What are the current interest rates at Alliance Catholic Credit Union?

Current rates for Alliance Catholic Credit Union include: 12-Month CD: 3.00%, 24-Month CD: 2.00%, 60-Month CD: 2.50%, Savings: 0.05%

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Alliance Catholic Credit Union

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Alliance Catholic Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alliance Catholic Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 14, 2026

Alliance Catholic Credit Union's 13 Month Flexible CD rates are at 3.75%, 30 Month Regular CDs & IRA CDs rates are at 3.50%, 6 Month Regular CDs & IRA CDs rates are at 3.50%, 12 Month Regular CDs & IRA CDs rates are at 3.00%, 48 Month Regular CDs & IRA CDs rates are at 2.50%. Alliance Catholic Credit Union's savings rates are at 0.05%. Alliance Catholic Credit Union's RV, Boat and Powersport Loan Rates are as low as 6.99%. Alliance Catholic Credit Union's Credit Card Rates are at 12.00%. MonitorBankRates evaluates the financial stability of Alliance Catholic Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.50%. Rates last updated and verified on 09/14/2026.

Alliance Catholic Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alliance Catholic Credit Union? Share your experience about Alliance Catholic Credit Union by leaving a review below, or read customer reviews before you decide to use Alliance Catholic Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.50%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Alliance Catholic Credit Union
Troy

255 E Maple Rd
Troy, MI 48083

https://www.allianceccu.com

Alliance Catholic Credit Union CD Rates

Product	Rate	APY	Term
13 Month Flexible CD	3.68%	3.75%	13 Month
Min Deposit $500 Details One withdrawal up to 25% of the principal balance can be made without penalty; for subsequent withdrawals, the penalty will be equal to 180 days of interest. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
30 Month Regular Share Certificates & IRA Certificates	3.44%	3.50%	30 Months
Min Deposit $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
6 Month Regular Share Certificates & IRA Certificates	3.44%	3.50%	6 Months
Min Deposit $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
12 Month Regular Share Certificates & IRA Certificates	2.96%	3.00%	12 Months
Min Deposit $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
48 Month Regular Share Certificates & IRA Certificates	2.47%	2.50%	48 Months
Min Deposit $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
60 Month Regular Share Certificates & IRA Certificates	2.47%	2.50%	60 Months
Min Deposit $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
24 Month Regular Share Certificates & IRA Certificates	1.98%	2.00%	24 Months
Min Deposit $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
36 Month Regular Share Certificates & IRA Certificates	1.98%	2.00%	36 Months
Min Deposit $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
3 Month Regular Share Certificates & IRA Certificates	1.00%	1.00%	3 Months
Min Deposit $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
9 Month Regular Share Certificates & IRA Certificates	1.00%	1.00%	9 Months
Min Deposit $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%

Alliance Catholic Credit Union Savings Rates

Product	Rate	APY
A$pire Savings	-	5.00%
Min Deposit $5 Min Balance $5 Details Balances $1,000.01 and over will earn a lower, standard savings dividend rate than the first $1,000 on deposit in A$pire and AngelSavers accounts. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
AngelSavers	-	5.00%
Min Deposit $5 Min Balance $5 Details Balances $1,000.01 and over will earn a lower, standard savings dividend rate than the first $1,000 on deposit in A$pire and AngelSavers accounts. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Christmas Club	-	0.05%
Min Deposit $5 Min Balance $5 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Primary Savings	-	0.05%
Min Deposit $5 Min Balance $250 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Secondary Savings	-	0.05%
Min Deposit $5 Min Balance $250 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%

Alliance Catholic Credit Union Checking Rates

Product	Rate	APY
Alliance Checking	-	4.00%
Min Deposit $5 Details Qualifications Required: Direct Deposit + E-statements + 10 Debit Card signature-based transactions; APY will be paid on balances up to $15,000 if qualifications met (Direct Deposit + E-statements + 10 Debit Card signature-based transactions); 0.00% APY if qualifications not met. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Checking Account	3.92%	4.00%
Min Balance $15,000 Details Qualifications Required: Direct Deposit, 10 signature-based "Credit" transactions with your Debit/ATM card each month, enroll in & continue to receive E-Statements; Rate subject to change without notice. 4.00% APY will be paid if qualifications are met each month. 0.00%APY if all qualifications are not met. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%

