Auto Loan Rates in Dexter, Kentucky (KY) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Dexter, Kentucky. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Dexter, Kentucky include Owensboro Federal Credit UnionOwensboro Federal Credit Union717 Harvard Dr, Owensboro, KY, 42301 6185A+5.0 ★Texas Ratio: 0.79% offering Auto Loan at 3.75%, University of Kentucky Federal Credit UnionUniversity of Kentucky Federal Credit Union2557 Sir Barton Way, Lexington, KY, 40509A5.0 ★Texas Ratio: 7.63% offering New/Used Vehicle at 3.99%, Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit Union820 W Broadway, Louisville, KY, 40202A+5.0 ★Texas Ratio: 1.44% offering Autos at 3.99%, Metro Employees Credit UnionMetro Employees Credit Union1306 VERSAILLES RD STE 140, Lexington, KY, 40504 1795A+5.0 ★Texas Ratio: 1.04% offering New, Used, and Refinance Auto Loan at 3.99%, The Health And Education Federal Credit UnionThe Health And Education Federal Credit Union424 Park Pl, Lexington, KY, 40511 1829A+5.0 ★Texas Ratio: 1.14% offering New Auto at 3.99%.
Auto loan rates in Dexter, Kentucky are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Dexter, Kentucky. Auto Loan Rates Last Updated and Verified: March 21, 2026
Compare Auto Loan Rates Today in Dexter, Kentucky & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Actual rate is determined by credit score
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Autos
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 17, 2026
Details
Metro Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
1306 VERSAILLES RD STE 140, Lexington, KY, 40504 1795
New, Used, and Refinance Auto Loan
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates as low as 3.99% APR on loans up to 60 months*
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As; 100% Financing
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
New Vehicle Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 48 months
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.00%
24-month
▼
APR4.00%
Term24-month
Last UpdatedMar 20, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Actual rate is determined by credit score
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New Cars
4.09%
Up to 12 months
▼
APR4.09%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Autos
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedMar 17, 2026
Details
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.25%
36-month
▼
APR4.25%
Term36-month
Last UpdatedMar 20, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Actual rate is determined by credit score
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Used Cars
4.39%
Up to 12 months
▼
APR4.39%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details
Beacon Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY, 40214
Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As; with a BCCU savings, checking, direct deposit and auto pay
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; 100% Financing
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details
A+ = 750+
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.50%
48-month
▼
APR4.50%
Term48-month
Last UpdatedMar 20, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
4.50%
24-month
▼
APR4.50%
Term24-month
Last UpdatedMar 20, 2026
Details
Used Auto up to 10 years old
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; Actual rate is determined by credit score
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New Cars
4.59%
61-72 months (greater than or equal to $20,000)
▼
APR4.59%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 13, 2026
Details
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
New Auto
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Newer (2023-2026) Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Autos
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 17, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
▼
APR4.74%
Term0 - 59
Last UpdatedMar 17, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2022 or newer
4.74%
Up to 48
▼
APR4.74%
TermUp to 48
Last UpdatedMar 18, 2026
Details
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Auto Loan 2021-2024
4.75%
Up to 36 Mos
▼
APR4.75%
TermUp to 36 Mos
Last UpdatedMar 15, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 16, 2026
Details
A+ = 750+
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
4.75%
12 - 36
▼
APR4.75%
Term12 - 36
Last UpdatedMar 17, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
New Vehicle Loan
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; 49 to 60 months
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.75%
60-month
▼
APR4.75%
Term60-month
Last UpdatedMar 20, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
4.75%
36-month
▼
APR4.75%
Term36-month
Last UpdatedMar 20, 2026
Details
Used Auto up to 10 years old
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; Actual rate is determined by credit score
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
New Auto
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Used Cars
4.89%
61-72 months (greater than or equal to $20,000)
▼
APR4.89%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 13, 2026
Details
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 15, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Newer (2023-2026) Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Autos
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
▼
APR4.99%
Term60 - 74
Last UpdatedMar 17, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Autos, Trucks, Vans New 2024-2026 models
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMar 17, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2022 or newer
4.99%
49-63
▼
APR4.99%
Term49-63
Last UpdatedMar 18, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 48 months
