84 Months
Last UpdatedMar 15, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
3923 5th St, Brookshire, TX, 77423
Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
3923 5th St, Brookshire, TX, 77423
Drive Smart Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
3923 5th St, Brookshire, TX, 77423
First Time Auto Buyer Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles
3.99%
37-48 months
▼
APR3.99%
Term37-48 months
Last UpdatedMar 15, 2026
Details
Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 11, 2026
Details
As Low As; $15,000 minimum Sticker Price
Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
Used Cars, Trucks, Vans
4.00%
12 Months
▼
APR4.00%
Term12 Months
Last UpdatedMar 11, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; 2020 & newer, Up to 60 months
Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
5211 E Parkway St, Groves, TX, 77619
New & Used Auto
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
New Automobiles & Light Trucks
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
Used Automobiles & Light Trucks
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1322 E San Benito St, Rio Grande City, TX, 78582
Auto Purchases
4.00%
84 Months
▼
APR4.00%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1322 E San Benito St, Rio Grande City, TX, 78582
Auto Refinances
4.00%
84 Months
▼
APR4.00%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
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MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 17, 2026
Details
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 17, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used Vehicle Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 18, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
New Autos: 2025 - 2026, Demos < 10,000 Miles
4.75%
Up to 48 months
▼
APR4.75%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
loan balance $20,000 or more
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
New Autos: 2025 - 2026, Demos < 10,000 Miles
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 15, 2026
Details
El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
New Auto
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMar 13, 2026
Details
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.19%
0 - 36
▼
APR5.19%
Term0 - 36
Last UpdatedMar 17, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 15, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
9151 Warren Pkwy, Frisco, TX, 75035
New Autos
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 75 months (61 - 75 month term only for requested amount of min. $15K or greater, based on MSRP)
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
New Autos: 2025 - 2026, Demos < 10,000 Miles
5.25%
Up to 72 months
▼
APR5.25%
TermUp to 72 months
Last UpdatedMar 20, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used Vehicle Loan
5.25%
84-95 Months
▼
APR5.25%
Term84-95 Months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.39%
37 - 48
▼
APR5.39%
Term37 - 48
Last UpdatedMar 17, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
New Autos: 2025 - 2026, Demos < 10,000 Miles
5.49%
Up to 84 months
▼
APR5.49%
TermUp to 84 months
Last UpdatedMar 20, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
3333 Preston Rd, Frisco, TX, 75034 9012
New & Used Vehicles
5.49%
Up to 2 years
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
5.49%
66 Months
▼
APR5.49%
Term66 Months
Last UpdatedMar 15, 2026
Details
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
5.50%
30 Months
▼
APR5.50%
Term30 Months
Last UpdatedMar 17, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used Vehicle Loan
5.50%
96-107 Months
▼
APR5.50%
Term96-107 Months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.59%
0 - 36
▼
APR5.59%
Term0 - 36
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.59%
49 - 66
▼
APR5.59%
Term49 - 66
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedMar 17, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used Vehicle Loan
5.75%
Up to 120 months
▼
APR5.75%
TermUp to 120 months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.79%
37 - 48
▼
APR5.79%
Term37 - 48
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.79%
67 - 75
▼
APR5.79%
Term67 - 75
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.99%
49 - 66
▼
APR5.99%
Term49 - 66
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.99%
76 - 84
▼
APR5.99%
Term76 - 84
Last UpdatedMar 17, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
New Auto
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMar 13, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 15, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
9151 Warren Pkwy, Frisco, TX, 75035
New Autos
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; From 76 to 84 months (76 - 84 month term only for requested amount of minimum $30k or greater, based on MSRP)
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
New Vehicles 2026, 2025, 2024 Model Years
6.25%
12 Months
▼
APR6.25%
Term12 Months
Last UpdatedMar 17, 2026
Details
As Low As
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.29%
67 - 75
▼
APR6.29%
Term67 - 75
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.49%
76 - 84
▼
APR6.49%
Term76 - 84
Last UpdatedMar 17, 2026
Details
El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
New Auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 13, 2026
Details
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
New Vehicles 2026, 2025, 2024 Model Years
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.59%
0 - 36
▼
APR6.59%
Term0 - 36
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.69%
37 - 48
▼
APR6.69%
Term37 - 48
Last UpdatedMar 17, 2026
Details
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
New Vehicles 2026, 2025, 2024 Model Years
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.89%
49 - 66
▼
APR6.89%
Term49 - 66
