Auto Loan Rates in Missouri Valley, Iowa (IA) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Missouri Valley, Iowa. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Missouri Valley, Iowa include Power Co-Op Employees Credit UnionPower Co-Op Employees Credit UnionB+4.8 ★Texas Ratio: 17.87% offering PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING at 2.49%, Cent Credit UnionCent Credit UnionA+5.0 ★Texas Ratio: 2.81% offering New Vehicle 2025 - Newer at 3.99%, Dubuque Postal Employees Credit UnionDubuque Postal Employees Credit UnionA+5.0 ★Texas Ratio: 0.51% offering New Car, Truck or SUV at 4.00%, Serve Credit UnionServe Credit UnionA+5.0 ★Texas Ratio: 2.97% offering NEW VEHICLES 2025 & Newer at 4.09%, Midland Credit UnionMidland Credit UnionA+5.0 ★Texas Ratio: 4.58% offering New Auto (2025-Newer) at 4.10%. Auto loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
Missouri Valley borrowers have access to 28 lenders serving the Iowa area, with auto loan rates as low as 2.49% APR from Power Co-Op Employees Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Missouri Valley, Iowa. Auto Loan Rates Last Updated and Verified: April 5, 2026
Compare Auto Loan Rates Today in Missouri Valley, Iowa & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Power Co-Op Employees Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.87%
PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING
2.49%
23 Months
▼
APR2.49%
Term23 Months
Last UpdatedMar 28, 2026
Details
As Low As; *FOR QUALIFED MEMBERS WITH PREMIER CREDIT SCORE
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
3.99%
0 - 60
▼
APR3.99%
Term0 - 60
Last UpdatedMar 25, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Car, Truck or SUV
4.00%
24-36
▼
APR4.00%
Term24-36
Last UpdatedMar 25, 2026
Details
Model years 2021 to 2026
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.09%
36 Months
▼
APR4.09%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
4.10%
0-36
▼
APR4.10%
Term0-36
Last UpdatedMar 24, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 24 Months
4.10%
24 Months
▼
APR4.10%
Term24 Months
Last UpdatedMar 24, 2026
Details
As Low As
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2024 to 2026 Auto Loan Loyalty
4.14%
60 Months
▼
APR4.14%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 28, 2026
Details
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 36 Months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.25%
Up to 24 Months**
▼
APR4.25%
TermUp to 24 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Car, Truck or SUV
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 25, 2026
Details
Model years 2021 to 2026
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2026-2023)
4.39%
1-36 months
▼
APR4.39%
Term1-36 months
Last UpdatedMar 25, 2026
Details
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 48 Months
4.40%
48 Months
▼
APR4.40%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.40%
48 Months
▼
APR4.40%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Car, Truck or SUV
4.40%
72 Months
▼
APR4.40%
Term72 Months
Last UpdatedMar 25, 2026
Details
Model years 2021 to 2026
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 Up to 60 Months
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As; Up to 100% financing available
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2021 to 2023 Auto Loan Loyalty
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
First Class Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans 2024 Or Newer
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedApr 2, 2026
Details
As Low As; Up to 84 Months
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
4.49%
61 - 72
▼
APR4.49%
Term61 - 72
Last UpdatedMar 25, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.50%
Up to 36 Months**
▼
APR4.50%
TermUp to 36 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Car, Truck or SUV
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedMar 25, 2026
Details
Model years 2021 to 2026
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.59%
48 Months
▼
APR4.59%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2024 to 2026 Auto Loan
4.64%
60 Months
▼
APR4.64%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 60 Months
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 61 - 72 Months
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As; Up to 100% financing available; Loan must be $18,001 or more
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2024 to 2026 Auto Loan Loyalty
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
New Vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 2, 2026
Details
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.75%
Up to 48 Months**
▼
APR4.75%
TermUp to 48 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2026-2023)
4.79%
37-63 months
▼
APR4.79%
Term37-63 months
Last UpdatedMar 25, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2024 & Newer* Auto Loan
4.80%
37 Months
▼
APR4.80%
Term37 Months
Last UpdatedMar 25, 2026
Details
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
Vehicle Loan
4.80%
84 Months
▼
APR4.80%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; Celebrate with auto loans as low as4.80% APR for 84 months
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - Relationship Rate
