Auto Loan Rates in South Lyon, Michigan (MI) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in South Lyon, Michigan. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in South Lyon, Michigan include Vibe Credit UnionVibe Credit Union21985 Pontiac Trl, South Lyon, MI, 48178 8727A+5.0 ★Texas Ratio: 5.71% offering Vehicle Loans 2018-2024 Model Years at 4.74%, ABD Federal Credit UnionABD Federal Credit UnionA+5.0 ★Texas Ratio: 2.11% offering New and Used Auto Loans at 3.25%, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% offering Fixed Rate New & Used Auto Loans at 3.70%, Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 5.03% offering New or Used Auto Loans at 3.79%, Family Financial Credit UnionFamily Financial Credit UnionA5.0 ★Texas Ratio: 6.25% offering Auto Loan at 3.99%. Auto loan rates as of April 12, 2026 according to verified data from MonitorBankRates.
South Lyon has 1 local institution in our database, with auto loan rates as low as 4.74% APR from Vibe Credit Union at 21985 Pontiac Trl, South Lyon, MI, 48178 8727. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in South Lyon, Michigan. Auto Loan Rates Last Updated and Verified: April 12, 2026
Compare Auto Loan Rates Today in South Lyon, Michigan & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
21985 Pontiac Trl, South Lyon, MI, 48178 8727
Vehicle Loans 2018-2024 Model Years
4.74%
2024 Mo
▼
APR4.74%
Term2024 Mo
Last UpdatedApr 12, 2026
Details
As Low As
Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
21985 Pontiac Trl, South Lyon, MI, 48178 8727
Vehicle Loans 2025-2026 Model Years
4.74%
2026 Mo
▼
APR4.74%
Term2026 Mo
Last UpdatedApr 12, 2026
Details
As Low As
Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
21985 Pontiac Trl, South Lyon, MI, 48178 8727
Vehicle Loans 2018-2024 Model Years
4.99%
2024 Mo
▼
APR4.99%
Term2024 Mo
Last UpdatedApr 12, 2026
Details
As Low As
Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
21985 Pontiac Trl, South Lyon, MI, 48178 8727
Vehicle Loans 2025-2026 Model Years
4.99%
2026 Mo
▼
APR4.99%
Term2026 Mo
Last UpdatedApr 12, 2026
Details
As Low As
Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
21985 Pontiac Trl, South Lyon, MI, 48178 8727
Vehicle Loans 2018-2024 Model Years
5.24%
2024 Mo
▼
APR5.24%
Term2024 Mo
Last UpdatedApr 12, 2026
Details
As Low As
Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
21985 Pontiac Trl, South Lyon, MI, 48178 8727
Vehicle Loans 2025-2026 Model Years
5.24%
2026 Mo
▼
APR5.24%
Term2026 Mo
Last UpdatedApr 12, 2026
Details
As Low As
Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
21985 Pontiac Trl, South Lyon, MI, 48178 8727
Vehicle Loans 2018-2024 Model Years
5.49%
2024 Mo
▼
APR5.49%
Term2024 Mo
Last UpdatedApr 12, 2026
Details
As Low As
Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
21985 Pontiac Trl, South Lyon, MI, 48178 8727
Vehicle Loans 2025-2026 Model Years
5.49%
2026 Mo
▼
APR5.49%
Term2026 Mo
Last UpdatedApr 12, 2026
Details
As Low As
Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
21985 Pontiac Trl, South Lyon, MI, 48178 8727
Classic Vehicle Loans 1999 or Older Model Years
6.99%
1-60 months
▼
APR6.99%
Term1-60 months
Last UpdatedApr 12, 2026
Details
As Low As
Vibe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
21985 Pontiac Trl, South Lyon, MI, 48178 8727
Vehicle Loans 2012-2017 Model Years
7.99%
2017 Mo
▼
APR7.99%
Term2017 Mo
Last UpdatedApr 12, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedMar 24, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedMar 24, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedMar 24, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedApr 9, 2026
Details
As Low As; APR is Annual Percentage Rate.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Family Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Auto Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedApr 12, 2026
Details
As Low As
Michigan One Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Vehicle Refinance
3.99%
Up to 48 Months
▼
APR3.99%
TermUp to 48 Months
Last UpdatedApr 12, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
3.99%
Up to 36 Months
▼
APR3.99%
TermUp to 36 Months
Last UpdatedApr 9, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedMar 24, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Extra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Vehicle Loans
4.07%
96 Months
▼
APR4.07%
Term96 Months
Last UpdatedApr 6, 2026
Details
As Low As; Specific rates are based on credit history and are determined after the application is reviewed. *APR is Annual Percentage Rate and includes the cost of the loan. Costs vary from $45-$75 and are assessed by loan amount.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Current Year + 2 Years
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Auto Loans
4.24%
24-36
▼
APR4.24%
Term24-36
Last UpdatedApr 11, 2026
Details
Relationship APR
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Car
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Autos
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Advantage One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
New Vehicles2
4.24%
36-Month
▼
APR4.24%
Term36-Month
Last UpdatedApr 9, 2026
Details
Advantage One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
Used Vehicles1(2022 -2025)
4.24%
36-Month
▼
APR4.24%
Term36-Month
Last UpdatedApr 9, 2026
Details
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 36 Months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 11, 2026
Details
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Vehicle Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 11, 2026
Details
CREDIT SCORE 780+
Circle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.23%
New & Used Vehicle
4.25%
84 Months
▼
APR4.25%
Term84 Months
Last UpdatedApr 5, 2026
Details
Term Based on Loan Amount - Up to 84 Months; Credit Score: 800+
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedMar 24, 2026
Details
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
New Auto (54 month term)
4.25%
up to 54 months
▼
APR4.25%
Termup to 54 months
Last UpdatedApr 11, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted.
