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Auto Loan Rates in Portland, Arkansas (AR) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Portland, Arkansas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 14, 2026

Current auto loan rates in Portland, Arkansas include Barksdale Federal Credit UnionBarksdale Federal Credit Union113 Highway 165 S, Portland, AR, 71663 9251A5.0 ★Texas Ratio: 10.16% offering New & Newer Used Auto Loan at 5.54%, Arkansas AM&N College Federal Credit UnionArkansas AM&N College Federal Credit UnionA+5.0 ★Texas Ratio: 3.89% offering New Auto Loan at 1.99%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans 2026 & Newer at 3.24%, Orion Federal Credit UnionOrion Federal Credit UnionA+5.0 ★Texas Ratio: 2.42% offering Auto Loans at 3.45%, Riverland Federal Credit UnionRiverland Federal Credit UnionA+5.0 ★Texas Ratio: 4.24% offering Auto Loan at 3.50%. Auto loan rates as of April 14, 2026 according to verified data from MonitorBankRates.

Portland has 1 local institution in our database, with auto loan rates as low as 5.54% APR from Barksdale Federal Credit Union at 113 Highway 165 S, Portland, AR, 71663 9251. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Portland, Arkansas. Auto Loan Rates Last Updated and Verified: April 14, 2026

Compare Auto Loan Rates Today in Portland, Arkansas & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
113 Highway 165 S, Portland, AR, 71663 9251
New & Newer Used Auto Loan
5.54%
Up to 48 Months
View
▼
APR5.54%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
113 Highway 165 S, Portland, AR, 71663 9251
Auto Loan Refi
5.89%
78 Months
View
▼
APR5.89%
Term78 Months
Last UpdatedApr 4, 2026
Details

As Low As; Rates currently range from 5.89% to 17.15% APR, depending on credit qualifications and loan terms.

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
113 Highway 165 S, Portland, AR, 71663 9251
New & Newer Used Auto Loan
5.89%
49 to 78 Months
View
▼
APR5.89%
Term49 to 78 Months
Last UpdatedApr 4, 2026
Details

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
113 Highway 165 S, Portland, AR, 71663 9251
Used Auto Loan
6.59%
Up to 72 Months
View
▼
APR6.59%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details

Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
New Auto Loan
1.99%
72 Months
View
▼
APR1.99%
Term72 Months
Last UpdatedApr 11, 2026
Details

90% of MSRP Rate depends on credit rating

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details

As Low As

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Auto Loans
3.45%
Max. 84 Months
View
▼
APR3.45%
TermMax. 84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loan
3.50%
Up to 36 months
View
▼
APR3.50%
TermUp to 36 months
Last UpdatedApr 6, 2026
Details

As Low As; Subject to borrower's credit history, repayment term, and collateral.

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loans
3.50%
Up to 36 months
View
▼
APR3.50%
TermUp to 36 months
Last UpdatedApr 6, 2026
Details

As Low As; Cars, Trucks, & SUVs

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
View
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New Auto
3.74%
up to 84 month terms
View
▼
APR3.74%
Termup to 84 month terms
Last UpdatedApr 5, 2026
Details

As Low As; Rates based on term selected.

Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
New Vehicles 2025-2026
3.74%
Up To 7 Years
View
▼
APR3.74%
TermUp To 7 Years
Last UpdatedApr 8, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
View
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

Hurricane Creek Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
New/Used Autos (under 7yrs. old)
3.88%
7Yrs
View
▼
APR3.88%
Term7Yrs
Last UpdatedApr 4, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
View
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Vehicle Loan
3.99%
36 months
View
▼
APR3.99%
Term36 months
Last UpdatedApr 5, 2026
Details

As Low As

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
New and Used Vehicles
3.99%
24 - 75
View
▼
APR3.99%
Term24 - 75
Last UpdatedApr 6, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As; APR - 2026 & Newer

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Auto Loans
4.20%
48 Months
View
▼
APR4.20%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
View
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Used Auto
4.24%
24 to 60 months
View
▼
APR4.24%
Term24 to 60 months
Last UpdatedApr 5, 2026
Details

As Low As; Rates based on term selected.

Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedApr 14, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.45%
60 Months
View
▼
APR4.45%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.45%
60 Months
View
▼
APR4.45%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
View
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
View
▼
APR4.49%
TermUp to 72 Months
Last UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details

As Low As

Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 14, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loan
4.50%
Up to 60 months
View
▼
APR4.50%
TermUp to 60 months
Last UpdatedApr 6, 2026
Details

As Low As; Subject to borrower's credit history, repayment term, and collateral.

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
View
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
View
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Auto Loans
4.70%
60 Months
View
▼
APR4.70%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
View
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 14, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Vehicle Loan
4.76%
48 months
View
▼
APR4.76%
Term48 months
Last UpdatedApr 5, 2026
Details

As Low As

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026-older)
4.79%
Up to 51 Months
View
▼
APR4.79%
TermUp to 51 Months
Last UpdatedApr 5, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
View
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
View
▼
APR4.85%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
4.87%
36 Months
View
▼
APR4.87%
Term36 Months
Last UpdatedApr 11, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.95%
84 Months
View
▼
APR4.95%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.95%
84 Months
View
▼
APR4.95%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
View
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details

As Low As

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026- 2019)
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 5, 2026
Details

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Auto Loan 2022-2025
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As; APR - 2023 - 2025*

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
View
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
View
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Auto Loans
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
5.12%
60 Months
View
▼
APR5.12%
Term60 Months
Last UpdatedApr 11, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
View
▼
APR5.15%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

UP Arkansas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
AUTO LOAN (2010-2026)
5.22%
Up to 84
View
▼
APR5.22%
TermUp to 84
Last UpdatedApr 6, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details

As Low As

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Vehicle Loan
5.34%
60 months
View
▼
APR5.34%
Term60 months
Last UpdatedApr 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Auto Loan
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Vehicles
5.40%
0-36
View
▼
APR5.40%
Term0-36
Last UpdatedApr 5, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2022 Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2023 Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2024 Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2022 - 2024)
5.49%
Up to 75 Months
View
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 5, 2026
Details

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2021-2025
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 14, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loan
5.50%
Up to 84 months
View
▼
APR5.50%
TermUp to 84 months
Last UpdatedApr 6, 2026
Details

As Low As; Subject to borrower's credit history, repayment term, and collateral.

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details

As Low As

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Vehicle Loan
5.60%
72 months
View
▼
APR5.60%
Term72 months
Last UpdatedApr 5, 2026
Details

As Low As

River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
5.62%
72 Months
View
▼
APR5.62%
Term72 Months
Last UpdatedApr 11, 2026
Details

Alcoa Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Auto Loans
5.70%
84 Months
View
▼
APR5.70%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Vehicles
5.70%
37-48
View
▼
APR5.70%
Term37-48
Last UpdatedApr 5, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Auto Loan
5.79%
84 Months
View
▼
APR5.79%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2021 Auto Loan
5.80%
48 Months
View
▼
APR5.80%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan
5.89%
72 Months
View
▼
APR5.89%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
5.90%
5Yrs
View
▼
APR5.90%
Term5Yrs
Last UpdatedApr 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2018-2020
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details

As Low As; APR - 2023 - 2025*

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
6.20%
5Yrs
View
▼
APR6.20%
Term5Yrs
Last UpdatedApr 5, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Vehicles
6.25%
49-72
View
▼
APR6.25%
Term49-72
Last UpdatedApr 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan
6.29%
84 Months
View
▼
APR6.29%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Vehicles
6.35%
73-84
View
▼
APR6.35%
Term73-84
Last UpdatedApr 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan
6.39%
66 Months
View
▼
APR6.39%
Term66 Months
Last UpdatedApr 6, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2016-2017
6.39%
60 Months
View
▼
APR6.39%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2020 or Older Auto Loan
6.55%
36 Months
View
▼
APR6.55%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
6.62%
84 Months
View
▼
APR6.62%
Term84 Months
Last UpdatedApr 11, 2026
Details

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2014-2015
6.79%
54 Months
View
▼
APR6.79%
Term54 Months
Last UpdatedApr 6, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
6.85%
5Yrs
View
▼
APR6.85%
Term5Yrs
Last UpdatedApr 5, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
7.05%
5Yrs
View
▼
APR7.05%
Term5Yrs
Last UpdatedApr 5, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Older Vehicles (6yrs. and Older)
7.15%
6Yrs
View
▼
APR7.15%
Term6Yrs
Last UpdatedApr 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2011-2013
7.29%
48 Months
View
▼
APR7.29%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Older Vehicles (6yrs. and Older)
7.45%
6Yrs
View
▼
APR7.45%
Term6Yrs
Last UpdatedApr 5, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedApr 6, 2026
Details

