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Ohio Savings Rate Trends

Wooster, Ohio (OH) Savings Rates - March 2026

The best savings rates for Wooster, Ohio and the surrounding area include PNC BankPNC Bank112 W Liberty St, Wooster, OH 44691A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, The Huntington National BankThe Huntington National Bank135 E Liberty St, Wooster, OH 44691A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, Directions Credit UnionDirections Credit Union2258 Eagle Pass, Wooster, OH 44691A+5.0 ★Texas Ratio: 3.50% High Yield Savings at 2.53% APY, C&SB of Millersburg, OhioC&SB of Millersburg, Ohio3562 Commerce Pkwy, Wooster, OH 44691A+5.0 ★Texas Ratio: 0.26% Platinum Savings at 1.64% APY, and Westfield Bank, FSBWestfield Bank, FSB105 E Liberty St, Wooster, OH 44691A+5.0 ★Texas Ratio: 2.83% Prosper Checking with Savings at 1.26% APY.

To see how these savings rates in Wooster, Ohio, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Wooster, Ohio (OH) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Wooster, Ohio and the surrounding area. Last Updated and Verified: March 20, 2026

Wooster, OH Savings Rate Trends

Compare local Wooster, OH savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Ohio Savings Trends →
High-Yield Savings — OH Avg
2.810%

Ohio high-yield savings rates currently average 2.810% APY based on data from institutions in our monitoring network.

Standard Savings — OH Avg
0.876%
▲ 0.426 from last week

Ohio standard savings rates rose 0.426 points this week to 0.876% APY, up from 0.450% last week.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Wooster, Ohio & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
112 W Liberty St, Wooster, OH 44691
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
135 E Liberty St, Wooster, OH 44691
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
2258 Eagle Pass, Wooster, OH 44691
High Yield Savings
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
3562 Commerce Pkwy, Wooster, OH 44691
Platinum Savings
1.64%
$0
Rate1.63%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Westfield Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
105 E Liberty St, Wooster, OH 44691
Prosper Checking with Savings
1.26%
$100
Rate1.25%
Min Deposit$100
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $15,000.00

Westfield Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
105 E Liberty St, Wooster, OH 44691
Prosper Checking with Savings Qualified Tier 2
1.26%
$100
Rate1.25%
Min Deposit$100
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $15,000.00

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
3562 Commerce Pkwy, Wooster, OH 44691
Platinum Savings
1.14%
$0
Rate1.13%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
3562 Commerce Pkwy, Wooster, OH 44691
Platinum Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

The Apple Creek Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4500 Cleveland Rd, Wooster, OH 44691
Core Savings
0.75%
$25
Rate0.75%
Min Deposit$25
Min Balance
UpdatedMar 16, 2026
Details

$25,000 and above

The Apple Creek Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4500 Cleveland Rd, Wooster, OH 44691
Premier Savings
0.75%
$25
Rate0.75%
Min Deposit$25
Min Balance
UpdatedMar 16, 2026
Details

$25,000 and above

The Apple Creek Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4500 Cleveland Rd, Wooster, OH 44691
Core Savings
0.55%
$25
Rate0.55%
Min Deposit$25
Min Balance
UpdatedMar 16, 2026
Details

$10,000 - $24,999

The Apple Creek Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4500 Cleveland Rd, Wooster, OH 44691
Premier Savings
0.55%
$25
Rate0.55%
Min Deposit$25
Min Balance
UpdatedMar 16, 2026
Details

$10,000 - $24,999

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
2258 Eagle Pass, Wooster, OH 44691
IRA Share Savings
0.40%
$5
Rate0.40%
Min Deposit$5
Min Balance
UpdatedMar 16, 2026
Details

The Apple Creek Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4500 Cleveland Rd, Wooster, OH 44691
Premier Savings
0.40%
$25
Rate0.40%
Min Deposit$25
Min Balance
UpdatedMar 16, 2026
Details

$5,000 - $9,999

The Apple Creek Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4500 Cleveland Rd, Wooster, OH 44691
Core Savings
0.40%
$25
Rate0.40%
Min Deposit$25
Min Balance
UpdatedMar 16, 2026
Details

$5,000 - $9,999

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
3562 Commerce Pkwy, Wooster, OH 44691
Health Savings Account
0.29%
$0
Rate0.29%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

The Apple Creek Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4500 Cleveland Rd, Wooster, OH 44691
Core Savings
0.25%
$25
Rate0.25%
Min Deposit$25
Min Balance
UpdatedMar 16, 2026
Details

$2,500 - $4,999

The Apple Creek Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4500 Cleveland Rd, Wooster, OH 44691
Health Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$15,000 and above

The Apple Creek Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4500 Cleveland Rd, Wooster, OH 44691
Premier Savings
0.25%
$25
Rate0.25%
Min Deposit$25
Min Balance
UpdatedMar 16, 2026
Details

