Rhode Island Auto Loan Rate Trends
Track current and weekly average auto loan rates in Rhode Island, view interactive rate trend charts, and compare local RI aprs against the national average.
Current Rhode Island Auto Loan Rate Trends
Auto Loan rates in Rhode Island rose 0.028 this week, pushing the New Auto Loan average to 5.621%, up from 5.593% last week.
At 5.621%, Rhode Island’s average sits 0.347 below the current national average of 5.968%. RI borrowers may have a competitive advantage relative to the national market.
The Rhode Island auto loan rate averages on this page are calculated from 109 verified auto loan rate quotes collected across 15 banks and credit unions actively operating in Rhode Island. Our proprietary systems collect and verify rates daily, tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Rhode Island Auto Loan Rate Trends Chart
Daily average rates since April 13, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Rhode Island auto loan rate averages compiled from 109 current rate quotes across 15 banks and credit unions operating in RI, updated daily.
As of Oct 13, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Rhode Island
Quarterly average rates at credit unions headquartered in Rhode Island, 1994 to present. Different methodology from the daily chart above, this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Rhode Island (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994 to present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
