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Aeroquip Credit Union Rates & Review April 2026

Aeroquip Credit Union's 6 month CDs of Deposit rates are at 3.50%, 1 Year CDs of Deposit rates are at 3.25%, 2 Years CDs of Deposit rates are at 2.75%, 3 Years CDs of Deposit rates are at 2.50%, 4 Years CDs of Deposit rates are at 2.00%. Aeroquip Credit Union's money market rates are at 0.75%. Aeroquip Credit Union's Personal Loan Rates are at 8.25%. MonitorBankRates evaluates the financial stability of Aeroquip Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.13%. Rates were last updated on 04/18/2026.

Aeroquip Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Aeroquip Credit Union? Share your experience about Aeroquip Credit Union by leaving a review below, or read customer reviews before you decide to use Aeroquip Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.13%
Excellent Lower than avg
Aeroquip Credit Union
Aeroquip Credit Union
901 Plymouth St
Jackson, MI 49201
https://www.aeroquipcu.com
Member NCUA

Aeroquip Credit Union CD Rates

Product Rate APY Term View More
6 month Certificates of Deposit 3.44% 3.50% 6 Months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.13%
1 Year Certificates of Deposit 3.20% 3.25% 1 Year
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.13%
2 Years Certificates of Deposit 2.72% 2.75% 2 Years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.13%
3 Years Certificates of Deposit 2.47% 2.50% 3 Years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.13%
4 Years Certificates of Deposit 1.98% 2.00% 4 Years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.13%
5 Years Certificates of Deposit 1.74% 1.75% 5 Years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.13%

Aeroquip Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts 1.25% 1.26%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.13%
Money Market Accounts 1.00% 1.01%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.13%
Money Market Accounts 0.75% 0.75%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.13%

Aeroquip Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans Greater Than 10 Years Old - - 8.25% 10 Years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.13%
Auto Loans Greater Than 10 Years Old Collateral Loan - - 8.25% 10 Years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.13%
Auto Loans Greater Than 10 Years Old - - 8.50% 10 Years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.13%
Auto Loans Greater Than 10 Years Old Collateral Loan - - 8.50% 10 Years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.13%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Aeroquip Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Aeroquip Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Aeroquip Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Aeroquip Credit Union
Address 901 Plymouth St, Jackson, MI 49201
Phone 517-789-2890
Fax 517-782-7607
President Linda Way
CEO Lisa Robinson
Full-Time Employees 12
Part-Time Employees 0
Branch Locations 3
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.13%
Return on Assets (ROA)
0.4607%
Return on Equity (ROE)
2.8789%
Non-Performing Loans Ratio (NPL)
0.60%
Total Assets
50,269,122
Total Amount of Shares and Deposits
41,779,891
Total Shares and Deposits < 1 Year
40,347,474
Total Shares and Deposits 1 3 Years
1,384,122
Total Shares and Deposits > 3 Years
48,296
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,382,454
Total Uninsured Shares and Deposits > $250K (F+J)
3,424,454
Total Insured Shares and Deposits > $250K (item 17 less item K)
38,355,437
Total Interest Expense (Sum of items 6 8)
73,699
Share Certificates
74
Number of Accounts for Share Drafts
2,523
Number of Accounts for Regular Shares
4,470
All other shares
497
Non Member Deposits
3
Money Market Shares
105
Net Income (unless the amount is already included in Undivided Earnings)
231,573
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,612,940
Total Liabilities
42,482,488
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Aeroquip Credit Union

Is Aeroquip Credit Union a safe place to deposit money?

Yes, Aeroquip Credit Union is considered a safe financial institution. With a Texas Ratio of 2.1264666326693%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Aeroquip Credit Union operate?

Aeroquip Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Aeroquip Credit Union?

Yes, to access services at Aeroquip Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Aeroquip Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Aeroquip Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Aeroquip Credit Union offer online and mobile banking?

Most modern institutions like Aeroquip Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aeroquipcu.com.

Current Aeroquip Credit Union Rates

  • 12-Month CD3.25%
  • 24-Month CD2.75%
  • 60-Month CD1.75%
  • MMA0.75%
Retrieved from our database of financial products. Rates subject to change.