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Auto Loan Rates in Fort Campbell, Kentucky (KY) for April 2026

Current auto loan rates in Fort Campbell, Kentucky include Fortera Federal Credit UnionFortera Federal Credit Union88 Michigan Ave, Fort Campbell, KY, 42223 5609A+5.0 ★Texas Ratio: 5.06% offering New Auto Loan at 5.49%, Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit UnionA+5.0 ★Texas Ratio: 1.44% offering Autos at 3.99%, The Health And Education Federal Credit UnionThe Health And Education Federal Credit UnionA+5.0 ★Texas Ratio: 1.14% offering New Auto at 3.99%, University of Kentucky Federal Credit UnionUniversity of Kentucky Federal Credit UnionA5.0 ★Texas Ratio: 7.63% offering New/Used Vehicle at 3.99%, KUE Federal Credit UnionKUE Federal Credit UnionA+5.0 ★Texas Ratio: 2.70% offering New Vehicle Loan at 4.00%. Auto loan rates as of April 4, 2026 according to verified data from MonitorBankRates.

Fort Campbell has 1 local institution in our database, with auto loan rates as low as 5.49% APR from Fortera Federal Credit Union at 88 Michigan Ave, Fort Campbell, KY, 42223 5609. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Fort Campbell, Kentucky. Auto Loan Rates Last Updated and Verified: April 4, 2026

Compare Auto Loan Rates Today in Fort Campbell, Kentucky & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
New Auto Loan
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 2, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2024 to 2026
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
New Auto Loan
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedApr 2, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2020 to 2023
5.74%
60 Months
APR5.74%
Term60 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2024 to 2026
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
New Auto Loan
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedApr 2, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2020 to 2023
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2024 to 2026
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2020 to 2023
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2016 to 2019
6.99%
36 Months
APR6.99%
Term36 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
New Auto Loan
7.24%
84 Months
APR7.24%
Term84 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2016 to 2019
7.49%
48 Months
APR7.49%
Term48 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2016 to 2019
7.99%
60 Months
APR7.99%
Term60 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
New Auto Loan
9.74%
60 Months
APR9.74%
Term60 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
New Auto Loan
9.99%
72 Months
APR9.99%
Term72 Months
Last UpdatedApr 2, 2026
Details

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos
3.99%
48 Months
APR3.99%
Term48 Months
Last UpdatedMar 24, 2026
Details

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
3.99%
48 Months
APR3.99%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As; 100% Financing

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New Vehicle Loan
4.00%
48 Months
APR4.00%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.00%
24-month
APR4.00%
Term24-month
Last UpdatedMar 28, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
4.09%
Up to 12 months
APR4.09%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos
4.24%
72 Months
APR4.24%
Term72 Months
Last UpdatedMar 24, 2026
Details

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.25%
36-month
APR4.25%
Term36-month
Last UpdatedMar 28, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Car Loans
4.39%
Up to 12 months
APR4.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
4.39%
Up to 12 months
APR4.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMar 24, 2026
Details

Beacon Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As; with a BCCU savings, checking, direct deposit and auto pay

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; 100% Financing

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.50%
48-month
APR4.50%
Term48-month
Last UpdatedMar 28, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
4.50%
24-month
APR4.50%
Term24-month
Last UpdatedMar 28, 2026
Details

Used Auto up to 10 years old

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

Score: A+ = 750+

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
4.59%
61-72 months (greater than or equal to $20,000)
APR4.59%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 25, 2026
Details

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
4.69%
48 Months
APR4.69%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
APR4.74%
Term0 - 59
Last UpdatedMar 24, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos
4.74%
72 Months
APR4.74%
Term72 Months
Last UpdatedMar 24, 2026
Details

Beacon Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
4.74%
48 Months
APR4.74%
Term48 Months
Last UpdatedMar 25, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.74%
Up to 48
APR4.74%
TermUp to 48
Last UpdatedMar 25, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.74%
48 Months
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
4.75%
12 - 36
APR4.75%
Term12 - 36
Last UpdatedMar 24, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New Vehicle Loan
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.75%
60-month
APR4.75%
Term60-month
Last UpdatedMar 28, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
4.75%
36-month
APR4.75%
Term36-month
Last UpdatedMar 28, 2026
Details

Used Auto up to 10 years old

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2021-2024
4.75%
Up to 36 Mos
APR4.75%
TermUp to 36 Mos
Last UpdatedMar 29, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedApr 4, 2026
Details