4.80%
Up to 60 Months
▼
APR4.80%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
4.84%
36 Months
▼
APR4.84%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
4.85%
37-63
▼
APR4.85%
Term37-63
Last UpdatedMar 24, 2026
Details
As Low As
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2021 to 2023 Auto Loan Loyalty
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2026-2023)
4.89%
64-69 months
▼
APR4.89%
Term64-69 months
Last UpdatedMar 25, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
2023 Auto Loan
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Relationship Rate
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - Relationship Rate
4.90%
61-72 Months
▼
APR4.90%
Term61-72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Industrial Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedMar 27, 2026
Details
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2024 to 2026 Auto Loan Loyalty
4.94%
78 Months
▼
APR4.94%
Term78 Months
Last UpdatedMar 25, 2026
Details
As Low As
Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
4.94%
60 months
▼
APR4.94%
Term60 months
Last UpdatedApr 2, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
4.94%
48 Months
▼
APR4.94%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Citizens Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New & Used Vehicle Loans
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedMar 25, 2026
Details
As Low As
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 73-84 Months
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As; Up to 100% financing available; Loan must be $30,001 or more & mileage under 25,000 miles
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2021 to 2023 Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
APR4.99%
Term24-60
Last UpdatedMar 25, 2026
Details
As Low As
First Class Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans 2023-2021
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As; Up to 72 Months
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2026-2023)
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedMar 25, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
4.99%
73 - 84
▼
APR4.99%
Term73 - 84
Last UpdatedMar 25, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
4.99%
0 - 60
▼
APR4.99%
Term0 - 60
Last UpdatedMar 25, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 72 Months
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.00%
Up to 60 Months**
▼
APR5.00%
TermUp to 60 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
2023 Auto Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; Relationship Rate
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - Relationship Rate
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
5.04%
72 months
▼
APR5.04%
Term72 months
Last UpdatedApr 2, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
5.05%
64-75
▼
APR5.05%
Term64-75
Last UpdatedMar 24, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
5.05%
24-36
▼
APR5.05%
Term24-36
Last UpdatedMar 25, 2026
Details
Model years 2014 to 2020
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - 100% of NADA Retail
5.05%
Up to 60 Months
▼
APR5.05%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2021 to 2023 Auto Loan Loyalty
5.09%
78 Months
▼
APR5.09%
Term78 Months
Last UpdatedMar 25, 2026
Details
As Low As
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2023 - 2022** Auto Loan
5.09%
37 Months
▼
APR5.09%
Term37 Months
Last UpdatedMar 25, 2026
Details
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2024 to 2026 Auto Loan Loyalty
5.14%
84 Months
▼
APR5.14%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 84 Months
5.15%
84 Months
▼
APR5.15%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
5.15%
84 Months
▼
APR5.15%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
2020 Auto Loan
5.15%
60 Months
▼
APR5.15%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Relationship Rate
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
2023 Auto Loan
5.15%
84 Months
▼
APR5.15%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Relationship Rate
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - 100% of NADA Retail
5.15%
61-72 Months
▼
APR5.15%
Term61-72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Industrial Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.15%
84 Months
▼
APR5.15%
Term84 Months
Last UpdatedMar 27, 2026
Details
Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
5.19%
84 months
▼
APR5.19%
Term84 months
Last UpdatedApr 2, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.19%
1 - 48
▼
APR5.19%
Term1 - 48
Last UpdatedMar 25, 2026
Details
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2024 to 2026 Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
5.25%
76-84
▼
APR5.25%
Term76-84
Last UpdatedMar 24, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.25%
Up to 72 Months**
▼
APR5.25%
TermUp to 72 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 25, 2026
Details
Model years 2014 to 2020
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
2020 Auto Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; Relationship Rate
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - 100% of NADA Retail
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Vehicle Loans - 2023-2026
5.34%
61-72