Alliance Catholic Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
HOME EQUITY LINE OF CREDIT	-	-	4.99%	Fixed for 12 months
Details HELOC Special Intro APR offer expires 9/30/2026. HELOC Special APR of as low as 4.99%APR is fixed for 12 months from the date of closing and variable thereafter. After Intro Period, HELOC APR is variable and based upon an index plus or minus a margin. Variable APR is based on the highest Prime Rate reported in the Money Rates Section of the Wall Street Journal on the 25th day (or next business day) of the last month of the quarter, to be effective on the first day of the new quarter ("Index"), plus or minus a margin. Your rate will be based on your credit profile. Minimum APR is 4.50%; current APR as low as 6.50% as of 7/1/2026. The maximum APR that can apply is 18.00%. Combined loan-to-value up to 80%. Intro Rates apply to new lines only and not to existing HELOC accounts. An origination fee of $349 will be collected at the time of application for HELOCs up to $250,000, and $549 for HELOCs over $250,000. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%

Alliance Catholic Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loans 2023 & Newer	-	-	4.74%	Up to 48 Months
Details As Low As; Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Auto Loans 2019-2022	-	-	4.99%	Up to 48 months
Details As Low As; Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Auto Loans 2023 & Newer	-	-	4.99%	49 to 60 months
Details As Low As; Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Auto Loans 2019-2022	-	-	5.24%	49-60 months
Details As Low As; Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Auto Loans 2023 & Newer	-	-	5.24%	61-72 months
Details As Low As; Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Auto Loans 2019-2022	-	-	5.49%	61-72 months
Details As Low As; Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Auto Loans 2023 & Newer	-	-	5.74%	73-84 months
Details As Low As; Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Auto Loans 2019-2022	-	-	6.24%	73-84 months
Details As Low As; Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Classic / Special Interest Vehicles Loan	-	-	6.24%	Up to 84 months
Details As Low As; Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Auto Loans 2018 & Older	-	-	6.49%	Up to 48 months
Details As Low As; Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Auto Loans 2023 & Newer	-	-	6.49%	85-96 months
Details As Low As; Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Classic / Special Interest Vehicles Loan	-	-	7.24%	85-144 months
Details As Low As; Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Auto Loans 2018 & Older	-	-	7.49%	49-60 months
Details As Low As; Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Auto Loans 2023 & Newer	-	-	7.49%	97-120 months
Details As Low As; Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Classic / Special Interest Vehicles Loan	-	-	8.24%	145-180 months
Details As Low As; Vehicles with mileage over 125,000 may be subject to term and amount financed adjustments. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%

Alliance Catholic Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycles, ATVs, Personal Watercraft & Snowmobiles Loan	-	6.99%	Up to 60 months
Details As Low As; Rates increase if there have been previous credit problems. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles Loan	-	7.24%	61 to 84 months
Details As Low As; Rates increase if there have been previous credit problems. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles Loan	-	7.49%	85 to 96 months
Details As Low As; Rates increase if there have been previous credit problems. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles Loan	-	8.49%	97 to 120 months
Details As Low As; Rates increase if there have been previous credit problems. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%