Score: A+ = 750+

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
4.79%
60 Months
APR4.79%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Car Loans
4.89%
61-72 months (greater than or equal to $20,000)
APR4.89%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
4.89%
61-72 months (greater than or equal to $20,000)
APR4.89%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 25, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
APR4.99%
Term60 - 74
Last UpdatedMar 24, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMar 24, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.99%
49-63
APR4.99%
Term49-63
Last UpdatedMar 25, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As; Up to 48 months

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
4.99%
75 Months
APR4.99%
Term75 Months
Last UpdatedMar 29, 2026
Details

As Low As; 100% Financing

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
4.99%
66 Months
APR4.99%
Term66 Months
Last UpdatedMar 29, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.00%
48-month
APR5.00%
Term48-month
Last UpdatedMar 28, 2026
Details

Used Auto up to 10 years old

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
5.00%
1 Year
APR5.00%
Term1 Year
Last UpdatedMar 28, 2026
Details

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2021-2024
5.00%
Up to 60 Mos
APR5.00%
TermUp to 60 Mos
Last UpdatedMar 29, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 4, 2026
Details

Score: A+ = 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
5.09%
73-84 months (greater than or equal to $30,000)
APR5.09%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 25, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Auto Loan
5.09%
Up to 63 Months
APR5.09%
TermUp to 63 Months
Last UpdatedMar 27, 2026
Details

As Low As; 2026 or Newer

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
5.09%
60 Months
APR5.09%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
5.24%
Up to 48 Months
APR5.24%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
5.24%
64-75
APR5.24%
Term64-75
Last UpdatedMar 25, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.24%
75 Months
APR5.24%
Term75 Months
Last UpdatedMar 29, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
5.25%
72-month
APR5.25%
Term72-month
Last UpdatedMar 28, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.25%
60-month
APR5.25%
Term60-month
Last UpdatedMar 28, 2026
Details

Used Auto up to 10 years old

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2021-2024
5.25%
Up to72 Mos
APR5.25%
TermUp to72 Mos
Last UpdatedMar 29, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

Score: A = 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
New Auto 2025-2026
5.25%
63 Months
APR5.25%
Term63 Months
Last UpdatedApr 4, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2022 - 2025 Auto Loan
5.31%
48 Months
APR5.31%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
5.31%
48 Months
APR5.31%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Car Loans
5.39%
73-84 months (greater than or equal to $30,000)
APR5.39%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
5.39%
73-84 months (greater than or equal to $30,000)
APR5.39%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 25, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
APR5.39%
Term63 Months
Last UpdatedMar 26, 2026
Details

As Low As; Up to 63 months

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos
5.49%
84 Months
APR5.49%
Term84 Months
Last UpdatedMar 24, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
5.49%
1-48
APR5.49%
Term1-48
Last UpdatedMar 25, 2026
Details

As Low As

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2025-2027 - NEW
5.49%
63 Months
APR5.49%
Term63 Months
Last UpdatedMar 27, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
New Autos
5.49%
Up to 84 Months
APR5.49%
TermUp to 84 Months
Last UpdatedMar 27, 2026
Details

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (1-3 Years)
5.49%
Up to 84 Months
APR5.49%
TermUp to 84 Months
Last UpdatedMar 27, 2026
Details

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (4-7 Years)
5.49%
Up to 72 Months
APR5.49%
TermUp to 72 Months
Last UpdatedMar 27, 2026
Details

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
5.49%
84 Months
APR5.49%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As; 100% Financing

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
5.50%
12 - 36
APR5.50%
Term12 - 36
Last UpdatedMar 24, 2026
Details

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2021-2024
5.50%
Up to 84 Mos
APR5.50%
TermUp to 84 Mos
Last UpdatedMar 29, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 4, 2026
Details