▼
APR5.34%
Term61-72
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2021 to 2023 Auto Loan Loyalty
5.34%
84 Months
▼
APR5.34%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
72 Month - New Auto or Truck Purchase/Refinance
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedMar 28, 2026
Details
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2023 - 2022** Auto Loan
5.34%
50 Months
▼
APR5.34%
Term50 Months
Last UpdatedMar 25, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.34%
36 Months
▼
APR5.34%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2025 Model Auto Loan
5.35%
2025 Mo
▼
APR5.35%
Term2025 Mo
Last UpdatedApr 3, 2026
Details
As Low As
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2021 to 2023 Auto Loan
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedApr 2, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.39%
49-63
▼
APR5.39%
Term49-63
Last UpdatedMar 25, 2026
Details
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
5.40%
0-63
▼
APR5.40%
Term0-63
Last UpdatedMar 24, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedApr 4, 2026
Details
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Vehicle Loans - 2023-2026
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2024 to 2026 Auto Loan
5.44%
78 Months
▼
APR5.44%
Term78 Months
Last UpdatedMar 25, 2026
Details
As Low As
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2021 - 2019** Auto Loan
5.44%
37 Months
▼
APR5.44%
Term37 Months
Last UpdatedMar 25, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.44%
48 Months
▼
APR5.44%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.44%
84 Months
▼
APR5.44%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
5.45%
60 Months
▼
APR5.45%
Term60 Months
Last UpdatedMar 25, 2026
Details
Model years 2014 to 2020
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Vehicle Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
First Class Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans 2020-2018
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As; Up to 72 Months
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.49%
1-36
▼
APR5.49%
Term1-36
Last UpdatedMar 25, 2026
Details
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.49%
64-72
▼
APR5.49%
Term64-72
Last UpdatedMar 25, 2026
Details
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2023 - 2022** Auto Loan
5.49%
66 Months
▼
APR5.49%
Term66 Months
Last UpdatedMar 25, 2026
Details
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
5.49%
85-120
▼
APR5.49%
Term85-120
Last UpdatedMar 25, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
5.49%
61 - 72
▼
APR5.49%
Term61 - 72
Last UpdatedMar 25, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2024 Model Auto Loan
5.50%
2024 Mo
▼
APR5.50%
Term2024 Mo
Last UpdatedApr 3, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.50%
Up to 84 Months**
▼
APR5.50%
TermUp to 84 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Vehicle Loans - 2023-2026
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2021 - 2019** Auto Loan
5.54%
50 Months
▼
APR5.54%
Term50 Months
Last UpdatedMar 25, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.54%
36 Months
▼
APR5.54%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
5.58%
60 Months
▼
APR5.58%
Term60 Months
Last UpdatedMar 28, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New/Used 2026 Auto Loan Loyalty
5.59%
65 Months
▼
APR5.59%
Term65 Months
Last UpdatedApr 2, 2026
Details
As Low As
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2021 to 2023 Auto Loan
5.59%
78 Months
▼
APR5.59%
Term78 Months
Last UpdatedMar 25, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
72 Month - Used Auto or Truck Purchase/Refinance
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 28, 2026
Details
Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedApr 2, 2026
Details
As Low As
Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.80%
Auto Loans - New vehicles only
5.59%
60 months or less
▼
APR5.59%
Term60 months or less
Last UpdatedMar 27, 2026
Details
As Low As
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2024 to 2026 Auto Loan
5.64%
84 Months
▼
APR5.64%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2021 - 2019** Auto Loan
5.64%
66 Months
▼
APR5.64%
Term66 Months
Last UpdatedMar 25, 2026
Details
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2023 - 2022** Auto Loan
5.64%
72 Months
▼
APR5.64%
Term72 Months
Last UpdatedMar 25, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.64%
60 Months
▼
APR5.64%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2023 Model Auto Loan
5.65%
2023 Mo
▼
APR5.65%
Term2023 Mo
Last UpdatedApr 3, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Vehicle Loans - 2023-2026
5.66%
36 Months
▼
APR5.66%
Term36 Months
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.69%
37-48
▼
APR5.69%
Term37-48
Last UpdatedMar 25, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
2020-2027 Vehicle Loans
5.74%
24-48 Months
▼
APR5.74%
Term24-48 Months
Last UpdatedApr 5, 2026
Details
As Low As
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
Vehicle Loan
5.74%
48-month
▼
APR5.74%
Term48-month
Last UpdatedApr 5, 2026
Details
For example, a 48-month term on a new vehicle loan for $20,000 at 5.74% APR, the monthly payment will be approximately $467.32.