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Used Auto
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
4.99%
75 Months
▼
APR4.99%
Term75 Months
Last UpdatedMar 21, 2026
Details
As Low As; 100% Financing
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Auto Loan 2021-2024
5.00%
Up to 60 Mos
▼
APR5.00%
TermUp to 60 Mos
Last UpdatedMar 15, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 16, 2026
Details
A+ = 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
A+ | 750+
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
5.00%
48-month
▼
APR5.00%
Term48-month
Last UpdatedMar 20, 2026
Details
Used Auto up to 10 years old
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Actual rate is determined by credit score
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans New
5.00%
1 Year
▼
APR5.00%
Term1 Year
Last UpdatedMar 21, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New Cars
5.09%
73-84 months (greater than or equal to $30,000)
▼
APR5.09%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 13, 2026
Details
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Used Auto
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 15, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Used (2019 - 2022) Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Auto Loans
5.24%
Up to 48 Months
▼
APR5.24%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2022 or newer
5.24%
64-75
▼
APR5.24%
Term64-75
Last UpdatedMar 18, 2026
Details
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Auto Loan 2021-2024
5.25%
Up to72 Mos
▼
APR5.25%
TermUp to72 Mos
Last UpdatedMar 15, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 16, 2026
Details
A = 680-749
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
A+ | 750+
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
New Auto 2025-2026
5.25%
63 Months
▼
APR5.25%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
5.25%
72-month
▼
APR5.25%
Term72-month
Last UpdatedMar 20, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
5.25%
60-month
▼
APR5.25%
Term60-month
Last UpdatedMar 20, 2026
Details
Used Auto up to 10 years old
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As; Actual rate is determined by credit score
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
2022 - 2025 Auto Loan
5.31%
48 Months
▼
APR5.31%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
Auto Loan
5.31%
48 Months
▼
APR5.31%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Used Cars
5.39%
73-84 months (greater than or equal to $30,000)
▼
APR5.39%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 13, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
New & Used Vehicles
5.49%
Up to 2 years
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
New Auto Loan
5.49%
Up to 60 Months
▼
APR5.49%
TermUp to 60 Months
Last UpdatedMar 16, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2024 to 2026
5.49%
Up to 60 Months
▼
APR5.49%
TermUp to 60 Months
Last UpdatedMar 16, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Used (2019 - 2022) Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 17, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Autos, Trucks, Vans New 2024-2026 models
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Autos, Trucks, Vans Used 2019-2023 models
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedMar 17, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
New Auto Loans
5.49%
1-48
▼
APR5.49%
Term1-48
Last UpdatedMar 18, 2026
Details
As Low As
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Auto Loans 2025-2027 - NEW
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMar 20, 2026
Details
Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
New Autos
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Used Autos (1-3 Years)
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Used Autos (4-7 Years)
5.49%
Up to 72 Months
▼
APR5.49%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; 100% Financing
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Auto Loan 2021-2024
5.50%
Up to 84 Mos
▼
APR5.50%
TermUp to 84 Mos
Last UpdatedMar 15, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 16, 2026
Details
A+ = 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2019-2021
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details
A | 680-749
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2022-2023 Auto Loan
5.50%
12 - 36
▼
APR5.50%
Term12 - 36
Last UpdatedMar 17, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
New Auto 2025-2026
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
New Auto
5.69%
84 Months
▼
APR5.69%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
New Auto Loan
5.74%
Up to 72 Months
▼
APR5.74%
TermUp to 72 Months
Last UpdatedMar 16, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2020 to 2023
5.74%
Up to 60 Months
▼
APR5.74%
TermUp to 60 Months
Last UpdatedMar 16, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2024 to 2026
5.74%
Up to 72 Months
▼
APR5.74%
TermUp to 72 Months
Last UpdatedMar 16, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Newer (2023-2026) Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
New Auto Loans
5.74%
49-63
▼
APR5.74%
Term49-63
Last UpdatedMar 18, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Used Auto Loans
5.74%
1-48
▼
APR5.74%
Term1-48
Last UpdatedMar 18, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2017 - 2021
5.74%
Up to 48
▼
APR5.74%
TermUp to 48
Last UpdatedMar 18, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2022 or newer
5.74%
76-84
▼
APR5.74%
Term76-84
Last UpdatedMar 18, 2026
Details
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Auto Loan 2017-2020
5.75%
Up to 48 Mos
▼
APR5.75%
TermUp to 48 Mos
Last UpdatedMar 15, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
A | 680-749
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
