Auto Loan Rates in Hastings, Iowa (IA) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Hastings, Iowa. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Hastings, Iowa include Power Co-Op Employees Credit UnionPower Co-Op Employees Credit UnionB+4.8 ★Texas Ratio: 17.87% offering PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING FOR 23 MONTHS at 2.49%, Cent Credit UnionCent Credit UnionA+5.0 ★Texas Ratio: 2.81% offering New Vehicle 2025 - Newer at 3.99%, Advantage Credit Union Newtown, IAAdvantage Credit Union Newtown, IAA5.0 ★Texas Ratio: 11.83% offering New Autos & Trucks 24 Months at 4.00%, Dubuque Postal Employees Credit UnionDubuque Postal Employees Credit UnionA+5.0 ★Texas Ratio: 0.51% offering New Car, Truck or SUV at 4.00%, Serve Credit UnionServe Credit UnionA+5.0 ★Texas Ratio: 2.97% offering NEW VEHICLES 2025 & Newer at 4.09%. Auto loan rates as of April 8, 2026 according to verified data from MonitorBankRates.
Hastings borrowers have access to 29 lenders serving the Iowa area, with auto loan rates as low as 2.49% APR from Power Co-Op Employees Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Hastings, Iowa. Auto Loan Rates Last Updated and Verified: April 8, 2026
Compare Auto Loan Rates Today in Hastings, Iowa & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Power Co-Op Employees Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.87%
PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING FOR 23 MONTHS
2.49%
23 Months
▼
APR2.49%
Term23 Months
Last UpdatedApr 6, 2026
Details
As Low As; *FOR QUALIFED MEMBERS WITH PREMIER CREDIT SCORE
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
3.99%
0 - 60
▼
APR3.99%
Term0 - 60
Last UpdatedApr 8, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 24 Months
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Car, Truck or SUV
4.00%
24-36
▼
APR4.00%
Term24-36
Last UpdatedApr 8, 2026
Details
Model years 2021 to 2026
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.09%
36 Months
▼
APR4.09%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
4.10%
0-36
▼
APR4.10%
Term0-36
Last UpdatedApr 6, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 36 Months
4.15%
36 Months
▼
APR4.15%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedApr 8, 2026
Details
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.25%
Up to 24 Months**
▼
APR4.25%
TermUp to 24 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Car, Truck or SUV
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedApr 8, 2026
Details
Model years 2021 to 2026
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 48 Months
4.30%
48 Months
▼
APR4.30%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.30%
48 Months
▼
APR4.30%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Telco Triad Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Auto Loans
4.39%
60 Months
▼
APR4.39%
Term60 Months
Last UpdatedApr 8, 2026
Details
as low as; for 60 months
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle
4.39%
1-36 months
▼
APR4.39%
Term1-36 months
Last UpdatedApr 8, 2026
Details
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Car, Truck or SUV
4.40%
72 Months
▼
APR4.40%
Term72 Months
Last UpdatedApr 8, 2026
Details
Model years 2021 to 2026
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As; Up to 100% financing available
First Class Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans 2024 Or Newer
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; Up to 84 Months
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
4.49%
61 - 72
▼
APR4.49%
Term61 - 72
Last UpdatedApr 8, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.50%
Up to 36 Months**
▼
APR4.50%
TermUp to 36 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Car, Truck or SUV
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedApr 8, 2026
Details
Model years 2021 to 2026
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 60 Months
4.55%
60 Months
▼
APR4.55%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.55%
60 Months
▼
APR4.55%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.59%
48 Months
▼
APR4.59%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As; Up to 100% financing available
Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
New Vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 8, 2026
Details
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.75%
Up to 48 Months**
▼
APR4.75%
TermUp to 48 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle
4.79%
37-63 months
▼
APR4.79%
Term37-63 months
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.80%
72 Months
▼
APR4.80%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2024 & Newer* Auto Loan
4.80%
37 Months
▼
APR4.80%
Term37 Months
Last UpdatedApr 8, 2026
Details
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
Auto Loans
4.80%
84 Months
▼
APR4.80%
Term84 Months
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
4.84%
36 Months
▼
APR4.84%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
4.85%
37-63
▼
APR4.85%
Term37-63
Last UpdatedApr 6, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle
4.89%
64-69 months
▼
APR4.89%
Term64-69 months
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 72 Months
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Industrial Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedApr 8, 2026
Details
Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
4.94%
60 months
▼
APR4.94%
Term60 months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
4.94%
48 Months
▼
APR4.94%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Citizens Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New & Used Vehicle Loans
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
60-month Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As; Up to 100% financing available & mileage under 25,000 miles
First Class Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans 2023-2021
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; Up to 72 Months
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
4.99%
73 - 84
▼
APR4.99%
Term73 - 84
Last UpdatedApr 8, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
4.99%
0 - 60
▼
APR4.99%
Term0 - 60
Last UpdatedApr 8, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.00%
Up to 60 Months**
▼
APR5.00%
TermUp to 60 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
5.04%
72 months
▼
APR5.04%
Term72 months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
5.05%
64-75
▼
APR5.05%
Term64-75
Last UpdatedApr 6, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 84 Months
5.05%
84 Months
▼
APR5.05%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
5.05%
84 Months
▼
APR5.05%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
5.05%
24-36
▼
APR5.05%
Term24-36
Last UpdatedApr 8, 2026
Details
Model years 2014 to 2020
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2023 - 2022** Auto Loan
5.09%
37 Months
▼
APR5.09%
Term37 Months
Last UpdatedApr 8, 2026
Details
Industrial Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.15%
84 Months
▼
APR5.15%
Term84 Months
Last UpdatedApr 8, 2026
Details
Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
5.19%
84 months
▼
APR5.19%
Term84 months
Last UpdatedApr 8, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.19%
1 - 48
▼
APR5.19%
Term1 - 48
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
5.25%
76-84
▼
APR5.25%
Term76-84
Last UpdatedApr 6, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.25%
Up to 72 Months**
▼
APR5.25%
TermUp to 72 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 8, 2026
Details
Model years 2014 to 2020
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Vehicle Loans - 2023-2026
5.34%
61-72
▼
APR5.34%
Term61-72
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
5.34%
60 Months
▼
APR5.34%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2023-26 Model Year
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
72 Month - New Auto or Truck Purchase/Refinance
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedApr 8, 2026
Details
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2023 - 2022** Auto Loan
5.34%
50 Months
▼
APR5.34%
Term50 Months
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.34%
48 Months
▼
APR5.34%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2025 Model Auto Loan
5.35%
2025 Mo
▼
APR5.35%
Term2025 Mo
Last UpdatedApr 3, 2026
Details
As Low As
Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedApr 8, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.39%
49-63
▼
APR5.39%
Term49-63
Last UpdatedApr 8, 2026
Details
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
5.40%
0-63
▼
APR5.40%
Term0-63
Last UpdatedApr 6, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedApr 4, 2026
Details
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Vehicle Loans - 2023-2026
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
5.44%
72 Months
▼
APR5.44%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2023-26 Model Year
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2021 - 2019** Auto Loan
5.44%
37 Months
▼
APR5.44%
Term37 Months
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.44%
36 Months
▼
APR5.44%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.44%
84 Months
▼
APR5.44%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
5.45%
60 Months
▼
APR5.45%
Term60 Months
Last UpdatedApr 8, 2026
Details
Model years 2014 to 2020
First Class Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans 2020-2018
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; Up to 72 Months
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.49%
1-36
▼
APR5.49%
Term1-36
Last UpdatedApr 8, 2026
Details
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.49%
64-72
▼
APR5.49%
Term64-72
Last UpdatedApr 8, 2026
Details
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2023 - 2022** Auto Loan
5.49%
66 Months
▼
APR5.49%
Term66 Months
Last UpdatedApr 8, 2026
Details
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
5.49%
85-120
▼
APR5.49%
Term85-120
Last UpdatedApr 8, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
5.49%
61 - 72
▼
APR5.49%
Term61 - 72