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
New Vehicles
5.74%
66 months
▼
APR5.74%
Term66 months
Last UpdatedMar 26, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2024
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedMar 26, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2025
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedMar 26, 2026
Details
As Low As
Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Vehicle Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2021 - 2019** Auto Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 25, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 25, 2026
Details
Model years 2014 to 2020
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan Loyalty
5.79%
66-72
▼
APR5.79%
Term66-72
Last UpdatedApr 2, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.79%
49-60
▼
APR5.79%
Term49-60
Last UpdatedMar 25, 2026
Details
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2023 - 2022** Auto Loan
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedMar 25, 2026
Details
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Vehicle Loans - 2023-2026
5.79%
73-84
▼
APR5.79%
Term73-84
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2021 to 2023 Auto Loan
5.84%
84 Months
▼
APR5.84%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.84%
60 Months
▼
APR5.84%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2022 Model Auto Loan
5.85%
2022 Mo
▼
APR5.85%
Term2022 Mo
Last UpdatedApr 3, 2026
Details
As Low As
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.86%
66 Months
▼
APR5.86%
Term66 Months
Last UpdatedApr 4, 2026
Details
As Low As
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.88%
60 Months
▼
APR5.88%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Used Vehicle Loans
5.91%
60 Months
▼
APR5.91%
Term60 Months
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.91%
48 Months
▼
APR5.91%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2023
5.94%
66 Months
▼
APR5.94%
Term66 Months
Last UpdatedMar 26, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
5.95%
24 Months
▼
APR5.95%
Term24 Months
Last UpdatedApr 2, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2025 Model Auto Loan
5.95%
2025 Mo
▼
APR5.95%
Term2025 Mo
Last UpdatedApr 3, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
5.95%
64-75
▼
APR5.95%
Term64-75
Last UpdatedMar 24, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
5.97%
36 Months
▼
APR5.97%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.97%
36 Months
▼
APR5.97%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Vehicle Loans - 2023-2026
5.97%
24 Months
▼
APR5.97%
Term24 Months
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
New Vehicles
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedMar 26, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2024
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2025
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
APR5.99%
Term24-48
Last UpdatedMar 25, 2026
Details
As Low As
First Class Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans 2017 or Older
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As; Up to 48 Months
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
5.99%
73 - 84
▼
APR5.99%
Term73 - 84
Last UpdatedMar 25, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
6.06%
48 Months
▼
APR6.06%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2022
6.09%
66 Months
▼
APR6.09%
Term66 Months
Last UpdatedMar 26, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New/Used 2026 Auto Loan
6.09%
65 Months
▼
APR6.09%
Term65 Months
Last UpdatedApr 2, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
84 Month - New Auto or Truck Purchase/Refinance
6.09%
84 Months
▼
APR6.09%
Term84 Months
Last UpdatedMar 28, 2026
Details
Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
6.09%
48 months
▼
APR6.09%
Term48 months
Last UpdatedApr 2, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2024 Model Auto Loan
6.10%
2024 Mo
▼
APR6.10%
Term2024 Mo
Last UpdatedApr 3, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Used Vehicle Loans
6.10%
61-72
▼
APR6.10%
Term61-72
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.80%
Auto Loans - 6 years old or older 48 Months or less
6.12%
48 Months
▼
APR6.12%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As; Used vehicle 6 years or older. Rate based on $40,000 loan amount for 48 months, 100% loan to value (LTV), with a monthly payment of $939.46.
