Cordova, Tennessee Best Auto Loan Rates - August 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Cordova, Tennessee. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Cordova, Tennessee include Orion Federal Credit UnionOrion Federal Credit Union335 S Walnut Bend Rd, Cordova, TN, 38018 7216A+5.0 ★Texas Ratio: 2.33% offering Auto Loans at 3.95%, FAA Federal Credit UnionFAA Federal Credit Union8082 Rockcreek Cv, Cordova, TN, 38016A+5.0 ★Texas Ratio: 1.82% offering Auto Loans at 4.19%, FedEx Employees Credit Association Federal Credit UnionFedEx Employees Credit Association Federal Credit Union8195 Dexter Rd, Cordova, TN, 38016 0718A5.0 ★Texas Ratio: 5.77% offering NEW Auto Loan at 4.40%, Methodist Healthcare Federal Credit UnionMethodist Healthcare Federal Credit Union7130 Goodlett Farms Pkwy, Cordova, TN, 38016A+5.0 ★Texas Ratio: 2.07% offering New Vehicle Loans 0-24 Months at 4.75%, Southeast Financial Credit UnionSoutheast Financial Credit Union265 German Oak Dr, Cordova, TN, 38018 7221A5.0 ★Texas Ratio: 9.30% offering Other Vehicle Loans - 1st Term New at 5.00%. Auto loan rates as of August 28, 2026 according to verified data from MonitorBankRates.
Cordova has 6 local institutions in our database, with auto loan rates as low as 3.95% APR from Orion Federal Credit Union at 335 S Walnut Bend Rd, Cordova, TN, 38018 7216. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Cordova, Tennessee. Auto Loan Rates Last Updated and Verified: August 28, 2026
Compare Auto Loan Rates Today in Cordova, Tennessee & Surrounding Area
Cordova Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
335 S Walnut Bend Rd, Cordova, TN, 38018 7216
Auto Loans
3.95%
Max. 84 Months
▼
APR3.95%
TermMax. 84 Months
Last UpdatedAug 28, 2026
Details
As Low As; Starting at
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
8082 Rockcreek Cv, Cordova, TN, 38016
Auto Loans
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedAug 28, 2026
Details
Vehicle Year: 2025 & Newer
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
8195 Dexter Rd, Cordova, TN, 38016 0718
NEW Auto Loan
4.40%
Up to 36 months
▼
APR4.40%
TermUp to 36 months
Last UpdatedAug 28, 2026
Details
Rates as low as
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
8082 Rockcreek Cv, Cordova, TN, 38016
Auto Loans
4.44%
48 Months
▼
APR4.44%
Term48 Months
Last UpdatedAug 28, 2026
Details
Vehicle Year: 2025 & Newer
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
8082 Rockcreek Cv, Cordova, TN, 38016
Auto Loans
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedAug 28, 2026
Details
Vehicle Year: 2025 & Newer
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 0-24 Months
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 850-800
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
8082 Rockcreek Cv, Cordova, TN, 38016
Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedAug 28, 2026
Details
Vehicle Year: 2025 & Newer
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 0-24 Months
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 799-740
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 25-36 Months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 850-800
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
8195 Dexter Rd, Cordova, TN, 38016 0718
NEW Auto Loan
4.99%
37 - 60 months
▼
APR4.99%
Term37 - 60 months
Last UpdatedAug 28, 2026
Details
Rates as low as
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
8195 Dexter Rd, Cordova, TN, 38016 0718
USED Auto Loan
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedAug 28, 2026
Details
Rates as low as
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 1st Term New
5.00%
1st Term
▼
APR5.00%
Term1st Term
Last UpdatedAug 28, 2026
Details
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
8082 Rockcreek Cv, Cordova, TN, 38016
Auto Loans
5.19%
60 Months
▼
APR5.19%
Term60 Months
Last UpdatedAug 28, 2026
Details
Vehicle Year: 2021-2024
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
8082 Rockcreek Cv, Cordova, TN, 38016
Auto Loans
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedAug 28, 2026
Details
Vehicle Year: 2020
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 25-36 Months
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 799-740
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 37-48 Months
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 850-800
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 0-24 Months
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedAug 28, 2026
Details
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
8082 Rockcreek Cv, Cordova, TN, 38016
Auto Loans
5.59%
36 Months
▼
APR5.59%
Term36 Months
Last UpdatedAug 28, 2026
Details
Vehicle Year: 2016-2019
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 25-36 Months
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedAug 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 1st Term Used
5.75%
1st Term
▼
APR5.75%
Term1st Term
Last UpdatedAug 28, 2026
Details
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
8082 Rockcreek Cv, Cordova, TN, 38016
Auto Loans
5.84%
Fixed Rate
▼
APR5.84%
TermFixed Rate
Last UpdatedAug 28, 2026
Details
Product: Classic Auto
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
1520 Bonnie Ln, Cordova, TN, 38016
New car purchase Loan
5.94%
60 months
▼
APR5.94%
Term60 months
Last UpdatedAug 28, 2026
Details
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
1520 Bonnie Ln, Cordova, TN, 38016
New car rate Loan
5.94%
60 months
▼
APR5.94%
Term60 months
Last UpdatedAug 28, 2026
Details
For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Learn more. Purchase of a new car would have a 5.94% APR for 60 months, monthly payment of $868.72 for $45,000 financing, down payment of $0.
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
1520 Bonnie Ln, Cordova, TN, 38016
Used car purchase Loan
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedAug 28, 2026
Details
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
1520 Bonnie Ln, Cordova, TN, 38016
Used car rate Loan
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedAug 28, 2026
Details
For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Learn more. Purchase of a used 2022 year car would have a 5.99% APR for 60 months, monthly payment of $579.84 for $30,000 financing, down payment of $0.