Last UpdatedApr 8, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2024 Model Auto Loan
5.50%
2024 Mo
▼
APR5.50%
Term2024 Mo
Last UpdatedApr 3, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.50%
Up to 84 Months**
▼
APR5.50%
TermUp to 84 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Vehicle Loans - 2023-2026
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
5.54%
84 Months
▼
APR5.54%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2023-26 Model Year
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2021 - 2019** Auto Loan
5.54%
50 Months
▼
APR5.54%
Term50 Months
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.54%
60 Months
▼
APR5.54%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
5.58%
60 Months
▼
APR5.58%
Term60 Months
Last UpdatedMar 28, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan Loyalty
5.59%
65 Months
▼
APR5.59%
Term65 Months
Last UpdatedApr 6, 2026
Details
As Low As
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
5.59%
60 Months
▼
APR5.59%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2021-22 Model Year
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
72 Month - Used Auto or Truck Purchase/Refinance
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedApr 8, 2026
Details
Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedApr 8, 2026
Details
As Low As
Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.80%
Auto Loans - New vehicles only
5.59%
60 months or less
▼
APR5.59%
Term60 months or less
Last UpdatedApr 8, 2026
Details
As Low As
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2021 - 2019** Auto Loan
5.64%
66 Months
▼
APR5.64%
Term66 Months
Last UpdatedApr 8, 2026
Details
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2023 - 2022** Auto Loan
5.64%
72 Months
▼
APR5.64%
Term72 Months
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.64%
48 Months
▼
APR5.64%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.64%
72 Months
▼
APR5.64%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2023 Model Auto Loan
5.65%
2023 Mo
▼
APR5.65%
Term2023 Mo
Last UpdatedApr 3, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Vehicle Loans - 2023-2026
5.66%
36 Months
▼
APR5.66%
Term36 Months
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.69%
37-48
▼
APR5.69%
Term37-48
Last UpdatedApr 8, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
2020-2027 Vehicle Loans
5.74%
24-48 Months
▼
APR5.74%
Term24-48 Months
Last UpdatedApr 5, 2026
Details
As Low As
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
Vehicle Loan
5.74%
48-month
▼
APR5.74%
Term48-month
Last UpdatedApr 5, 2026
Details
For example, a 48-month term on a new vehicle loan for $20,000 at 5.74% APR, the monthly payment will be approximately $467.32.
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
New Vehicles
5.74%
66 months
▼
APR5.74%
Term66 months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2024
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2025
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedApr 6, 2026
Details
As Low As
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2021-22 Model Year
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2021 - 2019** Auto Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 8, 2026
Details
Model years 2014 to 2020
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan Loyalty
5.79%
66-72
▼
APR5.79%
Term66-72
Last UpdatedApr 6, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.79%
49-60
▼
APR5.79%
Term49-60
Last UpdatedApr 8, 2026
Details
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2023 - 2022** Auto Loan
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedApr 8, 2026
Details
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Vehicle Loans - 2023-2026
5.79%
73-84
▼
APR5.79%
Term73-84
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2022 Model Auto Loan
5.85%
2022 Mo
▼
APR5.85%
Term2022 Mo
Last UpdatedApr 3, 2026
Details
As Low As
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.86%
66 Months
▼
APR5.86%
Term66 Months
Last UpdatedApr 4, 2026
Details
As Low As
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.88%
60 Months
▼
APR5.88%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Used Vehicle Loans
5.91%
60 Months
▼
APR5.91%
Term60 Months
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.91%
48 Months
▼
APR5.91%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2023
5.94%
66 Months
▼
APR5.94%
Term66 Months
Last UpdatedApr 6, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
5.95%
24 Months
▼
APR5.95%
Term24 Months
Last UpdatedApr 2, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2025 Model Auto Loan
5.95%
2025 Mo
▼
APR5.95%
Term2025 Mo
Last UpdatedApr 3, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
5.95%
64-75
▼
APR5.95%
Term64-75
Last UpdatedApr 6, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
5.97%
36 Months
▼
APR5.97%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.97%
36 Months
▼
APR5.97%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Vehicle Loans - 2023-2026
5.97%
24 Months
▼
APR5.97%
Term24 Months
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