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2020 - 2018 Loyalty
6.14%
60 Months
▼
APR6.14%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
6.17%
60 Months
▼
APR6.17%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
6.18%
12 Months
▼
APR6.18%
Term12 Months
Last UpdatedApr 2, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2021
6.19%
48 Months
▼
APR6.19%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
6.19%
60 months
▼
APR6.19%
Term60 months
Last UpdatedApr 2, 2026
Details
As Low As
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2017 to 2020 Auto Loan Loyalty
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2023 Model Auto Loan
6.25%
2023 Mo
▼
APR6.25%
Term2023 Mo
Last UpdatedApr 3, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
6.25%
24 Months
▼
APR6.25%
Term24 Months
Last UpdatedMar 25, 2026
Details
Model year 2013 and older
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2020
6.29%
48 Months
▼
APR6.29%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2023
6.29%
84 Months
▼
APR6.29%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan
6.29%
66-72
▼
APR6.29%
Term66-72
Last UpdatedApr 2, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017 Loyalty
6.29%
66 Months
▼
APR6.29%
Term66 Months
Last UpdatedApr 2, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan Loyalty
6.34%
73-84
▼
APR6.34%
Term73-84
Last UpdatedApr 2, 2026
Details
As Low As
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2017 to 2020 Auto Loan Loyalty
6.34%
66 Months
▼
APR6.34%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
84 Month - Used Auto or Truck Purchase/Refinance
6.34%
84 Months
▼
APR6.34%
Term84 Months
Last UpdatedMar 28, 2026
Details
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
6.35%
76-84
▼
APR6.35%
Term76-84
Last UpdatedMar 24, 2026
Details
As Low As
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
6.38%
48 Months
▼
APR6.38%
Term48 Months
Last UpdatedMar 28, 2026
Details
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2019
6.39%
48 Months
▼
APR6.39%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
Collins Community Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.97%
2017 to 2020 Auto Loan Loyalty
6.44%
72 Months
▼
APR6.44%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
6.46%
24 Months
▼
APR6.46%
Term24 Months
Last UpdatedApr 2, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
6.47%
36 Months
▼
APR6.47%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2020
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2022
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
6.49%
85-120
▼
APR6.49%
Term85-120
Last UpdatedMar 25, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedMar 25, 2026
Details
Model year 2013 and older
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2023 to 2017
6.53%
60 Months
▼
APR6.53%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.54%
60 Months
▼
APR6.54%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As; Loyalty APR as low as: 6.04%
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017 Loyalty
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Power Co-Op Employees Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.87%
PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING
2.49%
23 Months
▼
APR2.49%
Term23 Months
Last UpdatedMar 28, 2026
Details
As Low As; *FOR QUALIFED MEMBERS WITH PREMIER CREDIT SCORE
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
3.99%
0 - 60
▼
APR3.99%
Term0 - 60
Last UpdatedMar 25, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Car, Truck or SUV
4.00%
24-36
▼
APR4.00%
Term24-36
Last UpdatedMar 25, 2026
Details
Model years 2021 to 2026
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.09%
36 Months
▼
APR4.09%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
4.10%
0-36
▼
APR4.10%
Term0-36
Last UpdatedMar 24, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 24 Months
4.10%
24 Months
▼
APR4.10%
Term24 Months
Last UpdatedMar 24, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 28, 2026
Details
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 36 Months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.25%
Up to 24 Months**
▼
APR4.25%
TermUp to 24 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Car, Truck or SUV
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 25, 2026
Details
Model years 2021 to 2026
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2026-2023)
4.39%
1-36 months
▼
APR4.39%
Term1-36 months
Last UpdatedMar 25, 2026
Details
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 48 Months
4.40%
48 Months
▼
APR4.40%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Car, Truck or SUV
4.40%
72 Months
▼
APR4.40%
Term72 Months
Last UpdatedMar 25, 2026
Details
Model years 2021 to 2026
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 Up to 60 Months
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As; Up to 100% financing available
First Class Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans 2024 Or Newer
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedApr 2, 2026
Details
As Low As; Up to 84 Months
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
4.49%
61 - 72
▼
APR4.49%
Term61 - 72
Last UpdatedMar 25, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.50%
