Auto Loan Rates in North Las Vegas, Nevada (NV) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in North Las Vegas, Nevada. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in North Las Vegas, Nevada include America First Federal Credit UnionAmerica First Federal Credit Union2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601A5.0 ★Texas Ratio: 8.12% offering Auto Loan at 4.99%, InTouch Credit UnionInTouch Credit Union2620 E Craig Rd, North Las Vegas, NV, 89030A5.0 ★Texas Ratio: 10.50% offering New Autos at 5.24%, Baxter Credit UnionBaxter Credit Union2716 N Tenaya Way, Las Vegas, NV, 89128A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Churchill County Federal Credit UnionChurchill County Federal Credit Union667 S Maine St, Fallon, NV, 89406 3801A+5.0 ★Texas Ratio: 3.02% offering Vehicle Loans at 3.75%, United Federal Credit UnionUnited Federal Credit Union980 Ambassador Dr, Reno, NV, 89523A+5.0 ★Texas Ratio: 3.35% offering Fixed Rate New & Used Auto Loans at 3.95%. Auto loan rates as of March 29, 2026 according to verified data from MonitorBankRates.
Auto loan rates in North Las Vegas, Nevada are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in North Las Vegas, Nevada. Auto Loan Rates Last Updated and Verified: March 29, 2026
Compare Auto Loan Rates Today in North Las Vegas, Nevada & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601
Auto Loan
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedMar 25, 2026
Details
As Low As; Fixed
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601
Auto Loan
5.24%
6 Years
▼
APR5.24%
Term6 Years
Last UpdatedMar 25, 2026
Details
As Low As; Fixed
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601
Auto Loan - Declining Rate Auto
5.24%
5 Years
▼
APR5.24%
Term5 Years
Last UpdatedMar 25, 2026
Details
As Low As; Fixed
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
2620 E Craig Rd, North Las Vegas, NV, 89030
New Autos
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 27, 2026
Details
As Low As; Up to 75 months (61 - 75 month term only for requested amount of min. $15K or greater, based on MSRP)
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
2620 E Craig Rd, North Las Vegas, NV, 89030
Used Autos
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 27, 2026
Details
As Low As; Terms up to 75 months ($15K loan request and greater, 2020 or newer, based on JD Power Retail Value)
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601
Auto Loan
5.99%
7 Years
▼
APR5.99%
Term7 Years
Last UpdatedMar 25, 2026
Details
As Low As; Fixed
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
2620 E Craig Rd, North Las Vegas, NV, 89030
New Autos
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As; From 76 to 84 months (76 - 84 month term only for requested amount of minimum $30k or greater, based on MSRP)
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
2620 E Craig Rd, North Las Vegas, NV, 89030
Used Autos
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As; Terms from 76 to 84 months ($30K loan request and greater, 2020 or newer, based on JD Power Retail Value)
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
2255 E Centennial Pkwy, North Las Vegas, NV, 89081 5601
Auto Loan - (Minimum Loan Amount of Required)
7.74%
8 Years
▼
APR7.74%
Term8 Years
Last UpdatedMar 25, 2026
Details
$30,000; As Low As; Fixed
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
2620 E Craig Rd, North Las Vegas, NV, 89030
Used Autos
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As; Terms up to 60 months - 80,001-100,000 miles (8 years old and newer, based on JD Power Retail Value)
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
667 S Maine St, Fallon, NV, 89406 3801
Vehicle Loans
3.75%
24-84
▼
APR3.75%
Term24-84
Last UpdatedMar 28, 2026
Details
As Low As; Loan Term: 24-84 Months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 A
4.25%
24-Month
▼
APR4.25%
Term24-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 B
4.25%
24-Month
▼
APR4.25%
Term24-Month
Last UpdatedMar 26, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older A
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older B
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMar 26, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 A
4.75%
60-Month
▼
APR4.75%
Term60-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 B
4.75%
60-Month
▼
APR4.75%
Term60-Month
Last UpdatedMar 26, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2020 or Newer**
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV, 89005
New Auto (2025/2026)
4.99%
Up to 96 Months
▼
APR4.99%
TermUp to 96 Months
Last UpdatedMar 25, 2026
Details
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV, 89005
Used Auto (2025 or older)
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedMar 25, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 A
5.00%
72-Month
▼
APR5.00%
Term72-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 B
5.00%
72-Month
▼
APR5.00%
Term72-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older A
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older B
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 26, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
▼
APR5.10%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.13%
75 Months
▼
APR5.13%
Term75 Months
Last UpdatedMar 26, 2026
Details
As Low As; Model Year New - 2025
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older A
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older B
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 26, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.40%
Up to 72 Months
▼
APR5.40%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As; Model Year 2024 - 2021
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 A
5.50%
84-Month
▼
APR5.50%
Term84-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 B
5.50%
84-Month
▼
APR5.50%
Term84-Month
Last UpdatedMar 26, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.53%
75 Months
▼
APR5.53%
Term75 Months
Last UpdatedMar 26, 2026
Details
As Low As; Model Year 2024 - 2021
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.55%
84 Months
▼
APR5.55%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.70%
Up to 84 Months
▼
APR5.70%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.70%
36 Months
▼