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 37-48 Months
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 799-740
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 49-60 Months
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 850-800
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 0-24 Months
5.99%
24 Months
▼
APR5.99%
Term24 Months
Last UpdatedAug 28, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
8195 Dexter Rd, Cordova, TN, 38016 0718
NEW Auto Loan
5.99%
61 - 72 months
▼
APR5.99%
Term61 - 72 months
Last UpdatedAug 28, 2026
Details
Rates as low as
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
8195 Dexter Rd, Cordova, TN, 38016 0718
USED Auto Loan
5.99%
37 - 60 months
▼
APR5.99%
Term37 - 60 months
Last UpdatedAug 28, 2026
Details
Rates as low as
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 2nd Term New
6.00%
2nd Term
▼
APR6.00%
Term2nd Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 37-48 Months
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 0-24 Months
6.49%
24 Months
▼
APR6.49%
Term24 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 739-670
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 49-60 Months
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 799-740
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 61-72 Months
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 850-800
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 25-36 Months
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedAug 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 3rd Term New
6.50%
3rd Term
▼
APR6.50%
Term3rd Term
Last UpdatedAug 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 2nd Term Used
6.75%
2nd Term
▼
APR6.75%
Term2nd Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 25-36 Months
6.99%
36 Months
▼
APR6.99%
Term36 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 739-670
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 61-72 Months
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 799-740
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 73-84 Months
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 850-800
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 37-48 Months
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 49-60 Months
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedAug 28, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
8195 Dexter Rd, Cordova, TN, 38016 0718
NEW Auto Loan
6.99%
73 - 84 months
▼
APR6.99%
Term73 - 84 months
Last UpdatedAug 28, 2026
Details
Rates as low as
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
8195 Dexter Rd, Cordova, TN, 38016 0718
USED Auto Loan
6.99%
61 - 72 months
▼
APR6.99%
Term61 - 72 months
Last UpdatedAug 28, 2026
Details
Rates as low as
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 3rd Term Used
7.00%
3rd Term
▼
APR7.00%
Term3rd Term
Last UpdatedAug 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 4th Term New
7.00%
4th Term
▼
APR7.00%
Term4th Term
Last UpdatedAug 28, 2026
Details
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
8082 Rockcreek Cv, Cordova, TN, 38016
Auto Loans
7.09%
Fixed Rate
▼
APR7.09%
TermFixed Rate
Last UpdatedAug 28, 2026
Details
Vehicle Year: 2011 - 2015 Older Used
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
8195 Dexter Rd, Cordova, TN, 38016 0718
USED Auto Loan
7.24%
73 - 84 months
▼
APR7.24%
Term73 - 84 months
Last UpdatedAug 28, 2026
Details
Rates as low as
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 73-84 Months
7.49%
84 Months
▼
APR7.49%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 799-740
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 0-24 Months
7.49%
24 Months
▼
APR7.49%
Term24 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 49-60 Months
7.49%
60 Months
▼
APR7.49%
Term60 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 61-72 Months
7.49%
72 Months
▼
APR7.49%
Term72 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 25-36 Months
7.99%
36 Months
▼
APR7.99%
Term36 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 61-72 Months
7.99%
72 Months
▼
APR7.99%
Term72 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 73-84 Months
7.99%
84 Months
▼
APR7.99%
Term84 Months
Last UpdatedAug 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 4th Term Used
8.00%
4th Term
▼
APR8.00%
Term4th Term
Last UpdatedAug 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 5th Term New
8.00%
5th Term
▼
APR8.00%
Term5th Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 37-48 Months
8.49%
48 Months
▼
APR8.49%
Term48 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 739-670
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 73-84 Months
8.49%
84 Months
▼
APR8.49%
Term84 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 49-60 Months
8.99%
60 Months
▼
APR8.99%
Term60 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 739-670
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 5th Term Used
9.00%
5th Term
▼
APR9.00%
Term5th Term
Last UpdatedAug 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 6th Term New
9.00%
6th Term
▼
APR9.00%
Term6th Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 37-48 Months
9.49%
48 Months
▼
APR9.49%
Term48 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 61-72 Months
9.99%
72 Months
▼
APR9.99%
Term72 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 739-670
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 49-60 Months
9.99%
60 Months
▼
APR9.99%
Term60 Months
Last UpdatedAug 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 6th Term Used
10.00%
6th Term
▼
APR10.00%
Term6th Term
Last UpdatedAug 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 7th Term New
10.00%
7th Term
▼
APR10.00%
Term7th Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 0-24 Months
10.49%
24 Months
▼
APR10.49%
Term24 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 669-580
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 73-84 Months
10.99%
84 Months
▼
APR10.99%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 739-670
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 61-72 Months
10.99%
72 Months
▼
APR10.99%
Term72 Months
Last UpdatedAug 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 7th Term Used
11.00%
7th Term
▼
APR11.00%
Term7th Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 25-36 Months
11.49%
36 Months
▼
APR11.49%
Term36 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 669-580
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 0-24 Months
11.49%
24 Months
▼
APR11.49%
Term24 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 73-84 Months
11.99%
84 Months
▼
APR11.99%
Term84 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 37-48 Months
12.49%
48 Months
▼
APR12.49%
Term48 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 669-580
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 25-36 Months
12.49%
36 Months
▼
APR12.49%
Term36 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 49-60 Months
12.99%
60 Months
▼
APR12.99%
Term60 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 669-580
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 61-72 Months
13.49%
72 Months
▼
APR13.49%
Term72 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 669-580
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 37-48 Months
13.49%
48 Months
▼
APR13.49%
Term48 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 49-60 Months
13.99%
60 Months
▼
APR13.99%
Term60 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 61-72 Months
14.49%
72 Months
▼
APR14.49%
Term72 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 0-24 Months
14.99%
24 Months
▼
APR14.99%
Term24 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 579-300
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 25-36 Months
15.49%
36 Months
▼
APR15.49%
Term36 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 579-300
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 37-48 Months
15.99%
48 Months
▼
APR15.99%
Term48 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 579-300
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 0-24 Months
15.99%
24 Months
▼
APR15.99%
Term24 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 49-60 Months
16.49%
60 Months
▼
APR16.49%
Term60 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 579-300
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 25-36 Months
16.49%
36 Months
▼
APR16.49%
Term36 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 37-48 Months
16.99%
48 Months
▼
APR16.99%
Term48 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 49-60 Months
17.49%
60 Months
▼
APR17.49%
Term60 Months
Last UpdatedAug 28, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.92%
New and Promotional Rate Auto 2024 - 2027 Vehicles
3.50%
Up to 36 Months
▼
APR3.50%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.92%
Used Auto - Up to 36 Months
3.50%
Up to 36 Months
▼
APR3.50%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto ('26 or Newer)
3.75%
36-84 months
▼
APR3.75%
Term36-84 months
Last UpdatedAug 28, 2026
Details
As Low As; up to 120%
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto (2017-2025)
3.75%
36-84 months
▼
APR3.75%
Term36-84 months
Last UpdatedAug 28, 2026
Details
As Low As; up to 120%
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan
3.75%
48 MONTHS
▼
APR3.75%
Term48 MONTHS
Last UpdatedAug 28, 2026
Details
As Low As; Actual rate is determined by credit score
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
Leaders Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Auto Loans
3.99%
96 months
▼
APR3.99%
Term96 months
Last UpdatedAug 28, 2026
Details
As Low As
Greater Eastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
New Auto
3.99%
12-96 months
▼
APR3.99%
Term12-96 months
Last UpdatedAug 28, 2026
Details
Collateral Type: New
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
New Cars, Trucks, and Vans Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedAug 28, 2026
Details
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan
4.00%
60 MONTHS
▼
APR4.00%
Term60 MONTHS
Last UpdatedAug 28, 2026
Details
As Low As; Actual rate is determined by credit score
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.92%
New and Promotional Rate Auto 2024 - 2027 Vehicles
4.00%
37 - 48 Months
▼
APR4.00%
Term37 - 48 Months
Last UpdatedAug 28, 2026
Details
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Vehicles up to 25,000 miles Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedAug 28, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
4.09%
Up to 60 months
▼
APR4.09%
TermUp to 60 months
Last UpdatedAug 28, 2026
Details
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedAug 28, 2026
Details
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan
4.25%
48 MONTHS
▼
APR4.25%
Term48 MONTHS
Last UpdatedAug 28, 2026
Details
As Low As; Actual rate is determined by credit score
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
New Auto - Up to 24 months
4.25%
Up to 24 months
▼
APR4.25%
TermUp to 24 months
Last UpdatedAug 28, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
New Cars & Trucks Loan
4.39%
63 months or less
▼
APR4.39%
Term63 months or less
Last UpdatedAug 28, 2026
Details
Mileage: Within 3 most recent model years and less than 25,000 miles
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.39%
48 mo. or less
▼
APR4.39%
Term48 mo. or less
Last UpdatedAug 28, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
Knoxville Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Vehicle Loan
4.49%
up to 72 mos.
▼
APR4.49%
Termup to 72 mos.