Up to 36 Months**
▼
APR4.50%
TermUp to 36 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Car, Truck or SUV
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedMar 25, 2026
Details
Model years 2021 to 2026
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 60 Months
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 61 - 72 Months
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As; Up to 100% financing available; Loan must be $18,001 or more
Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
New Vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 2, 2026
Details
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.75%
Up to 48 Months**
▼
APR4.75%
TermUp to 48 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2026-2023)
4.79%
37-63 months
▼
APR4.79%
Term37-63 months
Last UpdatedMar 25, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2024 & Newer* Auto Loan
4.80%
37 Months
▼
APR4.80%
Term37 Months
Last UpdatedMar 25, 2026
Details
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - Relationship Rate
4.80%
Up to 60 Months
▼
APR4.80%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
4.85%
37-63
▼
APR4.85%
Term37-63
Last UpdatedMar 24, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2026-2023)
4.89%
64-69 months
▼
APR4.89%
Term64-69 months
Last UpdatedMar 25, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - Relationship Rate
4.90%
61-72 Months
▼
APR4.90%
Term61-72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Industrial Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedMar 27, 2026
Details
Citizens Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New & Used Vehicle Loans
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedMar 25, 2026
Details
As Low As
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 73-84 Months
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As; Up to 100% financing available; Loan must be $30,001 or more & mileage under 25,000 miles
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2026-2023)
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedMar 25, 2026
Details
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
4.99%
73 - 84
▼
APR4.99%
Term73 - 84
Last UpdatedMar 25, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 72 Months
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.00%
Up to 60 Months**
▼
APR5.00%
TermUp to 60 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - Relationship Rate
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
5.05%
64-75
▼
APR5.05%
Term64-75
Last UpdatedMar 24, 2026
Details
As Low As
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - 100% of NADA Retail
5.05%
Up to 60 Months
▼
APR5.05%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 84 Months
5.15%
84 Months
▼
APR5.15%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - 100% of NADA Retail
5.15%
61-72 Months
▼
APR5.15%
Term61-72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Industrial Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.15%
84 Months
▼
APR5.15%
Term84 Months
Last UpdatedMar 27, 2026
Details
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.19%
1 - 48
▼
APR5.19%
Term1 - 48
Last UpdatedMar 25, 2026
Details
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
5.25%
76-84
▼
APR5.25%
Term76-84
Last UpdatedMar 24, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.25%
Up to 72 Months**
▼
APR5.25%
TermUp to 72 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - 100% of NADA Retail
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
72 Month - New Auto or Truck Purchase/Refinance
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedMar 28, 2026
Details
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.39%
49-63
▼
APR5.39%
Term49-63
Last UpdatedMar 25, 2026
Details
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedApr 4, 2026
Details
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.49%
1-36
▼
APR5.49%
Term1-36
Last UpdatedMar 25, 2026
Details
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.49%
64-72
▼
APR5.49%
Term64-72
Last UpdatedMar 25, 2026
Details
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
5.49%
85-120
▼
APR5.49%
Term85-120
Last UpdatedMar 25, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.50%
Up to 84 Months**
▼
APR5.50%
TermUp to 84 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New/Used 2026 Auto Loan Loyalty
5.59%
65 Months
▼
APR5.59%
Term65 Months
Last UpdatedApr 2, 2026
Details
As Low As
Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.80%
Auto Loans - New vehicles only
5.59%
60 months or less
▼
APR5.59%
Term60 months or less
Last UpdatedMar 27, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.69%
37-48
▼
APR5.69%
Term37-48
Last UpdatedMar 25, 2026
Details
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
New Vehicles
5.74%
66 months
▼
APR5.74%
Term66 months
Last UpdatedMar 26, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.79%
49-60
▼
APR5.79%
Term49-60
Last UpdatedMar 25, 2026
Details
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.86%
66 Months
▼
APR5.86%
Term66 Months
Last UpdatedApr 4, 2026
Details
As Low As
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.88%
60 Months
▼
APR5.88%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.91%