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2010-Older
7.79%
42 Months
View
▼
APR7.79%
Term42 Months
Last UpdatedApr 6, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Older Vehicles (6yrs. and Older)
8.10%
6Yrs
View
▼
APR8.10%
Term6Yrs
Last UpdatedApr 5, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedApr 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Classic Vehicle Loans2
8.99%
Up to 4 years
View
▼
APR8.99%
TermUp to 4 years
Last UpdatedApr 5, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
113 Highway 165 S, Portland, AR, 71663 9251
New & Newer Used Auto Loan
5.54%
Up to 48 Months
View
▼
APR5.54%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
113 Highway 165 S, Portland, AR, 71663 9251
New & Newer Used Auto Loan
5.89%
49 to 78 Months
View
▼
APR5.89%
Term49 to 78 Months
Last UpdatedApr 4, 2026
Details

Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
New Auto Loan
1.99%
72 Months
View
▼
APR1.99%
Term72 Months
Last UpdatedApr 11, 2026
Details

90% of MSRP Rate depends on credit rating

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
View
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New Auto
3.74%
up to 84 month terms
View
▼
APR3.74%
Termup to 84 month terms
Last UpdatedApr 5, 2026
Details

As Low As; Rates based on term selected.

Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
New Vehicles 2025-2026
3.74%
Up To 7 Years
View
▼
APR3.74%
TermUp To 7 Years
Last UpdatedApr 8, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
View
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

Hurricane Creek Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
New/Used Autos (under 7yrs. old)
3.88%
7Yrs
View
▼
APR3.88%
Term7Yrs
Last UpdatedApr 4, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
View
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
New and Used Vehicles
3.99%
24 - 75
View
▼
APR3.99%
Term24 - 75
Last UpdatedApr 6, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
View
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedApr 14, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.45%
60 Months
View
▼
APR4.45%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
View
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
View
▼
APR4.49%
TermUp to 72 Months
Last UpdatedApr 5, 2026
Details

Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 14, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
View
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
View
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
View
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 14, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026-older)
4.79%
Up to 51 Months
View
▼
APR4.79%
TermUp to 51 Months
Last UpdatedApr 5, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
View
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
View
▼
APR4.85%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
4.87%
36 Months
View
▼
APR4.87%
Term36 Months
Last UpdatedApr 11, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.95%
84 Months
View
▼
APR4.95%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
View
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details

As Low As

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026- 2019)
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 5, 2026
Details

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Auto Loan 2022-2025
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
View
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
View
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
5.12%
60 Months
View
▼
APR5.12%
Term60 Months
Last UpdatedApr 11, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
View
▼
APR5.15%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Auto Loan
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Vehicles
5.40%
0-36
View
▼
APR5.40%
Term0-36
Last UpdatedApr 5, 2026
Details

As Low As

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2022 - 2024)
5.49%
Up to 75 Months
View
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 5, 2026
Details

Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 14, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details

As Low As

River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
5.62%
72 Months
View
▼
APR5.62%
Term72 Months
Last UpdatedApr 11, 2026
Details

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Vehicles
5.70%
37-48
View
▼
APR5.70%
Term37-48
Last UpdatedApr 5, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Auto Loan
5.79%
84 Months
View
▼
APR5.79%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
5.90%
5Yrs
View
▼
APR5.90%
Term5Yrs
Last UpdatedApr 5, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
6.20%
5Yrs
View
▼
APR6.20%
Term5Yrs
Last UpdatedApr 5, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Vehicles
6.25%
49-72
View
▼
APR6.25%
Term49-72
Last UpdatedApr 5, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Vehicles
6.35%
73-84
View
▼
APR6.35%
Term73-84
Last UpdatedApr 5, 2026
Details

As Low As

River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
6.62%
84 Months
View
▼
APR6.62%
Term84 Months
Last UpdatedApr 11, 2026
Details