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
New Auto (66 month term)
4.25%
up to 66 months
▼
APR4.25%
Termup to 66 months
Last UpdatedApr 11, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted.
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
New Auto (78 month term)
4.25%
up to 78 months
▼
APR4.25%
Termup to 78 months
Last UpdatedApr 11, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Automobiles
4.44%
48 Months
▼
APR4.44%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As; 2020 - 2026, up to 48 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Current Year + 2 Years
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Auto
4.49%
48 MO
▼
APR4.49%
Term48 MO
Last UpdatedApr 11, 2026
Details
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New or Used Vehicle, 2022 and Newer
4.49%
Up to 36 Months
▼
APR4.49%
TermUp to 36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
New Auto - 2026-2024 with less than 25,000 miles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
Used Auto 1-5 Model Year Old (2025-2021)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.49%
Up to 39 Months
▼
APR4.49%
TermUp to 39 Months
Last UpdatedApr 9, 2026
Details
As Low As; Minimum Loan Amount $4,000
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedApr 9, 2026
Details
As Low As
APR4.49%
TermUp to 36 months
Last UpdatedApr 2, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 60 Months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 11, 2026
Details
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Vehicle Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 11, 2026
Details
CREDIT SCORE 680-779
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New Auto Loan
4.55%
24 Months
▼
APR4.55%
Term24 Months
Last UpdatedApr 12, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 36 Month
4.58%
36 Months
▼
APR4.58%
Term36 Months
Last UpdatedApr 11, 2026
Details
University of Michigan Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.02%
Used Auto Loan
4.60%
Up to 36
▼
APR4.60%
TermUp to 36
Last UpdatedApr 12, 2026
Details
As Low As; Regular APR: 13.45%
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Automobiles
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As; 2020 - 2026, 49 - 60 months
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.69%
40 - 64 Months
▼
APR4.69%
Term40 - 64 Months
Last UpdatedApr 9, 2026
Details
As Low As; Minimum Loan Amount $7,500
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 60 Month
4.71%
60 Months
▼
APR4.71%
Term60 Months
Last UpdatedApr 11, 2026
Details
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Vehicle Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Current Year + 2 Years
Southeast Michigan State Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.26%
Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Car (2025-2023)
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 24 Month
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedApr 11, 2026
Details
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Autos
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Vehicles
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; Competitive interest rates as low as 4.74% APR2 for 36 months
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New or Used Vehicle, 2022 and Newer
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Auto Loans 2023 & Newer
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 12, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
New Auto - 2026-2024 with less than 25,000 miles
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 12, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
Used Auto 1-5 Model Year Old (2025-2021)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 12, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
New & Used Auto Loans
4.74%
up to 48 months
▼
APR4.74%
Termup to 48 months
Last UpdatedApr 6, 2026
Details
As Low As
The Local Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; Loan Amount: n/a
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedApr 9, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 72 Months
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
New Auto Up To 72 Months
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
Montcalm Public Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New Vehicles (2024 & newer)
4.75%
Up to 36 Months
▼
APR4.75%
TermUp to 36 Months
Last UpdatedApr 12, 2026
Details
APR4.75%
Term36 Months
Last UpdatedApr 12, 2026
Details
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 12, 2026
Details
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New Auto Loans
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedMar 24, 2026
Details
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
Used Auto
4.75%
72-78 months
▼
APR4.75%
Term72-78 months
Last UpdatedApr 11, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 48 Month
4.76%
48 Months
▼
APR4.76%
Term48 Months
Last UpdatedApr 11, 2026
Details
Soo-Co-Op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loan
4.78%
60 Months
▼
APR4.78%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As; *APR= Annual Percentage Rate. Rates are listed at the lowest rate offered and determined by the loan applicant's creditworthiness, qualifications, collateral conditions, and year of vehicle. Approximate monthly payment would be $19.69 per $1,000 borrowed at 6.75% for 60 months. Rates are subject to change at any time. Other terms and conditions may apply.