Score: A+ = 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
New Auto 2025-2026
5.50%
66 Months
APR5.50%
Term66 Months
Last UpdatedApr 4, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
5.69%
84 Months
APR5.69%
Term84 Months
Last UpdatedMar 27, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
5.74%
49-63
APR5.74%
Term49-63
Last UpdatedMar 25, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
5.74%
1-48
APR5.74%
Term1-48
Last UpdatedMar 25, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2017 - 2021
5.74%
Up to 48
APR5.74%
TermUp to 48
Last UpdatedMar 25, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
5.74%
76-84
APR5.74%
Term76-84
Last UpdatedMar 25, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedMar 29, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2020-2023 - USED
5.75%
51 Months
APR5.75%
Term51 Months
Last UpdatedMar 27, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2024-2026 - USED
5.75%
63 Months
APR5.75%
Term63 Months
Last UpdatedMar 27, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
5.75%
84-month
APR5.75%
Term84-month
Last UpdatedMar 28, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.75%
72-month
APR5.75%
Term72-month
Last UpdatedMar 28, 2026
Details

Used Auto up to 10 years old

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
5.75%
1 Year
APR5.75%
Term1 Year
Last UpdatedMar 28, 2026
Details

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2017-2020
5.75%
Up to 48 Mos
APR5.75%
TermUp to 48 Mos
Last UpdatedMar 29, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
New Auto 2025-2026
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
APR5.79%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As; 64 to 75 months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.79%
4 years
APR5.79%
Term4 years
Last UpdatedMar 25, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2022 - 2025 Auto Loan
5.81%
60 Months
APR5.81%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
5.81%
60 Months
APR5.81%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.89%
3 years
APR5.89%
Term3 years
Last UpdatedMar 25, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
5.89%
63 Months
APR5.89%
Term63 Months
Last UpdatedMar 26, 2026
Details

As Low As; Up to 63 months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.99%
5 years
APR5.99%
Term5 years
Last UpdatedMar 25, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
5.99%
49 - 60 Months
APR5.99%
Term49 - 60 Months
Last UpdatedMar 24, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2017 - 2021
5.99%
49-63
APR5.99%
Term49-63
Last UpdatedMar 25, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.99%
48 Months
APR5.99%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As; up to 48 months

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedMar 27, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As

Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Auto Loans
5.99%
1-36
APR5.99%
Term1-36
Last UpdatedApr 2, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2018-2021 Auto Loan
6.00%
36 Months
APR6.00%
Term36 Months
Last UpdatedMar 24, 2026
Details

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
6.00%
48 Months
APR6.00%
Term48 Months
Last UpdatedMar 24, 2026
Details

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.00%
2 Years
APR6.00%
Term2 Years
Last UpdatedMar 28, 2026
Details

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2017-2020
6.00%
Up to 60 Mos
APR6.00%
TermUp to 60 Mos
Last UpdatedMar 29, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.00%
84 Months
APR6.00%
Term84 Months
Last UpdatedApr 4, 2026
Details

Score: A = 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.05%
4 years
APR6.05%
Term4 years
Last UpdatedMar 25, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2018 - 2021 Auto Loan
6.06%
48 Months
APR6.06%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
6.06%
48 Months
APR6.06%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.14%
3 years
APR6.14%
Term3 years
Last UpdatedMar 25, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.24%
5 years
APR6.24%
Term5 years
Last UpdatedMar 25, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos
6.24%
48 Months
APR6.24%
Term48 Months
Last UpdatedMar 24, 2026
Details

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
6.24%
64-75
APR6.24%
Term64-75
Last UpdatedMar 25, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
6.24%
49-63
APR6.24%
Term49-63
Last UpdatedMar 25, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2016 or older
6.24%
49-63
APR6.24%
Term49-63
Last UpdatedMar 25, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2017 - 2021
6.24%
64-75
APR6.24%
Term64-75
Last UpdatedMar 25, 2026
Details

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
6.25%
84-month
APR6.25%
Term84-month
Last UpdatedMar 28, 2026
Details

Used Auto up to 10 years old, over $20,000

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.25%
60 Months
APR6.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

Score: B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
New Auto 2025-2026
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.29%
75 Months
APR6.29%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As; 64 to 75 months

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2022 - 2025 Auto Loan
6.31%
72 Months
APR6.31%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
6.31%
72 Months
APR6.31%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
6.39%
Up to 12 months
APR6.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.39%
49 to 63
APR6.39%
Term49 to 63
Last UpdatedMar 26, 2026
Details

As Low As; 49 to 63 months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
6.45%
6 years
APR6.45%
Term6 years
Last UpdatedMar 25, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.45%
6 years
APR6.45%
Term6 years
Last UpdatedMar 25, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos
6.49%
72 Months
APR6.49%
Term72 Months
Last UpdatedMar 24, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
6.49%
61 - 72 Months
APR6.49%
Term61 - 72 Months
Last UpdatedMar 24, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2016 or older
6.49%
Up to 48
APR6.49%
TermUp to 48
Last UpdatedMar 25, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As; 76 to 84 months**