New Auto 2025-2026
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Auto Loans 2020-2023 - USED
5.75%
51 Months
▼
APR5.75%
Term51 Months
Last UpdatedMar 20, 2026
Details
Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Auto Loans 2024-2026 - USED
5.75%
63 Months
▼
APR5.75%
Term63 Months
Last UpdatedMar 20, 2026
Details
Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
5.75%
84-month
▼
APR5.75%
Term84-month
Last UpdatedMar 20, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
5.75%
72-month
▼
APR5.75%
Term72-month
Last UpdatedMar 20, 2026
Details
Used Auto up to 10 years old
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans Used
5.75%
1 Year
▼
APR5.75%
Term1 Year
Last UpdatedMar 21, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As; 64 to 75 months
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
New Cars and Trucks
5.79%
4 years
▼
APR5.79%
Term4 years
Last UpdatedMar 13, 2026
Details
As Low As
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
2022 - 2025 Auto Loan
5.81%
60 Months
▼
APR5.81%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
Auto Loan
5.81%
60 Months
▼
APR5.81%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
New Cars and Trucks
5.89%
3 years
▼
APR5.89%
Term3 years
Last UpdatedMar 13, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2019 through 2022 models
5.89%
63 Months
▼
APR5.89%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
New Cars and Trucks
5.99%
5 years
▼
APR5.99%
Term5 years
Last UpdatedMar 13, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY, 40601 8295
Auto Loans
5.99%
1-36
▼
APR5.99%
Term1-36
Last UpdatedMar 16, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
New Auto Loan
5.99%
Up to 84 Months
▼
APR5.99%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2020 to 2023
5.99%
Up to 72 Months
▼
APR5.99%
TermUp to 72 Months
Last UpdatedMar 16, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2024 to 2026
5.99%
Up to 84 Months
▼
APR5.99%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Auto Loans
5.99%
49 - 60 Months
▼
APR5.99%
Term49 - 60 Months
Last UpdatedMar 17, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Autos, Trucks, Vans Used 2019-2023 models
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2017 - 2021
5.99%
49-63
▼
APR5.99%
Term49-63
Last UpdatedMar 18, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Auto Loan 2017-2020
6.00%
Up to 60 Mos
▼
APR6.00%
TermUp to 60 Mos
Last UpdatedMar 15, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 16, 2026
Details
A = 680-749
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2019-2021
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
A | 680-749
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2018-2021 Auto Loan
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2022-2023 Auto Loan
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; Actual rate is determined by credit score
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans New
6.00%
2 Years
▼
APR6.00%
Term2 Years
Last UpdatedMar 21, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Used Cars and Trucks
6.05%
4 years
▼
APR6.05%
Term4 years
Last UpdatedMar 13, 2026
Details
As Low As
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
2018 - 2021 Auto Loan
6.06%
48 Months
▼
APR6.06%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
Auto Loan
6.06%
48 Months
▼
APR6.06%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Used Cars and Trucks
6.14%
3 years
▼
APR6.14%
Term3 years
Last UpdatedMar 13, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Used Cars and Trucks
6.24%
5 years
▼
APR6.24%
Term5 years
Last UpdatedMar 13, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2020 to 2023
6.24%
Up to 84 Months
▼
APR6.24%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Autos
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
New Auto Loans
6.24%
64-75
▼
APR6.24%
Term64-75
Last UpdatedMar 18, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Used Auto Loans
6.24%
49-63
▼
APR6.24%
Term49-63
Last UpdatedMar 18, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2016 or older
6.24%
49-63
▼
APR6.24%
Term49-63
Last UpdatedMar 18, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2017 - 2021
6.24%
64-75
▼
APR6.24%
Term64-75
Last UpdatedMar 18, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMar 16, 2026
Details
B = 640-679
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2018-2020
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 16, 2026
Details
A | 680-749
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
New Auto 2025-2026
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
6.25%
84-month
▼
APR6.25%
Term84-month
Last UpdatedMar 20, 2026
Details
Used Auto up to 10 years old, over $20,000
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2019 through 2022 models
6.29%
75 Months
▼
APR6.29%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As; 64 to 75 months
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
2022 - 2025 Auto Loan
6.31%
72 Months
▼
APR6.31%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
Auto Loan
6.31%
72 Months
▼
APR6.31%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New and Used Other Vehicle Loans
6.39%
Up to 12 months
▼
APR6.39%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.39%
49 to 63
▼
APR6.39%
Term49 to 63
Last UpdatedMar 20, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
New Cars and Trucks
6.45%
6 years
▼
APR6.45%
Term6 years
Last UpdatedMar 13, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Used Cars and Trucks
6.45%
6 years
▼
APR6.45%
Term6 years
Last UpdatedMar 13, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
6.49%
89 Months
▼
APR6.49%
Term89 Months
Last UpdatedMar 15, 2026
Details
As Low As
Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY, 40601 8295
Auto Loans
6.49%
61-72
