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Auto Loan Rates in Mesquite, Nevada (NV) for May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Mesquite, Nevada. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 10, 2026

Current auto loan rates in Mesquite, Nevada include Mountain America Federal Credit UnionMountain America Federal Credit Union580 W Pioneer Blvd, Mesquite, NV, 89027A5.0 ★Texas Ratio: 11.38% offering New & used car loans at 4.99%, America First Federal Credit UnionAmerica First Federal Credit Union590 W Mesquite Blvd, Mesquite, NV, 89027A5.0 ★Texas Ratio: 8.12% offering Auto Loan at 4.99%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% offering Fixed Rate New & Used Auto Loans at 3.50%, Churchill County Federal Credit UnionChurchill County Federal Credit UnionA+5.0 ★Texas Ratio: 3.02% offering Vehicle Loans at 3.75%. Auto loan rates as of May 10, 2026 according to verified data from MonitorBankRates.

Mesquite has 2 local institutions in our database, with auto loan rates as low as 4.99% APR from Mountain America Federal Credit Union at 580 W Pioneer Blvd, Mesquite, NV, 89027. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Mesquite, Nevada. Auto Loan Rates Last Updated and Verified: May 10, 2026

Compare Auto Loan Rates Today in Mesquite, Nevada & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
580 W Pioneer Blvd, Mesquite, NV, 89027
New & used car loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
Auto Loan
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMay 10, 2026
Details

As Low As

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
580 W Pioneer Blvd, Mesquite, NV, 89027
New car loans
5.24%
72-month
View
▼
APR5.24%
Term72-month
Last UpdatedMay 10, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
Auto Loan
5.24%
6 Years
View
▼
APR5.24%
Term6 Years
Last UpdatedMay 10, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
Auto Loan - Declining Rate Auto
5.24%
5 Years
View
▼
APR5.24%
Term5 Years
Last UpdatedMay 10, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
Auto Loan
5.99%
7 Years
View
▼
APR5.99%
Term7 Years
Last UpdatedMay 10, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
Auto Loan - (Minimum Loan Amount of Required)
7.74%
8 Years
View
▼
APR7.74%
Term8 Years
Last UpdatedMay 10, 2026
Details

$30,000; As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2026 & Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Vehicle Loans
3.75%
24-84
View
▼
APR3.75%
Term24-84
Last UpdatedMay 7, 2026
Details

As Low As; Loan Term: 24-84 Months

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2026 & Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
4.25%
24-Month
View
▼
APR4.25%
Term24-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
4.25%
24-Month
View
▼
APR4.25%
Term24-Month
Last UpdatedMay 2, 2026
Details

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
Auto Loans
4.25%
60 Month
View
▼
APR4.25%
Term60 Month
Last UpdatedMay 6, 2026
Details

As Low As; 60 Month Term

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2020 or Newer**

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
4.75%
60-Month
View
▼
APR4.75%
Term60-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
4.75%
60-Month
View
▼
APR4.75%
Term60-Month
Last UpdatedMay 2, 2026
Details

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Auto (2025/2026)
4.99%
Up to 96 Months
View
▼
APR4.99%
TermUp to 96 Months
Last UpdatedApr 19, 2026
Details

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Auto (2025 or older)
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
View
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 5, 2026
Details

As Low As; Model Year New - 2025

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
5.00%
72-Month
View
▼
APR5.00%
Term72-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
5.00%
72-Month
View
▼
APR5.00%
Term72-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2022 or Newer

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
View
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMay 5, 2026
Details

As Low As; Model Year New - 2025

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
5.34%
36 Months
View
▼
APR5.34%
Term36 Months
Last UpdatedMay 5, 2026
Details

As Low As; Model Year 2024 - 2021

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
5.44%
75 Months
View
▼
APR5.44%
Term75 Months
Last UpdatedMay 5, 2026
Details