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (8-10 Years)
6.49%
Up to 60 Months
APR6.49%
TermUp to 60 Months
Last UpdatedMar 27, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
6.49%
89 Months
APR6.49%
Term89 Months
Last UpdatedMar 29, 2026
Details

As Low As

Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Auto Loans
6.49%
61-72
APR6.49%
Term61-72
Last UpdatedApr 2, 2026
Details

As Low As

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2022 Auto Loan
6.49%
63 Months
APR6.49%
Term63 Months
Last UpdatedApr 4, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
6.49%
72 Months
APR6.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2018-2021 Auto Loan
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedMar 24, 2026
Details

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedMar 24, 2026
Details

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedMar 24, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
2022-2025 Auto Loan
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedMar 27, 2026
Details

A 850-680

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2020-2023 - USED
6.50%
63 Months
APR6.50%
Term63 Months
Last UpdatedMar 27, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2024-2026 - USED
6.50%
75 Months
APR6.50%
Term75 Months
Last UpdatedMar 27, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2025-2027 - NEW
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedMar 27, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
6.50%
24-month
APR6.50%
Term24-month
Last UpdatedMar 28, 2026
Details

Used auto over 10 years old

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.50%
3 Years
APR6.50%
Term3 Years
Last UpdatedMar 28, 2026
Details

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2017-2020
6.50%
Up to 72 Mos
APR6.50%
TermUp to 72 Mos
Last UpdatedMar 29, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.50%
72 Months
APR6.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

Score: B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

B | 640-679

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
6.54%
63 Months
APR6.54%
Term63 Months
Last UpdatedMar 26, 2026
Details

As Low As; Up to 63 months

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2018 - 2021 Auto Loan
6.56%
60 Months
APR6.56%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
6.56%
60 Months
APR6.56%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
6.74%
76-84
APR6.74%
Term76-84
Last UpdatedMar 25, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
6.74%
64-75
APR6.74%
Term64-75
Last UpdatedMar 25, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
6.75%
2 Years
APR6.75%
Term2 Years
Last UpdatedMar 28, 2026
Details

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2016 - Older
6.75%
Up to 60 Mos
APR6.75%
TermUp to 60 Mos
Last UpdatedMar 29, 2026
Details

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2020 Auto Loan
6.75%
63 Months
APR6.75%
Term63 Months
Last UpdatedApr 4, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.75%
72 Months
APR6.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.75%
72 Months
APR6.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

B | 640-679

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.79%
64 to 75
APR6.79%
Term64 to 75
Last UpdatedMar 26, 2026
Details

As Low As; 64 to 75 months

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
6.89%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
APR6.89%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedMar 25, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.89%
63 Months
APR6.89%
Term63 Months
Last UpdatedMar 26, 2026
Details

As Low As; Up to 63 months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.99%
84 Months
APR6.99%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As; 76 to 84 months**

Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Auto Loans
6.99%
73-84
APR6.99%
Term73-84
Last UpdatedApr 2, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
6.99%
84 Months
APR6.99%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2018-2021 Auto Loan
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedMar 24, 2026
Details

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
7.00%
72 Months
APR7.00%
Term72 Months
Last UpdatedMar 24, 2026
Details

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
2022-2025 Auto Loan
7.00%
72 Months
APR7.00%
Term72 Months
Last UpdatedMar 27, 2026
Details

A 850-680

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2016-2019 - USED
7.00%
51 Months
APR7.00%
Term51 Months
Last UpdatedMar 27, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
7.00%
36-month
APR7.00%
Term36-month
Last UpdatedMar 28, 2026
Details

Used auto over 10 years old

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
7.00%
4 Years
APR7.00%
Term4 Years
Last UpdatedMar 28, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
7.00%
3 Years
APR7.00%
Term3 Years
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
7.00%
84 Months
APR7.00%
Term84 Months
Last UpdatedApr 4, 2026
Details

Score: B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2017-2019
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

B | 640-679

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
7.04%
75 Months
APR7.04%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As; 64 to 75 months***

