The best savings rates for Pharr, Texas and the surrounding area include Rally Credit UnionRally Credit Union520 N Jackson Rd, Pharr, TX 78577 2109A+5.0 ★Texas Ratio: 5.21% Liberty Savings at 3.15% APY, Security First Federal Credit UnionSecurity First Federal Credit Union1218 W Dicker Dr, Pharr, TX 78577 9498A5.0 ★Texas Ratio: 9.36% Regular Share Account at 0.25% APY, Wells FargoWells Fargo800 N Jackson Rd, Pharr, TX 78577A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, Chevron Federal Credit UnionChevron Federal Credit Union1404 N Lee Trevino Dr, El Paso, TX 79936 6533A+5.0 ★Texas Ratio: 2.35% MySavings Youth at 7.00% APY, and FsnbFsnbBuilding 239, Sheppard Afb, TX 76311A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY.
To see how these savings rates in Pharr, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Pharr, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Pharr, Texas and the surrounding area. Last Updated and Verified: March 23, 2026
Compare local Pharr, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates fell 1.343 points this week to 0.738% APY, down from 2.081% last week.
Texas standard savings rates rose 0.228 points this week to 0.571% APY, up from 0.343% last week.
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Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Non-Qualified Tier
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $15,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $499.99
Qualifying balance up to $10,000.00
Qualifying balance up to $100,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $500.00
Intro rate subject to change
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
Only available in Texas
Only available in Texas
Daily compounding interest. Fees could reduce earnings on the account. Additional terms and conditions may apply, contact bank for details.
Online Only
Balances $500,000 and above
Balances $250,000 and above
guaranteed through June 30, 2026
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Pharr, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pharr, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.