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
6.95%
30 Months
▼
APR6.95%
Term30 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.09%
67 - 75
▼
APR7.09%
Term67 - 75
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
7.25%
84 Months
▼
APR7.25%
Term84 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.29%
76 - 84
▼
APR7.29%
Term76 - 84
Last UpdatedMar 17, 2026
Details
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
New Vehicles 2026, 2025, 2024 Model Years
7.50%
72 Months
▼
APR7.50%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
7.86%
60 Months
▼
APR7.86%
Term60 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
8.25%
96 Months
▼
APR8.25%
Term96 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.39%
0 - 36
▼
APR8.39%
Term0 - 36
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
8.50%
36 Months
▼
APR8.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.59%
37 - 48
▼
APR8.59%
Term37 - 48
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
8.75%
96 Months
▼
APR8.75%
Term96 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.79%
49 - 66
▼
APR8.79%
Term49 - 66
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
8.86%
48 Months
▼
APR8.86%
Term48 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
8.95%
60 Months
▼
APR8.95%
Term60 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.99%
67 - 75
▼
APR8.99%
Term67 - 75
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
9.19%
76 - 84
▼
APR9.19%
Term76 - 84
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
9.24%
30 Months
▼
APR9.24%
Term30 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
9.35%
48 Months
▼
APR9.35%
Term48 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
9.49%
60 Months
▼
APR9.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
9.50%
72 Months
▼
APR9.50%
Term72 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
9.74%
72 Months
▼
APR9.74%
Term72 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
9.75%
84 Months
▼
APR9.75%
Term84 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
9.95%
84 Months
▼
APR9.95%
Term84 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
10.00%
60 Months
▼
APR10.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
10.74%
72 Months
▼
APR10.74%
Term72 Months
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
10.95%
96 Months
▼
APR10.95%
Term96 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
10.99%
0 - 36
▼
APR10.99%
Term0 - 36
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.19%
37 - 48
▼
APR11.19%
Term37 - 48
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.39%
49 - 66
▼
APR11.39%
Term49 - 66
Last UpdatedMar 17, 2026
Details
VAH Lyons Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
6160 Warren Pkwy Ste 500, Frisco, TX, 75034
New Vehicle
11.50%
84 Months
▼
APR11.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.59%
67 - 75
▼
APR11.59%
Term67 - 75
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED D Tier
11.79%
76 - 84
▼
APR11.79%
Term76 - 84
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
15.49%
0 - 36
▼
APR15.49%
Term0 - 36
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
15.99%
37 - 48
▼
APR15.99%
Term37 - 48
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
16.49%
49 - 66
▼
APR16.49%
Term49 - 66
Last UpdatedMar 17, 2026
Details
Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2601 Network Blvd, Frisco, TX, 75034
NEW VEHICLES 2025-2026 NEVER TITLED E Tier
16.99%
67 - 75
▼
APR16.99%
Term67 - 75
Last UpdatedMar 17, 2026
Details
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
New Vehicles
2.00%
60 Months
▼
APR2.00%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
New Vehicles
2.25%
72 Months
▼
APR2.25%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Auto Loan
2.95%
0-36
▼
APR2.95%
Term0-36
Last UpdatedMar 20, 2026
Details
CREDIT SCORE: A+ (800+)
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles
2.99%
0-36 months
▼
APR2.99%
Term0-36 months
Last UpdatedMar 15, 2026
Details
Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
205 Center St, Deer Park, TX, 77536 2735
New & Used Automobile
3.24%
24 Months
▼
APR3.24%
Term24 Months
Last UpdatedMar 20, 2026
Details
Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
New and Pre-Owned Autos
3.24%
12-36
▼
APR3.24%
Term12-36
Last UpdatedMar 20, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
New Autos
3.24%
12 - 36
▼
APR3.24%
Term12 - 36
Last UpdatedMar 20, 2026
Details
As Low As
Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMar 13, 2026
Details
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.39%
Up to 36 Months
▼
APR3.39%
TermUp to 36 Months
Last UpdatedMar 16, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
400 S Akard St, Dallas, TX, 75202 5324
New & Used Autos
3.49%
72 Months
▼
APR3.49%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 13, 2026
Details
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
New & Used Auto Loans
3.60%
36 to 72 Months
▼
APR3.60%
Term36 to 72 Months
Last UpdatedMar 15, 2026
Details
Port of Houston Warehouse Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
1717 East Loop N Ste 160, Houston, TX, 77029 4018
New/Used Auto
3.61%
36 Months
▼
APR3.61%
Term36 Months
Last UpdatedMar 15, 2026
Details
MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
36 Months
▼
APR3.65%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
48 Months
▼
APR3.65%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
60 Months
▼
APR3.65%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
72 Months
▼
APR3.65%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
84 Months
▼
APR3.67%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
183 E Price Rd, Brownsville, TX, 78521
New Auto Loan
3.70%
75 Months
▼
APR3.70%
Term75 Months
Last UpdatedMar 15, 2026
Details
up to 75 Months
Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
New Autos
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; Fewer than 7,500 miles
Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 11, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.75%
60 Months
▼
APR3.75%
Term60 Months
Last UpdatedMar 13, 2026
Details
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.89%
37-48 Months
▼
APR3.89%
Term37-48 Months
Last UpdatedMar 16, 2026
Details
Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
New Auto Loans - Cars and Light Trucks
3.90%
1 - 84 months
▼
APR3.90%
Term1 - 84 months
Last UpdatedMar 17, 2026
Details
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Auto Loan
3.95%
37-60
▼
APR3.95%
Term37-60
Last UpdatedMar 20, 2026
Details
CREDIT SCORE: A+ (800+)
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
New Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Qualifying rate - Conditions apply
US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
NEW Autos Up to 36 Months
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
United Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338 3950
New/Used Auto
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
80% Financing MSRP or NADA Retail (20% down)
Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
New Vehicle Loan
3.99%
24 - 72+ Months
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedMar 20, 2026
Details
Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
New Auto Loans
3.99%
54 Months
▼
APR3.99%
Term54 Months
Last UpdatedMar 15, 2026
Details
As Low As
United Heritage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
12208 N Mopac Expy, Austin, TX, 78758
New/Used Auto Loan
3.99%
12 to 84 Months
▼
APR3.99%
Term12 to 84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles
3.99%
37-48 months
▼
APR3.99%
Term37-48 months
Last UpdatedMar 15, 2026
Details
Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 11, 2026
Details
As Low As; $15,000 minimum Sticker Price
Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
5211 E Parkway St, Groves, TX, 77619
New & Used Auto
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
New Automobiles & Light Trucks
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Used Cars and Trucks
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used Vehicle Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 18, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: 2017 - 2025
4.75%
Up to 48 months
▼
APR4.75%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
loan balance $20,000 or more
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: 2017 - 2025
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Used Cars and Trucks
5.00%
42 Months
▼
APR5.00%
Term42 Months
Last UpdatedMar 17, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
9151 Warren Pkwy, Frisco, TX, 75035
Used Autos
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As; Terms up to 75 months ($15K loan request and greater, 2020 or newer, based on JD Power Retail Value)
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: 2017 - 2025
5.25%
Up to 72 months
▼
APR5.25%
TermUp to 72 months
Last UpdatedMar 20, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used Vehicle Loan
5.25%
84-95 Months
▼
APR5.25%
Term84-95 Months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
3333 Preston Rd, Frisco, TX, 75034 9012
New & Used Vehicles
5.49%
Up to 2 years
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Used Cars and Trucks
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedMar 17, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used Vehicle Loan
5.50%
96-107 Months
▼
APR5.50%
Term96-107 Months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used Vehicle Loan
5.75%
Up to 120 months
▼
APR5.75%
TermUp to 120 months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
Pre-Owned Automotive Models 2023-2021
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; _*As Term Increases The Rate Increases (lowest rate matches shortest term)_
El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
Used Auto
5.99%
24 Months
▼
APR5.99%
Term24 Months
Last UpdatedMar 13, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: 2016 & Older
6.10%
60 Months
▼
APR6.10%
Term60 Months
Last UpdatedMar 20, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
Pre-Owned Automotive Models 2020-2018
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 15, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
9151 Warren Pkwy, Frisco, TX, 75035
Used Autos
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; Terms from 76 to 84 months ($30K loan request and greater, 2020 or newer, based on JD Power Retail Value)
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
Used Cars and Trucks
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMar 17, 2026
Details
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2023-2019 Model Years
6.50%
12 months
▼
APR6.50%
Term12 months
Last UpdatedMar 17, 2026
Details
As Low As
El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
Used Auto
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMar 13, 2026
Details
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2023-2019 Model Years
7.00%
48 months
▼
APR7.00%
Term48 months
Last UpdatedMar 17, 2026
Details
As Low As
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2023-2019 Model Years
7.25%
60 months
▼
APR7.25%
Term60 months
Last UpdatedMar 17, 2026
Details
As Low As
El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
2601 NETWORK BLVD, FRISCO, TX, 75034
Used Auto
7.49%
84 Months
▼
APR7.49%
Term84 Months
Last UpdatedMar 13, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
2601 Network Blvd, Frisco, TX, 75034
Used Autos: Classic 20+ Years
7.60%
Up to 60 months
▼
APR7.60%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
9151 Warren Pkwy, Frisco, TX, 75035
Used Autos
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Terms up to 60 months - 80,001-100,000 miles (8 years old and newer, based on JD Power Retail Value)
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2023-2019 Model Years