As Low As; Model Year 2024 - 2021

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
View
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
5.50%
84-Month
View
▼
APR5.50%
Term84-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
5.50%
84-Month
View
▼
APR5.50%
Term84-Month
Last UpdatedMay 2, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
5.54%
36 Months
View
▼
APR5.54%
Term36 Months
Last UpdatedMay 5, 2026
Details

As Low As; Model Year 2020 - 2016

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
5.64%
75 Months
View
▼
APR5.64%
Term75 Months
Last UpdatedMay 5, 2026
Details

As Low As; Model Year 2020 - 2016

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMay 2, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
5.79%
84 Months
View
▼
APR5.79%
Term84 Months
Last UpdatedMay 5, 2026
Details

As Low As; Model Year 2024 - 2021

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Automobiles & Light-Duty Trucks
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 5, 2026
Details

As Low As; Model Year 2020 - 2016

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
6.50%
24-Month
View
▼
APR6.50%
Term24-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
6.75%
36-Month
View
▼
APR6.75%
Term36-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.00%
48-Month
View
▼
APR7.00%
Term48-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.00%
24 Months
View
▼
APR7.00%
Term24 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.25%
36 Months
View
▼
APR7.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
Classic Cars
7.25%
48 Months
View
▼
APR7.25%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.50%
60-Month
View
▼
APR7.50%
Term60-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.50%
48 Months
View
▼
APR7.50%
Term48 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.75%
72-Month
View
▼
APR7.75%
Term72-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
8.25%
60 Months
View
▼
APR8.25%
Term60 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
8.50%
72 Months
View
▼
APR8.50%
Term72 Months
Last UpdatedMay 2, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Classic Vehicle Loans2
8.99%
Up to 4 years
View
▼
APR8.99%
TermUp to 4 years
Last UpdatedMay 7, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.00%
24-Month
View
▼
APR11.00%
Term24-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.25%
36-Month
View
▼
APR11.25%
Term36-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.50%
48-Month
View
▼
APR11.50%
Term48-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
12.00%
60-Month
View
▼
APR12.00%
Term60-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
12.25%
72-Month
View
▼
APR12.25%
Term72-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.25%
24 Months
View
▼
APR12.25%
Term24 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.50%
36 Months
View
▼
APR12.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
12.75%
24-Month
View
▼
APR12.75%
Term24-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.75%
48 Months
View
▼
APR12.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.00%
36-Month
View
▼
APR13.00%
Term36-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.25%
48-Month
View
▼
APR13.25%
Term48-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
13.25%
60 Months
View
▼
APR13.25%
Term60 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.75%
60-Month
View
▼
APR13.75%
Term60-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
13.75%
72 Months
View
▼
APR13.75%
Term72 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
13.75%
24 Months
View
▼
APR13.75%
Term24 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
14.00%
72-Month
View
▼
APR14.00%
Term72-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.00%
36 Months
View
▼
APR14.00%
Term36 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.25%
48 Months
View
▼
APR14.25%
Term48 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.75%
60 Months
View
▼
APR14.75%
Term60 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
15.00%
72 Months
View
▼
APR15.00%
Term72 Months
Last UpdatedMay 2, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
580 W Pioneer Blvd, Mesquite, NV, 89027
New & used car loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
580 W Pioneer Blvd, Mesquite, NV, 89027
New car loans
5.24%
72-month
View
▼
APR5.24%
Term72-month
Last UpdatedMay 10, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
4.25%
24-Month
View
▼
APR4.25%
Term24-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
4.25%
24-Month
View
▼
APR4.25%
Term24-Month
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2020 or Newer**

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
4.75%
60-Month
View
▼
APR4.75%
Term60-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
4.75%
60-Month
View
▼
APR4.75%
Term60-Month
Last UpdatedMay 2, 2026
Details

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
New Auto (2025/2026)
4.99%
Up to 96 Months
View
▼
APR4.99%
TermUp to 96 Months
Last UpdatedApr 19, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
View
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
5.00%
72-Month
View
▼
APR5.00%
Term72-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
5.00%
72-Month
View
▼
APR5.00%
Term72-Month
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2022 or Newer