▼
APR6.49%
Term61-72
Last UpdatedMar 16, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Used (2019 - 2022) Auto Loans
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Auto Loans
6.49%
61 - 72 Months
▼
APR6.49%
Term61 - 72 Months
Last UpdatedMar 17, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Autos
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2016 or older
6.49%
Up to 48
▼
APR6.49%
TermUp to 48
Last UpdatedMar 18, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 76 to 84 months**
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2820 N York St, Owensboro, KY, 42301 3344
2022 Auto Loan
6.49%
63 Months
▼
APR6.49%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Used Autos (8-10 Years)
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMar 20, 2026
Details
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Auto Loan 2017-2020
6.50%
Up to 72 Mos
▼
APR6.50%
TermUp to 72 Mos
Last UpdatedMar 15, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMar 16, 2026
Details
B = 640-679
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMar 16, 2026
Details
B | 640-679
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2018-2021 Auto Loan
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2022-2023 Auto Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
2022-2025 Auto Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
A 850-680
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Auto Loans 2020-2023 - USED
6.50%
63 Months
▼
APR6.50%
Term63 Months
Last UpdatedMar 20, 2026
Details
Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Auto Loans 2024-2026 - USED
6.50%
75 Months
▼
APR6.50%
Term75 Months
Last UpdatedMar 20, 2026
Details
Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Auto Loans 2025-2027 - NEW
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 20, 2026
Details
Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
6.50%
24-month
▼
APR6.50%
Term24-month
Last UpdatedMar 20, 2026
Details
Used auto over 10 years old
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Auto Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Actual rate is determined by credit score
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans New
6.50%
3 Years
▼
APR6.50%
Term3 Years
Last UpdatedMar 21, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2018 and older models
6.54%
63 Months
▼
APR6.54%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
2018 - 2021 Auto Loan
6.56%
60 Months
▼
APR6.56%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
1727 Moseley St, Owensboro, KY, 42303 3830
Auto Loan
6.56%
60 Months
▼
APR6.56%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
New Auto Loans
6.74%
76-84
▼
APR6.74%
Term76-84
Last UpdatedMar 18, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Used Auto Loans
6.74%
64-75
▼
APR6.74%
Term64-75
Last UpdatedMar 18, 2026
Details
As Low As
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Auto Loan 2016 - Older
6.75%
Up to 60 Mos
▼
APR6.75%
TermUp to 60 Mos
Last UpdatedMar 15, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2018-2020
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
A | 680-749
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
B | 640-679
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2820 N York St, Owensboro, KY, 42301 3344
2020 Auto Loan
6.75%
63 Months
▼
APR6.75%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans Used
6.75%
2 Years
▼
APR6.75%
Term2 Years
Last UpdatedMar 21, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.79%
64 to 75
▼
APR6.79%
Term64 to 75
Last UpdatedMar 20, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New and Used Other Vehicle Loans
6.89%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
▼
APR6.89%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedMar 13, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2019 through 2022 models
6.89%
63 Months
▼
APR6.89%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As
Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY, 40601 8295
Auto Loans
6.99%
73-84
▼
APR6.99%
Term73-84
Last UpdatedMar 16, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2016 to 2019
6.99%
Up to 36 Months
▼
APR6.99%
TermUp to 36 Months
Last UpdatedMar 16, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Newer (2023-2026) Auto Loans
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2019 through 2022 models
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 76 to 84 months**
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 16, 2026
Details
B = 640-679
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2016-2018
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2019-2021
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
B | 640-679
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2018-2021 Auto Loan
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2022-2023 Auto Loan
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
2022-2025 Auto Loan
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMar 20, 2026
Details
A 850-680
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Auto Loans 2016-2019 - USED
7.00%
51 Months
▼
APR7.00%
Term51 Months
Last UpdatedMar 20, 2026
Details
Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
7.00%
36-month
▼
APR7.00%
Term36-month
Last UpdatedMar 20, 2026
Details
Used auto over 10 years old
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Metro Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
1306 VERSAILLES RD STE 140, Lexington, KY, 40504 1795
New, Used, and Refinance Auto Loan
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates as low as 3.99% APR on loans up to 60 months*
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As; 100% Financing
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
New Vehicle Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 48 months
