Eugene, Oregon (OR) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Eugene, Oregon and the surrounding area include Oregon Community Credit UnionOregon Community Credit Union2880 Chad Dr, Eugene, OR 97408A-5.0 ★Texas Ratio: 15.09% Ignite Savings at 5.25% APY, SELCO Community Credit UnionSELCO Community Credit Union299 E 11th Ave, Eugene, OR 97401 3251A+5.0 ★Texas Ratio: 3.37% Cultivate High-Yield Savings at 5.00% APY, Marion And Polk Schools Credit UnionMarion And Polk Schools Credit Union2921 Crescent Ave, Eugene, OR 97408A+5.0 ★Texas Ratio: 4.47% Member Rewards Savings Account at 5.00% APY, OnPoint Community Credit UnionOnPoint Community Credit Union207 Coburg Rd Ste 101, Eugene, OR 97401A+5.0 ★Texas Ratio: 3.91% OnPoint Premium Savings at 3.50% APY, and Pentagon Federal Credit UnionPentagon Federal Credit Union400 Country Club Rd, Eugene, OR 97401A5.0 ★Texas Ratio: 10.64% Premium Online Savings Account at 2.70% APY. Savings rates as of March 24, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Eugene, Oregon, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Eugene, Oregon (OR) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Eugene, Oregon and the surrounding area. Last Updated and Verified: March 24, 2026
Compare the Best Savings Rates in Eugene, Oregon & Surrounding Communities
Qualifying balance up to $500.00
Available for personal memberships.
Additional savings grows according to the Rate & Fee Schedule
Qualifications Required: Six qualifying transactions per month in an OnPoint checking account; Qualifying balance up to $100,000.00
Additional savings grows according to the Rate & Fee Schedule
$5 minimum balance to open
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
up to
Monthly service charge of $10 is waived when you meet one of the following criteria during that monthly statement cycle: $5,000 minimum daily balance or $10,000 average daily combined balance for checking and savings deposit relationship. If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%. Public fund accounts not eligible. Additional restrictions may apply.
$25 minimum balance to open
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Must be opened at a branch; Qualifying balance up to $5,000.00
$100,000 and greater
$50,000-$99,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Eugene, OR Savings Rate Trends
Compare local Eugene, OR savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oregon high-yield savings rates rose 0.041 points this week to 1.097% APY, up from 1.056% last week.
Oregon standard savings rates rose 0.397 points this week to 0.899% APY, up from 0.502% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Eugene, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Eugene, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Eugene, Oregon
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Eugene, Oregon safe?
How often do savings rates change in Eugene, Oregon?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Eugene, Oregon?
How do I open a savings account in Eugene, Oregon?
Best Savings Rates in Eugene, Oregon
- Oregon Community Credit Union
Ignite Savings — 5.25% APY - SELCO Community Credit Union
Cultivate High-Yield Savings — 5.00% APY - Marion And Polk Schools Credit Union
Member Rewards Savings Account — 5.00% APY - OnPoint Community Credit Union
OnPoint Premium Savings — 3.50% APY - Pentagon Federal Credit Union
Premium Online Savings Account — 2.70% APY