New Vehicles
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2024
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2025
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2021-22 Model Year
First Class Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans 2017 or Older
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As; Up to 48 Months
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
5.99%
73 - 84
▼
APR5.99%
Term73 - 84
Last UpdatedApr 8, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
6.06%
48 Months
▼
APR6.06%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2022
6.09%
66 Months
▼
APR6.09%
Term66 Months
Last UpdatedApr 6, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan
6.09%
65 Months
▼
APR6.09%
Term65 Months
Last UpdatedApr 6, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
84 Month - New Auto or Truck Purchase/Refinance
6.09%
84 Months
▼
APR6.09%
Term84 Months
Last UpdatedApr 8, 2026
Details
Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
6.09%
48 months
▼
APR6.09%
Term48 months
Last UpdatedApr 8, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2024 Model Auto Loan
6.10%
2024 Mo
▼
APR6.10%
Term2024 Mo
Last UpdatedApr 3, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Used Vehicle Loans
6.10%
61-72
▼
APR6.10%
Term61-72
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.80%
Auto Loans - 6 years old or older 48 Months or less
6.12%
48 Months
▼
APR6.12%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As; Used vehicle 6 years or older. Rate based on $40,000 loan amount for 48 months, 100% loan to value (LTV), with a monthly payment of $939.46.
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2020 - 2018 Loyalty
6.14%
60 Months
▼
APR6.14%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
6.17%
60 Months
▼
APR6.17%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
6.18%
12 Months
▼
APR6.18%
Term12 Months
Last UpdatedApr 2, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2021
6.19%
48 Months
▼
APR6.19%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Automobiles
6.19%
60 months
▼
APR6.19%
Term60 months
Last UpdatedApr 8, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2023 Model Auto Loan
6.25%
2023 Mo
▼
APR6.25%
Term2023 Mo
Last UpdatedApr 3, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
6.25%
24 Months
▼
APR6.25%
Term24 Months
Last UpdatedApr 8, 2026
Details
Model year 2013 and older
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2020
6.29%
48 Months
▼
APR6.29%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2023
6.29%
84 Months
▼
APR6.29%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan
6.29%
66-72
▼
APR6.29%
Term66-72
Last UpdatedApr 6, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017 Loyalty
6.29%
61-66
▼
APR6.29%
Term61-66
Last UpdatedApr 6, 2026
Details
As Low As
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
6.29%
60 Months
▼
APR6.29%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2017-20 Model Year
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan Loyalty
6.34%
73-84
▼
APR6.34%
Term73-84
Last UpdatedApr 6, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
84 Month - Used Auto or Truck Purchase/Refinance
6.34%
84 Months
▼
APR6.34%
Term84 Months
Last UpdatedApr 8, 2026
Details
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
6.35%
76-84
▼
APR6.35%
Term76-84
Last UpdatedApr 6, 2026
Details
As Low As
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
6.38%
48 Months
▼
APR6.38%
Term48 Months
Last UpdatedMar 28, 2026
Details
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2019
6.39%
48 Months
▼
APR6.39%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
6.44%
72 Months
▼
APR6.44%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2017-20 Model Year
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
6.46%
24 Months
▼
APR6.46%
Term24 Months
Last UpdatedApr 2, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
6.47%
36 Months
▼
APR6.47%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2020
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2022
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
6.49%
85-120
▼
APR6.49%
Term85-120
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 8, 2026
Details
Model year 2013 and older
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2023 to 2017
6.53%
60 Months
▼
APR6.53%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.54%
60 Months
▼
APR6.54%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As; Loyalty APR as low as: 6.04%
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017 Loyalty
6.54%
67-72
▼
APR6.54%
Term67-72
Last UpdatedApr 6, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
6.56%
48 Months
▼
APR6.56%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2023 to 2017
6.56%
48 Months
▼
APR6.56%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2018
6.59%
48 Months
▼
APR6.59%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2023 to 2017
6.62%
36 Months
▼
APR6.62%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.64%
61-66
▼
APR6.64%
Term61-66