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.00%
24-month
▼
APR4.00%
Term24-month
Last UpdatedMar 20, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New Cars
4.09%
Up to 12 months
▼
APR4.09%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.25%
36-month
▼
APR4.25%
Term36-month
Last UpdatedMar 20, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; 100% Financing
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details
A+ = 750+
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.50%
48-month
▼
APR4.50%
Term48-month
Last UpdatedMar 20, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New Cars
4.59%
61-72 months (greater than or equal to $20,000)
▼
APR4.59%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 13, 2026
Details
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
New Auto
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Newer (2023-2026) Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
▼
APR4.74%
Term0 - 59
Last UpdatedMar 17, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2022 or newer
4.74%
Up to 48
▼
APR4.74%
TermUp to 48
Last UpdatedMar 18, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 16, 2026
Details
A+ = 750+
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
4.75%
12 - 36
▼
APR4.75%
Term12 - 36
Last UpdatedMar 17, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
New Vehicle Loan
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; 49 to 60 months
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
4.75%
60-month
▼
APR4.75%
Term60-month
Last UpdatedMar 20, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
New Auto
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 15, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Newer (2023-2026) Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
▼
APR4.99%
Term60 - 74
Last UpdatedMar 17, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Autos, Trucks, Vans New 2024-2026 models
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMar 17, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2022 or newer
4.99%
49-63
▼
APR4.99%
Term49-63
Last UpdatedMar 18, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 48 months
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
4.99%
75 Months
▼
APR4.99%
Term75 Months
Last UpdatedMar 21, 2026
Details
As Low As; 100% Financing
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 16, 2026
Details
A+ = 750+
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans New
5.00%
1 Year
▼
APR5.00%
Term1 Year
Last UpdatedMar 21, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New Cars
5.09%
73-84 months (greater than or equal to $30,000)
▼
APR5.09%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 13, 2026
Details
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 15, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2022 or newer
5.24%
64-75
▼
APR5.24%
Term64-75
Last UpdatedMar 18, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 16, 2026
Details
A = 680-749
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
New Auto 2025-2026
5.25%
63 Months
▼
APR5.25%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
5.25%
72-month
▼
APR5.25%
Term72-month
Last UpdatedMar 20, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
New & Used Vehicles
5.49%
Up to 2 years
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
New Auto Loan
5.49%
Up to 60 Months
▼
APR5.49%
TermUp to 60 Months
Last UpdatedMar 16, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Autos, Trucks, Vans New 2024-2026 models
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
New Auto Loans
5.49%
1-48
▼
APR5.49%
Term1-48
Last UpdatedMar 18, 2026
Details
As Low As
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Auto Loans 2025-2027 - NEW
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMar 20, 2026
Details
Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
New Autos
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
New Auto
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; 100% Financing
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 16, 2026
Details
A+ = 750+
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
New Auto 2025-2026
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
New Auto
5.69%
84 Months
▼
APR5.69%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
New Auto Loan
5.74%
Up to 72 Months
▼
APR5.74%
TermUp to 72 Months
Last UpdatedMar 16, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Newer (2023-2026) Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
New Auto Loans
5.74%
49-63
▼
APR5.74%
Term49-63
Last UpdatedMar 18, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Auto Loans 2022 or newer
5.74%
76-84
▼
APR5.74%
Term76-84
Last UpdatedMar 18, 2026
Details
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
New Auto 2025-2026
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
New Auto Loan
5.75%
84-month
▼
APR5.75%
Term84-month
Last UpdatedMar 20, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As; 64 to 75 months
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
New Cars and Trucks
5.79%
4 years
▼
APR5.79%
Term4 years
Last UpdatedMar 13, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
New Cars and Trucks
5.89%
3 years
▼
APR5.89%
Term3 years
Last UpdatedMar 13, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
New Cars and Trucks
5.99%
5 years
▼
APR5.99%
Term5 years
Last UpdatedMar 13, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
New Auto Loan
5.99%
Up to 84 Months
▼
APR5.99%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 16, 2026
Details
A = 680-749
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans New
6.00%
2 Years
▼
APR6.00%
Term2 Years
Last UpdatedMar 21, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
New Auto Loans
6.24%
64-75
▼
APR6.24%
Term64-75
