San Antonio, Texas (TX) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for San Antonio, Texas and the surrounding area include Nizari Progressive Federal Credit UnionNizari Progressive Federal Credit Union12054 Starcrest Dr, San Antonio, TX 78247A+5.0 ★Texas Ratio: 2.18% Youth Savings Account at 3.66% APY, Texas Capital BankTexas Capital Bank745 E Mulberry Ave, San Antonio, TX 78212A+5.0 ★Texas Ratio: 2.17% Star High Yield Savings Account at 3.65% APY, HEB Federal Credit UnionHEB Federal Credit Union4630 N Loop 1604 W Ste 101, San Antonio, TX 78249A+5.0 ★Texas Ratio: 0.73% Variable IRA Share Account at 3.65% APY, PNC BankPNC Bank112 E Pecan St, San Antonio, TX 78205A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, and Amarillo National BankAmarillo National Bank1020 Ne Loop 410, San Antonio, TX 78209A5.0 ★Texas Ratio: 13.79% Savings at 3.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in San Antonio, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in San Antonio, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in San Antonio, Texas and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in San Antonio, Texas & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX 78247
Youth Savings Account
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
745 E Mulberry Ave, San Antonio, TX 78212
Star High Yield Savings Account
3.65%
$0
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Only available in Texas
HEB Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4630 N Loop 1604 W Ste 101, San Antonio, TX 78249
Variable IRA Share Account
3.65%
$50
▼
Rate3.59%
Min Deposit$50
Min Balance—
UpdatedMar 27, 2026
Details
$50.00 to open
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
745 E Mulberry Ave, San Antonio, TX 78212
Star Elite Savings
3.65%
$0
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
745 E Mulberry Ave, San Antonio, TX 78212
Star High-Yield Savings Account
3.65%
$0
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Available to applicants with a Texas residential address.
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
112 E Pecan St, San Antonio, TX 78205
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.79%
1020 Ne Loop 410, San Antonio, TX 78209
Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX 78238
SafeGuard Savings, Municipal
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX 78238
SafeGuard Savings, Consumer
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Air Force Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.13%
1560 Cable Ranch Rd Ste 200, San Antonio, TX 78245
High Yield Savings Account
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX 78247
Nizari Savings Plus
2.99%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX 78247
Nizari Savings Plus
2.89%
$0
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
19122 Us 281, San Antonio, TX 78258
Freestyle Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
19500 Bulverde Rd, San Antonio, TX 78259
Premium Online Savings Account
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$5 minimum balance to open
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
19122 Us 281, San Antonio, TX 78258
Freestyle Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
19122 Us 281, San Antonio, TX 78258
Freestyle Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
8889 Bandera Rd, San Antonio, TX 78250 2501
Money Market Savings
2.16%
$0
▼
Rate2.14%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
745 E Mulberry Ave, San Antonio, TX 78212
Star High Yield Savings Account
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Only available in Texas
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
745 E Mulberry Ave, San Antonio, TX 78212
Star Savings
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
745 E Mulberry Ave, San Antonio, TX 78212
Shooting Star Savings
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
745 E Mulberry Ave, San Antonio, TX 78212
Star High-Yield Savings Account
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Only available in Texas
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
745 E Mulberry Ave, San Antonio, TX 78212
Star Savings Account
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Available in all states.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX 78238
Rainy Day Savings
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
On balances above $25,000 and up to $50,000
Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.79%
1020 Ne Loop 410, San Antonio, TX 78209
Savings
1.90%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
8889 Bandera Rd, San Antonio, TX 78250 2501
Money Market Savings
1.80%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Get a 1.80% APY on balances of $10,000; Up to six free withdrawals per statement cycle
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
1 Valero Way, San Antonio, TX 78249 1616
Sprout and Teen Savings Account
1.71%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
7410 Blanco Rd, San Antonio, TX 78216
Savings
1.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
8889 Bandera Rd, San Antonio, TX 78250 2501
Money Market Savings
1.55%
$0
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX 78213
Preferred Savings
1.51%
$5,000
▼
Rate1.50%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
New funds are funds not currently on deposit at Generations FCU.
