Mannford, Oklahoma (OK) Savings Rates - April 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Mannford, Oklahoma and the surrounding area include American Heritage BankAmerican Heritage Bank408 E Cimarron, Mannford, OK 74044A+5.0 ★Texas Ratio: 0.41% American Savings at 0.50% APY, FsnbFsnbA5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Truity Federal Credit UnionTruity Federal Credit UnionA5.0 ★Texas Ratio: 7.04% Savings at 4.00% APY, Communication Federal Credit UnionCommunication Federal Credit UnionA5.0 ★Texas Ratio: 7.85% Blue Savings for Business at 3.75% APY, and Credit Union One Of Oklahoma Credit UnionCredit Union One Of Oklahoma Credit UnionA+5.0 ★Texas Ratio: 3.70% SmartSaver Savings (Minor Savings) at 3.04% APY.
Mannford has 4 local institutions in our database, with savings rates as high as 0.50% APY from American Heritage Bank at 408 E Cimarron, Mannford, OK 74044. Use the table below to compare all available offers, including options from institutions serving the broader Oklahoma area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Mannford, Oklahoma and the surrounding area. Last Updated and Verified: April 6, 2026
Compare the Best Savings Rates in Mannford, Oklahoma & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
408 E Cimarron, Mannford, OK 74044
American Savings
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
408 E Cimarron, Mannford, OK 74044
Personal/Minor Savings
0.35%
$100
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
408 E Cimarron, Mannford, OK 74044
American Savings
0.30%
$100
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
408 E Cimarron, Mannford, OK 74044
Personal/Minor Savings
0.30%
$100
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Blue Savings for Business
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
SmartSaver Savings (Minor Savings)
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Premier Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
Online Savings
2.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
w/Direct Deposit into Checking.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
IRA Savings
2.75%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
($0 Opening Balance)
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
Gateway High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Minimum Balance 4,5,6,9,10
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Business Premier Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$200,000-$1,000,000
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
Statement Savings Plus
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
Statement Savings
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
Commercial Savings
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Community National Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Platinum Savings Account
1.91%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Savings
1.87%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Savings Share/IRA Accounts
1.87%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
APY as high as
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
Security Savings
1.76%
$100
▼
Rate1.75%
Min Deposit$100
Min Balance—
UpdatedApr 3, 2026
Details
$100 minimum deposit to open.
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
Rainy Day Savings
1.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
WE Care Savings
1.51%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Qualifying balance up to $4,999.99
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Premier Savings
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Premier Savings
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate1.25%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
over $250
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Premier Savings
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
Health Savings Account
1.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Business Premier Savings
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$150,000-$199,999
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Business Premier Savings
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$100,000-$149,999
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Business Premier Savings
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$50,000-$99,999
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
Share
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
IRA Share
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Premier Savings
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Any balance
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
SSB Seiling State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Savings Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
Savings (Personal & Business)
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
Share
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Business Premier Savings
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$0-$49,999
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
Share
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
IRA Share
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Share/Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
IRA Shares
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Local Bank Hulbert, OK
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Local Savings Account
0.75%
$50
▼
Rate0.75%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
First B&T Co. Perry, OK
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
Regular Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Share/Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Qualifying balance up to $20,000.00
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Mannford, OK Savings Rate Trends
Compare local Mannford, OK savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — OK Avg
2.019%
▲ 0.233 vs 7 days ago
Oklahoma high-yield savings rates rose 0.233 points over the past 7 days to 2.019% APY, up from 1.786%.
Standard Savings — OK Avg
0.579%
▲ 0.271 vs 7 days ago
Oklahoma standard savings rates rose 0.271 points over the past 7 days to 0.579% APY, up from 0.307%.
As of Apr 7, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Mannford, Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mannford, Oklahoma. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Mannford, Oklahoma
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Oklahoma, help your money grow faster through a higher APY.
Are savings accounts in Mannford, Oklahoma safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oklahoma up to $250,000 per depositor, per institution.
How often do savings rates change in Mannford, Oklahoma?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oklahoma rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Mannford, Oklahoma may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Mannford, Oklahoma?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Mannford, Oklahoma offer in-person customer service, which some customers prefer.
How do I open a savings account in Mannford, Oklahoma?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Mannford, Oklahoma
Here are recent savings rates observed in Mannford, Oklahoma and the surrounding area:
- American Heritage Bank
American Savings — 0.50% APY - Fsnb
Cents-able Savings — 7.00% APY - Truity Federal Credit Union
Savings — 4.00% APY - Communication Federal Credit Union
Blue Savings for Business — 3.75% APY - Credit Union One Of Oklahoma Credit Union
SmartSaver Savings (Minor Savings) — 3.04% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Mannford, Oklahoma. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 6, 2026
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