Last UpdatedAug 28, 2026
Details
As Low As; Fixed
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedAug 28, 2026
Details
Patriot Equity Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.47%
New Autos
4.49%
84 months
▼
APR4.49%
Term84 months
Last UpdatedAug 28, 2026
Details
As Low As; Motorized Vehicle Loan rates displayed include a 0.50% rate discount for having an automatic payment from a Patriot Equity Credit Union checking account.
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto (90% of Retail)
4.49%
Up to 84 Months
▼
APR4.49%
TermUp to 84 Months
Last UpdatedAug 28, 2026
Details
As low as
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Semi-New Auto (90% of Retail, 501 - 15,000 Miles)
4.49%
Up to 84 Months
▼
APR4.49%
TermUp to 84 Months
Last UpdatedAug 28, 2026
Details
As low as
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Auto (90% of NADA Retail)
4.49%
Up to 84 Months
▼
APR4.49%
TermUp to 84 Months
Last UpdatedAug 28, 2026
Details
As low as
UPS Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
New Auto Loan
4.49%
up to 84 months
▼
APR4.49%
Termup to 84 months
Last UpdatedAug 28, 2026
Details
Up to a 1% reduction on the current financed vehicle interest rate. This promotion does not apply to Older Auto Loans. Rate will not go below 4.49% on terms up to 84-months. Members must provide the original dealer documentation and/or a current loan statement to support the rate being reduced and term being matched. Loan terms will be up to the remaining term of the existing loan, with a maximum term of 84-months. Promotion may be discontinued at any time. This promotion cannot be used on existing UPSECU loans.
UPS Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
New Vehicle Loans
4.49%
48- 84 Months
▼
APR4.49%
Term48- 84 Months
Last UpdatedAug 28, 2026
Details
Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness.
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.49%
49 - 63 mo.
▼
APR4.49%
Term49 - 63 mo.
Last UpdatedAug 28, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Used Auto - 24 months
4.49%
24 months
▼
APR4.49%
Term24 months
Last UpdatedAug 28, 2026
Details
As Low As
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan
4.50%
72 MONTHS
▼
APR4.50%
Term72 MONTHS
Last UpdatedAug 28, 2026
Details
As Low As; Actual rate is determined by credit score
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.92%
Used Auto - 37 - 48 Months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedAug 28, 2026
Details
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.92%
Used Auto - 49 - 60 Months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedAug 28, 2026
Details
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Vehicles up to 25,000 miles Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedAug 28, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Autos
4.59%
60 months
▼
APR4.59%
Term60 months
Last UpdatedAug 28, 2026
Details
As Low As; No Payment for 90 Days!
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Autos, SUVs, Trucks, Vans
4.59%
3-7 year term
▼
APR4.59%
Term3-7 year term
Last UpdatedAug 28, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
4.59%
Up to 60 months
▼
APR4.59%
TermUp to 60 months
Last UpdatedAug 28, 2026
Details
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
Tennessee Military Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
New Vehicles Loan
4.74%
36 M
▼
APR4.74%
Term36 M
Last UpdatedAug 28, 2026
Details
As low as 4.74% with member discount
Tennessee Military Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Used Vehicles Loan
4.74%
36 M
▼
APR4.74%
Term36 M
Last UpdatedAug 28, 2026
Details
As low as 4.74% with member discount
Knoxville Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Vehicle Loan
4.74%
73 to 84 mos.
▼
APR4.74%
Term73 to 84 mos.
Last UpdatedAug 28, 2026
Details
As Low As; Fixed
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
New Cars, Trucks, and Vans Loan
4.74%
72 months
▼
APR4.74%
Term72 months
Last UpdatedAug 28, 2026
Details
Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Auto
4.74%
36 - 120 months
▼
APR4.74%
Term36 - 120 months
Last UpdatedAug 28, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
4.75%
60 Month
▼
APR4.75%
Term60 Month
Last UpdatedAug 28, 2026
Details
As Low As
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan
4.75%
72 MONTHS
▼
APR4.75%
Term72 MONTHS
Last UpdatedAug 28, 2026
Details
As Low As; Actual rate is determined by credit score
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.92%
Used Auto - Luxury Only 61 - 72 Months
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedAug 28, 2026
Details
Luxury Only
Greater Eastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
Used Auto
4.75%
12-96 months
▼
APR4.75%
Term12-96 months
Last UpdatedAug 28, 2026
Details
Collateral Type: Used
BCBST Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loan
4.75%
Up to 36 Months
▼
APR4.75%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
New Auto
4.75%
Fixed
▼
APR4.75%
TermFixed
Last UpdatedAug 28, 2026
Details
As Low As;*
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
New Autos
4.75%
24 - 120 Months
▼
APR4.75%
Term24 - 120 Months
Last UpdatedAug 28, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
New Cars & Trucks Loan
4.89%
64 - 75 months
▼
APR4.89%
Term64 - 75 months
Last UpdatedAug 28, 2026
Details
Mileage: Within 3 most recent model years and less than 25,000 miles
Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
New Vehicle Loans - Models 5 years or newer
4.90%
5 Years
▼
APR4.90%
Term5 Years
Last UpdatedAug 28, 2026
Details
125% financing available. No minimum loan amount.
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Used Auto
4.90%
Fixed
▼
APR4.90%
TermFixed
Last UpdatedAug 28, 2026
Details
As Low As;*
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Used Autos
4.90%
24 - 120 Months
▼
APR4.90%
Term24 - 120 Months
Last UpdatedAug 28, 2026
Details
As Low As
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Vehicle Loan
4.99%
Up To 60 Months
▼
APR4.99%
TermUp To 60 Months
Last UpdatedAug 28, 2026
Details
Sevier County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
4.99%
78 months
▼
APR4.99%
Term78 months
Last UpdatedAug 28, 2026
Details
As Low As; Refinance your auto loan with us and don't worry about making payments in the summer!
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedAug 28, 2026
Details
Patriot Equity Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.47%
Used Autos
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedAug 28, 2026
Details
As Low As; Motorized Vehicle Loan rates displayed include a 0.50% rate discount for having an automatic payment from a Patriot Equity Credit Union checking account.
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto (100% of Retail)
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedAug 28, 2026
Details
As low as
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.99%
64 - 75 mo.
▼
APR4.99%
Term64 - 75 mo.
Last UpdatedAug 28, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
PIAS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto's up to 60 months
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedAug 28, 2026
Details
As Low As
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
Used Cars, Trucks, and Vans less than 100,000 Miles Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedAug 28, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
New Auto
4.99%
2023-2026
▼
APR4.99%
Term2023-2026
Last UpdatedAug 28, 2026
Details
New Auto
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Used Auto
4.99%
2021-2026
▼
APR4.99%
Term2021-2026
Last UpdatedAug 28, 2026
Details
Used Auto
Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Used Auto
4.99%
36 - 120 months
▼
APR4.99%
Term36 - 120 months
Last UpdatedAug 28, 2026
Details
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 19.67%
New Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedAug 28, 2026
Details
New Auto (2025-2026)
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
New Auto - 36 months
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedAug 28, 2026
Details
As Low As
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
New Auto - 48 months
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedAug 28, 2026
Details
As Low As
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
New Auto - 60 months
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedAug 28, 2026
Details
As Low As
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.64%
Autos 2026 & older
5.00%
Up to 36 months
▼
APR5.00%
TermUp to 36 months
Last UpdatedAug 28, 2026
Details
Fixed
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Car Loan
5.00%
60 Month
▼
APR5.00%
Term60 Month
Last UpdatedAug 28, 2026
Details
As Low As
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan
5.00%
60 MONTHS
▼
APR5.00%
Term60 MONTHS
Last UpdatedAug 28, 2026
Details
As Low As; Actual rate is determined by credit score
EPB Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
New Vehicles (Cars, Trucks, Boats, RV's) 60 months, up to 15,000 miles Loan
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedAug 28, 2026
Details
Credit Score: 850-750
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Vehicles from 25,000 to 100,000 miles Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedAug 28, 2026
Details
As low as*
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.00%
48 mos.