Last UpdatedApr 6, 2026
Details
As Low As; Loyalty APR as low as: 6.14%
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2020 - 2018
6.64%
60 Months
▼
APR6.64%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2025 Model Auto Loan
6.65%
2025 Mo
▼
APR6.65%
Term2025 Mo
Last UpdatedApr 3, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
6.67%
60 Months
▼
APR6.67%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2016-2022 Model Years Auto Loan
6.68%
12 Months
▼
APR6.68%
Term12 Months
Last UpdatedApr 2, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2017
6.69%
48 Months
▼
APR6.69%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2018
6.69%
60 Months
▼
APR6.69%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2019
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.74%
67-72
▼
APR6.74%
Term67-72
Last UpdatedApr 6, 2026
Details
As Low As; Loyalty APR as low as: 6.24%
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2017
6.79%
60 Months
▼
APR6.79%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017
6.79%
61-66
▼
APR6.79%
Term61-66
Last UpdatedApr 6, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2024 Model Auto Loan
6.80%
2024 Mo
▼
APR6.80%
Term2024 Mo
Last UpdatedApr 3, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2025 - 2024 Auto Loan
6.84%
73-84
▼
APR6.84%
Term73-84
Last UpdatedApr 6, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2022 Model Auto Loan
6.90%
2022 Mo
▼
APR6.90%
Term2022 Mo
Last UpdatedApr 3, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2021 Model Auto Loan
6.95%
2021 Mo
▼
APR6.95%
Term2021 Mo
Last UpdatedApr 3, 2026
Details
As Low As
The State Bank of Toledo
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
2023 Model Auto Loan
6.95%
2023 Mo
▼
APR6.95%
Term2023 Mo
Last UpdatedApr 3, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2017 - Older
6.99%
0 - 60
▼
APR6.99%
Term0 - 60
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
7.00%
48 Months
▼
APR7.00%
Term48 Months
Last UpdatedApr 8, 2026
Details
Model year 2013 and older
Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
Auto Loans 2024-New
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMar 27, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017
7.04%
67-72
▼
APR7.04%
Term67-72
Last UpdatedApr 6, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Power Co-Op Employees Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.87%
PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING FOR 23 MONTHS
2.49%
23 Months
▼
APR2.49%
Term23 Months
Last UpdatedApr 6, 2026
Details
As Low As; *FOR QUALIFED MEMBERS WITH PREMIER CREDIT SCORE
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
3.99%
0 - 60
▼
APR3.99%
Term0 - 60
Last UpdatedApr 8, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 24 Months
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Car, Truck or SUV
4.00%
24-36
▼
APR4.00%
Term24-36
Last UpdatedApr 8, 2026
Details
Model years 2021 to 2026
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.09%
36 Months
▼
APR4.09%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
4.10%
0-36
▼
APR4.10%
Term0-36
Last UpdatedApr 6, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 36 Months
4.15%
36 Months
▼
APR4.15%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedApr 8, 2026
Details
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.25%
Up to 24 Months**
▼
APR4.25%
TermUp to 24 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Car, Truck or SUV
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedApr 8, 2026
Details
Model years 2021 to 2026
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 48 Months
4.30%
48 Months
▼
APR4.30%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle
4.39%
1-36 months
▼
APR4.39%
Term1-36 months
Last UpdatedApr 8, 2026
Details
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Car, Truck or SUV
4.40%
72 Months
▼
APR4.40%
Term72 Months
Last UpdatedApr 8, 2026
Details
Model years 2021 to 2026
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As; Up to 100% financing available
First Class Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans 2024 Or Newer
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; Up to 84 Months
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
4.49%
61 - 72
▼
APR4.49%
Term61 - 72
Last UpdatedApr 8, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.50%
Up to 36 Months**
▼
APR4.50%
TermUp to 36 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New Car, Truck or SUV
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedApr 8, 2026
Details
Model years 2021 to 2026
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 60 Months
4.55%
60 Months
▼
APR4.55%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As; Up to 100% financing available
Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.12%
New Vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 8, 2026
Details
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.75%
Up to 48 Months**
▼
APR4.75%
TermUp to 48 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle
4.79%
37-63 months
▼
APR4.79%
Term37-63 months