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedApr 9, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedApr 9, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
New/Used Vehicle
4.80%
60 Months
▼
APR4.80%
Term60 Months
Last UpdatedApr 12, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
4.85%
24 months
▼
APR4.85%
Term24 months
Last UpdatedApr 11, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.89%
65 - 75 Months
▼
APR4.89%
Term65 - 75 Months
Last UpdatedApr 9, 2026
Details
As Low As; Minimum Loan Amount $10,000
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 72 Month
4.92%
72 Months
▼
APR4.92%
Term72 Months
Last UpdatedApr 11, 2026
Details
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Automobiles
4.94%
72 Months
▼
APR4.94%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As; 2020 - 2026, 61 - 72 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
4.95%
36 months
▼
APR4.95%
Term36 months
Last UpdatedApr 11, 2026
Details
Downriver Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
Auto Loans NEW
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Southeast Michigan State Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.26%
Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Cars and Trucks
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Cars and Trucks
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 24 Month
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 11, 2026
Details
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
Used Auto 2020 & newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New or Used Vehicle, 2022 and Newer
4.99%
Up to 72 Months > $15k
▼
APR4.99%
TermUp to 72 Months > $15k
Last UpdatedApr 6, 2026
Details
As Low As
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
Used Vehicle, 2020-2021
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Family Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Auto Loan
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedApr 12, 2026
Details
As Low As
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.24%
Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As; 2026-2025 (up to 100% LTV Max)
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.24%
Auto Loans 2026-2025 (up to 100% LTV Max)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Auto Loans 2019-2022
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 12, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Auto Loans 2023 & Newer
4.99%
49 to 60
▼
APR4.99%
Term49 to 60
Last UpdatedApr 12, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 12, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 12, 2026
Details
As Low As
BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
New and Used Vehicle Loans
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedApr 12, 2026
Details
As Low As; New - Model Years 2025 to 2026
BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
New Vehicle Loan - Model Years 2025 to 2026
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedApr 12, 2026
Details
As Low As
BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Used Vehicle Loan - Model Years 2025 and Older
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedApr 12, 2026
Details
As Low As
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New 2024-2025 Automobiles
4.99%
12 to 36 months
▼
APR4.99%
Term12 to 36 months
Last UpdatedApr 12, 2026
Details
with auto pay from your UCCU saving or checking account
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New Auto Loan
4.99%
12-36 Months
▼
APR4.99%
Term12-36 Months
Last UpdatedApr 12, 2026
Details
Bloom Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
Newer Autos, 2024 and newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As; 2021 and newer
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2024 and Newer Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New vehicles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
American 1 Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.10%
New & Used Auto
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedApr 8, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.99%
24 - 39
▼
APR4.99%
Term24 - 39
Last UpdatedApr 9, 2026
Details
As Low As; Minimum Loan Amount $4,000
Advantage One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
New Vehicles2
4.99%
60-Month
▼
APR4.99%
Term60-Month
Last UpdatedApr 9, 2026
Details
Advantage One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
Used Vehicles1(2022 -2025)
4.99%
60-Month
▼
APR4.99%
Term60-Month
Last UpdatedApr 9, 2026
Details
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedApr 9, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 9, 2026
Details
As Low As
Ignite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New or Used Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 9, 2026
Details
As Low As; Learn more
APR4.99%
Term37 to 48 months
Last UpdatedApr 2, 2026
Details
As Low As
Tandem Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
Used vehicles 2018-2023
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
NEW AUTO LOAN
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As; FOR UP TO 36 MONTHS
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
New Auto 37 to 84 Months
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedApr 11, 2026
Details
72 months over $20,000 financed 84 months over $40,000 financed
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
Used Auto: 2023-2025 Model Years
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedApr 11, 2026
Details
72 months over $20,000 financed 84 months over $40,000 financed
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 48 Month
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 11, 2026
Details
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.04%
New Vehicle
5.00%
24-84
▼
APR5.00%
Term24-84
Last UpdatedApr 5, 2026
Details
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.04%
Used Vehicle
5.00%
24-84
▼
APR5.00%
Term24-84
Last UpdatedApr 5, 2026
Details
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
New Auto 73 To 84 Months
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As; 2021 and newer
Soo-Co-Op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loan
5.02%
75 Months
▼
APR5.02%
Term75 Months
Last UpdatedApr 6, 2026
Details
As Low As; *APR= Annual Percentage Rate. Rates are listed at the lowest rate offered and determined by the loan applicant's creditworthiness, qualifications, collateral conditions, and year of vehicle. Approximate monthly payment would be $19.69 per $1,000 borrowed at 6.75% for 60 months. Rates are subject to change at any time. Other terms and conditions may apply.