48 Months
▼
APR5.91%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
5.95%
24 Months
▼
APR5.95%
Term24 Months
Last UpdatedApr 2, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
5.97%
36 Months
▼
APR5.97%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.97%
36 Months
▼
APR5.97%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
New Vehicles
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedMar 26, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
6.06%
48 Months
▼
APR6.06%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New/Used 2026 Auto Loan
6.09%
65 Months
▼
APR6.09%
Term65 Months
Last UpdatedApr 2, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
84 Month - New Auto or Truck Purchase/Refinance
6.09%
84 Months
▼
APR6.09%
Term84 Months
Last UpdatedMar 28, 2026
Details
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
6.17%
60 Months
▼
APR6.17%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
6.18%
12 Months
▼
APR6.18%
Term12 Months
Last UpdatedApr 2, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.25%
Up to 24 Months**
▼
APR4.25%
TermUp to 24 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2026-2023)
4.39%
1-36 months
▼
APR4.39%
Term1-36 months
Last UpdatedMar 25, 2026
Details
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.40%
48 Months
▼
APR4.40%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 Up to 60 Months
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As; Up to 100% financing available
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.50%
Up to 36 Months**
▼
APR4.50%
TermUp to 36 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.59%
48 Months
▼
APR4.59%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 61 - 72 Months
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As; Up to 100% financing available; Loan must be $18,001 or more
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.75%
Up to 48 Months**
▼
APR4.75%
TermUp to 48 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2026-2023)
4.79%
37-63 months
▼
APR4.79%
Term37-63 months
Last UpdatedMar 25, 2026
Details
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - Relationship Rate
4.80%
Up to 60 Months
▼
APR4.80%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
4.84%
36 Months
▼
APR4.84%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2026-2023)
4.89%
64-69 months
▼
APR4.89%
Term64-69 months
Last UpdatedMar 25, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - Relationship Rate
4.90%
61-72 Months
▼
APR4.90%
Term61-72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
4.94%
48 Months
▼
APR4.94%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Citizens Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New & Used Vehicle Loans
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedMar 25, 2026
Details
As Low As
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks Model Years 2023-2026 73-84 Months
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As; Up to 100% financing available; Loan must be $30,001 or more & mileage under 25,000 miles
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2026-2023)
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedMar 25, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
4.99%
0 - 60
▼
APR4.99%
Term0 - 60
Last UpdatedMar 25, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.00%
Up to 60 Months**
▼
APR5.00%
TermUp to 60 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - Relationship Rate
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
5.05%
24-36
▼
APR5.05%
Term24-36
Last UpdatedMar 25, 2026
Details
Model years 2014 to 2020
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - 100% of NADA Retail
5.05%
Up to 60 Months
▼
APR5.05%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
5.15%
84 Months
▼
APR5.15%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - 100% of NADA Retail
5.15%
61-72 Months
▼
APR5.15%
Term61-72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.19%
1 - 48
▼
APR5.19%
Term1 - 48
Last UpdatedMar 25, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.25%
Up to 72 Months**
▼
APR5.25%
TermUp to 72 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 25, 2026
Details
Model years 2014 to 2020
Unite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New & Used Auto Loans - 2024 or Newer - 100% of NADA Retail
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.34%
36 Months
▼
APR5.34%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.39%
49-63
▼
APR5.39%
Term49-63
Last UpdatedMar 25, 2026
Details
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
5.40%
0-63
▼
APR5.40%
Term0-63
Last UpdatedMar 24, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.44%
48 Months
▼
APR5.44%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.44%
84 Months
▼
APR5.44%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
5.45%
60 Months
▼
APR5.45%
Term60 Months
Last UpdatedMar 25, 2026
Details
Model years 2014 to 2020
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.49%
1-36
▼
APR5.49%
Term1-36
Last UpdatedMar 25, 2026
Details
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.49%
64-72
▼
APR5.49%
Term64-72
Last UpdatedMar 25, 2026
Details
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
5.49%