▼
APR5.00%
Term48 mos.
Last UpdatedAug 28, 2026
Details
Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Used Vehicle Loans - Models 6 to 10 years old
5.15%
10 Years
▼
APR5.15%
Term10 Years
Last UpdatedAug 28, 2026
Details
125% financing available.
City Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
Auto Loans (36mo)
5.15%
36 months
▼
APR5.15%
Term36 months
Last UpdatedAug 28, 2026
Details
Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.52%
Auto Loan
5.24%
36 months*
▼
APR5.24%
Term36 months*
Last UpdatedAug 28, 2026
Details
First Choice Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Auto
5.24%
0 to 48 months
▼
APR5.24%
Term0 to 48 months
Last UpdatedAug 28, 2026
Details
As low as. Rates increase by 1% for automobiles over 100,000 miles.
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.64%
Autos 2026 & older
5.25%
Up to 84 months
▼
APR5.25%
TermUp to 84 months
Last UpdatedAug 28, 2026
Details
Fixed
Outreach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
Vehicle Loan
5.25%
Up to 84 Months
▼
APR5.25%
TermUp to 84 Months
Last UpdatedAug 28, 2026
Details
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan
5.25%
66 MONTHS
▼
APR5.25%
Term66 MONTHS
Last UpdatedAug 28, 2026
Details
As Low As; Actual rate is determined by credit score
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Vehicles from 25,000 to 100,000 miles Loan
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedAug 28, 2026
Details
As low as*
First Choice Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Auto
5.25%
0 to 36 months
▼
APR5.25%
Term0 to 36 months
Last UpdatedAug 28, 2026
Details
As low as. Rates increase by 1% for automobiles over 100,000 miles.
BCBST Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loan
5.25%
Up to 72 Months
▼
APR5.25%
TermUp to 72 Months
Last UpdatedAug 28, 2026
Details
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 19.67%
New Auto
5.25%
Up to 72 months
▼
APR5.25%
TermUp to 72 months
Last UpdatedAug 28, 2026
Details
New Auto (2025-2026)
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.25%
60 mos.
▼
APR5.25%
Term60 mos.
Last UpdatedAug 28, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
Used Cars & Trucks (25,000 - 99,999 miles) Loan
5.39%
63 months or less
▼
APR5.39%
Term63 months or less
Last UpdatedAug 28, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Vehicle Loan
5.39%
Up To 60 Months
▼
APR5.39%
TermUp To 60 Months
Last UpdatedAug 28, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
5.39%
48 mo. or less
▼
APR5.39%
Term48 mo. or less
Last UpdatedAug 28, 2026
Details
25,001 miles to 99,999 miles Up to 135% of Retail - see below
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Vehicle Loan
5.49%
61 - 75 Months
▼
APR5.49%
Term61 - 75 Months
Last UpdatedAug 28, 2026
Details
Tennessee Military Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Used Auto Older
5.49%
36 M
▼
APR5.49%
Term36 M
Last UpdatedAug 28, 2026
Details
As low as 5.49% with member discount
Knoxville Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Vehicle Loan
5.49%
up to 72 mos.
▼
APR5.49%
Termup to 72 mos.
Last UpdatedAug 28, 2026
Details
As Low As; Fixed
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedAug 28, 2026
Details
The Tennessee Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
2021 - Current New or Used Auto
5.49%
63 months
▼
APR5.49%
Term63 months
Last UpdatedAug 28, 2026
Details
The Tennessee Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Auto Loans
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedAug 28, 2026
Details
Payment example: $ 10,000 borrowed at 5.49% APR for 60 months = $190.97/month.
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
5.49%
49 - 63 mo.
▼
APR5.49%
Term49 - 63 mo.
Last UpdatedAug 28, 2026
Details
25,001 miles to 99,999 miles Up to 135% of Retail - see below
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
New Cars, Trucks, and Vans Loan
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedAug 28, 2026
Details
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
Used Cars, Trucks, and Vans less than 100,000 Miles Loan
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedAug 28, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
New Auto - 72 months
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedAug 28, 2026
Details
As Low As
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Used Auto - 36 months
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedAug 28, 2026
Details
As Low As
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Used Auto - 48 months
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedAug 28, 2026
Details
As Low As
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Used Auto - 60 months
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedAug 28, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
5.50%
72 Month
▼
APR5.50%
Term72 Month
Last UpdatedAug 28, 2026
Details
As Low As
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.92%
Used Auto - Luxury Only 73 - 84 Months
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedAug 28, 2026
Details
Luxury Only
EPB Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
New Vehicles (Cars, Trucks, Boats, RV's) 60 months, up to 15,000 miles Loan
5.50%
60 months
▼
APR5.50%
Term60 months
Last UpdatedAug 28, 2026
Details
Credit Score: 749-700
EPB Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
New Vehicles (Cars, Trucks, Boats, RV's) 72 months, up to 15,000 miles Loan
5.50%
72 months
▼
APR5.50%
Term72 months
Last UpdatedAug 28, 2026
Details
Credit Score: 850-750
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Vehicles up to 25,000 miles Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedAug 28, 2026
Details
As Low As
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 19.67%
New Auto
5.50%
Up to 84 months
▼
APR5.50%
TermUp to 84 months
Last UpdatedAug 28, 2026
Details
New Auto (2025-2026); * Denotes an auto over $40K finanaced
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.50%
72 mos.
▼
APR5.50%
Term72 mos.
Last UpdatedAug 28, 2026
Details
($20,000-$29,999)
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
New Autos
5.55%
6 - 84 months
▼
APR5.55%
Term6 - 84 months
Last UpdatedAug 28, 2026
Details
As low as; under 10,000 miles
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
New Cars & Trucks Loan
5.69%
76 - 84 months
▼
APR5.69%
Term76 - 84 months
Last UpdatedAug 28, 2026
Details
Mileage: Within 3 most recent model years and less than 25,000 miles (invoice or NADA retail value over $12,500)
Powered by
MonitorBankRates
Cordova New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
8195 Dexter Rd, Cordova, TN, 38016 0718
NEW Auto Loan
4.40%
Up to 36 months
▼
APR4.40%
TermUp to 36 months
Last UpdatedAug 28, 2026
Details
Rates as low as
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 0-24 Months
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 850-800
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 0-24 Months
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 799-740
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 25-36 Months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 850-800
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
8195 Dexter Rd, Cordova, TN, 38016 0718
NEW Auto Loan
4.99%
37 - 60 months
▼
APR4.99%
Term37 - 60 months
Last UpdatedAug 28, 2026
Details
Rates as low as
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 1st Term New
5.00%
1st Term
▼
APR5.00%
Term1st Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 25-36 Months
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 799-740
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 37-48 Months
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 850-800
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
1520 Bonnie Ln, Cordova, TN, 38016
New car purchase Loan
5.94%
60 months
▼
APR5.94%
Term60 months
Last UpdatedAug 28, 2026
Details
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
1520 Bonnie Ln, Cordova, TN, 38016
New car rate Loan
5.94%
60 months
▼
APR5.94%
Term60 months
Last UpdatedAug 28, 2026
Details
For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Learn more. Purchase of a new car would have a 5.94% APR for 60 months, monthly payment of $868.72 for $45,000 financing, down payment of $0.
