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Auto Loan Rates in Shepherdsville, Kentucky (KY) for March 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Shepherdsville, Kentucky. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 23, 2026

Current auto loan rates in Shepherdsville, Kentucky include Beacon Community Credit UnionBeacon Community Credit Union138 Orion Dr, Shepherdsville, KY, 40165A+5.0 ★Texas Ratio: 1.73% offering Auto Loans at 4.49%, Park Federal Credit UnionPark Federal Credit Union415 Adam Shepherd Pkwy, Shepherdsville, KY, 40165A5.0 ★Texas Ratio: 8.28% offering Auto Loans at 5.24%, L and N Federal Credit UnionL and N Federal Credit Union262 Adam Shepherd Pkwy, Shepherdsville, KY, 40165A+5.0 ★Texas Ratio: 2.32% offering Auto Loans 2025-2027 - NEW at 5.49%, Owensboro Federal Credit UnionOwensboro Federal Credit Union717 Harvard Dr, Owensboro, KY, 42301 6185A+5.0 ★Texas Ratio: 0.79% offering Auto Loan at 3.75%, Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit Union820 W Broadway, Louisville, KY, 40202A+5.0 ★Texas Ratio: 1.44% offering Autos at 3.99%.

Auto loan rates in Shepherdsville, Kentucky are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Shepherdsville, Kentucky. Auto Loan Rates Last Updated and Verified: March 23, 2026

Compare Auto Loan Rates Today in Shepherdsville, Kentucky & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Beacon Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
138 Orion Dr, Shepherdsville, KY, 40165
Auto Loans
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As; with a BCCU savings, checking, direct deposit and auto pay

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
415 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans
5.24%
Up to 48 Months
View
▼
APR5.24%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
262 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans 2025-2027 - NEW
5.49%
63 Months
View
▼
APR5.49%
Term63 Months
Last UpdatedMar 20, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
262 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans 2020-2023 - USED
5.75%
51 Months
View
▼
APR5.75%
Term51 Months
Last UpdatedMar 20, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
262 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans 2024-2026 - USED
5.75%
63 Months
View
▼
APR5.75%
Term63 Months
Last UpdatedMar 20, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
415 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans
5.99%
49 - 60 Months
View
▼
APR5.99%
Term49 - 60 Months
Last UpdatedMar 17, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
415 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans
6.49%
61 - 72 Months
View
▼
APR6.49%
Term61 - 72 Months
Last UpdatedMar 17, 2026
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
262 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans 2020-2023 - USED
6.50%
63 Months
View
▼
APR6.50%
Term63 Months
Last UpdatedMar 20, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
262 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans 2024-2026 - USED
6.50%
75 Months
View
▼
APR6.50%
Term75 Months
Last UpdatedMar 20, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
262 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans 2025-2027 - NEW
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
262 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans 2016-2019 - USED
7.00%
51 Months
View
▼
APR7.00%
Term51 Months
Last UpdatedMar 20, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
415 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans
7.24%
73 - 84 Months
View
▼
APR7.24%
Term73 - 84 Months
Last UpdatedMar 17, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
415 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans
8.24%
85 - 96 Months
View
▼
APR8.24%
Term85 - 96 Months
Last UpdatedMar 17, 2026
Details

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Actual rate is determined by credit score

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Autos
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

Metro Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
1306 VERSAILLES RD STE 140, Lexington, KY, 40504 1795
New, Used, and Refinance Auto Loan
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates as low as 3.99% APR on loans up to 60 months*

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As; 100% Financing

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 22, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
New Vehicle Loan
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Up to 48 months

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.00%
24-month
View
▼
APR4.00%
Term24-month
Last UpdatedMar 20, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Actual rate is determined by credit score

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New Cars
4.09%
Up to 12 months
View
▼
APR4.09%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Autos
4.24%
72 Months
View
▼
APR4.24%
Term72 Months
Last UpdatedMar 17, 2026
Details

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.25%
36-month
View
▼
APR4.25%
Term36-month
Last UpdatedMar 20, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Actual rate is determined by credit score

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Used Cars
4.39%
Up to 12 months
View
▼
APR4.39%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Autos
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As; 100% Financing