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
View
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
View
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 A
5.50%
84-Month
View
▼
APR5.50%
Term84-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 B
5.50%
84-Month
View
▼
APR5.50%
Term84-Month
Last UpdatedMay 2, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
6.50%
24-Month
View
▼
APR6.50%
Term24-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
6.75%
36-Month
View
▼
APR6.75%
Term36-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.00%
48-Month
View
▼
APR7.00%
Term48-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.50%
60-Month
View
▼
APR7.50%
Term60-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 C
7.75%
72-Month
View
▼
APR7.75%
Term72-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.00%
24-Month
View
▼
APR11.00%
Term24-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.25%
36-Month
View
▼
APR11.25%
Term36-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
11.50%
48-Month
View
▼
APR11.50%
Term48-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
12.00%
60-Month
View
▼
APR12.00%
Term60-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 D
12.25%
72-Month
View
▼
APR12.25%
Term72-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
12.75%
24-Month
View
▼
APR12.75%
Term24-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.00%
36-Month
View
▼
APR13.00%
Term36-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.25%
48-Month
View
▼
APR13.25%
Term48-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
13.75%
60-Month
View
▼
APR13.75%
Term60-Month
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
New Vehicle Loan - 2024-2026 E
14.00%
72-Month
View
▼
APR14.00%
Term72-Month
Last UpdatedMay 2, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
580 W Pioneer Blvd, Mesquite, NV, 89027
New & used car loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2020 or Newer**

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Used Auto (2025 or older)
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2022 or Newer

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older A
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older B
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.00%
24 Months
View
▼
APR7.00%
Term24 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.25%
36 Months
View
▼
APR7.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
7.50%
48 Months
View
▼
APR7.50%
Term48 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
8.25%
60 Months
View
▼
APR8.25%
Term60 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older C
8.50%
72 Months
View
▼
APR8.50%
Term72 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.25%
24 Months
View
▼
APR12.25%
Term24 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.50%
36 Months
View
▼
APR12.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
12.75%
48 Months
View
▼
APR12.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
13.25%
60 Months
View
▼
APR13.25%
Term60 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older D
13.75%
72 Months
View
▼
APR13.75%
Term72 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
13.75%
24 Months
View
▼
APR13.75%
Term24 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.00%
36 Months
View
▼
APR14.00%
Term36 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.25%
48 Months
View
▼
APR14.25%
Term48 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
14.75%
60 Months
View
▼
APR14.75%
Term60 Months
Last UpdatedMay 2, 2026
Details

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
Used Vehicle Loan - 2023 & Older E
15.00%
72 Months
View
▼
APR15.00%
Term72 Months
Last UpdatedMay 2, 2026
Details

Mesquite, NV Auto Loan Rate Trends

Compare local Mesquite, NV auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nevada Auto Trends →
New Auto Loan — NV Avg
8.118%
Unchanged vs 7 days ago

Nevada new auto loan rates currently average 8.118% APR.

Used Auto Loan — NV Avg
7.210%
Unchanged vs 7 days ago

Nevada used auto loan rates currently average 7.210% APR.

As of May 10, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Mesquite, Nevada

How does my credit score affect my car loan rate in Nevada?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Mesquite, Nevada with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Nevada *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Mesquite, Nevada typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Mesquite, Nevada?

Based on our current data, some of the lowest auto loan rates available in Mesquite, Nevada include:
  • Mountain America Federal Credit Union: 4.99% (New & used car loans)
  • America First Federal Credit Union: 4.99% (Auto Loan)
  • Baxter Credit Union: 3.24% (Auto Loans)
  • United Federal Credit Union: 3.50% (Fixed Rate New & Used Auto Loans)
  • Churchill County Federal Credit Union: 3.75% (Vehicle Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Mesquite, Nevada. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 10, 2026

Mesquite, Nevada Rates & Resources

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