Auto Loan Rates in Riverside, Rhode Island (RI) for June 2026
Brian McKay
Brian McKay
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Current auto loan rates in Riverside, Rhode Island include Navigant Credit UnionNavigant Credit Union3 Crescent View Ave, Riverside, RI, 02915 2754A+5.0 ★Texas Ratio: 4.08% offering NEW 2025-2026 Auto Loan at 5.14%, Blackstone River Federal Credit UnionBlackstone River Federal Credit UnionA+5.0 ★Texas Ratio: 4.34% offering New Auto at 4.25%, Wave Federal Credit UnionWave Federal Credit UnionA+5.0 ★Texas Ratio: 1.61% offering New Auto Loans at 4.49%, Cumberland Municipal Employees Federal Credit UnionCumberland Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.27% offering New Auto at 5.75%, Ocean State Credit UnionOcean State Credit UnionA5.0 ★Texas Ratio: 6.99% offering New Vehicle Loan at 6.00%. Auto loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Riverside has 1 local institution in our database, with auto loan rates as low as 5.14% APR from Navigant Credit Union at 3 Crescent View Ave, Riverside, RI, 02915 2754. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Riverside, Rhode Island. Auto Loan Rates Last Updated and Verified: June 16, 2026
Compare Auto Loan Rates Today in Riverside, Rhode Island & Surrounding Area
Riverside Auto Loan Rates
Rates as low as
Rates as low as
4.49% APR available on new vehicle purchases with terms up to 48 months for qualified borrowers. Rates and terms may vary based on credit qualifications and other factors. Membership eligibility required. Rates subject to change without notice.
100% financing. 2025 & 2026 models.
100% Financing. 2021-2024 models.
New; 10% Down Payment or GAP Coverage
100% Financing. 2019 & 2020 models.
Refinance a New Auto; 10% Down Payment or GAP Coverage
15% Down Payment or GAP Coverage
Refinance a New Auto; 10% Down Payment or GAP Coverage
100% Financing. 2018 & Older models.
15% Down Payment or GAP Coverage
15% Down Payment or GAP Coverage
15% Down Payment or GAP Coverage
New; 15% Down Payment or GAP Coverage
New; 15% Down Payment or GAP Coverage
15% Down Payment or GAP Coverage
Riverside New Auto Auto Loan Rates
Rates as low as
4.49% APR available on new vehicle purchases with terms up to 48 months for qualified borrowers. Rates and terms may vary based on credit qualifications and other factors. Membership eligibility required. Rates subject to change without notice.
100% financing. 2025 & 2026 models.
New; 10% Down Payment or GAP Coverage
Refinance a New Auto; 10% Down Payment or GAP Coverage
Refinance a New Auto; 10% Down Payment or GAP Coverage
New; 15% Down Payment or GAP Coverage
New; 15% Down Payment or GAP Coverage
Riverside Used Auto Auto Loan Rates
Rates as low as
100% Financing. 2021-2024 models.
100% Financing. 2019 & 2020 models.
15% Down Payment or GAP Coverage
100% Financing. 2018 & Older models.
15% Down Payment or GAP Coverage
15% Down Payment or GAP Coverage
15% Down Payment or GAP Coverage
15% Down Payment or GAP Coverage
Riverside, RI Auto Loan Rate Trends
Compare local Riverside, RI auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island new auto rates rose 0.950 points over the past 7 days to 6.481% APR.
Rhode Island used auto rates rose 0.260 points over the past 7 days to 7.205% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Riverside, Rhode Island auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Riverside, Rhode Island directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Riverside, Rhode Island. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in RI.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Riverside, Rhode Island
How does my credit score affect my car loan rate in Rhode Island?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Riverside, Rhode Island?
- Navigant Credit Union: 5.14% (NEW 2025-2026 Auto Loan)
- Blackstone River Federal Credit Union: 4.25% (New Auto)
- Wave Federal Credit Union: 4.49% (New Auto Loans)
- Cumberland Municipal Employees Federal Credit Union: 5.75% (New Auto)
- Ocean State Credit Union: 6.00% (New Vehicle Loan)
Riverside, Rhode Island Rates & Resources