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.50%
48-month
View
▼
APR4.50%
Term48-month
Last UpdatedMar 20, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
4.50%
24-month
View
▼
APR4.50%
Term24-month
Last UpdatedMar 20, 2026
Details

Used Auto up to 10 years old

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Actual rate is determined by credit score

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New Cars
4.59%
61-72 months (greater than or equal to $20,000)
View
▼
APR4.59%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 13, 2026
Details

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
New Auto
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Newer (2023-2026) Auto Loans
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Autos
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedMar 17, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
View
▼
APR4.74%
Term0 - 59
Last UpdatedMar 17, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2022 or newer
4.74%
Up to 48
View
▼
APR4.74%
TermUp to 48
Last UpdatedMar 18, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
4.75%
12 - 36
View
▼
APR4.75%
Term12 - 36
Last UpdatedMar 17, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
New Vehicle Loan
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; 49 to 60 months

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.75%
60-month
View
▼
APR4.75%
Term60-month
Last UpdatedMar 20, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
4.75%
36-month
View
▼
APR4.75%
Term36-month
Last UpdatedMar 20, 2026
Details

Used Auto up to 10 years old

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Actual rate is determined by credit score

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Auto Loan 2021-2024
4.75%
Up to 36 Mos
View
▼
APR4.75%
TermUp to 36 Mos
Last UpdatedMar 22, 2026
Details

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
New Auto
4.79%
60 Months
View
▼
APR4.79%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Used Cars
4.89%
61-72 months (greater than or equal to $20,000)
View
▼
APR4.89%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 13, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Newer (2023-2026) Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Autos
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 17, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
View
▼
APR4.99%
Term60 - 74
Last UpdatedMar 17, 2026
Details

As Low As

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Autos, Trucks, Vans New 2024-2026 models
4.99%
24 Months
View
▼
APR4.99%
Term24 Months
Last UpdatedMar 17, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2022 or newer
4.99%
49-63
View
▼
APR4.99%
Term49-63
Last UpdatedMar 18, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Up to 48 months

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Used Auto
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
4.99%
75 Months
View
▼
APR4.99%
Term75 Months
Last UpdatedMar 21, 2026
Details

As Low As; 100% Financing

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMar 22, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
5.00%
48-month
View
▼
APR5.00%
Term48-month
Last UpdatedMar 20, 2026
Details

Used Auto up to 10 years old

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Actual rate is determined by credit score

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans New
5.00%
1 Year
View
▼
APR5.00%
Term1 Year
Last UpdatedMar 21, 2026
Details

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Auto Loan 2021-2024
5.00%
Up to 60 Mos
View
▼
APR5.00%
TermUp to 60 Mos
Last UpdatedMar 22, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New Cars
5.09%
73-84 months (greater than or equal to $30,000)
View
▼
APR5.09%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 13, 2026
Details

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Used Auto
5.09%
60 Months
View
▼
APR5.09%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Used (2019 - 2022) Auto Loans
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2022 or newer
5.24%
64-75
View
▼
APR5.24%
Term64-75
Last UpdatedMar 18, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
5.24%
75 Months
View
▼
APR5.24%
Term75 Months
Last UpdatedMar 22, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

A = 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
New Auto 2025-2026
5.25%
63 Months
View
▼
APR5.25%
Term63 Months
Last UpdatedMar 20, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
5.25%
72-month
View
▼
APR5.25%
Term72-month
Last UpdatedMar 20, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
5.25%
60-month
View
▼
APR5.25%
Term60-month
Last UpdatedMar 20, 2026
Details

Used Auto up to 10 years old

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
5.25%
66 Months
View
▼
APR5.25%
Term66 Months
Last UpdatedMar 20, 2026
Details

As Low As; Actual rate is determined by credit score

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Auto Loan 2021-2024
5.25%
Up to72 Mos
View
▼
APR5.25%
TermUp to72 Mos
Last UpdatedMar 22, 2026
Details

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
2022 - 2025 Auto Loan
5.31%
48 Months
View
▼
APR5.31%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
Auto Loan
5.31%
48 Months
View
▼
APR5.31%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Used Cars
5.39%
73-84 months (greater than or equal to $30,000)
View
▼
APR5.39%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 13, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedMar 20, 2026
Details

