Rowlett, Texas (TX) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Rowlett, Texas and the surrounding area include PNC BankPNC Bank8401 Lakeview Pkwy, Rowlett, TX 75088A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Wells FargoWells Fargo2601 Lakeview Pkwy, Rowlett, TX 75088A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, Bayer Heritage Federal Credit UnionBayer Heritage Federal Credit UnionA5.0 ★Texas Ratio: 11.87% High Yield savings account at 10.00% APY, Community Resource Credit UnionCommunity Resource Credit UnionA+5.0 ★Texas Ratio: 4.53% CoRe Ownership Savings at 8.00% APY, and FsnbFsnbA5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY.
Rowlett has 4 local institutions in our database, with savings rates as high as 3.25% APY from PNC Bank at 8401 Lakeview Pkwy, Rowlett, TX 75088. Use the table below to compare all available offers, including options from institutions serving the broader Texas area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Rowlett, Texas and the surrounding area. Last Updated and Verified: April 9, 2026
Compare the Best Savings Rates in Rowlett, Texas & Surrounding Communities
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
As high as
Qualifying balance up to $499.99
Qualifying balance up to $5,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Qualifying balance up to $10,000.00
Qualifying balance up to $3,000.00
Qualifying balance up to $500.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $100,000.00
Now offering a 4.0% APY to Texas businesses.
Available to applicants with a Texas residential address.
Only available in Texas
$50.00 to open
Minimum of $5,000 not currently deposited at Huntington.
Additional terms and conditions may apply, contact bank for details.
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
guaranteed through June 30, 2026
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Rowlett, TX Savings Rate Trends
Compare local Rowlett, TX savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates rose 0.243 points over the past 7 days to 1.772% APY, up from 1.528%.
Texas standard savings rates rose 0.227 points over the past 7 days to 0.711% APY, up from 0.483%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Rowlett, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rowlett, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Rowlett, Texas
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Rowlett, Texas safe?
How often do savings rates change in Rowlett, Texas?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Rowlett, Texas?
How do I open a savings account in Rowlett, Texas?
Best Savings Rates in Rowlett, Texas
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Bayer Heritage Federal Credit Union
High Yield savings account — 10.00% APY - Community Resource Credit Union
CoRe Ownership Savings — 8.00% APY - Fsnb
Cents-able Savings — 7.00% APY
