Hydro, Oklahoma (OK) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Hydro, Oklahoma and the surrounding area include FsnbFsnb1420 Sw Lee Blvd, Lawton, OK 73501A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Communication Federal Credit UnionCommunication Federal Credit Union427 NW 6th St, Oklahoma City, OK 73102 2804A5.0 ★Texas Ratio: 7.85% Blue Savings for Business at 3.75% APY, Credit Union One Of Oklahoma Credit UnionCredit Union One Of Oklahoma Credit Union3330 N Lincoln Blvd, Oklahoma City, OK 73105 5406A+5.0 ★Texas Ratio: 3.70% SmartSaver Savings (Minor Savings) at 3.04% APY, Truity Federal Credit UnionTruity Federal Credit Union2612 SE Washington Blvd, Bartlesville, OK 74006A5.0 ★Texas Ratio: 7.04% Premier Savings at 3.00% APY, and Farmers Insurance Federal Credit UnionFarmers Insurance Federal Credit Union7340 W Memorial Rd, Oklahoma City, OK 73142A-5.0 ★Texas Ratio: 15.43% Online Savings at 2.75% APY.
To see how these savings rates in Hydro, Oklahoma, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Hydro, Oklahoma (OK) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Hydro, Oklahoma and the surrounding area. Last Updated and Verified: March 20, 2026
Hydro, OK Savings Rate Trends
Compare local Hydro, OK savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — OK Avg
1.516%
Oklahoma high-yield savings rates currently average 1.516% APY based on data from institutions in our monitoring network.
Standard Savings — OK Avg
0.298%
▼ 0.152 from last week
Oklahoma standard savings rates fell 0.152 points this week to 0.298% APY, down from 0.450% last week.
As of Mar 20, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Savings Rates in Hydro, Oklahoma & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
1420 Sw Lee Blvd, Lawton, OK 73501
Cents-able Savings
7.00%
$5
▼
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedMar 16, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
Blue Savings for Business
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Must enroll in eStatements to receive the advertised rate. Maximum aggregate balance of $2,500,000 across Blue Savings for Business accounts per Tax ID.
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK 73105 5406
SmartSaver Savings (Minor Savings)
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Premier Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK 73142
Online Savings
2.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
w/Direct Deposit into Checking.
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
220 N Main St, Helena, OK 73741
Gateway High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Any balance below $250,000.01
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
IRA Savings
2.75%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
Platinum Savings
2.50%
$100
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Business Premier Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
Statement Savings
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
Statement Savings Plus
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
Commercial Savings
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Community National Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
709 E Prospect Ave, Ponca City, OK 74601
Platinum Savings Account
1.91%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
MMA
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
Security Savings
1.76%
$100
▼
Rate1.75%
Min Deposit$100
Min Balance—
UpdatedMar 11, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK 73142
Rainy Day Savings
1.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Our Rainy Day Savings account can make saving money for emergencies simple and painless.
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
WE Care Savings
1.51%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $4,999.99
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Premier Savings
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Premier Savings
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
Savings
1.26%
$100
▼
Rate1.25%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Premier Savings
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK 73142
Health Savings Account
1.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Help take the sting out, by giving you tax-free savings on qualifying medical expenses.
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Business Premier Savings
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Business Premier Savings
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Business Premier Savings
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Premier Savings
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
MMA
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
SSB Seiling State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
301 N Main St, Seiling, OK 73663
Savings Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
220 N Main St, Helena, OK 73741
Personal Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Any balance
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Savings (Personal & Business)
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Idabel National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1201 E Washington St, Idabel, OK 74745
Regular Savings
0.90%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Business Premier Savings
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Share/Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$20,000.01 & Up
First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
402 E Main St, Henryetta, OK 74437
IRA Shares
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Share/Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Up to $20,000.00
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
Savings Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Local Bank Hulbert, OK
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
385 E Main St, Hulbert, OK 74441
Local Savings Account
0.75%
$50
▼
Rate0.75%
Min Deposit$50
Min Balance—
UpdatedMar 17, 2026
Details
First B&T Co. Perry, OK
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
601 Harrison St, Pawnee, OK 74058
Regular Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Share/Savings
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Up to $10,000.00
The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
Regular Savings
0.70%
$100
▼
Rate0.70%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
$100 and up
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
1420 Sw Lee Blvd, Lawton, OK 73501
Savings Tier Three
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
First National Bank in Marlow
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
301 W Main St, Marlow, OK 73055
Savings Plus
0.65%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details
Idabel National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1201 E Washington St, Idabel, OK 74745
Regular Savings
0.65%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Community Bank Bristow, OK
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
104 S Main St, Bristow, OK 74010
St. Nickele$$ Savings
0.60%
$25
▼
Rate0.60%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
100 S Broadway St, Moore, OK 73160
Youth Savings
0.60%
$10
▼
Rate0.60%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Community Bank Bristow, OK
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
104 S Main St, Bristow, OK 74010
Community Kids Club Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Hydro, Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hydro, Oklahoma. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Hydro, Oklahoma
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Oklahoma, help your money grow faster through a higher APY.
Are savings accounts in Hydro, Oklahoma safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oklahoma up to $250,000 per depositor, per institution.
How often do savings rates change in Hydro, Oklahoma?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oklahoma rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Hydro, Oklahoma may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Hydro, Oklahoma?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Hydro, Oklahoma offer in-person customer service, which some customers prefer.
How do I open a savings account in Hydro, Oklahoma?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Hydro, Oklahoma
Here are recent savings rates observed in Hydro, Oklahoma and the surrounding area:
- Fsnb
Cents-able Savings — 7.00% APY - Communication Federal Credit Union
Blue Savings for Business — 3.75% APY - Credit Union One Of Oklahoma Credit Union
SmartSaver Savings (Minor Savings) — 3.04% APY - Truity Federal Credit Union
Premier Savings — 3.00% APY - Farmers Insurance Federal Credit Union
Online Savings — 2.75% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Hydro, Oklahoma. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