As Low As; Up to 63 months

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Used (2019 - 2022) Auto Loans
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Autos
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 17, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Autos, Trucks, Vans New 2024-2026 models
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Autos, Trucks, Vans Used 2019-2023 models
5.49%
24 Months
View
▼
APR5.49%
Term24 Months
Last UpdatedMar 17, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
New Auto Loans
5.49%
1-48
View
▼
APR5.49%
Term1-48
Last UpdatedMar 18, 2026
Details

As Low As

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
New Autos
5.49%
Up to 84 Months
View
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Used Autos (1-3 Years)
5.49%
Up to 84 Months
View
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Used Autos (4-7 Years)
5.49%
Up to 72 Months
View
▼
APR5.49%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As; 100% Financing

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
New Auto Loan
5.49%
Up to 60 Months
View
▼
APR5.49%
TermUp to 60 Months
Last UpdatedMar 23, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2024 to 2026
5.49%
Up to 60 Months
View
▼
APR5.49%
TermUp to 60 Months
Last UpdatedMar 23, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2019-2021
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2022-2023 Auto Loan
5.50%
12 - 36
View
▼
APR5.50%
Term12 - 36
Last UpdatedMar 17, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
New Auto 2025-2026
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedMar 20, 2026
Details

As Low As

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Auto Loan 2021-2024
5.50%
Up to 84 Mos
View
▼
APR5.50%
TermUp to 84 Mos
Last UpdatedMar 22, 2026
Details

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
New Auto
5.69%
84 Months
View
▼
APR5.69%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Newer (2023-2026) Auto Loans
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
New Auto Loans
5.74%
49-63
View
▼
APR5.74%
Term49-63
Last UpdatedMar 18, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Used Auto Loans
5.74%
1-48
View
▼
APR5.74%
Term1-48
Last UpdatedMar 18, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2017 - 2021
5.74%
Up to 48
View
▼
APR5.74%
TermUp to 48
Last UpdatedMar 18, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2022 or newer
5.74%
76-84
View
▼
APR5.74%
Term76-84
Last UpdatedMar 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
New Auto Loan
5.74%
Up to 72 Months
View
▼
APR5.74%
TermUp to 72 Months
Last UpdatedMar 23, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2020 to 2023
5.74%
Up to 60 Months
View
▼
APR5.74%
TermUp to 60 Months
Last UpdatedMar 23, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2024 to 2026
5.74%
Up to 72 Months
View
▼
APR5.74%
TermUp to 72 Months
Last UpdatedMar 23, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
New Auto 2025-2026
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
5.75%
84-month
View
▼
APR5.75%
Term84-month
Last UpdatedMar 20, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
5.75%
72-month
View
▼
APR5.75%
Term72-month
Last UpdatedMar 20, 2026
Details

Used Auto up to 10 years old

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans Used
5.75%
1 Year
View
▼
APR5.75%
Term1 Year
Last UpdatedMar 21, 2026
Details

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Auto Loan 2017-2020
5.75%
Up to 48 Mos
View
▼
APR5.75%
TermUp to 48 Mos
Last UpdatedMar 22, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMar 20, 2026
Details

As Low As; 64 to 75 months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
New Cars and Trucks
5.79%
4 years
View
▼
APR5.79%
Term4 years
Last UpdatedMar 13, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
2022 - 2025 Auto Loan
5.81%
60 Months
View
▼
APR5.81%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
Auto Loan
5.81%
60 Months
View
▼
APR5.81%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
New Cars and Trucks
5.89%
3 years
View
▼
APR5.89%
Term3 years
Last UpdatedMar 13, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2019 through 2022 models
5.89%
63 Months
View
▼
APR5.89%
Term63 Months
Last UpdatedMar 20, 2026
Details

As Low As; Up to 63 months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
New Cars and Trucks
5.99%
5 years
View
▼
APR5.99%
Term5 years
Last UpdatedMar 13, 2026
Details

As Low As

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Autos, Trucks, Vans Used 2019-2023 models
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2017 - 2021
5.99%
49-63
View
▼
APR5.99%
Term49-63
Last UpdatedMar 18, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Used Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 22, 2026
Details

