Auto Loan Rates in Reno, Nevada (NV) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Reno, Nevada. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Reno, Nevada include United Federal Credit UnionUnited Federal Credit Union980 Ambassador Dr, Reno, NV, 89523A+5.0 ★Texas Ratio: 3.35% offering Fixed Rate New & Used Auto Loans at 3.95%, Great Basin Federal Credit UnionGreat Basin Federal Credit Union9770 S Virginia St, Reno, NV, 89511 5941A5.0 ★Texas Ratio: 8.76% offering Auto Loans at 4.25%, Farm Bureau Bank FSBFarm Bureau Bank FSB10345 Professional Cir, Reno, NV, 89521A+5.0 ★Texas Ratio: 2.42% offering Automobiles & Light-Duty Trucks at 4.99%, Mountain America Federal Credit UnionMountain America Federal Credit Union1181 Steamboat Pkwy, Reno, NV, 89521 6285A5.0 ★Texas Ratio: 11.38% offering Auto Loan at 5.24%, Sierra Pacific Federal Credit UnionSierra Pacific Federal Credit Union6100 Neil Rd Ste 150, Reno, NV, 89511A+5.0 ★Texas Ratio: 1.56% offering Classic Cars at 7.25%. Auto loan rates as of May 3, 2026 according to verified data from MonitorBankRates.
Reno has 5 local institutions in our database, with auto loan rates as low as 3.95% APR from United Federal Credit Union at 980 Ambassador Dr, Reno, NV, 89523. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Reno, Nevada. Auto Loan Rates Last Updated and Verified: May 3, 2026
Compare Auto Loan Rates Today in Reno, Nevada & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Auto Loans
4.25%
60 Month Term
▼
APR4.25%
Term60 Month Term
Last UpdatedApr 25, 2026
Details
as low as
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.65%
Up to 36 Months
▼
APR4.65%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.75%
Up to 48 Months
▼
APR4.75%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.85%
Up to 60 Months
▼
APR4.85%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMay 3, 2026
Details
As Low As; Model Year New - 2025
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.15%
Up to 72 Months
▼
APR5.15%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
1181 Steamboat Pkwy, Reno, NV, 89521 6285
Auto Loan
5.24%
60-month
▼
APR5.24%
Term60-month
Last UpdatedMay 2, 2026
Details
As Low As; New & used car loans
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.24%
84 months
▼
APR5.24%
Term84 months
Last UpdatedMay 3, 2026
Details
As Low As; Model Year New - 2025
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.34%
36 months
▼
APR5.34%
Term36 months
Last UpdatedMay 3, 2026
Details
As Low As; Model Year 2024 - 2021
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.44%
75 months
▼
APR5.44%
Term75 months
Last UpdatedMay 3, 2026
Details
As Low As; Model Year 2024 - 2021
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.54%
36 months
▼
APR5.54%
Term36 months
Last UpdatedMay 3, 2026
Details
As Low As; Model Year 2020 - 2016
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.64%
75 months
▼
APR5.64%
Term75 months
Last UpdatedMay 3, 2026
Details
As Low As; Model Year 2020 - 2016
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.75%
Up to 84 Months
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.79%
84 months
▼
APR5.79%
Term84 months
Last UpdatedMay 3, 2026
Details
As Low As; Model Year 2024 - 2021
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedMay 3, 2026
Details
As Low As; Model Year 2020 - 2016
Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
6100 Neil Rd Ste 150, Reno, NV, 89511
Classic Cars
7.25%
48 Months
▼
APR7.25%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As; Rates apply to 2015 or newer models if conditions are met.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate Other Vehicle Loans
11.39%
$1,000
▼
APR11.39%
Term$1,000
Last UpdatedApr 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Vehicle Loans
3.75%
24-84 Months
▼
APR3.75%
Term24-84 Months
Last UpdatedApr 26, 2026
Details
As low as rate is on approved credit. Terms may apply.
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
4.25%
24-Month
▼
APR4.25%
Term24-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
4.25%
24-Month
▼
APR4.25%
Term24-Month
Last UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
4.75%
60-Month
▼
APR4.75%
Term60-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
4.75%
60-Month
▼
APR4.75%
Term60-Month
Last UpdatedMay 2, 2026
Details
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Auto (2025/2026)
4.99%
Up to 96 Months
▼
APR4.99%
TermUp to 96 Months
Last UpdatedApr 19, 2026
Details
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Auto (2025 or older)
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Auto Loan
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedMay 2, 2026
Details
As Low As; Fixed
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
5.00%
72-Month
▼
APR5.00%
Term72-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
5.00%
72-Month
▼
APR5.00%
Term72-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 2, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Auto Loan
5.24%
6 Years
▼
APR5.24%
Term6 Years
Last UpdatedMay 2, 2026
Details
As Low As; Fixed
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Auto Loan - Declining Rate Auto
5.24%
5 Years
▼
APR5.24%
Term5 Years
Last UpdatedMay 2, 2026
Details
As Low As; Fixed
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
5.50%
84-Month
▼
APR5.50%
Term84-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
5.50%
84-Month
▼
APR5.50%
Term84-Month
Last UpdatedMay 2, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMay 2, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Auto Loan
5.99%
7 Years
▼
APR5.99%
Term7 Years
Last UpdatedMay 2, 2026
Details
As Low As; Fixed
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
6.50%
24-Month
▼
APR6.50%
Term24-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
6.75%
36-Month
▼
APR6.75%
Term36-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.00%
48-Month
▼
APR7.00%
Term48-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.00%
24 Months
▼
APR7.00%
Term24 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.25%
36 Months
▼
APR7.25%
Term36 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.50%
60-Month
▼
APR7.50%
Term60-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.50%
48 Months
▼
APR7.50%
Term48 Months
Last UpdatedMay 2, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Auto Loan - (Minimum Loan Amount of Required)
7.74%
8 Years
▼
APR7.74%
Term8 Years
Last UpdatedMay 2, 2026
Details
$30,000; As Low As; Fixed
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.75%
72-Month
▼
APR7.75%
Term72-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
8.25%
60 Months
▼
APR8.25%
Term60 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedMay 2, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Classic Vehicle Loans2
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.00%
24-Month
▼
APR11.00%
Term24-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.25%
36-Month
▼
APR11.25%
Term36-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.50%
48-Month
▼
APR11.50%
Term48-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
12.00%
60-Month
▼
APR12.00%
Term60-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
12.25%
72-Month
▼
APR12.25%
Term72-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.25%
24 Months
▼
APR12.25%
Term24 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.50%
36 Months
▼
APR12.50%
Term36 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
12.75%
24-Month
▼
APR12.75%
Term24-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.75%
48 Months
▼
APR12.75%
Term48 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.00%
36-Month
▼
APR13.00%
Term36-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.25%
48-Month
▼
APR13.25%
Term48-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
13.25%
60 Months
▼
APR13.25%
Term60 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.75%
60-Month
▼
APR13.75%
Term60-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
13.75%
72 Months
▼
APR13.75%
Term72 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
13.75%
24 Months
▼
APR13.75%
Term24 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
14.00%
72-Month
▼
APR14.00%
Term72-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.00%
36 Months
▼
APR14.00%
Term36 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.25%
48 Months
▼
APR14.25%
Term48 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.75%
60 Months
▼
APR14.75%
Term60 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
15.00%
72 Months
▼
APR15.00%
Term72 Months
Last UpdatedMay 2, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.65%
Up to 36 Months
▼
APR4.65%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.75%
Up to 48 Months
▼
APR4.75%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.85%
Up to 60 Months
▼
APR4.85%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.15%
Up to 72 Months
▼
APR5.15%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.75%
Up to 84 Months
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
4.25%
24-Month
▼
APR4.25%
Term24-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
4.25%
24-Month
▼
APR4.25%
Term24-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
4.75%
60-Month
▼
APR4.75%
Term60-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
4.75%
60-Month
▼
APR4.75%
Term60-Month
Last UpdatedMay 2, 2026
Details
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Auto (2025/2026)
4.99%
Up to 96 Months
▼
APR4.99%
TermUp to 96 Months
Last UpdatedApr 19, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
5.00%
72-Month
▼
APR5.00%
Term72-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
5.00%
72-Month
▼
APR5.00%
Term72-Month
Last UpdatedMay 2, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 2, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
5.50%
84-Month
▼
APR5.50%
Term84-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
5.50%
84-Month
▼
APR5.50%
Term84-Month
Last UpdatedMay 2, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
6.50%
24-Month
▼
APR6.50%
Term24-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
6.75%
36-Month
▼
APR6.75%
Term36-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.00%
48-Month
▼
APR7.00%
Term48-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.50%
60-Month
▼
APR7.50%
Term60-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.75%
72-Month
▼
APR7.75%
Term72-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.00%
24-Month
▼
APR11.00%
Term24-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.25%
36-Month
▼
APR11.25%
Term36-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.50%
48-Month
▼
APR11.50%
Term48-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
12.00%
60-Month
▼
APR12.00%
Term60-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
12.25%
72-Month
▼
APR12.25%
Term72-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
12.75%
24-Month
▼
APR12.75%
Term24-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.00%
36-Month
▼
APR13.00%
Term36-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.25%
48-Month
▼
APR13.25%
Term48-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.75%
60-Month
▼
APR13.75%
Term60-Month
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
14.00%
72-Month
▼
APR14.00%
Term72-Month
Last UpdatedMay 2, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.65%
Up to 36 Months
▼
APR4.65%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.75%
Up to 48 Months
▼
APR4.75%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.85%
Up to 60 Months
▼
APR4.85%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.15%
Up to 72 Months
▼
APR5.15%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.75%
Up to 84 Months
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMay 2, 2026
Details
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Auto (2025 or older)
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.00%
24 Months
▼
APR7.00%
Term24 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.25%
36 Months
▼
APR7.25%
Term36 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.50%
48 Months
▼
APR7.50%
Term48 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
8.25%
60 Months
▼
APR8.25%
Term60 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.25%
24 Months
▼
APR12.25%
Term24 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.50%
36 Months
▼
APR12.50%
Term36 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.75%
48 Months
▼
APR12.75%
Term48 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
13.25%
60 Months
▼
APR13.25%
Term60 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
13.75%
72 Months
▼
APR13.75%
Term72 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
13.75%
24 Months
▼
APR13.75%
Term24 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.00%
36 Months
▼
APR14.00%
Term36 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.25%
48 Months
▼
APR14.25%
Term48 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.75%
60 Months
▼
APR14.75%
Term60 Months
Last UpdatedMay 2, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
15.00%
72 Months
▼
APR15.00%
Term72 Months
Last UpdatedMay 2, 2026
Details
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MonitorBankRates
Reno, NV Auto Loan Rate Trends
Compare local Reno, NV auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — NV Avg
8.118%
▲ 0.185 vs 7 days ago
Nevada new auto rates rose 0.185 points over the past 7 days to 8.118% APR.
Used Auto Loan — NV Avg
7.210%
Unchanged vs 7 days ago
Nevada used auto loan rates currently average 7.210% APR.
As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Reno, Nevada
How does my credit score affect my car loan rate in Nevada?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Reno, Nevada with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Nevada *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Reno, Nevada typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Reno, Nevada?
Based on our current data, some of the lowest auto loan rates available in Reno, Nevada include:
- United Federal Credit Union: 3.95% (Fixed Rate New & Used Auto Loans)
- Great Basin Federal Credit Union: 4.25% (Auto Loans)
- Farm Bureau Bank FSB: 4.99% (Automobiles & Light-Duty Trucks)
- Mountain America Federal Credit Union: 5.24% (Auto Loan)
- Sierra Pacific Federal Credit Union: 7.25% (Classic Cars)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Reno, Nevada. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 3, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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