Last UpdatedMar 18, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMar 16, 2026
Details
B = 640-679
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
New Auto 2025-2026
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New and Used Other Vehicle Loans
6.39%
Up to 12 months
▼
APR6.39%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.39%
49 to 63
▼
APR6.39%
Term49 to 63
Last UpdatedMar 20, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
New Cars and Trucks
6.45%
6 years
▼
APR6.45%
Term6 years
Last UpdatedMar 13, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
6.49%
89 Months
▼
APR6.49%
Term89 Months
Last UpdatedMar 15, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 76 to 84 months**
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMar 16, 2026
Details
B = 640-679
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Auto Loans 2025-2027 - NEW
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 20, 2026
Details
Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans New
6.50%
3 Years
▼
APR6.50%
Term3 Years
Last UpdatedMar 21, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
New Auto Loans
6.74%
76-84
▼
APR6.74%
Term76-84
Last UpdatedMar 18, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.79%
64 to 75
▼
APR6.79%
Term64 to 75
Last UpdatedMar 20, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New and Used Other Vehicle Loans
6.89%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
▼
APR6.89%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedMar 13, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Newer (2023-2026) Auto Loans
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
New Vehicles
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 16, 2026
Details
B = 640-679
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Metro Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
1306 VERSAILLES RD STE 140, Lexington, KY, 40504 1795
New, Used, and Refinance Auto Loan
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates as low as 3.99% APR on loans up to 60 months*
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Used Cars
4.39%
Up to 12 months
▼
APR4.39%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
4.50%
24-month
▼
APR4.50%
Term24-month
Last UpdatedMar 20, 2026
Details
Used Auto up to 10 years old
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
4.75%
12 - 36
▼
APR4.75%
Term12 - 36
Last UpdatedMar 17, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
4.75%
36-month
▼
APR4.75%
Term36-month
Last UpdatedMar 20, 2026
Details
Used Auto up to 10 years old
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Used Cars
4.89%
61-72 months (greater than or equal to $20,000)
▼
APR4.89%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 13, 2026
Details
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 15, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 48 months
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Used Auto
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
A+ | 750+
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
5.00%
48-month
▼
APR5.00%
Term48-month
Last UpdatedMar 20, 2026
Details
Used Auto up to 10 years old
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Used Auto
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 15, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Used (2019 - 2022) Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
A+ | 750+
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
5.25%
60-month
▼
APR5.25%
Term60-month
Last UpdatedMar 20, 2026
Details
Used Auto up to 10 years old
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Used Cars
5.39%
73-84 months (greater than or equal to $30,000)
▼
APR5.39%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 13, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
New & Used Vehicles
5.49%
Up to 2 years
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2024 to 2026
5.49%
Up to 60 Months
▼
APR5.49%
TermUp to 60 Months
Last UpdatedMar 16, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Used (2019 - 2022) Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Autos, Trucks, Vans Used 2019-2023 models
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedMar 17, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Used Autos (1-3 Years)
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Used Autos (4-7 Years)
5.49%
Up to 72 Months
▼
APR5.49%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2019-2021
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details
A | 680-749
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2020 to 2023
5.74%
Up to 60 Months
▼
APR5.74%
TermUp to 60 Months
Last UpdatedMar 16, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2024 to 2026
5.74%
Up to 72 Months
▼
APR5.74%
TermUp to 72 Months
Last UpdatedMar 16, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Used Auto Loans
5.74%
1-48
▼
APR5.74%
Term1-48
Last UpdatedMar 18, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
A | 680-749
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Auto Loans 2020-2023 - USED
5.75%
51 Months
▼
APR5.75%
Term51 Months
Last UpdatedMar 20, 2026
Details
Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Auto Loans 2024-2026 - USED
5.75%
63 Months
▼
APR5.75%
Term63 Months
Last UpdatedMar 20, 2026
Details
Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
5.75%
72-month
▼
APR5.75%
Term72-month
Last UpdatedMar 20, 2026
Details
Used Auto up to 10 years old
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans Used
5.75%
1 Year
▼
APR5.75%
Term1 Year
Last UpdatedMar 21, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As; 64 to 75 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2019 through 2022 models
5.89%
63 Months
▼
APR5.89%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2020 to 2023
5.99%