As Low As

Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY, 40601 8295
Auto Loans
5.99%
1-36
View
▼
APR5.99%
Term1-36
Last UpdatedMar 23, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
New Auto Loan
5.99%
Up to 84 Months
View
▼
APR5.99%
TermUp to 84 Months
Last UpdatedMar 23, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2020 to 2023
5.99%
Up to 72 Months
View
▼
APR5.99%
TermUp to 72 Months
Last UpdatedMar 23, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2024 to 2026
5.99%
Up to 84 Months
View
▼
APR5.99%
TermUp to 84 Months
Last UpdatedMar 23, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

A = 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2019-2021
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2018-2021 Auto Loan
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2022-2023 Auto Loan
6.00%
48 Months
View
▼
APR6.00%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Actual rate is determined by credit score

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans New
6.00%
2 Years
View
▼
APR6.00%
Term2 Years
Last UpdatedMar 21, 2026
Details

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Auto Loan 2017-2020
6.00%
Up to 60 Mos
View
▼
APR6.00%
TermUp to 60 Mos
Last UpdatedMar 22, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Used Cars and Trucks
6.05%
4 years
View
▼
APR6.05%
Term4 years
Last UpdatedMar 13, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
2018 - 2021 Auto Loan
6.06%
48 Months
View
▼
APR6.06%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
Auto Loan
6.06%
48 Months
View
▼
APR6.06%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Used Cars and Trucks
6.14%
3 years
View
▼
APR6.14%
Term3 years
Last UpdatedMar 13, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Used Cars and Trucks
6.24%
5 years
View
▼
APR6.24%
Term5 years
Last UpdatedMar 13, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Autos
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedMar 17, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
New Auto Loans
6.24%
64-75
View
▼
APR6.24%
Term64-75
Last UpdatedMar 18, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Used Auto Loans
6.24%
49-63
View
▼
APR6.24%
Term49-63
Last UpdatedMar 18, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2016 or older
6.24%
49-63
View
▼
APR6.24%
Term49-63
Last UpdatedMar 18, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2017 - 2021
6.24%
64-75
View
▼
APR6.24%
Term64-75
Last UpdatedMar 18, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2020 to 2023
6.24%
Up to 84 Months
View
▼
APR6.24%
TermUp to 84 Months
Last UpdatedMar 23, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2018-2020
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
New Auto 2025-2026
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
6.25%
84-month
View
▼
APR6.25%
Term84-month
Last UpdatedMar 20, 2026
Details

Used Auto up to 10 years old, over $20,000

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2019 through 2022 models
6.29%
75 Months
View
▼
APR6.29%
Term75 Months
Last UpdatedMar 20, 2026
Details

As Low As; 64 to 75 months

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
2022 - 2025 Auto Loan
6.31%
72 Months
View
▼
APR6.31%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
Auto Loan
6.31%
72 Months
View
▼
APR6.31%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New and Used Other Vehicle Loans
6.39%
Up to 12 months
View
▼
APR6.39%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.39%
49 to 63
View
▼
APR6.39%
Term49 to 63
Last UpdatedMar 20, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
New Cars and Trucks
6.45%
6 years
View
▼
APR6.45%
Term6 years
Last UpdatedMar 13, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Used Cars and Trucks
6.45%
6 years
View
▼
APR6.45%
Term6 years
Last UpdatedMar 13, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Used (2019 - 2022) Auto Loans
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Autos
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMar 17, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2016 or older
6.49%
Up to 48
View
▼
APR6.49%
TermUp to 48
Last UpdatedMar 18, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; 76 to 84 months**

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2820 N York St, Owensboro, KY, 42301 3344
2022 Auto Loan
6.49%
63 Months
View
▼
APR6.49%
Term63 Months
Last UpdatedMar 20, 2026
Details

As Low As

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Used Autos (8-10 Years)
6.49%
Up to 60 Months
View
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMar 20, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
6.49%
89 Months
View
▼
APR6.49%
Term89 Months
Last UpdatedMar 22, 2026
Details

As Low As

Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY, 40601 8295
Auto Loans
6.49%
61-72
View
▼
APR6.49%
Term61-72
Last UpdatedMar 23, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMar 16, 2026
Details