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
DuTrac Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
2024 & Newer* Auto Loan
4.80%
37 Months
▼
APR4.80%
Term37 Months
Last UpdatedApr 8, 2026
Details
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
4.85%
37-63
▼
APR4.85%
Term37-63
Last UpdatedApr 6, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle
4.89%
64-69 months
▼
APR4.89%
Term64-69 months
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLES 2025 & Newer
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 72 Months
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Industrial Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedApr 8, 2026
Details
Citizens Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New & Used Vehicle Loans
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As; Up to 100% financing available & mileage under 25,000 miles
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedApr 8, 2026
Details
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
4.99%
73 - 84
▼
APR4.99%
Term73 - 84
Last UpdatedApr 8, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.00%
Up to 60 Months**
▼
APR5.00%
TermUp to 60 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
5.05%
64-75
▼
APR5.05%
Term64-75
Last UpdatedApr 6, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
New Autos & Trucks 84 Months
5.05%
84 Months
▼
APR5.05%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Industrial Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.15%
84 Months
▼
APR5.15%
Term84 Months
Last UpdatedApr 8, 2026
Details
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.19%
1 - 48
▼
APR5.19%
Term1 - 48
Last UpdatedApr 8, 2026
Details
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
New Auto (2025-Newer)
5.25%
76-84
▼
APR5.25%
Term76-84
Last UpdatedApr 6, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.25%
Up to 72 Months**
▼
APR5.25%
TermUp to 72 Months**
Last UpdatedApr 8, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
72 Month - New Auto or Truck Purchase/Refinance
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedApr 8, 2026
Details
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.39%
49-63
▼
APR5.39%
Term49-63
Last UpdatedApr 8, 2026
Details
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedApr 4, 2026
Details
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.49%
1-36
▼
APR5.49%
Term1-36
Last UpdatedApr 8, 2026
Details
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.49%
64-72
▼
APR5.49%
Term64-72
Last UpdatedApr 8, 2026
Details
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Vehicle 2025 - Newer
5.49%
85-120
▼
APR5.49%
Term85-120
Last UpdatedApr 8, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.50%
Up to 84 Months**
▼
APR5.50%
TermUp to 84 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan Loyalty
5.59%
65 Months
▼
APR5.59%
Term65 Months
Last UpdatedApr 6, 2026
Details
As Low As
Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.80%
Auto Loans - New vehicles only
5.59%
60 months or less
▼
APR5.59%
Term60 months or less
Last UpdatedApr 8, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.69%
37-48
▼
APR5.69%
Term37-48
Last UpdatedApr 8, 2026
Details
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
New Vehicles
5.74%
66 months
▼
APR5.74%
Term66 months
Last UpdatedApr 6, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.79%
49-60
▼
APR5.79%
Term49-60
Last UpdatedApr 8, 2026
Details
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.86%
66 Months
▼
APR5.86%
Term66 Months
Last UpdatedApr 4, 2026
Details
As Low As
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.88%
60 Months
▼
APR5.88%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.91%
48 Months
▼
APR5.91%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
5.95%
24 Months
▼
APR5.95%
Term24 Months
Last UpdatedApr 2, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
5.97%
36 Months
▼
APR5.97%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
First Security B&T Co. IA
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
Auto Loans 2024 or Newer
5.97%
36 Months
▼
APR5.97%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
New Vehicles
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedApr 6, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
6.06%
48 Months
▼
APR6.06%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan
6.09%
65 Months
▼
APR6.09%
Term65 Months
Last UpdatedApr 6, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
84 Month - New Auto or Truck Purchase/Refinance
6.09%
84 Months
▼
APR6.09%
Term84 Months
Last UpdatedApr 8, 2026
Details
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
6.17%
60 Months
▼
APR6.17%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
2023 and Newer Model Years Auto Loan
6.18%
12 Months
▼
APR6.18%
Term12 Months
Last UpdatedApr 2, 2026
Details
As Low As
Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
Auto Loans 2024-New
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMar 27, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.25%
Up to 24 Months**
▼
APR4.25%