8.00%
72 months
▼
APR8.00%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2018-2016 Model Years
8.50%
12 months
▼
APR8.50%
Term12 months
Last UpdatedMar 17, 2026
Details
As Low As
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2018-2016 Model Years
9.00%
48 months
▼
APR9.00%
Term48 months
Last UpdatedMar 17, 2026
Details
As Low As
SECNY Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
2601 Network Blvd Ste 600, Frisco, TX, 75034
Used Vehicles 2018-2016 Model Years
9.25%
60 months
▼
APR9.25%
Term60 months
Last UpdatedMar 17, 2026
Details
As Low As
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.00%
36 Months
▼
APR2.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.00%
48 Months
▼
APR2.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2014-2015
2.25%
36 Months
▼
APR2.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.25%
48 Months
▼
APR2.25%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.25%
60 Months
▼
APR2.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2013 & Older
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2014-2015
2.75%
48 Months
▼
APR2.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.75%
60 Months
▼
APR2.75%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.75%
72 Months
▼
APR2.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; With Approved Credit
Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
205 Center St, Deer Park, TX, 77536 2735
New & Used Automobile
3.24%
24 Months
▼
APR3.24%
Term24 Months
Last UpdatedMar 20, 2026
Details
Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
New and Pre-Owned Autos
3.24%
12-36
▼
APR3.24%
Term12-36
Last UpdatedMar 20, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Pre-Owned Autos
3.24%
12 - 36
▼
APR3.24%
Term12 - 36
Last UpdatedMar 20, 2026
Details
As Low As
Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMar 13, 2026
Details
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.39%
Up to 36 Months
▼
APR3.39%
TermUp to 36 Months
Last UpdatedMar 16, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
400 S Akard St, Dallas, TX, 75202 5324
New & Used Autos
3.49%
72 Months
▼
APR3.49%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As; All model years, Up to 36 months
Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 13, 2026
Details
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
New & Used Auto Loans
3.60%
36 to 72 Months
▼
APR3.60%
Term36 to 72 Months
Last UpdatedMar 15, 2026
Details
Port of Houston Warehouse Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
1717 East Loop N Ste 160, Houston, TX, 77029 4018
New/Used Auto
3.61%
36 Months
▼
APR3.61%
Term36 Months
Last UpdatedMar 15, 2026
Details
MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
36 Months
▼
APR3.65%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
48 Months
▼
APR3.65%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
60 Months
▼
APR3.65%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
72 Months
▼
APR3.65%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
84 Months
▼
APR3.67%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
Used Autos
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; Fewer than 100,000 miles
Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As; All model years, Up to 48 months
Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.75%
60 Months
▼
APR3.75%
Term60 Months
Last UpdatedMar 13, 2026
Details
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.89%
37-48 Months
▼
APR3.89%
Term37-48 Months
Last UpdatedMar 16, 2026
Details
Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2024
3.90%
1 - 84
▼
APR3.90%
Term1 - 84
Last UpdatedMar 17, 2026
Details
Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2025
3.90%
1 - 84
▼
APR3.90%
Term1 - 84
Last UpdatedMar 17, 2026
Details
Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Used Auto/Refinance Auto
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; (Up to 5 Years old / 2021+)
United Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338 3950
New/Used Auto
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
80% Financing MSRP or NADA Retail (20% down)
Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Used Vehicle Loan
3.99%
24 - 72+ Months
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedMar 20, 2026
Details
United Heritage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
12208 N Mopac Expy, Austin, TX, 78758
New/Used Auto Loan
3.99%
12 to 84 Months
▼
APR3.99%
Term12 to 84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
Used Cars, Trucks, Vans
4.00%
12 Months
▼
APR4.00%
Term12 Months
Last UpdatedMar 11, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; 2020 & newer, Up to 60 months
Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
5211 E Parkway St, Groves, TX, 77619
New & Used Auto
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
Used Automobiles & Light Trucks
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
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Frequently Asked Questions about Auto Loans in Frisco, Texas
How does my credit score affect my car loan rate in Texas?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Frisco, Texas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Texas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Frisco, Texas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Frisco, Texas?
Based on our current data, some of the lowest auto loan rates available in Frisco, Texas include:
- The State Credit Union: 3.99% (New Automotive)
- Manville Area Federal Credit Union: 4.00% (New Cars and Trucks)
- Conservation Employees Credit Union: 4.25% (Any Model Year Vehicle Loan)
- Healthcare Financial Federal Credit Union: 4.75% (New Autos: 2025 - 2026, Demos < 10,000 Miles)
- Randolph Brooks FCU: 4.99% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Frisco, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026