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 37-48 Months
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 799-740
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 49-60 Months
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 850-800
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
8195 Dexter Rd, Cordova, TN, 38016 0718
NEW Auto Loan
5.99%
61 - 72 months
▼
APR5.99%
Term61 - 72 months
Last UpdatedAug 28, 2026
Details
Rates as low as
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 2nd Term New
6.00%
2nd Term
▼
APR6.00%
Term2nd Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 0-24 Months
6.49%
24 Months
▼
APR6.49%
Term24 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 739-670
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 49-60 Months
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 799-740
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 61-72 Months
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 850-800
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 3rd Term New
6.50%
3rd Term
▼
APR6.50%
Term3rd Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 25-36 Months
6.99%
36 Months
▼
APR6.99%
Term36 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 739-670
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 61-72 Months
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 799-740
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 73-84 Months
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 850-800
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
8195 Dexter Rd, Cordova, TN, 38016 0718
NEW Auto Loan
6.99%
73 - 84 months
▼
APR6.99%
Term73 - 84 months
Last UpdatedAug 28, 2026
Details
Rates as low as
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 4th Term New
7.00%
4th Term
▼
APR7.00%
Term4th Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 73-84 Months
7.49%
84 Months
▼
APR7.49%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 799-740
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 5th Term New
8.00%
5th Term
▼
APR8.00%
Term5th Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 37-48 Months
8.49%
48 Months
▼
APR8.49%
Term48 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 739-670
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 49-60 Months
8.99%
60 Months
▼
APR8.99%
Term60 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 739-670
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 6th Term New
9.00%
6th Term
▼
APR9.00%
Term6th Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 61-72 Months
9.99%
72 Months
▼
APR9.99%
Term72 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 739-670
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 7th Term New
10.00%
7th Term
▼
APR10.00%
Term7th Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 0-24 Months
10.49%
24 Months
▼
APR10.49%
Term24 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 669-580
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 73-84 Months
10.99%
84 Months
▼
APR10.99%
Term84 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 739-670
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 25-36 Months
11.49%
36 Months
▼
APR11.49%
Term36 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 669-580
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 37-48 Months
12.49%
48 Months
▼
APR12.49%
Term48 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 669-580
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 49-60 Months
12.99%
60 Months
▼
APR12.99%
Term60 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 669-580
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 61-72 Months
13.49%
72 Months
▼
APR13.49%
Term72 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 669-580
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 0-24 Months
14.99%
24 Months
▼
APR14.99%
Term24 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 579-300
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 25-36 Months
15.49%
36 Months
▼
APR15.49%
Term36 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 579-300
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 37-48 Months
15.99%
48 Months
▼
APR15.99%
Term48 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 579-300
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
New Vehicle Loans 49-60 Months
16.49%
60 Months
▼
APR16.49%
Term60 Months
Last UpdatedAug 28, 2026
Details
Credit Score: 579-300
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.92%
New and Promotional Rate Auto 2024 - 2027 Vehicles
3.50%
Up to 36 Months
▼
APR3.50%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Auto ('26 or Newer)
3.75%
36-84 months
▼
APR3.75%
Term36-84 months
Last UpdatedAug 28, 2026
Details
As Low As; up to 120%
Greater Eastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
New Auto
3.99%
12-96 months
▼
APR3.99%
Term12-96 months
Last UpdatedAug 28, 2026
Details
Collateral Type: New
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
New Cars, Trucks, and Vans Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedAug 28, 2026
Details
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.92%
New and Promotional Rate Auto 2024 - 2027 Vehicles
4.00%
37 - 48 Months
▼
APR4.00%
Term37 - 48 Months
Last UpdatedAug 28, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
4.09%
Up to 60 months
▼
APR4.09%
TermUp to 60 months
Last UpdatedAug 28, 2026
Details
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedAug 28, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
New Auto - Up to 24 months
4.25%
Up to 24 months
▼
APR4.25%
TermUp to 24 months
Last UpdatedAug 28, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
New Cars & Trucks Loan
4.39%
63 months or less
▼
APR4.39%
Term63 months or less
Last UpdatedAug 28, 2026
Details
Mileage: Within 3 most recent model years and less than 25,000 miles
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.39%
48 mo. or less
▼
APR4.39%
Term48 mo. or less
Last UpdatedAug 28, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedAug 28, 2026
Details
Patriot Equity Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.47%
New Autos
4.49%
84 months
▼
APR4.49%
Term84 months
Last UpdatedAug 28, 2026
Details
As Low As; Motorized Vehicle Loan rates displayed include a 0.50% rate discount for having an automatic payment from a Patriot Equity Credit Union checking account.
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto (90% of Retail)
4.49%
Up to 84 Months
▼
APR4.49%
TermUp to 84 Months
Last UpdatedAug 28, 2026
Details
As low as
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Semi-New Auto (90% of Retail, 501 - 15,000 Miles)
4.49%
Up to 84 Months
▼
APR4.49%
TermUp to 84 Months
Last UpdatedAug 28, 2026
Details
As low as
UPS Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
New Auto Loan
4.49%
up to 84 months
▼
APR4.49%
Termup to 84 months
Last UpdatedAug 28, 2026
Details
Up to a 1% reduction on the current financed vehicle interest rate. This promotion does not apply to Older Auto Loans. Rate will not go below 4.49% on terms up to 84-months. Members must provide the original dealer documentation and/or a current loan statement to support the rate being reduced and term being matched. Loan terms will be up to the remaining term of the existing loan, with a maximum term of 84-months. Promotion may be discontinued at any time. This promotion cannot be used on existing UPSECU loans.
UPS Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
New Vehicle Loans
4.49%
48- 84 Months
▼
APR4.49%
Term48- 84 Months
Last UpdatedAug 28, 2026
Details
Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness.
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.49%
49 - 63 mo.
▼
APR4.49%
Term49 - 63 mo.
Last UpdatedAug 28, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Autos
4.59%
60 months
▼
APR4.59%
Term60 months
Last UpdatedAug 28, 2026
Details
As Low As; No Payment for 90 Days!
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Autos, SUVs, Trucks, Vans
4.59%
3-7 year term
▼
APR4.59%
Term3-7 year term
Last UpdatedAug 28, 2026
Details
As Low As
Tennessee Military Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
New Vehicles Loan
4.74%
36 M
▼
APR4.74%
Term36 M
Last UpdatedAug 28, 2026
Details
As low as 4.74% with member discount
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
New Cars, Trucks, and Vans Loan
4.74%
72 months
▼
APR4.74%
Term72 months
Last UpdatedAug 28, 2026
Details
Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Auto
4.74%
36 - 120 months
▼
APR4.74%
Term36 - 120 months
Last UpdatedAug 28, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
4.75%
60 Month
▼
APR4.75%
Term60 Month
Last UpdatedAug 28, 2026
Details
As Low As
BCBST Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loan
4.75%
Up to 36 Months
▼
APR4.75%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
New Auto
4.75%
Fixed
▼
APR4.75%
TermFixed
Last UpdatedAug 28, 2026
Details
As Low As;*
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
New Autos
4.75%
24 - 120 Months
▼
APR4.75%
Term24 - 120 Months
Last UpdatedAug 28, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
New Cars & Trucks Loan
4.89%
64 - 75 months
▼
APR4.89%
Term64 - 75 months
Last UpdatedAug 28, 2026
Details
Mileage: Within 3 most recent model years and less than 25,000 miles
Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
New Vehicle Loans - Models 5 years or newer
4.90%
5 Years
▼
APR4.90%
Term5 Years
Last UpdatedAug 28, 2026
Details
125% financing available. No minimum loan amount.
