Rhode Island Auto Loan Rate Trends
Track current and weekly average auto loan rates in Rhode Island, view interactive rate trend charts, and compare local RI aprs against the national average.
Current Rhode Island Auto Loan Rate Trends
Auto Loan rates in Rhode Island fell 1.861 this week to 4.620%, down from 6.481% last week.
At 4.620%, Rhode Island’s average sits 1.152 below the current national average of 5.772%. RI borrowers may have a competitive advantage relative to the national market.
The Rhode Island auto loan rate averages on this page are calculated from 10 verified auto loan rate quotes collected across 5 banks and credit unions actively operating in Rhode Island. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Rhode Island Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Rhode Island auto loan rate averages compiled from 10 current rate quotes across 5 banks and credit unions operating in RI — updated daily.
As of Jun 30, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Rhode Island
Quarterly average rates at credit unions headquartered in Rhode Island, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Rhode Island (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