TermUp to 24 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.30%
48 Months
▼
APR4.30%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle
4.39%
1-36 months
▼
APR4.39%
Term1-36 months
Last UpdatedApr 8, 2026
Details
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As; Up to 100% financing available
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.50%
Up to 36 Months**
▼
APR4.50%
TermUp to 36 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.55%
60 Months
▼
APR4.55%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.59%
48 Months
▼
APR4.59%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As; Up to 100% financing available
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
4.75%
Up to 48 Months**
▼
APR4.75%
TermUp to 48 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle
4.79%
37-63 months
▼
APR4.79%
Term37-63 months
Last UpdatedApr 8, 2026
Details
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
4.80%
72 Months
▼
APR4.80%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
4.84%
36 Months
▼
APR4.84%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle
4.89%
64-69 months
▼
APR4.89%
Term64-69 months
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
4.94%
48 Months
▼
APR4.94%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Citizens Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New & Used Vehicle Loans
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New & Used Autos/Trucks
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As; Up to 100% financing available & mileage under 25,000 miles
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2024
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
4.99%
0 - 60
▼
APR4.99%
Term0 - 60
Last UpdatedApr 8, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.00%
Up to 60 Months**
▼
APR5.00%
TermUp to 60 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Used Autos & Trucks
5.05%
84 Months
▼
APR5.05%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
5.05%
24-36
▼
APR5.05%
Term24-36
Last UpdatedApr 8, 2026
Details
Model years 2014 to 2020
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.19%
1 - 48
▼
APR5.19%
Term1 - 48
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.25%
Up to 72 Months**
▼
APR5.25%
TermUp to 72 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 8, 2026
Details
Model years 2014 to 2020
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.34%
48 Months
▼
APR5.34%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.39%
49-63
▼
APR5.39%
Term49-63
Last UpdatedApr 8, 2026
Details
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
5.40%
0-63
▼
APR5.40%
Term0-63
Last UpdatedApr 6, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.44%
36 Months
▼
APR5.44%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2021-2023
5.44%
84 Months
▼
APR5.44%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
5.45%
60 Months
▼
APR5.45%
Term60 Months
Last UpdatedApr 8, 2026
Details
Model years 2014 to 2020
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.49%
1-36
▼
APR5.49%
Term1-36
Last UpdatedApr 8, 2026
Details
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2022-2020)
5.49%
64-72
▼
APR5.49%
Term64-72
Last UpdatedApr 8, 2026
Details
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
5.49%
61 - 72
▼
APR5.49%
Term61 - 72
Last UpdatedApr 8, 2026
Details
As Low As
Meridian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New or Used Vehicles Loans
5.50%
Up to 84 Months**
▼
APR5.50%
TermUp to 84 Months**
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.54%
60 Months
▼
APR5.54%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan Loyalty
5.59%
65 Months
▼
APR5.59%
Term65 Months
Last UpdatedApr 6, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
72 Month - Used Auto or Truck Purchase/Refinance
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedApr 8, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.64%
48 Months
▼
APR5.64%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2019-2020
5.64%
72 Months
▼
APR5.64%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.69%
37-48
▼
APR5.69%
Term37-48
Last UpdatedApr 8, 2026
Details
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2024
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2025
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedApr 6, 2026
Details
As Low As
Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLES 2017-2018
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 8, 2026
Details
Model years 2014 to 2020
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New & Used Vehicle (2019-2017)
5.79%
49-60
▼
APR5.79%
Term49-60
Last UpdatedApr 8, 2026
Details
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Used Vehicle Loans
5.91%
60 Months
▼
APR5.91%
Term60 Months
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2023
5.94%
66 Months
▼
APR5.94%
Term66 Months
Last UpdatedApr 6, 2026
Details
As Low As
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
5.95%
64-75
▼
APR5.95%
Term64-75
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2024