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
5.04%
37 - 48 Months
▼
APR5.04%
Term37 - 48 Months
Last UpdatedApr 9, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
5.04%
37 - 48 Months
▼
APR5.04%
Term37 - 48 Months
Last UpdatedApr 9, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 36 Month
5.08%
36 Months
▼
APR5.08%
Term36 Months
Last UpdatedApr 11, 2026
Details
Frankenmuth Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.43%
Auto Loan Special
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 12, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
5.15%
48 months
▼
APR5.15%
Term48 months
Last UpdatedApr 11, 2026
Details
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Automobiles
5.19%
84 Months
▼
APR5.19%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As; 2023 - 2026, 73 - 84 months
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
5.19%
76 - 88 Months
▼
APR5.19%
Term76 - 88 Months
Last UpdatedApr 9, 2026
Details
As Low As; Minimum Loan Amount $15,000
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
New & Used Auto Loans (2026-2022)
5.20%
36 Months
▼
APR5.20%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 60 Month
5.21%
60 Months
▼
APR5.21%
Term60 Months
Last UpdatedApr 11, 2026
Details
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Vehicle Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Current Year + 2 Years
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Auto Loans
5.24%
24-36
▼
APR5.24%
Term24-36
Last UpdatedApr 11, 2026
Details
Fixed APR
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Car (2022-2018)
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Autos
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New or Used Vehicle, 2022 and Newer
5.24%
Up to 84 Months > $25k
▼
APR5.24%
TermUp to 84 Months > $25k
Last UpdatedApr 6, 2026
Details
As Low As
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
Used Vehicle, 2017-2019
5.24%
Up to 60 Months
▼
APR5.24%
TermUp to 60 Months
Last UpdatedApr 6, 2026
Details
As Low As
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
Used Vehicle, 2020-2021
5.24%
Up to 72 Months > $15k
▼
APR5.24%
TermUp to 72 Months > $15k
Last UpdatedApr 6, 2026
Details
As Low As
TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New and Used Auto
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New/Used Auto Loans
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Auto Loan
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.24%
Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 12, 2026
Details
As Low As; 2026-2025 (up to 100% LTV Max)
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.24%
Auto Loans 2024-2019 (up to 100% LTV Max)
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.24%
Auto Loans 2026-2025 (up to 100% LTV Max)
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 12, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Auto Loans 2019-2022
5.24%
49-60
▼
APR5.24%
Term49-60
Last UpdatedApr 12, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Auto Loans 2023 & Newer
5.24%
61-72
▼
APR5.24%
Term61-72
Last UpdatedApr 12, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle with Auto Pay from DFCU Account
5.24%
83 Months
▼
APR5.24%
Term83 Months
Last UpdatedApr 12, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle without Auto Pay
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 12, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle with Auto Pay from DFCU Account
5.24%
83 Months
▼
APR5.24%
Term83 Months
Last UpdatedApr 12, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle without Auto Pay
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 12, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
New Auto - 2026-2024 with less than 25,000 miles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 12, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
Used Auto 1-5 Model Year Old (2025-2021)
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 12, 2026
Details
As Low As
Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Auto Loan
5.24%
Up to 60 months
▼
APR5.24%
TermUp to 60 months
Last UpdatedApr 12, 2026
Details
The Local Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
New Autos
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 75 months (61 - 75 month term only for requested amount of min. $15K or greater, based on MSRP)
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
Used Autos
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 80,000 maximum mileage, 8 years old and newer; Terms up to 75 months ($15K loan request and greater, 2020 or newer, based on JD Power Retail Value)
Advantage One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
New Vehicles2
5.24%
72-Month
▼
APR5.24%
Term72-Month
Last UpdatedApr 9, 2026
Details
minimum loan amount $15,000
Advantage One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
Used Vehicles1(2022 -2025)
5.24%
72-Month
▼
APR5.24%
Term72-Month
Last UpdatedApr 9, 2026
Details
Advantage One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
Used Vehicles2(2021 & Older)
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedApr 9, 2026
Details
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
Used Auto 2021 & Older
5.24%
Up to 60 Months
▼
APR5.24%
TermUp to 60 Months
Last UpdatedApr 9, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedApr 9, 2026
Details
As Low As
APR5.24%
Term49 to 60 months
Last UpdatedApr 2, 2026
Details
As Low As
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Vehicle Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 11, 2026
Details
CREDIT SCORE 780+
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
Used Auto/Motocycle
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
APR5.25%
Term60 Months
Last UpdatedApr 12, 2026
Details
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 12, 2026
Details
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
Auto Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As; 2021 and newer
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2017 to current Used Vehicles
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; apr = annual percent rate
Frankenmuth Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.43%
Auto Loan 2025 or newer
5.26%
75 Months
▼
APR5.26%
Term75 Months
Last UpdatedApr 12, 2026
Details
As Low As
Soo-Co-Op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loan
5.29%
60 Months
▼
APR5.29%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As; *APR= Annual Percentage Rate. Rates are listed at the lowest rate offered and determined by the loan applicant's creditworthiness, qualifications, collateral conditions, and year of vehicle. Approximate monthly payment would be $19.69 per $1,000 borrowed at 6.75% for 60 months. Rates are subject to change at any time. Other terms and conditions may apply.
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
Used Auto 2016 - 2019
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Frankenmuth Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.43%
Auto Loan 2024-2022
5.29%
63 Months
▼
APR5.29%
Term63 Months
Last UpdatedApr 12, 2026
Details
As Low As
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
5.29%
49 - 60 Months
▼
APR5.29%
Term49 - 60 Months
Last UpdatedApr 9, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
5.29%
49 - 60 Months
▼
APR5.29%
Term49 - 60 Months
Last UpdatedApr 9, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As
APR5.30%
Term72 Months
Last UpdatedApr 12, 2026
Details
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
5.30%
72 Months
▼
APR5.30%
Term72 Months
Last UpdatedApr 12, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedMar 24, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedMar 24, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedMar 24, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedApr 9, 2026
Details
As Low As; APR is Annual Percentage Rate.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
3.99%
Up to 36 Months
▼
APR3.99%
TermUp to 36 Months
Last UpdatedApr 9, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedMar 24, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Current Year + 2 Years
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Auto Loans
4.24%
24-36
▼
APR4.24%
Term24-36
Last UpdatedApr 11, 2026
Details
Relationship APR
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Car
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Autos
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Advantage One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
New Vehicles2
4.24%
36-Month
▼
APR4.24%
Term36-Month
Last UpdatedApr 9, 2026
Details
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 36 Months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 11, 2026
Details
Circle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.23%
New & Used Vehicle
4.25%
84 Months
▼
APR4.25%
Term84 Months
Last UpdatedApr 5, 2026
Details
Term Based on Loan Amount - Up to 84 Months; Credit Score: 800+
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedMar 24, 2026
Details
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
New Auto (54 month term)
4.25%
up to 54 months
▼
APR4.25%
Termup to 54 months
Last UpdatedApr 11, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted.
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
New Auto (66 month term)
4.25%
up to 66 months
▼
APR4.25%
Termup to 66 months
Last UpdatedApr 11, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted.
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
New Auto (78 month term)
4.25%
up to 78 months
▼
APR4.25%
Termup to 78 months
Last UpdatedApr 11, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Current Year + 2 Years
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Auto
4.49%
48 MO
▼
APR4.49%
Term48 MO
Last UpdatedApr 11, 2026
Details
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New or Used Vehicle, 2022 and Newer
4.49%
Up to 36 Months
▼
APR4.49%
TermUp to 36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
New Auto - 2026-2024 with less than 25,000 miles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedApr 9, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 60 Months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New Auto Loan
4.55%
24 Months
▼
APR4.55%
Term24 Months
Last UpdatedApr 12, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 36 Month
4.58%
36 Months
▼
APR4.58%
Term36 Months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 60 Month
4.71%
60 Months
▼
APR4.71%
Term60 Months
Last UpdatedApr 11, 2026
Details
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Vehicle Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Current Year + 2 Years
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 24 Month
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedApr 11, 2026
Details
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Autos
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Vehicles
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; Competitive interest rates as low as 4.74% APR2 for 36 months
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New or Used Vehicle, 2022 and Newer
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Auto Loans 2023 & Newer
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 12, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
New Auto - 2026-2024 with less than 25,000 miles
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 12, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
New & Used Auto Loans
4.74%
up to 48 months
▼
APR4.74%
Termup to 48 months
Last UpdatedApr 6, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedApr 9, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 72 Months
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
New Auto Up To 72 Months
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
Montcalm Public Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New Vehicles (2024 & newer)
4.75%
Up to 36 Months
▼
APR4.75%
TermUp to 36 Months
Last UpdatedApr 12, 2026
Details
APR4.75%
Term36 Months
Last UpdatedApr 12, 2026
Details
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New Auto Loans
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedMar 24, 2026
Details
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 48 Month
4.76%
48 Months
▼
APR4.76%
Term48 Months
Last UpdatedApr 11, 2026
Details
Soo-Co-Op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loan
4.78%
60 Months
▼
APR4.78%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As; *APR= Annual Percentage Rate. Rates are listed at the lowest rate offered and determined by the loan applicant's creditworthiness, qualifications, collateral conditions, and year of vehicle. Approximate monthly payment would be $19.69 per $1,000 borrowed at 6.75% for 60 months. Rates are subject to change at any time. Other terms and conditions may apply.
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedApr 9, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
New/Used Vehicle
4.80%
60 Months
▼
APR4.80%
Term60 Months
Last UpdatedApr 12, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
4.85%
24 months
▼
APR4.85%
Term24 months
Last UpdatedApr 11, 2026
Details
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 72 Month
4.92%
72 Months
▼
APR4.92%
Term72 Months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
4.95%
36 months
▼
APR4.95%
Term36 months
Last UpdatedApr 11, 2026
Details
Downriver Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
Auto Loans NEW
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Cars and Trucks
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
Used Auto 2020 & newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New or Used Vehicle, 2022 and Newer
4.99%
Up to 72 Months > $15k
▼
APR4.99%
TermUp to 72 Months > $15k
Last UpdatedApr 6, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Auto Loans 2023 & Newer
4.99%
49 to 60
▼
APR4.99%
Term49 to 60
Last UpdatedApr 12, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 12, 2026
Details
As Low As
BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
New and Used Vehicle Loans
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedApr 12, 2026
Details
As Low As; New - Model Years 2025 to 2026
BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
New Vehicle Loan - Model Years 2025 to 2026
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedApr 12, 2026
Details
As Low As
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New 2024-2025 Automobiles
4.99%
12 to 36 months
▼
APR4.99%
Term12 to 36 months
Last UpdatedApr 12, 2026
Details
with auto pay from your UCCU saving or checking account
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New Auto Loan
4.99%
12-36 Months
▼
APR4.99%
Term12-36 Months
Last UpdatedApr 12, 2026
Details
Bloom Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
Newer Autos, 2024 and newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2024 and Newer Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New vehicles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
American 1 Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.10%
New & Used Auto
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedApr 8, 2026
Details
As Low As
Advantage One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
New Vehicles2
4.99%
60-Month
▼
APR4.99%
Term60-Month
Last UpdatedApr 9, 2026
Details
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedApr 9, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 9, 2026
Details
As Low As
Ignite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New or Used Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 9, 2026
Details
As Low As; Learn more
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
NEW AUTO LOAN
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As; FOR UP TO 36 MONTHS
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
New Auto 37 to 84 Months
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedApr 11, 2026
Details
72 months over $20,000 financed 84 months over $40,000 financed
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.04%
New Vehicle
5.00%
24-84
▼
APR5.00%
Term24-84
Last UpdatedApr 5, 2026
Details
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
New Auto 73 To 84 Months
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Soo-Co-Op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loan
5.02%
75 Months
▼
APR5.02%
Term75 Months
Last UpdatedApr 6, 2026
Details
As Low As; *APR= Annual Percentage Rate. Rates are listed at the lowest rate offered and determined by the loan applicant's creditworthiness, qualifications, collateral conditions, and year of vehicle. Approximate monthly payment would be $19.69 per $1,000 borrowed at 6.75% for 60 months. Rates are subject to change at any time. Other terms and conditions may apply.