$2,500 - $4,999

Wayne Savings Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
151 N Market St, Wooster, OH 44691
Christmas Club Savings
0.25%
$5
Rate0.25%
Min Deposit$5
Min Balance
UpdatedMar 15, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
3562 Commerce Pkwy, Wooster, OH 44691
Platinum Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
3562 Commerce Pkwy, Wooster, OH 44691
Health Savings Account
0.24%
$0
Rate0.24%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

The Apple Creek Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4500 Cleveland Rd, Wooster, OH 44691
Health Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$5,000 - $14,999

Wayne Savings Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
151 N Market St, Wooster, OH 44691
Health Savings Accounts
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Westfield Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
105 E Liberty St, Wooster, OH 44691
Prosper Savings
0.15%
$100
Rate0.15%
Min Deposit$100
Min Balance
UpdatedMar 15, 2026
Details

Qualified Tier 2

The Apple Creek Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4500 Cleveland Rd, Wooster, OH 44691
Health Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,500 - $4,999

The Apple Creek Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4500 Cleveland Rd, Wooster, OH 44691
Statement Savings
0.15%
$25
Rate0.15%
Min Deposit$25
Min Balance
UpdatedMar 16, 2026
Details

The Apple Creek Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4500 Cleveland Rd, Wooster, OH 44691
Premier Savings
0.15%
$25
Rate0.15%
Min Deposit$25
Min Balance
UpdatedMar 16, 2026
Details

$0 - $2,499

The Apple Creek Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4500 Cleveland Rd, Wooster, OH 44691
Core Savings
0.15%
$25
Rate0.15%
Min Deposit$25
Min Balance
UpdatedMar 16, 2026
Details

$0 - $2,499

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
3562 Commerce Pkwy, Wooster, OH 44691
Health Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
3562 Commerce Pkwy, Wooster, OH 44691
Passbook Savings
0.14%
$0
Rate0.14%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
3562 Commerce Pkwy, Wooster, OH 44691
Statement Savings
0.14%
$0
Rate0.14%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

$20,000 & Above

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
2258 Eagle Pass, Wooster, OH 44691
Primary Share Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 16, 2026
Details

$25.00 to obtain APY

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
2258 Eagle Pass, Wooster, OH 44691
Youth Goal Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 16, 2026
Details

$25.00 to obtain APY

Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
28251 Lorain Rd, North Olmsted, OH 44070
Savings Jar
10.47%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
Owner Rewards Savings
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $5,000.00

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH 44483 2435
Youth Startup Savings Account
7.17%
$0
Rate6.99%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
555 Officenter Pl, Gahanna, OH 43230 5314
Ohio Homebuyer Plus Savings Account
6.25%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedMar 20, 2026
Details

KEMBA Advantage APY

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
Ohio Homebuyer Plus Savings
6.25%
$0
Rate6.08%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Sweet Savings Youth Account Tier 1
6.17%
$0
Rate6.00%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1205 E Kibby St, Lima, OH 45804
Ohio Homebuyer Plus Savings Account
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
Ohio Homebuyer Plus Savings
5.25%
$0
Rate5.13%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3600 Towne Blvd, Middletown, OH 45005 5543
Student Savings
5.13%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

(ages 0-17 or older with current Student ID)

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH 43229 1123
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $5,000.00

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
4136 Kidron Rd, Dalton, OH 44618
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Qualifying balance up to $1,000.00

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH 45714 1615
Youth Savings (Prime Savers)
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $1,000.00

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Cap & Gown College Savings Age 0 - 8
4.27%
$0
Rate4.19%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
Ohio Homebuyer Plus Savings
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
944 E State St, Athens, OH 45701
IRA High Yield Savings
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH 44134
High Dividend Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $25,000.00

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH 44134
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $25,000.00

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
Coverdell Education Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

$250 Minimum / 12 Months; ConnectMORE APY*

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
136 McMahan Blvd, Marion, OH 43302
Business Prosperity Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 18, 2026
Details

Intro rate subject to change

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Cap & Gown College Savings Age 9 - 14
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Share ertifiates Minimum
3.72%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

$500; Month

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
Coverdell Education Savings
3.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

$250 Minimum / 12 Months; Everyday APY*

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Share ertifiates Minimum
3.62%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

$500; Month

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Share ertifiates Minimum
3.57%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

$500; Month

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Share ertifiates Minimum
3.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

$500; Month

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH 44720
Church Variable Shares
3.55%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

$200,000 & Over

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Wooster, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wooster, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Wooster, Ohio

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Ohio, help your money grow faster through a higher APY.

Are savings accounts in Wooster, Ohio safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.

How often do savings rates change in Wooster, Ohio?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Wooster, Ohio may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Wooster, Ohio?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Wooster, Ohio offer in-person customer service, which some customers prefer.

How do I open a savings account in Wooster, Ohio?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Wooster, Ohio

Here are recent savings rates observed in Wooster, Ohio and the surrounding area:
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
  • The Huntington National Bank
    High-Yield Savings — 2.98% APY
  • Directions Credit Union
    High Yield Savings — 2.53% APY
  • C&SB of Millersburg, Ohio
    Platinum Savings — 1.64% APY
  • Westfield Bank, FSB
    Prosper Checking with Savings — 1.26% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Wooster, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026