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Aeroquip Credit Union Rates & Review September 2026

Aeroquip Credit Union's 6 month (Youth) rates are at 3.50%, 1 Year rates are at 3.25%, 2 Years rates are at 2.75%, 3 Years rates are at 2.50%, 4 Years rates are at 2.00%. Aeroquip Credit Union's savings rates are at 0.02%. Aeroquip Credit Union's money market rates are at 0.75%. Aeroquip Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of Aeroquip Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.73%. Rates last updated and verified on 08/31/2026.

Aeroquip Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Aeroquip Credit Union? Share your experience about Aeroquip Credit Union by leaving a review below, or read customer reviews before you decide to use Aeroquip Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.73%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Aeroquip Credit Union
Aeroquip Credit Union
901 Plymouth St
Jackson, MI 49201
https://www.aeroquipcu.com
Member NCUA

Aeroquip Credit Union CD Rates

Product Rate APY Term View More
6 month (Youth) 3.44% 3.50% 6 Months
Details Youth Certificate
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
1 Year 3.20% 3.25% 1 Year
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
2 Years 2.72% 2.75% 2 Years
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
3 Years 2.47% 2.50% 3 Years
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
4 Years 1.98% 2.00% 4 Years
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
5 Years 1.74% 1.75% 5 Years
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%

Aeroquip Credit Union Savings Rates

Product Rate APY View More
Christmas and Vacation Club 0.02% 0.02%
Details Last quarter dividend
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
Christmas and Vacation Club accounts 0.02% 0.02%
Details Rates subject to change quarterly. **Fees may reduce earnings on accounts.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
Share Savings Program 0.02% 0.02%
Details Rates subject to change quarterly. **Fees may reduce earnings on accounts.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%

Aeroquip Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts 1.25% 1.26%
Min Balance $25,000
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
Money Market Accounts 1.00% 1.01%
Min Balance $10,000
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
Money Market Accounts 0.75% 0.75%
Min Balance $2,500
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%

Aeroquip Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New/Used Auto - - 3.99% 0-36 Months
Details Min $5k
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
New/Used Auto 0-36 Months - - 3.99%
Details Minimum Loan Amount: Min $5k
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
New/Used Auto - - 4.49% 37-48 Months
Details Min $5k
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
New/Used Auto 37-48 Months - - 4.49%
Details Minimum Loan Amount: Min $5k
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
New/Used Auto 49-60 Months - - 4.49%
Details Minimum Loan Amount: Min $10k
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
New/Used Auto - - 4.74% 61-66 Months
Details Min $10k
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
New/Used Auto 61-66 Months - - 4.74%
Details Minimum Loan Amount: Min $10k
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
New/Used Auto - - 4.99% 67-72 Months
Details Min $15k
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
New/Used Auto 2021 and older, up to 60 Months - - 4.99%
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
New/Used Auto 67-72 Months - - 4.99%
Details Minimum Loan Amount: Min $15k
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
New/Used Auto - - 5.74% 73-84 Months
Details Min $20k
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
New/Used Auto 2021 and older Minimum, 61-72 Months) - - 5.74%
Details $20,000
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
New/Used Auto 73-84 Months - - 5.74%
Details Minimum Loan Amount: Min $20k
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
New/Used Auto - - 5.99% 85-96 Months (New Only, $50,000 Minimum)
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
New/Used Auto 85-96 Months (New Only, Minimum) - - 5.99%
Details $50,000; Minimum Loan Amount:
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%

Aeroquip Credit Union Credit Card Rates

Product Rate APR View More
VISA Platinum - 7.80%
Details Signature Loan and VISA limit combinations cannot exceed $25,000.00
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
VISA Gold - 9.60%
Details Signature Loan and VISA limit combinations cannot exceed $25,000.00
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
Student VISA - 12.00%
Details Signature Loan and VISA limit combinations cannot exceed $25,000.00
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
VISA Classic - 12.00%
Details Signature Loan and VISA limit combinations cannot exceed $25,000.00
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%

Aeroquip Credit Union Personal Loan Rates

Product APR Term View More
Consolidation Loans 7.99%
Details As Low As
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%
Personal Loans 7.99% 0-60 Months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.73%

Financial Health History

Aeroquip Credit Union’s Texas Ratio rose from 0.15% in Q2 2023 to 2.73% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 3.8% 2.0★ 7.5% 3.0★ 11.3% 4.0★ 15% 5.0★ 15% Verified Healthy line 0.15% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 2.73% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$52M2.73%5.0A+
December 31, 2025$51M3.22%5.0A+
September 30, 2025$50M2.08%5.0A+
June 30, 2025$49M1.94%5.0A+
March 31, 2025$50M1.28%5.0A+
December 31, 2024$51M1.83%5.0A+
September 30, 2024$51M2.39%5.0A+
June 30, 2024$52M2.02%5.0A+
March 31, 2024$52M0.18%5.0A+
December 31, 2023$51M0.09%5.0A+
September 30, 2023$51M0.06%5.0A+
June 30, 2023$52M0.15%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Aeroquip Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Aeroquip Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Aeroquip Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Aeroquip Credit Union
Address 901 Plymouth St, Jackson, MI 49201
Phone 517-789-2890
Fax 517-782-7607
President Linda Way
CEO Lisa Robinson
Full-Time Employees 14
Part-Time Employees 0
Branch Locations 3
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.73%
Return on Assets (ROA)
0.0416%
Return on Equity (ROE)
0.2672%
Non-Performing Loans Ratio (NPL)
0.81%
Total Assets
52,292,176
Total Amount of Shares and Deposits
43,671,307
Total Shares and Deposits < 1 Year
43,434,104
Total Shares and Deposits 1 3 Years
188,737
Total Shares and Deposits > 3 Years
48,466
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,500,237
Total Uninsured Shares and Deposits > $250K (F+J)
3,542,237
Total Insured Shares and Deposits > $250K (item 17 less item K)
40,129,070
Total Interest Expense (Sum of items 6 8)
64,771
Share Certificates
72
Number of Accounts for Share Drafts
2,504
Number of Accounts for Regular Shares
4,434
All other shares
497
Non Member Deposits
3
Money Market Shares
118
Net Income (unless the amount is already included in Undivided Earnings)
21,778
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,480,625
Total Liabilities
44,423,465
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Aeroquip Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Aeroquip Credit Union

How many branches does Aeroquip Credit Union operate?

Aeroquip Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Aeroquip Credit Union?

Yes, to access services at Aeroquip Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Aeroquip Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Aeroquip Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Aeroquip Credit Union offer online and mobile banking?

Most modern institutions like Aeroquip Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aeroquipcu.com.

Current Aeroquip Credit Union Rates

  • 12-Month CD3.25%
  • 24-Month CD2.75%
  • 60-Month CD1.75%
  • Savings0.02%
  • MMA0.75%
Retrieved from our database of financial products. Rates subject to change.