APR5.70%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As; Model Year 2024 - 2021
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 29, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As; Model Year New - 2025
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older A
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older B
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 26, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.80%
84 Months
▼
APR5.80%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
6.00%
Up to 84 Months
▼
APR6.00%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As; Model Year 2020 - 2016
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
6.03%
75 Months
▼
APR6.03%
Term75 Months
Last UpdatedMar 26, 2026
Details
As Low As; Model Year 2020 - 2016
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As; Model Year 2024 - 2021
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
6.30%
36 Months
▼
APR6.30%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As; Model Year 2020 - 2016
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
6.50%
24-Month
▼
APR6.50%
Term24-Month
Last UpdatedMar 26, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As; Model Year 2020 - 2016
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
6.75%
36-Month
▼
APR6.75%
Term36-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
7.00%
48-Month
▼
APR7.00%
Term48-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
7.00%
24 Months
▼
APR7.00%
Term24 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
7.25%
36 Months
▼
APR7.25%
Term36 Months
Last UpdatedMar 26, 2026
Details
Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
6100 Neil Rd Ste 150, Reno, NV, 89511
Classic Cars
7.25%
48 Months
▼
APR7.25%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As; Rates apply to 2015 or newer models if conditions are met.
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
7.50%
60-Month
▼
APR7.50%
Term60-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
7.50%
48 Months
▼
APR7.50%
Term48 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
7.75%
72-Month
▼
APR7.75%
Term72-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
8.25%
60 Months
▼
APR8.25%
Term60 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedMar 26, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Classic Vehicle Loans2
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedMar 29, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
11.00%
24-Month
▼
APR11.00%
Term24-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
11.25%
36-Month
▼
APR11.25%
Term36-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
11.50%
48-Month
▼
APR11.50%
Term48-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
12.00%
60-Month
▼
APR12.00%
Term60-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
12.25%
72-Month
▼
APR12.25%
Term72-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
12.25%
24 Months
▼
APR12.25%
Term24 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
12.50%
36 Months
▼
APR12.50%
Term36 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
12.75%
24-Month
▼
APR12.75%
Term24-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
12.75%
48 Months
▼
APR12.75%
Term48 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
13.00%
36-Month
▼
APR13.00%
Term36-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
13.25%
48-Month
▼
APR13.25%
Term48-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
13.25%
60 Months
▼
APR13.25%
Term60 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
13.75%
60-Month
▼
APR13.75%
Term60-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
13.75%
72 Months
▼
APR13.75%
Term72 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
13.75%
24 Months
▼
APR13.75%
Term24 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
14.00%
72-Month
▼
APR14.00%
Term72-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
14.00%
36 Months
▼
APR14.00%
Term36 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
14.25%
48 Months
▼
APR14.25%
Term48 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
14.75%
60 Months
▼
APR14.75%
Term60 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
15.00%
72 Months
▼
APR15.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
2620 E Craig Rd, North Las Vegas, NV, 89030
New Autos
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 27, 2026
Details
As Low As; Up to 75 months (61 - 75 month term only for requested amount of min. $15K or greater, based on MSRP)
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
2620 E Craig Rd, North Las Vegas, NV, 89030
New Autos
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As; From 76 to 84 months (76 - 84 month term only for requested amount of minimum $30k or greater, based on MSRP)
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 A
4.25%
24-Month
▼
APR4.25%
Term24-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 B
4.25%
24-Month
▼
APR4.25%
Term24-Month
Last UpdatedMar 26, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 A
4.75%
60-Month
▼
APR4.75%
Term60-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 B
4.75%
60-Month
▼
APR4.75%
Term60-Month
Last UpdatedMar 26, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2020 or Newer**
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV, 89005
New Auto (2025/2026)
4.99%
Up to 96 Months
▼
APR4.99%
TermUp to 96 Months
Last UpdatedMar 25, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 A
5.00%
72-Month
▼
APR5.00%
Term72-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 B
5.00%
72-Month
▼
APR5.00%
Term72-Month
Last UpdatedMar 26, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
▼
APR5.10%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.40%
Up to 72 Months
▼
APR5.40%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 A
5.50%
84-Month
▼
APR5.50%
Term84-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 B
5.50%
84-Month
▼
APR5.50%
Term84-Month
Last UpdatedMar 26, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.55%
84 Months
▼
APR5.55%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.70%
Up to 84 Months
▼
APR5.70%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 29, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.80%
84 Months
▼
APR5.80%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
6.00%
Up to 84 Months
▼
APR6.00%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