61 - 72
▼
APR5.49%
Term61 - 72
Last UpdatedMar 25, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.50%
Up to 84 Months**
▼
APR5.50%
TermUp to 84 Months**
Last UpdatedMar 28, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.54%
36 Months
▼
APR5.54%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New/Used 2026 Auto Loan Loyalty
5.59%
65 Months
▼
APR5.59%
Term65 Months
Last UpdatedApr 2, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
72 Month - Used Auto or Truck Purchase/Refinance
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 28, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.64%
60 Months
▼
APR5.64%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.69%
37-48
▼
APR5.69%
Term37-48
Last UpdatedMar 25, 2026
Details
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2024
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedMar 26, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2025
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedMar 26, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 25, 2026
Details
Model years 2014 to 2020
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.79%
49-60
▼
APR5.79%
Term49-60
Last UpdatedMar 25, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.84%
60 Months
▼
APR5.84%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Used Vehicle Loans
5.91%
60 Months
▼
APR5.91%
Term60 Months
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2023
5.94%
66 Months
▼
APR5.94%
Term66 Months
Last UpdatedMar 26, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
5.95%
64-75
▼
APR5.95%
Term64-75
Last UpdatedMar 24, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2024
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2025
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
5.99%
73 - 84
▼
APR5.99%
Term73 - 84
Last UpdatedMar 25, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2022
6.09%
66 Months
▼
APR6.09%
Term66 Months
Last UpdatedMar 26, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New/Used 2026 Auto Loan
6.09%
65 Months
▼
APR6.09%
Term65 Months
Last UpdatedApr 2, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Used Vehicle Loans
6.10%
61-72
▼
APR6.10%
Term61-72
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2020 - 2018 Loyalty
6.14%
60 Months
▼
APR6.14%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2021
6.19%
48 Months
▼
APR6.19%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
6.25%
24 Months
▼
APR6.25%
Term24 Months
Last UpdatedMar 25, 2026
Details
Model year 2013 and older
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2020
6.29%
48 Months
▼
APR6.29%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2023
6.29%
84 Months
▼
APR6.29%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017 Loyalty
6.29%
66 Months
▼
APR6.29%
Term66 Months
Last UpdatedApr 2, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
84 Month - Used Auto or Truck Purchase/Refinance
6.34%
84 Months
▼
APR6.34%
Term84 Months
Last UpdatedMar 28, 2026
Details
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
6.35%
76-84
▼
APR6.35%
Term76-84
Last UpdatedMar 24, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2019
6.39%
48 Months
▼
APR6.39%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2020
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2022
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
6.49%
85-120
▼
APR6.49%
Term85-120
Last UpdatedMar 25, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedMar 25, 2026
Details
Model year 2013 and older
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.54%
60 Months
▼
APR6.54%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As; Loyalty APR as low as: 6.04%
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017 Loyalty
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
Powered by
MonitorBankRates
Missouri Valley, IA Auto Loan Rate Trends
Compare local Missouri Valley, IA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IA Avg
4.994%
▼ 0.059 vs 7 days ago
Iowa new auto rates fell 0.059 points over the past 7 days to 4.994% APR.
Used Auto Loan — IA Avg
6.353%
▲ 0.241 vs 7 days ago
Iowa used auto rates rose 0.241 points over the past 7 days to 6.353% APR.
As of Apr 6, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Missouri Valley, Iowa
How does my credit score affect my car loan rate in Iowa?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Missouri Valley, Iowa with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Iowa *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Missouri Valley, Iowa typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Missouri Valley, Iowa?
Based on our current data, some of the lowest auto loan rates available in Missouri Valley, Iowa include:
- Power Co-Op Employees Credit Union: 2.49% (PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING)
- Cent Credit Union: 3.99% (New Vehicle 2025 - Newer)
- Dubuque Postal Employees Credit Union: 4.00% (New Car, Truck or SUV)
- Serve Credit Union: 4.09% (NEW VEHICLES 2025 & Newer)
- Midland Credit Union: 4.10% (New Auto (2025-Newer))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Missouri Valley, Iowa. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 5, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking