The best savings rates for Bountiful, Utah and the surrounding area include Chevron Federal Credit UnionChevron Federal Credit Union273 W 500 S, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.35% MySavings Youth at 7.00% APY, Deseret First Federal Credit UnionDeseret First Federal Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 7.12% Mission Savings Fund at 3.50% APY, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.00% Health Savings Account at 0.32% APY, Firefighters Credit UnionFirefighters Credit Union585 W 500 S, Bountiful, UT 84010A+5.0 ★Texas Ratio: 3.84% Share Savings at 0.10% APY, and Wells FargoWells Fargo280 W 1500 S, Bountiful, UT 84010A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY.
To see how these savings rates in Bountiful, Utah, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Bountiful, Utah (UT) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Bountiful, Utah and the surrounding area. Last Updated and Verified: March 20, 2026
Compare local Bountiful, UT savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah high-yield savings rates currently average 0.645% APY based on data from institutions in our monitoring network.
Utah standard savings rates rose 0.950 points this week to 1.400% APY, up from 0.450% last week.
How to avoid the $5 monthly service fee
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; End the month with a positive balance in all your Varo Accounts; Qualifying balance up to $5,000.00
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; End the month with a positive balance in all your Varo Accounts; Qualifying balance up to $5,000.00
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; Ending the month with a positive balance in all your Varo Accounts; Qualifying balance up to $5,000.00
Standard Rate*
Earn 10x the National Average2
Qualifying balance up to $250,000.00
on all balance tiers
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Bountiful, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bountiful, Utah. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.