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2025
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
5.99%
73 - 84
▼
APR5.99%
Term73 - 84
Last UpdatedApr 8, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2022
6.09%
66 Months
▼
APR6.09%
Term66 Months
Last UpdatedApr 6, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
New 2026 & New or Used 2026 Auto Loan
6.09%
65 Months
▼
APR6.09%
Term65 Months
Last UpdatedApr 6, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Used Vehicle Loans
6.10%
61-72
▼
APR6.10%
Term61-72
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2020 - 2018 Loyalty
6.14%
60 Months
▼
APR6.14%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2021
6.19%
48 Months
▼
APR6.19%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
6.25%
24 Months
▼
APR6.25%
Term24 Months
Last UpdatedApr 8, 2026
Details
Model year 2013 and older
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2020
6.29%
48 Months
▼
APR6.29%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2023
6.29%
84 Months
▼
APR6.29%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017 Loyalty
6.29%
61-66
▼
APR6.29%
Term61-66
Last UpdatedApr 6, 2026
Details
As Low As
SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
84 Month - Used Auto or Truck Purchase/Refinance
6.34%
84 Months
▼
APR6.34%
Term84 Months
Last UpdatedApr 8, 2026
Details
Midland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Used Auto (2017-2024)
6.35%
76-84
▼
APR6.35%
Term76-84
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2019
6.39%
48 Months
▼
APR6.39%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2020
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2022
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2018 - 2024
6.49%
85-120
▼
APR6.49%
Term85-120
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 8, 2026
Details
Model year 2013 and older
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.54%
60 Months
▼
APR6.54%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As; Loyalty APR as low as: 6.04%
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017 Loyalty
6.54%
67-72
▼
APR6.54%
Term67-72
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2018
6.59%
48 Months
▼
APR6.59%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.64%
61-66
▼
APR6.64%
Term61-66
Last UpdatedApr 6, 2026
Details
As Low As; Loyalty APR as low as: 6.14%
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2020 - 2018
6.64%
60 Months
▼
APR6.64%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2017
6.69%
48 Months
▼
APR6.69%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2018
6.69%
60 Months
▼
APR6.69%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2019
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used 2022 - 2021 Auto Loan
6.74%
67-72
▼
APR6.74%
Term67-72
Last UpdatedApr 6, 2026
Details
As Low As; Loyalty APR as low as: 6.24%
First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Used Vehicles 2017
6.79%
60 Months
▼
APR6.79%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017
6.79%
61-66
▼
APR6.79%
Term61-66
Last UpdatedApr 6, 2026
Details
As Low As
Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Vehicle 2017 - Older
6.99%
0 - 60
▼
APR6.99%
Term0 - 60
Last UpdatedApr 8, 2026
Details
As Low As
Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Used Car, Truck or SUV
7.00%
48 Months
▼
APR7.00%
Term48 Months
Last UpdatedApr 8, 2026
Details
Model year 2013 and older
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Used Auto Loan 2019 - 2017
7.04%
67-72
▼
APR7.04%
Term67-72
Last UpdatedApr 6, 2026
Details
As Low As
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MonitorBankRates
Hastings, IA Auto Loan Rate Trends
Compare local Hastings, IA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IA Avg
4.994%
▲ 0.121 vs 7 days ago
Iowa new auto rates rose 0.121 points over the past 7 days to 4.994% APR.
Used Auto Loan — IA Avg
6.335%
▼ 0.297 vs 7 days ago
Iowa used auto rates fell 0.297 points over the past 7 days to 6.335% APR.
As of Apr 10, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Hastings, Iowa
How does my credit score affect my car loan rate in Iowa?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Hastings, Iowa with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Iowa *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Hastings, Iowa typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Hastings, Iowa?
Based on our current data, some of the lowest auto loan rates available in Hastings, Iowa include:
- Power Co-Op Employees Credit Union: 2.49% (PCCU PREMIER SPECIAL*-- NEW VEHICLE FINANCING FOR 23 MONTHS)
- Cent Credit Union: 3.99% (New Vehicle 2025 - Newer)
- Advantage Credit Union Newtown, IA: 4.00% (New Autos & Trucks 24 Months)
- Dubuque Postal Employees Credit Union: 4.00% (New Car, Truck or SUV)
- Serve Credit Union: 4.09% (NEW VEHICLES 2025 & Newer)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Hastings, Iowa. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 8, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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