Auto Loan Rates in Hudson, Iowa (IA) for July 2026
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Brian McKay
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Current auto loan rates in Hudson, Iowa include Advantage Credit Union Newtown, IAAdvantage Credit Union Newtown, IAA5.0 ★Texas Ratio: 10.64% offering New Autos & Trucks at 4.00%, Midland Credit UnionMidland Credit UnionA+5.0 ★Texas Ratio: 4.30% offering New Auto (2025-Newer) at 4.10%, Meridian Credit UnionMeridian Credit UnionA+5.0 ★Texas Ratio: 2.10% offering New or Used Vehicles Loans at 4.25%, Centris Federal Credit UnionCentris Federal Credit UnionA-4.9 ★Texas Ratio: 14.20% offering Auto Loan at 4.49%, Members1st Community Credit UnionMembers1st Community Credit UnionA+5.0 ★Texas Ratio: 3.57% offering New & Used Autos/Trucks - Up to 60 Months at 4.49%. Auto loan rates as of June 26, 2026 according to verified data from MonitorBankRates.
Hudson borrowers have access to 18 lenders serving the Iowa area, with auto loan rates as low as 4.00% APR from Advantage Credit Union Newtown, IA. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Hudson, Iowa. Auto Loan Rates Last Updated and Verified: June 26, 2026
Compare Auto Loan Rates Today in Hudson, Iowa & Surrounding Area
Hudson Auto Loan Rates
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Model Years 2023-2026; Loan must be $18,001 or more; As Low As
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APR effective 10/1/2025
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As Low As; Rate: 4.95% APR*
Apply Online
As Low As; Rates current as of 1/14/26 and are subject to change without notice. All loans are subject to approval based on credit union lending guidelines. Membership is required: $5 minimum share deposit. Federally insured by NCUA.
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Model Years 2023-2026; Loan must be $30,001 or more & mileage under 25,000 miles; As Low As
100% of NADA Retail; As low as APR*
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100% of NADA Retail; As low as APR*
APR effective 10/1/2025
Apply Online
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Apply Online
As Low As; Rates current as of 1/14/26 and are subject to change without notice. All loans are subject to approval based on credit union lending guidelines. Membership is required: $5 minimum share deposit. Federally insured by NCUA.
As Low As; Rates current as of 1/14/26 and are subject to change without notice. All loans are subject to approval based on credit union lending guidelines. Membership is required: $5 minimum share deposit. Federally insured by NCUA.
As Low As; Rates current as of 1/14/26 and are subject to change without notice. All loans are subject to approval based on credit union lending guidelines. Membership is required: $5 minimum share deposit. Federally insured by NCUA.
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Apply Online
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As Low As; Age of Vehicle: 2025-New
Apply Online
As Low As; Rates current as of 1/14/26 and are subject to change without notice. All loans are subject to approval based on credit union lending guidelines. Membership is required: $5 minimum share deposit. Federally insured by NCUA.
As Low As; Rates current as of 1/14/26 and are subject to change without notice. All loans are subject to approval based on credit union lending guidelines. Membership is required: $5 minimum share deposit. Federally insured by NCUA.
As Low As; Used vehicle 6 years or older. Rate based on $40,000 loan amount for 48 months, 100% loan to value (LTV), with a monthly payment of $939.46. APR=Annual Percentage Rate. Rates and monthly payments are our lowest available rates and are subject to credit approval. Individual rates and terms may vary based on down payment, LTV, credit history, purpose of the loan, property type, credit score, collateral type, collateral age or collateral mileage. Membership required.
As Low As; Loyalty APR; Vehicle Year: 2020 - 2018
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Model Year: 2020-2027
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Model Year: 2006-2019
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Model Year: 2025-2027; Only Over $25,000
Hudson New Auto Auto Loan Rates
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Model Years 2023-2026; Loan must be $18,001 or more; As Low As
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Relationship Rate; As low as APR*
100% of NADA Retail; As low as APR*
APR effective 10/1/2025
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As Low As; Rate: 4.95% APR*
As Low As; Rates current as of 1/14/26 and are subject to change without notice. All loans are subject to approval based on credit union lending guidelines. Membership is required: $5 minimum share deposit. Federally insured by NCUA.
As Low As; fixed
Model Years 2023-2026; Loan must be $30,001 or more & mileage under 25,000 miles; As Low As
100% of NADA Retail; As low as APR*
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As Low as
100% of NADA Retail; As low as APR*
APR effective 10/1/2025
As Low As; 100% of NADA Retail (RTL)
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As Low As; Rates current as of 1/14/26 and are subject to change without notice. All loans are subject to approval based on credit union lending guidelines. Membership is required: $5 minimum share deposit. Federally insured by NCUA.
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As Low As; Age of Vehicle: 2025-New
As Low As; Rates current as of 1/14/26 and are subject to change without notice. All loans are subject to approval based on credit union lending guidelines. Membership is required: $5 minimum share deposit. Federally insured by NCUA.
Hudson Used Auto Auto Loan Rates
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Model Years 2023-2026; As Low As
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Relationship Rate; As low as APR*
Model Years 2023-2026; Loan must be $18,001 or more; As Low As
Relationship Rate; As low as APR*
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As Low as
Relationship Rate; As low as APR*
100% of NADA Retail; As low as APR*
As Low As; Relationship Rate
As Low As; Rate: 4.95% APR*
Model Years 2023-2026; Loan must be $30,001 or more & mileage under 25,000 miles; As Low As
100% of NADA Retail; As low as APR*
As Low As; 100% of NADA Retail (RTL)
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100% of NADA Retail; As low as APR*
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Hudson, IA Auto Loan Rate Trends
Compare local Hudson, IA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Iowa new auto loan rates currently average 5.096% APR.
Iowa used auto loan rates currently average 5.992% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hudson, Iowa auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Hudson, Iowa directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Hudson, Iowa. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in IA.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Hudson, Iowa
How does my credit score affect my car loan rate in Iowa?
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What is the difference between New and Used Auto Loan rates?
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What are the best Auto Loan rates in Hudson, Iowa?
- Advantage Credit Union Newtown, IA: 4.00% (New Autos & Trucks)
- Midland Credit Union: 4.10% (New Auto (2025-Newer))
- Meridian Credit Union: 4.25% (New or Used Vehicles Loans)
- Centris Federal Credit Union: 4.49% (Auto Loan)
- Members1st Community Credit Union: 4.49% (New & Used Autos/Trucks - Up to 60 Months)