Alliance Catholic Credit Union Credit Card Rates

Product	Rate	APR
Business Mastercard (Non-Rewards)	-	12.00%
Details Purchases, Balance Transfers & Cash Advances. Except when the promotional rate applies, the current APR is as low as 12.00% for Non-Rewards Card and as low as 13.50% for Rewards Card as of 4/01/2026, and the maximum APR that can apply is 22.50%. Your payment due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your New Balance by the Payment Due Date. No minimum interest charge. The minimum Mastercard credit limit is $500. Foreign transaction fee equal to 2% of each transaction in U.S. Dollars. Penalty Fee for Late Payment and Returned Payment up to $33.00. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Mastercard (Non-Rewards)	-	12.00%
Details Purchases, Balance Transfers & Cash Advances. Except when the promotional rate applies, the current APR is as low as 12.00% for Non-Rewards Card and as low as 13.50% for Rewards Card as of 4/01/2026, and the maximum APR that can apply is 22.50%. Your payment due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your New Balance by the Payment Due Date. No minimum interest charge. The minimum Mastercard credit limit is $500. Foreign transaction fee equal to 2% of each transaction in U.S. Dollars. Penalty Fee for Late Payment and Returned Payment up to $33.00. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Business Mastercard (with Rewards)	-	13.50%
Details Purchases, Balance Transfers & Cash Advances. Except when the promotional rate applies, the current APR is as low as 12.00% for Non-Rewards Card and as low as 13.50% for Rewards Card as of 4/01/2026, and the maximum APR that can apply is 22.50%. Your payment due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your New Balance by the Payment Due Date. No minimum interest charge. The minimum Mastercard credit limit is $500. Foreign transaction fee equal to 2% of each transaction in U.S. Dollars. Penalty Fee for Late Payment and Returned Payment up to $33.00. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Mastercard (with Rewards)	-	13.50%
Details Purchases, Balance Transfers & Cash Advances. Except when the promotional rate applies, the current APR is as low as 12.00% for Non-Rewards Card and as low as 13.50% for Rewards Card as of 4/01/2026, and the maximum APR that can apply is 22.50%. Your payment due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your New Balance by the Payment Due Date. No minimum interest charge. The minimum Mastercard credit limit is $500. Foreign transaction fee equal to 2% of each transaction in U.S. Dollars. Penalty Fee for Late Payment and Returned Payment up to $33.00. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%

Alliance Catholic Credit Union Personal Loan Rates

Product	APR	Term
Motorcycles, ATVs, Personal Watercraft & Snowmobiles Loan	6.99%	Up to 60 months
Details As Low As; Rates increase if there have been previous credit problems. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles Loan	7.24%	61 to 84 months
Details As Low As; Rates increase if there have been previous credit problems. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles Loan	7.49%	85 to 96 months
Details As Low As; Rates increase if there have been previous credit problems. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles Loan	8.49%	97 to 120 months
Details As Low As; Rates increase if there have been previous credit problems. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Unsecured Loans	12.99%	Up to 36 months
Details Unsecured Loan minimum loan amount $500 with a maximum credit limit of $30,000. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Unsecured Loans	13.99%	37 to 48 months
Details Unsecured Loan minimum loan amount $500 with a maximum credit limit of $30,000. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Unsecured Loans	14.99%	49 to 60 months
Details Unsecured Loan minimum loan amount $500 with a maximum credit limit of $30,000. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%

Alliance Catholic Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
AllianceCash Loan	-	-	19.99%	Up to 12 months
Details Eligibility is limited to Primary Account Holders who have been members for at least 90 days. Loan qualification is relationship-based, and all terms are subject to change. Loan amounts range from $500 to $2,000. APR is fixed at 19.99%. Automatic payments will be scheduled from either your checking or savings unless you opt out. Loan payments are due monthly and will be deducted automatically unless otherwise arranged. By selecting to begin the application, you authorize Alliance Catholic CU to debit the $20 loan application fee from your account. This fee is non-refundable and will be charged whether or not your loan is approved or funded. Annual Percentage Rate. Programs, rates, terms and conditions are subject to change without notice. No more than two AllianceCash Loans at same time. Other conditions may apply. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Lawn Tractors Loan	-	-	7.99%	85 to 96 months
Details As Low As; Rates increase if there have been previous credit problems. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Lawn Tractors Loan	-	-	7.49%	Up to 60 months
Details As Low As; Rates increase if there have been previous credit problems. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Lawn Tractors Loan	-	-	7.74%	61 to 84 months
Details As Low As; Rates increase if there have been previous credit problems. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Tuition Loan (K-12)	-	-	4.00%	Up to 12 months
Details Tuition Loan available for grades K-12, fixed rate upon approval. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%
Traditional & Roth IRAs ONLY	3.44%	-	3.50%	30 Months
Min Deposit $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.50%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Alliance Catholic Credit Union’s Texas Ratio fell from 2.02% in Q2 2023 to 1.50% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$707M	1.50%	5.0	A+
December 31, 2025	$672M	1.73%	5.0	A+
September 30, 2025	$654M	1.30%	5.0	A+
June 30, 2025	$644M	1.39%	5.0	A+
March 31, 2025	$636M	1.75%	5.0	A+
December 31, 2024	$627M	2.70%	5.0	A+
September 30, 2024	$627M	2.08%	5.0	A+
June 30, 2024	$624M	1.57%	5.0	A+
March 31, 2024	$623M	1.56%	5.0	A+
December 31, 2023	$638M	1.66%	5.0	A+
September 30, 2023	$645M	1.85%	5.0	A+
June 30, 2023	$653M	2.02%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Alliance Catholic Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Alliance Catholic Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alliance Catholic Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alliance Catholic Credit Union

Website https://www.allianceccu.com

Address 255 E Maple Rd, Troy, MI 48083

Phone 248-663-4006

Fax

President Joseph Valentic

CEO Rob Grech

Full-Time Employees 147

Part-Time Employees 9

Branch Locations 12

ATM Locations 11

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.50%

Return on Assets (ROA)

0.4142%

Return on Equity (ROE)

3.3146%

Non-Performing Loans Ratio (NPL)

0.31%

Total Assets

707,387,503

Total Amount of Shares and Deposits

615,653,207

Total Shares and Deposits < 1 Year

587,164,760

Total Shares and Deposits 1 3 Years

27,669,724

Total Shares and Deposits > 3 Years

818,722

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

24,020,793

Total Uninsured Shares and Deposits > $250K (F+J)

24,020,793

Total Insured Shares and Deposits > $250K (item 17 less item K)

591,632,414

Total Interest Expense (Sum of items 6 8)

1,812,679

Share Certificates

3,738

Number of Accounts for Share Drafts

20,442

IRA KEOGH Accounts

1,155

Number of Accounts for Regular Shares

39,215

Money Market Shares

2,980

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

52,399,662

Total Liabilities

626,456,268

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Alliance Catholic Credit Union earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Alliance Catholic Credit Union

How many branches does Alliance Catholic Credit Union operate?

Alliance Catholic Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alliance Catholic Credit Union?

Yes, to access services at Alliance Catholic Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alliance Catholic Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alliance Catholic Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alliance Catholic Credit Union offer online and mobile banking?

Most modern institutions like Alliance Catholic Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.allianceccu.com.

Current Alliance Catholic Credit Union Rates

12-Month CD3.00%
24-Month CD2.00%
60-Month CD2.50%
Savings0.05%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Alliance Catholic Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Alliance Catholic Credit Union Texas Ratio

Alliance Catholic Credit Union Health Trend

Alliance Catholic Credit Union CD Rates

Alliance Catholic Credit Union Savings Rates

Alliance Catholic Credit Union Checking Rates

Alliance Catholic Credit Union Home Equity & HELOC

Alliance Catholic Credit Union Auto Loan Rates

Alliance Catholic Credit Union RV, Boat and Powersport Loan Rates

Alliance Catholic Credit Union Credit Card Rates

Alliance Catholic Credit Union Personal Loan Rates

Alliance Catholic Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Alliance Catholic Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Alliance Catholic Credit Union

How many branches does Alliance Catholic Credit Union operate?

Is a member application needed to join Alliance Catholic Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Alliance Catholic Credit Union offer online and mobile banking?

Current Alliance Catholic Credit Union Rates

Compare to Other Credit Unions