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2018 - 2021 Auto Loan
7.06%
72 Months
APR7.06%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
New Auto Loan
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 2, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
New Auto Loan
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedApr 2, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
New Auto Loan
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedApr 2, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
New Auto Loan
7.24%
84 Months
APR7.24%
Term84 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
New Auto Loan
9.74%
60 Months
APR9.74%
Term60 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
New Auto Loan
9.99%
72 Months
APR9.99%
Term72 Months
Last UpdatedApr 2, 2026
Details

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
3.99%
48 Months
APR3.99%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As; 100% Financing

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New Vehicle Loan
4.00%
48 Months
APR4.00%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.00%
24-month
APR4.00%
Term24-month
Last UpdatedMar 28, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
4.09%
Up to 12 months
APR4.09%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.25%
36-month
APR4.25%
Term36-month
Last UpdatedMar 28, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; 100% Financing

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.50%
48-month
APR4.50%
Term48-month
Last UpdatedMar 28, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

Score: A+ = 750+

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
4.59%
61-72 months (greater than or equal to $20,000)
APR4.59%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 25, 2026
Details

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
4.69%
48 Months
APR4.69%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
APR4.74%
Term0 - 59
Last UpdatedMar 24, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.74%
Up to 48
APR4.74%
TermUp to 48
Last UpdatedMar 25, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.74%
48 Months
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
4.75%
12 - 36
APR4.75%
Term12 - 36
Last UpdatedMar 24, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New Vehicle Loan
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.75%
60-month
APR4.75%
Term60-month
Last UpdatedMar 28, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedApr 4, 2026
Details

Score: A+ = 750+

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
4.79%
60 Months
APR4.79%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
APR4.99%
Term60 - 74
Last UpdatedMar 24, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.99%
49-63
APR4.99%
Term49-63
Last UpdatedMar 25, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As; Up to 48 months

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
4.99%
75 Months
APR4.99%
Term75 Months
Last UpdatedMar 29, 2026
Details

As Low As; 100% Financing

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
4.99%
66 Months
APR4.99%
Term66 Months
Last UpdatedMar 29, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
5.00%
1 Year
APR5.00%
Term1 Year
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 4, 2026
Details

Score: A+ = 750+

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
5.09%
73-84 months (greater than or equal to $30,000)
APR5.09%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 25, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
5.24%
64-75
APR5.24%
Term64-75
Last UpdatedMar 25, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.24%
75 Months
APR5.24%
Term75 Months
Last UpdatedMar 29, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
5.25%
72-month
APR5.25%
Term72-month
Last UpdatedMar 28, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

Score: A = 680-749

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
New Auto 2025-2026
5.25%
63 Months
APR5.25%
Term63 Months
Last UpdatedApr 4, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
APR5.39%
Term63 Months
Last UpdatedMar 26, 2026
Details

As Low As; Up to 63 months

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
5.49%
1-48
APR5.49%
Term1-48
Last UpdatedMar 25, 2026
Details

As Low As

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2025-2027 - NEW
5.49%
63 Months
APR5.49%
Term63 Months
Last UpdatedMar 27, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
New Autos
5.49%
Up to 84 Months
APR5.49%
TermUp to 84 Months
Last UpdatedMar 27, 2026
Details

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
5.49%
84 Months
APR5.49%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As; 100% Financing

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 4, 2026
Details

Score: A+ = 750+

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
New Auto 2025-2026
5.50%
66 Months
APR5.50%
Term66 Months
Last UpdatedApr 4, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
5.69%
84 Months
APR5.69%
Term84 Months
Last UpdatedMar 27, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
5.74%
49-63
APR5.74%
Term49-63
Last UpdatedMar 25, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
5.74%
76-84
APR5.74%
Term76-84
Last UpdatedMar 25, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedMar 29, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
5.75%
84-month
APR5.75%
Term84-month
Last UpdatedMar 28, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
New Auto 2025-2026
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
APR5.79%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As; 64 to 75 months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.79%
4 years
APR5.79%
Term4 years
Last UpdatedMar 25, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.89%
3 years
APR5.89%
Term3 years
Last UpdatedMar 25, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.99%
5 years
APR5.99%
Term5 years
Last UpdatedMar 25, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.99%
48 Months
APR5.99%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As; up to 48 months

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.00%
2 Years
APR6.00%
Term2 Years
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.00%
84 Months
APR6.00%
Term84 Months
Last UpdatedApr 4, 2026
Details

Score: A = 680-749

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
6.24%
64-75
APR6.24%
Term64-75
Last UpdatedMar 25, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.25%
60 Months
APR6.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

Score: B = 640-679

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
New Auto 2025-2026
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
6.39%
Up to 12 months
APR6.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.39%
49 to 63
APR6.39%
Term49 to 63
Last UpdatedMar 26, 2026
Details

As Low As; 49 to 63 months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
6.45%
6 years
APR6.45%
Term6 years
Last UpdatedMar 25, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As; 76 to 84 months**

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
6.49%
89 Months
APR6.49%
Term89 Months
Last UpdatedMar 29, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedMar 24, 2026
Details

As Low As

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2025-2027 - NEW
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedMar 27, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.50%
3 Years
APR6.50%
Term3 Years
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.50%
72 Months
APR6.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

Score: B = 640-679

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
6.74%
76-84
APR6.74%
Term76-84
Last UpdatedMar 25, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.79%
64 to 75
APR6.79%
Term64 to 75
Last UpdatedMar 26, 2026
Details

As Low As; 64 to 75 months

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
6.89%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
APR6.89%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedMar 25, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
6.99%
84 Months
APR6.99%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
7.00%
4 Years
APR7.00%
Term4 Years
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
7.00%
84 Months
APR7.00%
Term84 Months
Last UpdatedApr 4, 2026
Details

Score: B = 640-679

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2024 to 2026
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2020 to 2023
5.74%
60 Months
APR5.74%
Term60 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2024 to 2026
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2020 to 2023
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2024 to 2026
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2020 to 2023
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2016 to 2019
6.99%
36 Months
APR6.99%
Term36 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2016 to 2019
7.49%
48 Months
APR7.49%
Term48 Months
Last UpdatedApr 2, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
88 Michigan Ave, Fort Campbell, KY, 42223 5609
Used Autos 2016 to 2019
7.99%
60 Months
APR7.99%
Term60 Months
Last UpdatedApr 2, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Car Loans
4.39%
Up to 12 months
APR4.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
4.39%
Up to 12 months
APR4.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
4.50%
24-month
APR4.50%
Term24-month
Last UpdatedMar 28, 2026
Details

Used Auto up to 10 years old

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
4.75%
12 - 36
APR4.75%
Term12 - 36
Last UpdatedMar 24, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
4.75%
36-month
APR4.75%
Term36-month
Last UpdatedMar 28, 2026
Details

Used Auto up to 10 years old

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Car Loans
4.89%
61-72 months (greater than or equal to $20,000)
APR4.89%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
4.89%
61-72 months (greater than or equal to $20,000)
APR4.89%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 25, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As; Up to 48 months

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
4.99%
66 Months
APR4.99%
Term66 Months
Last UpdatedMar 29, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.00%
48-month
APR5.00%
Term48-month
Last UpdatedMar 28, 2026
Details

Used Auto up to 10 years old

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
5.09%
60 Months
APR5.09%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.24%
75 Months
APR5.24%
Term75 Months
Last UpdatedMar 29, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.25%
60-month
APR5.25%
Term60-month
Last UpdatedMar 28, 2026
Details

Used Auto up to 10 years old

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Car Loans
5.39%
73-84 months (greater than or equal to $30,000)
APR5.39%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
5.39%
73-84 months (greater than or equal to $30,000)
APR5.39%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 25, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
APR5.39%
Term63 Months
Last UpdatedMar 26, 2026
Details

As Low As; Up to 63 months

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (1-3 Years)
5.49%
Up to 84 Months
APR5.49%
TermUp to 84 Months
Last UpdatedMar 27, 2026
Details

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (4-7 Years)
5.49%
Up to 72 Months
APR5.49%
TermUp to 72 Months
Last UpdatedMar 27, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
5.74%
1-48
APR5.74%
Term1-48
Last UpdatedMar 25, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedMar 29, 2026
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2020-2023 - USED
5.75%
51 Months
APR5.75%
Term51 Months
Last UpdatedMar 27, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2024-2026 - USED
5.75%
63 Months
APR5.75%
Term63 Months
Last UpdatedMar 27, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.75%
72-month
APR5.75%
Term72-month
Last UpdatedMar 28, 2026
Details

Used Auto up to 10 years old

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
5.75%
1 Year
APR5.75%
Term1 Year
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
APR5.79%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As; 64 to 75 months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
5.89%
63 Months
APR5.89%
Term63 Months
Last UpdatedMar 26, 2026
Details