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Vehicle Loan
4.99%
Up To 60 Months
▼
APR4.99%
TermUp To 60 Months
Last UpdatedAug 28, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedAug 28, 2026
Details
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto (100% of Retail)
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedAug 28, 2026
Details
As low as
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.99%
64 - 75 mo.
▼
APR4.99%
Term64 - 75 mo.
Last UpdatedAug 28, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
PIAS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto's up to 60 months
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedAug 28, 2026
Details
As Low As
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
New Auto
4.99%
2023-2026
▼
APR4.99%
Term2023-2026
Last UpdatedAug 28, 2026
Details
New Auto
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 19.67%
New Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedAug 28, 2026
Details
New Auto (2025-2026)
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
New Auto - 36 months
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedAug 28, 2026
Details
As Low As
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
New Auto - 48 months
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedAug 28, 2026
Details
As Low As
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
New Auto - 60 months
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedAug 28, 2026
Details
As Low As
EPB Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
New Vehicles (Cars, Trucks, Boats, RV's) 60 months, up to 15,000 miles Loan
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedAug 28, 2026
Details
Credit Score: 850-750
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.00%
48 mos.
▼
APR5.00%
Term48 mos.
Last UpdatedAug 28, 2026
Details
First Choice Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
New Auto
5.24%
0 to 48 months
▼
APR5.24%
Term0 to 48 months
Last UpdatedAug 28, 2026
Details
As low as. Rates increase by 1% for automobiles over 100,000 miles.
BCBST Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loan
5.25%
Up to 72 Months
▼
APR5.25%
TermUp to 72 Months
Last UpdatedAug 28, 2026
Details
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 19.67%
New Auto
5.25%
Up to 72 months
▼
APR5.25%
TermUp to 72 months
Last UpdatedAug 28, 2026
Details
New Auto (2025-2026)
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.25%
60 mos.
▼
APR5.25%
Term60 mos.
Last UpdatedAug 28, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
5.39%
48 mo. or less
▼
APR5.39%
Term48 mo. or less
Last UpdatedAug 28, 2026
Details
25,001 miles to 99,999 miles Up to 135% of Retail - see below
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New Vehicle Loan
5.49%
61 - 75 Months
▼
APR5.49%
Term61 - 75 Months
Last UpdatedAug 28, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedAug 28, 2026
Details
The Tennessee Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
2021 - Current New or Used Auto
5.49%
63 months
▼
APR5.49%
Term63 months
Last UpdatedAug 28, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
5.49%
49 - 63 mo.
▼
APR5.49%
Term49 - 63 mo.
Last UpdatedAug 28, 2026
Details
25,001 miles to 99,999 miles Up to 135% of Retail - see below
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
New Cars, Trucks, and Vans Loan
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedAug 28, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
New Auto - 72 months
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedAug 28, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
5.50%
72 Month
▼
APR5.50%
Term72 Month
Last UpdatedAug 28, 2026
Details
As Low As
EPB Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
New Vehicles (Cars, Trucks, Boats, RV's) 60 months, up to 15,000 miles Loan
5.50%
60 months
▼
APR5.50%
Term60 months
Last UpdatedAug 28, 2026
Details
Credit Score: 749-700
EPB Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
New Vehicles (Cars, Trucks, Boats, RV's) 72 months, up to 15,000 miles Loan
5.50%
72 months
▼
APR5.50%
Term72 months
Last UpdatedAug 28, 2026
Details
Credit Score: 850-750
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 19.67%
New Auto
5.50%
Up to 84 months
▼
APR5.50%
TermUp to 84 months
Last UpdatedAug 28, 2026
Details
New Auto (2025-2026); * Denotes an auto over $40K finanaced
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.50%
72 mos.
▼
APR5.50%
Term72 mos.
Last UpdatedAug 28, 2026
Details
($20,000-$29,999)
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
New Autos
5.55%
6 - 84 months
▼
APR5.55%
Term6 - 84 months
Last UpdatedAug 28, 2026
Details
As low as; under 10,000 miles
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
New Cars & Trucks Loan
5.69%
76 - 84 months
▼
APR5.69%
Term76 - 84 months
Last UpdatedAug 28, 2026
Details
Mileage: Within 3 most recent model years and less than 25,000 miles (invoice or NADA retail value over $12,500)
Powered by
MonitorBankRates
Cordova Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
8195 Dexter Rd, Cordova, TN, 38016 0718
USED Auto Loan
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedAug 28, 2026
Details
Rates as low as
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 0-24 Months
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 25-36 Months
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedAug 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 1st Term Used
5.75%
1st Term
▼
APR5.75%
Term1st Term
Last UpdatedAug 28, 2026
Details
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
1520 Bonnie Ln, Cordova, TN, 38016
Used car purchase Loan
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedAug 28, 2026
Details
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
1520 Bonnie Ln, Cordova, TN, 38016
Used car rate Loan
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedAug 28, 2026
Details
For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Learn more. Purchase of a used 2022 year car would have a 5.99% APR for 60 months, monthly payment of $579.84 for $30,000 financing, down payment of $0.
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 0-24 Months
5.99%
24 Months
▼
APR5.99%
Term24 Months
Last UpdatedAug 28, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
8195 Dexter Rd, Cordova, TN, 38016 0718
USED Auto Loan
5.99%
37 - 60 months
▼
APR5.99%
Term37 - 60 months
Last UpdatedAug 28, 2026
Details
Rates as low as
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 37-48 Months
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 25-36 Months
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedAug 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 2nd Term Used
6.75%
2nd Term
▼
APR6.75%
Term2nd Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 37-48 Months
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 49-60 Months
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedAug 28, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
8195 Dexter Rd, Cordova, TN, 38016 0718
USED Auto Loan
6.99%
61 - 72 months
▼
APR6.99%
Term61 - 72 months
Last UpdatedAug 28, 2026
Details
Rates as low as
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 3rd Term Used
7.00%
3rd Term
▼
APR7.00%
Term3rd Term
Last UpdatedAug 28, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
8195 Dexter Rd, Cordova, TN, 38016 0718
USED Auto Loan
7.24%
73 - 84 months
▼
APR7.24%
Term73 - 84 months
Last UpdatedAug 28, 2026
Details
Rates as low as
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 0-24 Months
7.49%
24 Months
▼
APR7.49%
Term24 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 49-60 Months
7.49%
60 Months
▼
APR7.49%
Term60 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 61-72 Months
7.49%
72 Months
▼
APR7.49%
Term72 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 25-36 Months
7.99%
36 Months
▼
APR7.99%
Term36 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 61-72 Months
7.99%
72 Months
▼
APR7.99%
Term72 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 73-84 Months
7.99%
84 Months
▼
APR7.99%
Term84 Months
Last UpdatedAug 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 4th Term Used
8.00%
4th Term
▼
APR8.00%
Term4th Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 73-84 Months
8.49%
84 Months
▼
APR8.49%
Term84 Months
Last UpdatedAug 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 5th Term Used
9.00%
5th Term
▼
APR9.00%
Term5th Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 37-48 Months
9.49%
48 Months
▼
APR9.49%
Term48 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 49-60 Months
9.99%
60 Months
▼
APR9.99%
Term60 Months
Last UpdatedAug 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 6th Term Used
10.00%
6th Term
▼
APR10.00%
Term6th Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 61-72 Months
10.99%
72 Months
▼
APR10.99%
Term72 Months
Last UpdatedAug 28, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
265 German Oak Dr, Cordova, TN, 38018 7221
Other Vehicle Loans - 7th Term Used
11.00%
7th Term
▼
APR11.00%
Term7th Term
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 0-24 Months
11.49%
24 Months
▼
APR11.49%
Term24 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 73-84 Months
11.99%
84 Months
▼
APR11.99%
Term84 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 25-36 Months
12.49%
36 Months
▼
APR12.49%
Term36 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 37-48 Months
13.49%
48 Months
▼
APR13.49%
Term48 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 49-60 Months
13.99%
60 Months
▼
APR13.99%
Term60 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 61-72 Months
14.49%
72 Months
▼
APR14.49%
Term72 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 0-24 Months
15.99%
24 Months
▼
APR15.99%
Term24 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 25-36 Months
16.49%
36 Months
▼
APR16.49%
Term36 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 37-48 Months
16.99%
48 Months
▼
APR16.99%
Term48 Months
Last UpdatedAug 28, 2026
Details
Methodist Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
7130 Goodlett Farms Pkwy, Cordova, TN, 38016
Used Vehicle Loans 49-60 Months
17.49%
60 Months
▼
APR17.49%
Term60 Months
Last UpdatedAug 28, 2026
Details
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.92%
Used Auto - Up to 36 Months
3.50%
Up to 36 Months
▼
APR3.50%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Auto (2017-2025)
3.75%
36-84 months
▼
APR3.75%
Term36-84 months
Last UpdatedAug 28, 2026
Details
As Low As; up to 120%
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedAug 28, 2026
Details
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedAug 28, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.39%
48 mo. or less
▼
APR4.39%
Term48 mo. or less
Last UpdatedAug 28, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedAug 28, 2026
Details
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Auto (90% of NADA Retail)
4.49%
Up to 84 Months
▼
APR4.49%
TermUp to 84 Months
Last UpdatedAug 28, 2026
Details
As low as
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.49%
49 - 63 mo.
▼
APR4.49%
Term49 - 63 mo.
Last UpdatedAug 28, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Used Auto - 24 months
4.49%
24 months
▼
APR4.49%
Term24 months
Last UpdatedAug 28, 2026
Details
As Low As
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.92%
Used Auto - 37 - 48 Months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedAug 28, 2026
Details
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.92%
Used Auto - 49 - 60 Months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedAug 28, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
4.59%
Up to 60 months
▼
APR4.59%
TermUp to 60 months
Last UpdatedAug 28, 2026
Details
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 1, 2026.
Tennessee Military Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Used Vehicles Loan
4.74%
36 M
▼
APR4.74%
Term36 M
Last UpdatedAug 28, 2026
Details
As low as 4.74% with member discount
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.92%
Used Auto - Luxury Only 61 - 72 Months
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedAug 28, 2026
Details
Luxury Only
Greater Eastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
Used Auto
4.75%
12-96 months
▼
APR4.75%
Term12-96 months
Last UpdatedAug 28, 2026
Details
Collateral Type: Used
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Used Auto
4.90%
Fixed
▼
APR4.90%
TermFixed
Last UpdatedAug 28, 2026
Details
As Low As;*
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Used Autos
4.90%
24 - 120 Months
▼
APR4.90%
Term24 - 120 Months
Last UpdatedAug 28, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedAug 28, 2026
Details
Patriot Equity Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.47%
Used Autos
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedAug 28, 2026
Details
As Low As; Motorized Vehicle Loan rates displayed include a 0.50% rate discount for having an automatic payment from a Patriot Equity Credit Union checking account.
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.99%
64 - 75 mo.
▼
APR4.99%
Term64 - 75 mo.
Last UpdatedAug 28, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
PIAS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto's up to 60 months
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedAug 28, 2026
Details
As Low As
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
Used Cars, Trucks, and Vans less than 100,000 Miles Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedAug 28, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Used Auto
4.99%
2021-2026
▼
APR4.99%
Term2021-2026
Last UpdatedAug 28, 2026
Details
Used Auto
Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Used Auto
4.99%
36 - 120 months
▼
APR4.99%
Term36 - 120 months
Last UpdatedAug 28, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Car Loan
5.00%
60 Month
▼
APR5.00%
Term60 Month
Last UpdatedAug 28, 2026
Details
As Low As
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.00%
48 mos.
▼
APR5.00%
Term48 mos.
Last UpdatedAug 28, 2026
Details
Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Used Vehicle Loans - Models 6 to 10 years old
5.15%
10 Years
▼
APR5.15%
Term10 Years
Last UpdatedAug 28, 2026
Details
125% financing available.
First Choice Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Used Auto
5.25%
0 to 36 months
▼
APR5.25%
Term0 to 36 months
Last UpdatedAug 28, 2026
Details
As low as. Rates increase by 1% for automobiles over 100,000 miles.
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.25%
60 mos.
▼
APR5.25%
Term60 mos.
Last UpdatedAug 28, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
Used Cars & Trucks (25,000 - 99,999 miles) Loan
5.39%
63 months or less
▼
APR5.39%
Term63 months or less
Last UpdatedAug 28, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Used Vehicle Loan
5.39%
Up To 60 Months
▼
APR5.39%
TermUp To 60 Months
Last UpdatedAug 28, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
5.39%
48 mo. or less
▼
APR5.39%
Term48 mo. or less
Last UpdatedAug 28, 2026
Details
25,001 miles to 99,999 miles Up to 135% of Retail - see below
Tennessee Military Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Used Auto Older
5.49%
36 M
▼
APR5.49%
Term36 M
Last UpdatedAug 28, 2026
Details
As low as 5.49% with member discount
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedAug 28, 2026
Details
The Tennessee Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
2021 - Current New or Used Auto
5.49%
63 months
▼
APR5.49%
Term63 months
Last UpdatedAug 28, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
5.49%
49 - 63 mo.
▼
APR5.49%
Term49 - 63 mo.
Last UpdatedAug 28, 2026
Details
25,001 miles to 99,999 miles Up to 135% of Retail - see below
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
Used Cars, Trucks, and Vans less than 100,000 Miles Loan
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedAug 28, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Used Auto - 36 months
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedAug 28, 2026
Details
As Low As
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Used Auto - 48 months
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedAug 28, 2026
Details
As Low As
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Used Auto - 60 months
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedAug 28, 2026
Details
As Low As
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.92%
Used Auto - Luxury Only 73 - 84 Months
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedAug 28, 2026
Details
Luxury Only
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.50%
72 mos.
▼
APR5.50%
Term72 mos.
Last UpdatedAug 28, 2026
Details
($20,000-$29,999)
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MonitorBankRates
Cordova, TN Auto Loan Rate Trends
Compare local Cordova, TN auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — TN Avg
6.360%
▼ 0.335 vs 7 days ago
Tennessee new auto rates fell 0.335 points over the past 7 days to 6.360% APR.
Used Auto Loan — TN Avg
6.911%
▼ 0.047 vs 7 days ago
Tennessee used auto rates fell 0.047 points over the past 7 days to 6.911% APR.
As of Aug 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
What Would Your Monthly Car Payment Be?