Up to 72 Months
▼
APR5.99%
TermUp to 72 Months
Last UpdatedMar 16, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2024 to 2026
5.99%
Up to 84 Months
▼
APR5.99%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Autos, Trucks, Vans Used 2019-2023 models
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2019-2021
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
A | 680-749
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Used Cars and Trucks
6.05%
4 years
▼
APR6.05%
Term4 years
Last UpdatedMar 13, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Used Cars and Trucks
6.14%
3 years
▼
APR6.14%
Term3 years
Last UpdatedMar 13, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Used Cars and Trucks
6.24%
5 years
▼
APR6.24%
Term5 years
Last UpdatedMar 13, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2020 to 2023
6.24%
Up to 84 Months
▼
APR6.24%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Used Auto Loans
6.24%
49-63
▼
APR6.24%
Term49-63
Last UpdatedMar 18, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2018-2020
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 16, 2026
Details
A | 680-749
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
6.25%
84-month
▼
APR6.25%
Term84-month
Last UpdatedMar 20, 2026
Details
Used Auto up to 10 years old, over $20,000
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2019 through 2022 models
6.29%
75 Months
▼
APR6.29%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As; 64 to 75 months
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New and Used Other Vehicle Loans
6.39%
Up to 12 months
▼
APR6.39%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.39%
49 to 63
▼
APR6.39%
Term49 to 63
Last UpdatedMar 20, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Used Cars and Trucks
6.45%
6 years
▼
APR6.45%
Term6 years
Last UpdatedMar 13, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
New/Used Vehicle
6.49%
89 Months
▼
APR6.49%
Term89 Months
Last UpdatedMar 15, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Used (2019 - 2022) Auto Loans
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 76 to 84 months**
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Used Autos (8-10 Years)
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMar 20, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMar 16, 2026
Details
B | 640-679
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
2024-2026 New & Used Auto Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Auto Loans 2020-2023 - USED
6.50%
63 Months
▼
APR6.50%
Term63 Months
Last UpdatedMar 20, 2026
Details
Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Auto Loans 2024-2026 - USED
6.50%
75 Months
▼
APR6.50%
Term75 Months
Last UpdatedMar 20, 2026
Details
Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
6.50%
24-month
▼
APR6.50%
Term24-month
Last UpdatedMar 20, 2026
Details
Used auto over 10 years old
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2018 and older models
6.54%
63 Months
▼
APR6.54%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Used Auto Loans
6.74%
64-75
▼
APR6.74%
Term64-75
Last UpdatedMar 18, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2018-2020
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
A | 680-749
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2022-2025
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
B | 640-679
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Other Vehicle Loans Used
6.75%
2 Years
▼
APR6.75%
Term2 Years
Last UpdatedMar 21, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
New/Used Cars, 2023 and newer models
6.79%
64 to 75
▼
APR6.79%
Term64 to 75
Last UpdatedMar 20, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
New and Used Other Vehicle Loans
6.89%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
▼
APR6.89%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedMar 13, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2019 through 2022 models
6.89%
63 Months
▼
APR6.89%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Used Autos 2016 to 2019
6.99%
Up to 36 Months
▼
APR6.99%
TermUp to 36 Months
Last UpdatedMar 16, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Used Cars, 2019 through 2022 models
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 76 to 84 months**
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2016-2018
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Used Vehicles 2019-2021
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
B | 640-679
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Auto Loans 2016-2019 - USED
7.00%
51 Months
▼
APR7.00%
Term51 Months
Last UpdatedMar 20, 2026
Details
Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Used Auto Loan
7.00%
36-month
▼
APR7.00%
Term36-month
Last UpdatedMar 20, 2026
Details
Used auto over 10 years old
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Frequently Asked Questions about Auto Loans in Dexter, Kentucky
How does my credit score affect my car loan rate in Kentucky?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Dexter, Kentucky with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Kentucky *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Dexter, Kentucky typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Dexter, Kentucky?
Based on our current data, some of the lowest auto loan rates available in Dexter, Kentucky include:
- Owensboro Federal Credit Union: 3.75% (Auto Loan)
- University of Kentucky Federal Credit Union: 3.99% (New/Used Vehicle)
- Louisville Gas & Electric Company Credit Union: 3.99% (Autos)
- Metro Employees Credit Union: 3.99% (New, Used, and Refinance Auto Loan)
- The Health And Education Federal Credit Union: 3.99% (New Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Dexter, Kentucky. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 21, 2026