As Low As; Up to 63 months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.99%
48 Months
APR5.99%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As; up to 48 months

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedMar 27, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.05%
4 years
APR6.05%
Term4 years
Last UpdatedMar 25, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.14%
3 years
APR6.14%
Term3 years
Last UpdatedMar 25, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.24%
5 years
APR6.24%
Term5 years
Last UpdatedMar 25, 2026
Details

As Low As

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
6.24%
49-63
APR6.24%
Term49-63
Last UpdatedMar 25, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
6.25%
84-month
APR6.25%
Term84-month
Last UpdatedMar 28, 2026
Details

Used Auto up to 10 years old, over $20,000

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.29%
75 Months
APR6.29%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As; 64 to 75 months

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
6.39%
Up to 12 months
APR6.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.39%
49 to 63
APR6.39%
Term49 to 63
Last UpdatedMar 26, 2026
Details

As Low As; 49 to 63 months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.45%
6 years
APR6.45%
Term6 years
Last UpdatedMar 25, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As; 76 to 84 months**

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (8-10 Years)
6.49%
Up to 60 Months
APR6.49%
TermUp to 60 Months
Last UpdatedMar 27, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
6.49%
89 Months
APR6.49%
Term89 Months
Last UpdatedMar 29, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
6.49%
72 Months
APR6.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedMar 24, 2026
Details

As Low As

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2020-2023 - USED
6.50%
63 Months
APR6.50%
Term63 Months
Last UpdatedMar 27, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2024-2026 - USED
6.50%
75 Months
APR6.50%
Term75 Months
Last UpdatedMar 27, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
6.50%
24-month
APR6.50%
Term24-month
Last UpdatedMar 28, 2026
Details

Used auto over 10 years old

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

B | 640-679

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
6.54%
63 Months
APR6.54%
Term63 Months
Last UpdatedMar 26, 2026
Details

As Low As; Up to 63 months

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
6.74%
64-75
APR6.74%
Term64-75
Last UpdatedMar 25, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
6.75%
2 Years
APR6.75%
Term2 Years
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.75%
72 Months
APR6.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.75%
72 Months
APR6.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

B | 640-679

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.79%
64 to 75
APR6.79%
Term64 to 75
Last UpdatedMar 26, 2026
Details

As Low As; 64 to 75 months

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
6.89%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
APR6.89%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedMar 25, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.89%
63 Months
APR6.89%
Term63 Months
Last UpdatedMar 26, 2026
Details

As Low As; Up to 63 months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.99%
84 Months
APR6.99%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As; 76 to 84 months**

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2016-2019 - USED
7.00%
51 Months
APR7.00%
Term51 Months
Last UpdatedMar 27, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
7.00%
36-month
APR7.00%
Term36-month
Last UpdatedMar 28, 2026
Details

Used auto over 10 years old

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
7.00%
3 Years
APR7.00%
Term3 Years
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2017-2019
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

B | 640-679

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
7.04%
75 Months
APR7.04%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As; 64 to 75 months***

Fort Campbell, KY Auto Loan Rate Trends

Compare local Fort Campbell, KY auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kentucky Auto Trends →
New Auto Loan — KY Avg
5.752%
▼ 0.312 vs 7 days ago

Kentucky new auto rates fell 0.312 points over the past 7 days to 5.752% APR.

Used Auto Loan — KY Avg
7.535%
▲ 0.717 vs 7 days ago

Kentucky used auto rates rose 0.717 points over the past 7 days to 7.535% APR.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Fort Campbell, Kentucky

How does my credit score affect my car loan rate in Kentucky?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Fort Campbell, Kentucky with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Kentucky *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Fort Campbell, Kentucky typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Fort Campbell, Kentucky?

Based on our current data, some of the lowest auto loan rates available in Fort Campbell, Kentucky include:
  • Fortera Federal Credit Union: 5.49% (New Auto Loan)
  • Louisville Gas & Electric Company Credit Union: 3.99% (Autos)
  • The Health And Education Federal Credit Union: 3.99% (New Auto)
  • University of Kentucky Federal Credit Union: 3.99% (New/Used Vehicle)
  • KUE Federal Credit Union: 4.00% (New Vehicle Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Fort Campbell, Kentucky. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 4, 2026