Springfield, Tennessee (TN) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Springfield, Tennessee and the surrounding area include Credit Union For Robertson CountyCredit Union For Robertson County505 S Brown St, Springfield, TN 37172A+5.0 ★Texas Ratio: 2.75% Youth Savings (age 18 and under, includes UTTM) at 1.00% APY, F&M BankF&M Bank3519 Tom Austin Hwy, Springfield, TN 37172A+5.0 ★Texas Ratio: 0.06% Health Savings Account at 0.25% APY, Volunteer State BankVolunteer State Bank3519 Tom Austin Hwy, Springfield, TN 37172A+5.0 ★Texas Ratio: 1.33% Savings IRA at 0.20% APY, FsnbFsnbA5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, and First US Bank (AL)First US Bank (AL)A+5.0 ★Texas Ratio: 3.21% NextGEN Savings at 5.12% APY.
Springfield has 6 local institutions in our database, with savings rates as high as 1.00% APY from Credit Union For Robertson County at 505 S Brown St, Springfield, TN 37172. Use the table below to compare all available offers, including options from institutions serving the broader Tennessee area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Springfield, Tennessee and the surrounding area. Last Updated and Verified: April 6, 2026
Compare the Best Savings Rates in Springfield, Tennessee & Surrounding Communities
$2 for each withdrawal/transfer over 6 per month.
$2 for each withdrawal/transfer over 6 per month
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $2,500.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Qualifications Required; Qualifying balance up to $25,000
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
based on qualifying criteria**
Up To
Earn 3.00% APY on the first $500.00
Qualifying balance up to $500.00
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Minimum Balance 4,5,6,9,10
$250,000 or more
Qualifications Required; Qualifying balance up to $10,000
APY as high as
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Springfield, TN Savings Rate Trends
Compare local Springfield, TN savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee high-yield savings rates fell 0.223 points over the past 7 days to 1.455% APY, down from 1.678%.
Tennessee standard savings rates rose 0.556 points over the past 7 days to 1.146% APY, up from 0.589%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Springfield, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Springfield, Tennessee. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Springfield, Tennessee
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Springfield, Tennessee safe?
How often do savings rates change in Springfield, Tennessee?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Springfield, Tennessee?
How do I open a savings account in Springfield, Tennessee?
Best Savings Rates in Springfield, Tennessee
- Credit Union For Robertson County
Youth Savings (age 18 and under, includes UTTM) — 1.00% APY - F&M Bank
Health Savings Account — 0.25% APY - Volunteer State Bank
Savings IRA — 0.20% APY - Fsnb
Cents-able Savings — 7.00% APY - First US Bank (AL)
NextGEN Savings — 5.12% APY