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
5.04%
37 - 48 Months
▼
APR5.04%
Term37 - 48 Months
Last UpdatedApr 9, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
5.15%
48 months
▼
APR5.15%
Term48 months
Last UpdatedApr 11, 2026
Details
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
New & Used Auto Loans (2026-2022)
5.20%
36 Months
▼
APR5.20%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New Vehicle Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Current Year + 2 Years
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Auto Loans
5.24%
24-36
▼
APR5.24%
Term24-36
Last UpdatedApr 11, 2026
Details
Fixed APR
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Autos
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New or Used Vehicle, 2022 and Newer
5.24%
Up to 84 Months > $25k
▼
APR5.24%
TermUp to 84 Months > $25k
Last UpdatedApr 6, 2026
Details
As Low As
TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New and Used Auto
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New/Used Auto Loans
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Auto Loans 2023 & Newer
5.24%
61-72
▼
APR5.24%
Term61-72
Last UpdatedApr 12, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle with Auto Pay from DFCU Account
5.24%
83 Months
▼
APR5.24%
Term83 Months
Last UpdatedApr 12, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle without Auto Pay
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 12, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
New Auto - 2026-2024 with less than 25,000 miles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 12, 2026
Details
As Low As
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
New Autos
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 75 months (61 - 75 month term only for requested amount of min. $15K or greater, based on MSRP)
Advantage One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
New Vehicles2
5.24%
72-Month
▼
APR5.24%
Term72-Month
Last UpdatedApr 9, 2026
Details
minimum loan amount $15,000
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedApr 9, 2026
Details
As Low As
APR5.25%
Term60 Months
Last UpdatedApr 12, 2026
Details
Frankenmuth Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.43%
Auto Loan 2025 or newer
5.26%
75 Months
▼
APR5.26%
Term75 Months
Last UpdatedApr 12, 2026
Details
As Low As
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
5.29%
49 - 60 Months
▼
APR5.29%
Term49 - 60 Months
Last UpdatedApr 9, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As
APR5.30%
Term72 Months
Last UpdatedApr 12, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedMar 24, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedMar 24, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedMar 24, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedApr 9, 2026
Details
As Low As; APR is Annual Percentage Rate.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
3.99%
Up to 36 Months
▼
APR3.99%
TermUp to 36 Months
Last UpdatedApr 9, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedMar 24, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Advantage One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
Used Vehicles1(2022 -2025)
4.24%
36-Month
▼
APR4.24%
Term36-Month
Last UpdatedApr 9, 2026
Details
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 36 Months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 11, 2026
Details
Circle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.23%
New & Used Vehicle
4.25%
84 Months
▼
APR4.25%
Term84 Months
Last UpdatedApr 5, 2026
Details
Term Based on Loan Amount - Up to 84 Months; Credit Score: 800+
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedMar 24, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New or Used Vehicle, 2022 and Newer
4.49%
Up to 36 Months
▼
APR4.49%
TermUp to 36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
Used Auto 1-5 Model Year Old (2025-2021)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedApr 9, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 60 Months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
University of Michigan Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.02%
Used Auto Loan
4.60%
Up to 36
▼
APR4.60%
TermUp to 36
Last UpdatedApr 12, 2026
Details
As Low As; Regular APR: 13.45%
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Car (2025-2023)
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Vehicles
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; Competitive interest rates as low as 4.74% APR2 for 36 months
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New or Used Vehicle, 2022 and Newer
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
Used Auto 1-5 Model Year Old (2025-2021)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 12, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
New & Used Auto Loans
4.74%
up to 48 months
▼
APR4.74%
Termup to 48 months
Last UpdatedApr 6, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedApr 9, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 72 Months
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 12, 2026
Details
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
Used Auto
4.75%
72-78 months
▼
APR4.75%
Term72-78 months
Last UpdatedApr 11, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted.
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedApr 9, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
New/Used Vehicle
4.80%
60 Months
▼
APR4.80%
Term60 Months
Last UpdatedApr 12, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
4.85%
24 months
▼
APR4.85%
Term24 months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
4.95%
36 months
▼
APR4.95%
Term36 months
Last UpdatedApr 11, 2026
Details
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Cars and Trucks
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 24 Month
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 11, 2026
Details
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
Used Auto 2020 & newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New or Used Vehicle, 2022 and Newer
4.99%
Up to 72 Months > $15k
▼
APR4.99%
TermUp to 72 Months > $15k
Last UpdatedApr 6, 2026
Details
As Low As
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
Used Vehicle, 2020-2021
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 12, 2026
Details
As Low As
BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
New and Used Vehicle Loans
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedApr 12, 2026
Details
As Low As; New - Model Years 2025 to 2026
BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Used Vehicle Loan - Model Years 2025 and Older
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedApr 12, 2026
Details
As Low As
American 1 Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.10%
New & Used Auto
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedApr 8, 2026
Details
As Low As
Advantage One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
Used Vehicles1(2022 -2025)
4.99%
60-Month
▼
APR4.99%
Term60-Month
Last UpdatedApr 9, 2026
Details
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedApr 9, 2026
Details
As Low As
Ignite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
New or Used Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 9, 2026
Details
As Low As; Learn more
Tandem Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
Used vehicles 2018-2023
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
Used Auto: 2023-2025 Model Years
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedApr 11, 2026
Details
72 months over $20,000 financed 84 months over $40,000 financed
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 48 Month
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 11, 2026
Details
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.04%
Used Vehicle
5.00%
24-84
▼
APR5.00%
Term24-84
Last UpdatedApr 5, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
5.04%
37 - 48 Months
▼
APR5.04%
Term37 - 48 Months
Last UpdatedApr 9, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 36 Month
5.08%
36 Months
▼
APR5.08%
Term36 Months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
5.15%
48 months
▼
APR5.15%
Term48 months
Last UpdatedApr 11, 2026
Details
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
New & Used Auto Loans (2026-2022)
5.20%
36 Months
▼
APR5.20%
Term36 Months
Last UpdatedApr 12, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 60 Month
5.21%
60 Months
▼
APR5.21%
Term60 Months
Last UpdatedApr 11, 2026
Details
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Car (2022-2018)
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New or Used Vehicle, 2022 and Newer
5.24%
Up to 84 Months > $25k
▼
APR5.24%
TermUp to 84 Months > $25k
Last UpdatedApr 6, 2026
Details
As Low As
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
Used Vehicle, 2017-2019
5.24%
Up to 60 Months
▼
APR5.24%
TermUp to 60 Months
Last UpdatedApr 6, 2026
Details
As Low As
FreeStar Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
Used Vehicle, 2020-2021
5.24%
Up to 72 Months > $15k
▼
APR5.24%
TermUp to 72 Months > $15k
Last UpdatedApr 6, 2026
Details
As Low As
TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New and Used Auto
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New/Used Auto Loans
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle with Auto Pay from DFCU Account
5.24%
83 Months
▼
APR5.24%
Term83 Months
Last UpdatedApr 12, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle without Auto Pay
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 12, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
Used Auto 1-5 Model Year Old (2025-2021)
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 12, 2026
Details
As Low As
InTouch Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
Used Autos
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 80,000 maximum mileage, 8 years old and newer; Terms up to 75 months ($15K loan request and greater, 2020 or newer, based on JD Power Retail Value)
Advantage One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
Used Vehicles1(2022 -2025)
5.24%
72-Month
▼
APR5.24%
Term72-Month
Last UpdatedApr 9, 2026
Details
Advantage One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
Used Vehicles2(2021 & Older)
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedApr 9, 2026
Details
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
Used Auto 2021 & Older
5.24%
Up to 60 Months
▼
APR5.24%
TermUp to 60 Months
Last UpdatedApr 9, 2026
Details
As Low As
Tahquamenon Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
Used Auto/Motocycle
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 12, 2026
Details
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2017 to current Used Vehicles
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; apr = annual percent rate
Soo-Co-Op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loan
5.29%
60 Months
▼
APR5.29%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As; *APR= Annual Percentage Rate. Rates are listed at the lowest rate offered and determined by the loan applicant's creditworthiness, qualifications, collateral conditions, and year of vehicle. Approximate monthly payment would be $19.69 per $1,000 borrowed at 6.75% for 60 months. Rates are subject to change at any time. Other terms and conditions may apply.
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
Used Auto 2016 - 2019
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
5.29%
49 - 60 Months
▼
APR5.29%
Term49 - 60 Months
Last UpdatedApr 9, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
5.30%
72 Months
▼
APR5.30%
Term72 Months
Last UpdatedApr 12, 2026
Details
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MonitorBankRates
South Lyon, MI Auto Loan Rate Trends
Compare local South Lyon, MI auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — MI Avg
5.485%
Unchanged vs 7 days ago
Michigan new auto loan rates currently average 5.485% APR.
Used Auto Loan — MI Avg
5.963%
Unchanged vs 7 days ago
Michigan used auto loan rates currently average 5.963% APR.
As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in South Lyon, Michigan
How does my credit score affect my car loan rate in Michigan?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in South Lyon, Michigan with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Michigan *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in South Lyon, Michigan typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in South Lyon, Michigan?
Based on our current data, some of the lowest auto loan rates available in South Lyon, Michigan include:
- Vibe Credit Union: 4.74% (Vehicle Loans 2018-2024 Model Years)
- ABD Federal Credit Union: 3.25% (New and Used Auto Loans)
- United Federal Credit Union: 3.70% (Fixed Rate New & Used Auto Loans)
- Genisys Credit Union: 3.79% (New or Used Auto Loans)
- Family Financial Credit Union: 3.99% (Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in South Lyon, Michigan. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 12, 2026
Rate Assistant
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