The best savings rates for Franklin, Tennessee and the surrounding area include FirstBank (TN)FirstBank (TN)3310 Aspen Grove Dr, Franklin, TN 37067A5.0 ★Texas Ratio: 6.39% FirstUp Savings at 3.82% APY, Cornerstone Financial Credit UnionCornerstone Financial Credit Union102 Werthan Cir, Franklin, TN 37064 4019A5.0 ★Texas Ratio: 6.66% High Yield Savings at 3.50% APY, PNC BankPNC Bank1310 Liberty St, Franklin, PA 16323A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, First HorizonFirst Horizon231 Public Sq, Franklin, TN 37064A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, and Veritas Federal Credit UnionVeritas Federal Credit Union1 Nissan Way, Franklin, TN 37067A5.0 ★Texas Ratio: 9.95% IRA Share at 0.50% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Franklin, Tennessee, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Franklin, Tennessee (TN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Franklin, Tennessee and the surrounding area. Last Updated and Verified: March 29, 2026
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
$250,000 or more
$100,000 to $249,999
$50,000 to $99,999
$25,000 to $49,999
$10,000 to $24,999
$1,000 to $9,999
$2 for each withdrawal/transfer over 6 per month.
$2 for each withdrawal/transfer over 6 per month
An interest-bearing savings account with unlimited deposits.
A variable rate, interest-bearing savings account with a low minimum balance required.
Qualifying balance up to $500.00
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Qualifications Required; Qualifying balance up to $25,000
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Minimum Balance 4,5,6,9,10
Compare local Franklin, TN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee high-yield savings rates rose 0.043 points this week to 1.306% APY, up from 1.264% last week.
Tennessee standard savings rates rose 0.298 points this week to 0.549% APY, up from 0.251% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Franklin, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Franklin, Tennessee. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.