Estimated monthly payments on a standard 60-month auto loan at today’s average Tennessee APRs. Even a small APR difference adds up over the life of a car loan — use the calculator below to model your exact loan.
| Loan Amount | New Auto @ 6.36% APR TN average | Used Auto @ 6.91% APR TN average | Monthly Difference |
|---|---|---|---|
| $15,000 | $292.51/mo | $296.39/mo | $3.88/mo |
| $25,000 | $487.52/mo | $493.98/mo | $6.46/mo |
| $35,000 | $682.53/mo | $691.58/mo | $9.05/mo |
| $45,000 | $877.54/mo | $889.17/mo | $11.63/mo |
Principal and interest only, 60-month term, calculated from current average APRs. Taxes, title, registration, and optional add-ons are not included. Your APR depends on credit score, loan term, vehicle age, and lender underwriting.
About Our Cordova, Tennessee Auto Loan Rate Database
43 Local Lenders Tracked
Banks & Credit Unions
Updated Daily
Our Cordova, Tennessee auto loan tables currently track 43 banks and credit unions offering new and used vehicle financing to borrowers in this market. Every APR is sourced directly from the lender’s own website and re-verified regularly, so the rates you compare here reflect what lenders are actually advertising today — not stale or estimated numbers.
The lowest verified auto loan APR in our Cordova, Tennessee database right now is 3.34% APR from American Airlines Federal Credit Union. Advertised APRs typically assume excellent credit, so use the full rate table above to compare offers across your actual credit tier.
How to Get the Best Auto Loan Rate in Cordova, Tennessee
1
Get Preapproved Before You Shop
A preapproval from a bank or credit union serving Cordova, Tennessee locks in a real rate before you set foot on a dealer lot. It turns you into a cash buyer, gives you a benchmark to beat, and protects you from dealer financing markups — dealers can legally add points to the rate a lender actually approved you for.
2
Check Credit Unions First
Credit unions consistently offer some of the lowest auto loan APRs in Tennessee. Membership is usually easier to get than people expect — many local credit unions accept anyone who lives, works, or worships in the area, and some let you join with a small donation to a partner charity.
3
Choose the Shortest Term You Can Afford
Shorter terms almost always carry lower APRs, and you pay interest for fewer months. A 72- or 84-month loan lowers the monthly payment but dramatically raises total interest cost and increases the time you spend “underwater” — owing more than the car is worth. Aim for 60 months or less if the payment fits your budget.
4
Mind the New vs. Used Rate Spread
Used car loans typically run 0.5 to 1.5 percentage points above new car rates. If you’re shopping late-model used vehicles, ask about certified pre-owned programs — CPO vehicles sometimes qualify for new-car financing rates, which can offset part of the price difference between the two.
Building a down payment, or is an auto loan not the right fit?
- Saving up for a bigger down payment → park it in a Cordova, Tennessee high-yield savings account so it earns while you shop
- Buying from a private seller where auto financing is harder to arrange → compare personal loan rates
- Car fund you won’t need for a set period → Cordova, Tennessee CD rates lock in a guaranteed return until you’re ready to buy
Tennessee Financial Snapshot
Local demographics and economic context for car buyers — Source: U.S. Census Bureau (state-level data shown — city data not available)
$42,418
Median Individual Earnings
National avg: $47,340
4.7%
Unemployment Rate
National avg: 4.8%
13.8%
Poverty Rate
National avg: 11.1%
$585/mo
Payment on a $30K / 60-mo Loan
At TN new-auto avg 6.36% APR
A $585 monthly car payment works out to roughly 16.6% of the median individual income in Tennessee. Most budgeting guidelines suggest keeping total vehicle costs — payment, insurance, fuel, and maintenance — under 15–20% of take-home pay.
Auto Financing Options Compared
An auto loan isn’t the only way to finance a vehicle in Cordova, Tennessee — but for most borrowers it’s the cheapest. Here’s how the main options stack up.
| Feature | Credit Union Auto Loan | Bank Auto Loan | Dealer Financing | Personal Loan |
|---|---|---|---|---|
| Typical APR Level | ✓ Often lowest | ✓ Competitive | ● Varies — can be marked up | ✗ Highest (unsecured) |
| Rate Locked Before You Shop | ✓ Yes, via preapproval | ✓ Yes, via preapproval | ✗ Arranged at the dealership | ✓ Yes |
| Membership / Relationship Required | ● Membership (usually easy) | ✗ No | ✗ No | ✗ No |
| Works for Private-Party Sales | ✓ Usually | ● Sometimes | ✗ No | ✓ Yes |
| Convenience at Purchase | ● Preapproval step first | ● Preapproval step first | ✓ One-stop at the dealer | ● Funds in 1–3 days |
| Best For | Lowest total cost of borrowing | Existing bank customers & rate discounts | Manufacturer 0% promos on new cars | Older vehicles lenders won’t finance |
General comparison for educational purposes. Manufacturer promotional financing (0–2.9% APR offers) through dealers can beat any bank or credit union rate when you qualify — always compare the promo against a cash rebate plus outside financing.
Auto Loan Payment Calculator
Estimate your monthly payment on a new or used vehicle in Cordova, Tennessee. We’ve prefilled the APR with today’s TN new-auto average — or click any current rate on the right to apply it instantly.
$
$
%
Current Rates — Click to Apply
$0
Estimated Monthly Payment
Loan Amount$0
Total Interest Paid$0
Total of All Payments$0
Total Cost incl. Down Payment$0
Estimates include principal and interest only. Sales tax, title, registration, documentation fees, and optional products (GAP, warranties) are not included and are often financed into the loan. Advertised APRs typically require excellent credit; your rate may differ.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Cordova, Tennessee auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Cordova, Tennessee directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Cordova, Tennessee. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in TN.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Cordova, Tennessee
How does my credit score affect my car loan rate in Tennessee?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Cordova, Tennessee with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Tennessee *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Cordova, Tennessee typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
Should I get preapproved for an auto loan before visiting a dealer in Cordova, Tennessee?
Yes. A preapproval from a bank or credit union serving Cordova, Tennessee gives you a real rate to compare against dealer financing and turns you into a cash buyer at the negotiating table. Dealers often mark up the rates they arrange, so walking in with a preapproved offer routinely saves buyers money on the financing side of the deal.
Why are used car loan rates higher than new car rates?
Lenders charge more for used vehicles because they are harder to value, depreciate unpredictably, and carry more repossession risk. The spread between new and used rates is typically 0.5 to 1.5 percentage points. A late-model certified pre-owned vehicle sometimes qualifies for new-car rates, so ask the lender how they classify the vehicle before assuming the used rate applies.
Can I refinance my auto loan if rates drop or my credit improves?
Yes. Auto loan refinancing is usually fast and often fee-free. If your credit score has improved since you bought the vehicle, or you financed at a marked-up dealer rate, refinancing with a bank or credit union serving Cordova, Tennessee can lower your monthly payment or shorten your term. It makes the most sense early in the loan, while most of your payments are still going to interest.
What are the best Auto Loan rates in Cordova, Tennessee?
Based on our current data, some of the lowest auto loan rates available in Cordova, Tennessee include:
- Orion Federal Credit Union: 3.95% (Auto Loans)
- FAA Federal Credit Union: 4.19% (Auto Loans)
- FedEx Employees Credit Association Federal Credit Union: 4.40% (NEW Auto Loan)
- Methodist Healthcare Federal Credit Union: 4.75% (New Vehicle Loans 0-24 Months)
- Southeast Financial Credit Union: 5.00% (Other Vehicle Loans - 1st Term New)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Cordova, Tennessee. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: August 28, 2026
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