Auto Loan Rates in Wilmington, Delaware (DE) for March 2026
Brian McKay
Brian McKay
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Current auto loan rates in Wilmington, Delaware include Franklin Mint Federal Credit UnionFranklin Mint Federal Credit Union2000 Pennsylvania Ave Unit 101, Wilmington, DE, 19806 2457A5.0 ★Texas Ratio: 7.37% offering Auto Loans - 2023-2026 MODEL YEAR at 4.99%, Priority Plus Federal Credit UnionPriority Plus Federal Credit Union6 LYNAM ST, WILMINGTON, DE, 19804A+5.0 ★Texas Ratio: 2.58% offering New Auto at 6.49%, Dexsta Federal Credit UnionDexsta Federal Credit Union300 Foulk Rd, Wilmington, DE, 19803A5.0 ★Texas Ratio: 8.79% offering Auto Loan at 9.99%, edU Federal Credit UnionedU Federal Credit Union113 W 6th St, Historic New Castle, DE, 19720 5070A5.0 ★Texas Ratio: 8.99% offering New Vehicle at 2.75%, Union Building Trades Federal Credit UnionUnion Building Trades Federal Credit Union814 W Basin Rd, New Castle, DE, 19720A+5.0 ★Texas Ratio: 4.77% offering NEW AUTOS-2026 36 Months at 4.99%.
Auto loan rates in Wilmington, Delaware are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Wilmington, Delaware. Auto Loan Rates Last Updated and Verified: March 20, 2026
Compare Auto Loan Rates Today in Wilmington, Delaware & Surrounding Area
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As
Up to 36 months
37-60 months
61-72 months
73-84 months
80% Retail Value
100% Retail Value
100% NADA Retail Value
100% NADA Retail Value
As Low As; †Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; †Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; †Special limitations apply on all terms and rates, please contact the credit union for more information.
100% NADA Retail Value
100% NADA Retail Value
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
†Special limitations apply on all terms and rates, please contact the credit union for more information. (loans over $25,000)
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As
80% Retail Value
100% Retail Value
As Low As; †Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; †Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; †Special limitations apply on all terms and rates, please contact the credit union for more information.
†Special limitations apply on all terms and rates, please contact the credit union for more information. (loans over $25,000)
As Low As
As Low As
As Low As
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As
100% NADA Retail Value
100% NADA Retail Value
100% NADA Retail Value
100% NADA Retail Value
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As
Frequently Asked Questions about Auto Loans in Wilmington, Delaware
How does my credit score affect my car loan rate in Delaware?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Wilmington, Delaware?
- Franklin Mint Federal Credit Union: 4.99% (Auto Loans - 2023-2026 MODEL YEAR)
- Priority Plus Federal Credit Union: 6.49% (New Auto)
- Dexsta Federal Credit Union: 9.99% (Auto Loan)
- edU Federal Credit Union: 2.75% (New Vehicle)
- Union Building Trades Federal Credit Union: 4.99% (NEW AUTOS-2026 36 Months)