6.50%
24-Month
▼
APR6.50%
Term24-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
6.75%
36-Month
▼
APR6.75%
Term36-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
7.00%
48-Month
▼
APR7.00%
Term48-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
7.50%
60-Month
▼
APR7.50%
Term60-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
7.75%
72-Month
▼
APR7.75%
Term72-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
11.00%
24-Month
▼
APR11.00%
Term24-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
11.25%
36-Month
▼
APR11.25%
Term36-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
11.50%
48-Month
▼
APR11.50%
Term48-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
12.00%
60-Month
▼
APR12.00%
Term60-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
12.25%
72-Month
▼
APR12.25%
Term72-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
12.75%
24-Month
▼
APR12.75%
Term24-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
13.00%
36-Month
▼
APR13.00%
Term36-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
13.25%
48-Month
▼
APR13.25%
Term48-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
13.75%
60-Month
▼
APR13.75%
Term60-Month
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
14.00%
72-Month
▼
APR14.00%
Term72-Month
Last UpdatedMar 26, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
2620 E Craig Rd, North Las Vegas, NV, 89030
Used Autos
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 27, 2026
Details
As Low As; Terms up to 75 months ($15K loan request and greater, 2020 or newer, based on JD Power Retail Value)
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
2620 E Craig Rd, North Las Vegas, NV, 89030
Used Autos
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As; Terms from 76 to 84 months ($30K loan request and greater, 2020 or newer, based on JD Power Retail Value)
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
2620 E Craig Rd, North Las Vegas, NV, 89030
Used Autos
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As; Terms up to 60 months - 80,001-100,000 miles (8 years old and newer, based on JD Power Retail Value)
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older A
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older B
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMar 26, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2020 or Newer**
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV, 89005
Used Auto (2025 or older)
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedMar 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older A
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older B
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 26, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
▼
APR5.10%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older A
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older B
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 26, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.40%
Up to 72 Months
▼
APR5.40%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.55%
84 Months
▼
APR5.55%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.70%
Up to 84 Months
▼
APR5.70%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 29, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older A
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older B
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 26, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.80%
84 Months
▼
APR5.80%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
6.00%
Up to 84 Months
▼
APR6.00%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
7.00%
24 Months
▼
APR7.00%
Term24 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
7.25%
36 Months
▼
APR7.25%
Term36 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
7.50%
48 Months
▼
APR7.50%
Term48 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
8.25%
60 Months
▼
APR8.25%
Term60 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
12.25%
24 Months
▼
APR12.25%
Term24 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
12.50%
36 Months
▼
APR12.50%
Term36 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
12.75%
48 Months
▼
APR12.75%
Term48 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
13.25%
60 Months
▼
APR13.25%
Term60 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
13.75%
72 Months
▼
APR13.75%
Term72 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
13.75%
24 Months
▼
APR13.75%
Term24 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
14.00%
36 Months
▼
APR14.00%
Term36 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
14.25%
48 Months
▼
APR14.25%
Term48 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
14.75%
60 Months
▼
APR14.75%
Term60 Months
Last UpdatedMar 26, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
15.00%
72 Months
▼
APR15.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
Powered by
MonitorBankRates
National Auto Loan Rate Trends
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
6.092%
▲ 0.203 from last week
New auto loan rates rose 0.203 points this week to 6.092% APR, up from 5.889% last week.
Used Auto Loan — National Avg APR
6.602%
▲ 0.106 from last week
Used auto loan rates rose 0.106 points this week to 6.602% APR, up from 6.496% last week.
National averages as of Mar 30, 2026 • Weekly data from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about Auto Loans in North Las Vegas, Nevada
How does my credit score affect my car loan rate in Nevada?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in North Las Vegas, Nevada with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Nevada *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in North Las Vegas, Nevada typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in North Las Vegas, Nevada?
Based on our current data, some of the lowest auto loan rates available in North Las Vegas, Nevada include:
- America First Federal Credit Union: 4.99% (Auto Loan)
- InTouch Credit Union: 5.24% (New Autos)
- Baxter Credit Union: 3.24% (Auto Loans)
- Churchill County Federal Credit Union: 3.75% (Vehicle Loans)
- United Federal Credit Union: 3.95% (Fixed Rate New & Used Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in North Las Vegas, Nevada. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 29, 2026
