Current auto loan rates in Fort Campbell, Kentucky include Southeast Financial Credit UnionSoutheast Financial Credit UnionA5.0 ★Texas Ratio: 9.30% offering New Auto at 3.50%, Owensboro Federal Credit UnionOwensboro Federal Credit UnionA+5.0 ★Texas Ratio: 0.78% offering Auto Loan at 3.75%, CLASS ACTCLASS ACTA+5.0 ★Texas Ratio: 4.37% offering Auto Loan New at 3.99%, Desco Federal Credit UnionDesco Federal Credit UnionA+5.0 ★Texas Ratio: 2.76% offering New Cars and Trucks Loan at 4.30%, One Vision Federal Credit UnionOne Vision Federal Credit UnionA+5.0 ★Texas Ratio: 2.19% offering Newer Auto Loan at 4.74%. Auto loan rates as of July 11, 2026 according to verified data from MonitorBankRates.
Fort Campbell borrowers have access to 14 lenders serving the Kentucky area, with auto loan rates as low as 3.50% APR from Southeast Financial Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Fort Campbell, Kentucky. Auto Loan Rates Last Updated and Verified: July 11, 2026
As Low As; New Auto
As Low As; Actual rate is determined by credit score
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As Low As; Actual rate is determined by credit score
As Low As; Used Auto
As Low As; Actual rate is determined by credit score
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As Low As; Actual rate is determined by credit score
As Low As; Newer (2023-2026)
As Low As; Actual rate is determined by credit score
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As Low As; Actual rate is determined by credit score
As Low As; Used (2019 - 2022)
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As Low As; Fixed
As Low As; Actual rate is determined by credit score
As Low As; Rate accurate as of July 6, 2026
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
As Low As; Rate accurate as of July 6, 2026
As Low As*
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
As Low As; Used (2019 - 2022)
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Credit Score: 850-680
As Low As; Actual rate is determined by credit score
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
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As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
As Low As; Fixed
As Low As; Newer (2023-2026)
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Credit Score: 850-680
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Credit Score: 850-680
Credit Score: 850-680
As Low As; Used (2019 - 2022)
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Credit Score: 679-640
As Low As; Rate accurate as of July 6, 2026
Credit Score: 850-680
Credit Score: 679-640
Credit Score: 679-640
Credit Score: 679-640
Credit Score: 639-600
Credit Score: 679-640
As Low As; Rate accurate as of July 6, 2026
Credit Score: 850-680
Credit Score: 639-600
Credit Score: 639-600
As Low As; Rate accurate as of July 6, 2026
Credit Score: 639-600
Credit Score: 679-640
Credit Score: 639-600
Credit Score: 639-600
Credit Score: 599-555 (90% LTV)
Credit Score: 599-555 (90% LTV)
Credit Score: 599-555 (90% LTV)
Credit Score: 599-555 (90% LTV)
Credit Score: 599-555 (90% LTV)
Credit Score: 599-555 (90% LTV)
Credit Score: 554 & > (85% LTV)
Credit Score: 554 & > (85% LTV)
Credit Score: 554 & > (85% LTV)
Credit Score: 554 & > (85% LTV)
Credit Score: 554 & > (85% LTV)
Credit Score: 554 & > (85% LTV)
As Low As; New Auto
As Low As; APR*
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As Low As
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
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As Low As; Newer (2023-2026)
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As Low As; Used Auto
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As Low As; Rate accurate as of July 6, 2026
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
As Low As; Used (2019 - 2022)
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As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
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As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
As Low As; Rate accurate as of July 6, 2026
Compare local Fort Campbell, KY auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kentucky new auto rates fell 0.258 points over the past 7 days to 5.734% APR.
Kentucky used auto rates rose 0.502 points over the past 7 days to 6.880% APR.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fort Campbell, Kentucky auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Fort Campbell, Kentucky directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Fort Campbell, Kentucky. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in KY.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.