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
111 W Houston St, San Antonio, TX 78205
Savings Money Market
1.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX 78238
SafeGuard Savings, Business
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX 78238
Rainy Day Savings
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
On balances up to $25,000
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
111 W Houston St, San Antonio, TX 78205
Savings Money Market
1.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX 78247
Nizari Savings Plus
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.79%
1020 Ne Loop 410, San Antonio, TX 78209
Savings
1.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX 78247
Nizari Savings Plus
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX 78213
Preferred Savings
1.26%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX 78247
Nizari Savings Plus
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.79%
1020 Ne Loop 410, San Antonio, TX 78209
Savings
1.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
111 W Houston St, San Antonio, TX 78205
Savings Money Market
1.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX 78247
Youth Savings Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
745 E Mulberry Ave, San Antonio, TX 78212
Edge Business Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
111 W Houston St, San Antonio, TX 78205
Savings Money Market
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX 78213
Preferred Savings
0.93%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
111 W Houston St, San Antonio, TX 78205
Savings Money Market
0.90%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX 78247
Nizari College Savings
0.80%
$100,000
▼
Rate0.80%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX 78247
Nizari College Savings
0.75%
$100
▼
Rate0.75%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
111 W Houston St, San Antonio, TX 78205
Savings Money Market
0.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Generations Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
1100 NW Loop 410, San Antonio, TX 78213
Preferred Savings
0.61%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
8889 Bandera Rd, San Antonio, TX 78250 2501
Share Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
8889 Bandera Rd, San Antonio, TX 78250 2501
Money Market Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
11432 W Loop 1604 N, San Antonio, TX 78254
IRA Savings
0.50%
$1
▼
Rate0.50%
Min Deposit$1
Min Balance—
UpdatedMar 28, 2026
Details
First Commercial Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
13333 Blanco Rd, San Antonio, TX 78216
Savings Account
0.35%
$100
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMar 24, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX 78247
Business Savings
0.30%
$100,000
▼
Rate0.30%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12054 Starcrest Dr, San Antonio, TX 78247
Regular Shares
0.30%
$100,000
▼
Rate0.30%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Broadway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
1177 Ne Loop 410, San Antonio, TX 78209
Savings Account
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
4306 Broadway Street, San Antonio, TX 78209
Youth Savings
0.25%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
$5 opening deposit required
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
4306 Broadway Street, San Antonio, TX 78209
Personal Savings
0.10%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details
$50 opening deposit required
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
510 Nw Loop 410, San Antonio, TX 78216
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
510 Nw Loop 410, San Antonio, TX 78216
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
San Antonio, TX Savings Rate Trends
Compare local San Antonio, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — TX Avg
0.805%
▼ 2.174 from last week
Texas high-yield savings rates fell 2.174 points this week to 0.805% APY, down from 2.980% last week.
Standard Savings — TX Avg
0.541%
▼ 0.266 from last week
Texas standard savings rates fell 0.266 points this week to 0.541% APY, down from 0.807% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for San Antonio, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in San Antonio, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in San Antonio, Texas
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Texas, help your money grow faster through a higher APY.
Are savings accounts in San Antonio, Texas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.
How often do savings rates change in San Antonio, Texas?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in San Antonio, Texas may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in San Antonio, Texas?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in San Antonio, Texas offer in-person customer service, which some customers prefer.
How do I open a savings account in San Antonio, Texas?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in San Antonio, Texas
Here are recent savings rates observed in San Antonio, Texas and the surrounding area:
- Nizari Progressive Federal Credit Union
Youth Savings Account — 3.66% APY - Texas Capital Bank
Star High Yield Savings Account — 3.65% APY - HEB Federal Credit Union
Variable IRA Share Account — 3.65% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Amarillo National Bank
Savings — 3.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in San Antonio, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