B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2018-2021 Auto Loan
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2022-2023 Auto Loan
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
2022-2025 Auto Loan
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

A 850-680

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
6.50%
24-month
View
▼
APR6.50%
Term24-month
Last UpdatedMar 20, 2026
Details

Used auto over 10 years old

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Actual rate is determined by credit score

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans New
6.50%
3 Years
View
▼
APR6.50%
Term3 Years
Last UpdatedMar 21, 2026
Details

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Auto Loan 2017-2020
6.50%
Up to 72 Mos
View
▼
APR6.50%
TermUp to 72 Mos
Last UpdatedMar 22, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2018 and older models
6.54%
63 Months
View
▼
APR6.54%
Term63 Months
Last UpdatedMar 20, 2026
Details

As Low As; Up to 63 months

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
2018 - 2021 Auto Loan
6.56%
60 Months
View
▼
APR6.56%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
Auto Loan
6.56%
60 Months
View
▼
APR6.56%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
New Auto Loans
6.74%
76-84
View
▼
APR6.74%
Term76-84
Last UpdatedMar 18, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Used Auto Loans
6.74%
64-75
View
▼
APR6.74%
Term64-75
Last UpdatedMar 18, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2018-2020
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2820 N York St, Owensboro, KY, 42301 3344
2020 Auto Loan
6.75%
63 Months
View
▼
APR6.75%
Term63 Months
Last UpdatedMar 20, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans Used
6.75%
2 Years
View
▼
APR6.75%
Term2 Years
Last UpdatedMar 21, 2026
Details

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Auto Loan 2016 - Older
6.75%
Up to 60 Mos
View
▼
APR6.75%
TermUp to 60 Mos
Last UpdatedMar 22, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.79%
64 to 75
View
▼
APR6.79%
Term64 to 75
Last UpdatedMar 20, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New and Used Other Vehicle Loans
6.89%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
View
▼
APR6.89%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedMar 13, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2019 through 2022 models
6.89%
63 Months
View
▼
APR6.89%
Term63 Months
Last UpdatedMar 20, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Newer (2023-2026) Auto Loans
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2019 through 2022 models
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; 76 to 84 months**

Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY, 40601 8295
Auto Loans
6.99%
73-84
View
▼
APR6.99%
Term73-84
Last UpdatedMar 23, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2016 to 2019
6.99%
Up to 36 Months
View
▼
APR6.99%
TermUp to 36 Months
Last UpdatedMar 23, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2016-2018
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2019-2021
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2018-2021 Auto Loan
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2022-2023 Auto Loan
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
262 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans 2025-2027 - NEW
5.49%
63 Months
View
▼
APR5.49%
Term63 Months
Last UpdatedMar 20, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
262 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans 2025-2027 - NEW
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Metro Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
1306 VERSAILLES RD STE 140, Lexington, KY, 40504 1795
New, Used, and Refinance Auto Loan
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates as low as 3.99% APR on loans up to 60 months*

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As; 100% Financing

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 22, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
New Vehicle Loan
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Up to 48 months

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.00%
24-month
View
▼
APR4.00%
Term24-month
Last UpdatedMar 20, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New Cars
4.09%
Up to 12 months
View
▼
APR4.09%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.25%
36-month
View
▼
APR4.25%
Term36-month
Last UpdatedMar 20, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As; 100% Financing

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.50%
48-month
View
▼
APR4.50%
Term48-month
Last UpdatedMar 20, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New Cars
4.59%
61-72 months (greater than or equal to $20,000)
View
▼
APR4.59%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 13, 2026
Details

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
New Auto
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Newer (2023-2026) Auto Loans
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
View
▼
APR4.74%
Term0 - 59
Last UpdatedMar 17, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2022 or newer
4.74%
Up to 48
View
▼
APR4.74%
TermUp to 48
Last UpdatedMar 18, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
4.75%
12 - 36
View
▼
APR4.75%
Term12 - 36
Last UpdatedMar 17, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
New Vehicle Loan
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; 49 to 60 months

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.75%
60-month
View
▼
APR4.75%
Term60-month
Last UpdatedMar 20, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
New Auto
4.79%
60 Months
View
▼
APR4.79%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Newer (2023-2026) Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
View
▼
APR4.99%
Term60 - 74
Last UpdatedMar 17, 2026
Details

As Low As

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Autos, Trucks, Vans New 2024-2026 models
4.99%
24 Months
View
▼
APR4.99%
Term24 Months
Last UpdatedMar 17, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2022 or newer
4.99%
49-63
View
▼
APR4.99%
Term49-63
Last UpdatedMar 18, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Up to 48 months

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
4.99%
75 Months
View
▼
APR4.99%
Term75 Months
Last UpdatedMar 21, 2026
Details

As Low As; 100% Financing

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMar 22, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans New
5.00%
1 Year
View
▼
APR5.00%
Term1 Year
Last UpdatedMar 21, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New Cars
5.09%
73-84 months (greater than or equal to $30,000)
View
▼
APR5.09%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 13, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2022 or newer
5.24%
64-75
View
▼
APR5.24%
Term64-75
Last UpdatedMar 18, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
5.24%
75 Months
View
▼
APR5.24%
Term75 Months
Last UpdatedMar 22, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

A = 680-749

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
New Auto 2025-2026
5.25%
63 Months
View
▼
APR5.25%
Term63 Months
Last UpdatedMar 20, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
5.25%
72-month
View
▼
APR5.25%
Term72-month
Last UpdatedMar 20, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedMar 20, 2026
Details

As Low As; Up to 63 months

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Autos, Trucks, Vans New 2024-2026 models
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
New Auto Loans
5.49%
1-48
View
▼
APR5.49%
Term1-48
Last UpdatedMar 18, 2026
Details

As Low As

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
New Autos
5.49%
Up to 84 Months
View
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As; 100% Financing

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
New Auto Loan
5.49%
Up to 60 Months
View
▼
APR5.49%
TermUp to 60 Months
Last UpdatedMar 23, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
New Auto 2025-2026
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedMar 20, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
New Auto
5.69%
84 Months
View
▼
APR5.69%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Newer (2023-2026) Auto Loans
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
New Auto Loans
5.74%
49-63
View
▼
APR5.74%
Term49-63
Last UpdatedMar 18, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2022 or newer
5.74%
76-84
View
▼
APR5.74%
Term76-84
Last UpdatedMar 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
New Auto Loan
5.74%
Up to 72 Months
View
▼
APR5.74%
TermUp to 72 Months
Last UpdatedMar 23, 2026
Details

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
New Auto 2025-2026
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
5.75%
84-month
View
▼
APR5.75%
Term84-month
Last UpdatedMar 20, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMar 20, 2026
Details

As Low As; 64 to 75 months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
New Cars and Trucks
5.79%
4 years
View
▼
APR5.79%
Term4 years
Last UpdatedMar 13, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
New Cars and Trucks
5.89%
3 years
View
▼
APR5.89%
Term3 years
Last UpdatedMar 13, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
New Cars and Trucks
5.99%
5 years
View
▼
APR5.99%
Term5 years
Last UpdatedMar 13, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 22, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
New Auto Loan
5.99%
Up to 84 Months
View
▼
APR5.99%
TermUp to 84 Months
Last UpdatedMar 23, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

A = 680-749

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans New
6.00%
2 Years
View
▼
APR6.00%
Term2 Years
Last UpdatedMar 21, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
New Auto Loans
6.24%
64-75
View
▼
APR6.24%
Term64-75
Last UpdatedMar 18, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

B = 640-679

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
New Auto 2025-2026
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New and Used Other Vehicle Loans
6.39%
Up to 12 months
View
▼
APR6.39%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.39%
49 to 63
View
▼
APR6.39%
Term49 to 63
Last UpdatedMar 20, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
New Cars and Trucks
6.45%
6 years
View
▼
APR6.45%
Term6 years
Last UpdatedMar 13, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; 76 to 84 months**

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
6.49%
89 Months
View
▼
APR6.49%
Term89 Months
Last UpdatedMar 22, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMar 16, 2026
Details

B = 640-679

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans New
6.50%
3 Years
View
▼
APR6.50%
Term3 Years
Last UpdatedMar 21, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
New Auto Loans
6.74%
76-84
View
▼
APR6.74%
Term76-84
Last UpdatedMar 18, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.79%
64 to 75
View
▼
APR6.79%
Term64 to 75
Last UpdatedMar 20, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New and Used Other Vehicle Loans
6.89%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
View
▼
APR6.89%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedMar 13, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Newer (2023-2026) Auto Loans
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

B = 640-679

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
262 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans 2020-2023 - USED
5.75%
51 Months
View
▼
APR5.75%
Term51 Months
Last UpdatedMar 20, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
262 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans 2024-2026 - USED
5.75%
63 Months
View
▼
APR5.75%
Term63 Months
Last UpdatedMar 20, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
262 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans 2020-2023 - USED
6.50%
63 Months
View
▼
APR6.50%
Term63 Months
Last UpdatedMar 20, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
262 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans 2024-2026 - USED
6.50%
75 Months
View
▼
APR6.50%
Term75 Months
Last UpdatedMar 20, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
262 Adam Shepherd Pkwy, Shepherdsville, KY, 40165
Auto Loans 2016-2019 - USED
7.00%
51 Months
View
▼
APR7.00%
Term51 Months
Last UpdatedMar 20, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Metro Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
1306 VERSAILLES RD STE 140, Lexington, KY, 40504 1795
New, Used, and Refinance Auto Loan
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Rates as low as 3.99% APR on loans up to 60 months*

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 22, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Used Cars
4.39%
Up to 12 months
View
▼
APR4.39%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
4.50%
24-month
View
▼
APR4.50%
Term24-month
Last UpdatedMar 20, 2026
Details

Used Auto up to 10 years old

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
4.75%
12 - 36
View
▼
APR4.75%
Term12 - 36
Last UpdatedMar 17, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
4.75%
36-month
View
▼
APR4.75%
Term36-month
Last UpdatedMar 20, 2026
Details

Used Auto up to 10 years old

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Used Cars
4.89%
61-72 months (greater than or equal to $20,000)
View
▼
APR4.89%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 13, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Up to 48 months

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Used Auto
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMar 22, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
5.00%
48-month
View
▼
APR5.00%
Term48-month
Last UpdatedMar 20, 2026
Details

Used Auto up to 10 years old

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Used Auto
5.09%
60 Months
View
▼
APR5.09%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Used (2019 - 2022) Auto Loans
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
5.24%
75 Months
View
▼
APR5.24%
Term75 Months
Last UpdatedMar 22, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
5.25%
60-month
View
▼
APR5.25%
Term60-month
Last UpdatedMar 20, 2026
Details

Used Auto up to 10 years old

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Used Cars
5.39%
73-84 months (greater than or equal to $30,000)
View
▼
APR5.39%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 13, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedMar 20, 2026
Details

As Low As; Up to 63 months

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Used (2019 - 2022) Auto Loans
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Autos, Trucks, Vans Used 2019-2023 models
5.49%
24 Months
View
▼
APR5.49%
Term24 Months
Last UpdatedMar 17, 2026
Details

As Low As

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Used Autos (1-3 Years)
5.49%
Up to 84 Months
View
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Used Autos (4-7 Years)
5.49%
Up to 72 Months
View
▼
APR5.49%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2024 to 2026
5.49%
Up to 60 Months
View
▼
APR5.49%
TermUp to 60 Months
Last UpdatedMar 23, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2019-2021
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Used Auto Loans
5.74%
1-48
View
▼
APR5.74%
Term1-48
Last UpdatedMar 18, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2020 to 2023
5.74%
Up to 60 Months
View
▼
APR5.74%
TermUp to 60 Months
Last UpdatedMar 23, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2024 to 2026
5.74%
Up to 72 Months
View
▼
APR5.74%
TermUp to 72 Months
Last UpdatedMar 23, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
5.75%
72-month
View
▼
APR5.75%
Term72-month
Last UpdatedMar 20, 2026
Details

Used Auto up to 10 years old

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans Used
5.75%
1 Year
View
▼
APR5.75%
Term1 Year
Last UpdatedMar 21, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMar 20, 2026
Details

As Low As; 64 to 75 months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2019 through 2022 models
5.89%
63 Months
View
▼
APR5.89%
Term63 Months
Last UpdatedMar 20, 2026
Details

As Low As; Up to 63 months

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Autos, Trucks, Vans Used 2019-2023 models
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Used Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 22, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2020 to 2023
5.99%
Up to 72 Months
View
▼
APR5.99%
TermUp to 72 Months
Last UpdatedMar 23, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2024 to 2026
5.99%
Up to 84 Months
View
▼
APR5.99%
TermUp to 84 Months
Last UpdatedMar 23, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2019-2021
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Used Cars and Trucks
6.05%
4 years
View
▼
APR6.05%
Term4 years
Last UpdatedMar 13, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Used Cars and Trucks
6.14%
3 years
View
▼
APR6.14%
Term3 years
Last UpdatedMar 13, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Used Cars and Trucks
6.24%
5 years
View
▼
APR6.24%
Term5 years
Last UpdatedMar 13, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Used Auto Loans
6.24%
49-63
View
▼
APR6.24%
Term49-63
Last UpdatedMar 18, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2020 to 2023
6.24%
Up to 84 Months
View
▼
APR6.24%
TermUp to 84 Months
Last UpdatedMar 23, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2018-2020
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
6.25%
84-month
View
▼
APR6.25%
Term84-month
Last UpdatedMar 20, 2026
Details

Used Auto up to 10 years old, over $20,000

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2019 through 2022 models
6.29%
75 Months
View
▼
APR6.29%
Term75 Months
Last UpdatedMar 20, 2026
Details

As Low As; 64 to 75 months

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New and Used Other Vehicle Loans
6.39%
Up to 12 months
View
▼
APR6.39%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.39%
49 to 63
View
▼
APR6.39%
Term49 to 63
Last UpdatedMar 20, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Used Cars and Trucks
6.45%
6 years
View
▼
APR6.45%
Term6 years
Last UpdatedMar 13, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Used (2019 - 2022) Auto Loans
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; 76 to 84 months**

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Used Autos (8-10 Years)
6.49%
Up to 60 Months
View
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMar 20, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
6.49%
89 Months
View
▼
APR6.49%
Term89 Months
Last UpdatedMar 22, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
6.50%
24-month
View
▼
APR6.50%
Term24-month
Last UpdatedMar 20, 2026
Details

Used auto over 10 years old

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2018 and older models
6.54%
63 Months
View
▼
APR6.54%
Term63 Months
Last UpdatedMar 20, 2026
Details

As Low As; Up to 63 months

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Used Auto Loans
6.74%
64-75
View
▼
APR6.74%
Term64-75
Last UpdatedMar 18, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2018-2020
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans Used
6.75%
2 Years
View
▼
APR6.75%
Term2 Years
Last UpdatedMar 21, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.79%
64 to 75
View
▼
APR6.79%
Term64 to 75
Last UpdatedMar 20, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New and Used Other Vehicle Loans
6.89%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
View
▼
APR6.89%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedMar 13, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2019 through 2022 models
6.89%
63 Months
View
▼
APR6.89%
Term63 Months
Last UpdatedMar 20, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2019 through 2022 models
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; 76 to 84 months**

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2016 to 2019
6.99%
Up to 36 Months
View
▼
APR6.99%
TermUp to 36 Months
Last UpdatedMar 23, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2016-2018
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2019-2021
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Frequently Asked Questions about Auto Loans in Shepherdsville, Kentucky

How does my credit score affect my car loan rate in Kentucky?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Shepherdsville, Kentucky with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Kentucky *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Shepherdsville, Kentucky typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Shepherdsville, Kentucky?

Based on our current data, some of the lowest auto loan rates available in Shepherdsville, Kentucky include:
  • Beacon Community Credit Union: 4.49% (Auto Loans)
  • Park Federal Credit Union: 5.24% (Auto Loans)
  • L and N Federal Credit Union: 5.49% (Auto Loans 2025-2027 - NEW)
  • Owensboro Federal Credit Union: 3.75% (Auto Loan)
  • Louisville Gas & Electric Company Credit Union: 3.99% (Autos)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Shepherdsville, Kentucky. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 23, 2026

Shepherdsville, Kentucky Rates & Resources

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