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
6.85%
5Yrs
View
▼
APR6.85%
Term5Yrs
Last UpdatedApr 5, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
7.05%
5Yrs
View
▼
APR7.05%
Term5Yrs
Last UpdatedApr 5, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedApr 6, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
113 Highway 165 S, Portland, AR, 71663 9251
New & Newer Used Auto Loan
5.54%
Up to 48 Months
View
▼
APR5.54%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
113 Highway 165 S, Portland, AR, 71663 9251
New & Newer Used Auto Loan
5.89%
49 to 78 Months
View
▼
APR5.89%
Term49 to 78 Months
Last UpdatedApr 4, 2026
Details

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
113 Highway 165 S, Portland, AR, 71663 9251
Used Auto Loan
6.59%
Up to 72 Months
View
▼
APR6.59%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
View
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
View
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

Hurricane Creek Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
New/Used Autos (under 7yrs. old)
3.88%
7Yrs
View
▼
APR3.88%
Term7Yrs
Last UpdatedApr 4, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
View
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
New and Used Vehicles
3.99%
24 - 75
View
▼
APR3.99%
Term24 - 75
Last UpdatedApr 6, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
View
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Used Auto
4.24%
24 to 60 months
View
▼
APR4.24%
Term24 to 60 months
Last UpdatedApr 5, 2026
Details

As Low As; Rates based on term selected.

Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedApr 14, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
View
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
View
▼
APR4.49%
TermUp to 72 Months
Last UpdatedApr 5, 2026
Details

Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 14, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
View
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
View
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
View
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 14, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026-older)
4.79%
Up to 51 Months
View
▼
APR4.79%
TermUp to 51 Months
Last UpdatedApr 5, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
View
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
View
▼
APR4.85%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
View
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details

As Low As

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026- 2019)
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 5, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
View
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
View
▼
APR5.15%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details

As Low As

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2022 - 2024)
5.49%
Up to 75 Months
View
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 5, 2026
Details

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2021-2025
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 14, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan
5.89%
72 Months
View
▼
APR5.89%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
5.90%
5Yrs
View
▼
APR5.90%
Term5Yrs
Last UpdatedApr 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2018-2020
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
6.20%
5Yrs
View
▼
APR6.20%
Term5Yrs
Last UpdatedApr 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan
6.29%
84 Months
View
▼
APR6.29%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan
6.39%
66 Months
View
▼
APR6.39%
Term66 Months
Last UpdatedApr 6, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2016-2017
6.39%
60 Months
View
▼
APR6.39%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2014-2015
6.79%
54 Months
View
▼
APR6.79%
Term54 Months
Last UpdatedApr 6, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
6.85%
5Yrs
View
▼
APR6.85%
Term5Yrs
Last UpdatedApr 5, 2026
Details

As Low As

UARK Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Vehicles (5yrs. and Newer)
7.05%
5Yrs
View
▼
APR7.05%
Term5Yrs
Last UpdatedApr 5, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2011-2013
7.29%
48 Months
View
▼
APR7.29%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Auto Loan 2010-Older
7.79%
42 Months
View
▼
APR7.79%
Term42 Months
Last UpdatedApr 6, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedApr 6, 2026
Details

Portland, AR Auto Loan Rate Trends

Compare local Portland, AR auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Arkansas Auto Trends →
New Auto Loan — AR Avg
5.187%
▲ 0.082 vs 7 days ago

Arkansas new auto rates rose 0.082 points over the past 7 days to 5.187% APR.

Used Auto Loan — AR Avg
5.850%
Unchanged vs 7 days ago

Arkansas used auto loan rates currently average 5.850% APR.

As of Apr 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Portland, Arkansas

How does my credit score affect my car loan rate in Arkansas?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Portland, Arkansas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Arkansas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Portland, Arkansas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Portland, Arkansas?

Based on our current data, some of the lowest auto loan rates available in Portland, Arkansas include:
  • Barksdale Federal Credit Union: 5.54% (New & Newer Used Auto Loan)
  • Arkansas AM&N College Federal Credit Union: 1.99% (New Auto Loan)
  • Baxter Credit Union: 3.24% (Auto Loans 2026 & Newer)
  • Orion Federal Credit Union: 3.45% (Auto Loans)
  • Riverland Federal Credit Union: 3.50% (Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Portland, Arkansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 14, 2026

Portland, Arkansas Rates & Resources

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