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Ohio Savings Rate Trends

New Philadelphia, Ohio (OH) Savings Rates - April 2026

The best savings rates for New Philadelphia, Ohio and the surrounding area include The Huntington National BankThe Huntington National Bank205 N Broadway St, New Philadelphia, OH 44663A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, PNC BankPNC Bank245 W High Ave, New Philadelphia, OH 44663A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, First Federal Community Bank N.A.First Federal Community Bank N.A.244 W High Ave, New Philadelphia, OH 44663A+5.0 ★Texas Ratio: 1.04% Health Savings Account at 3.04% APY, C&SB of Millersburg, OhioC&SB of Millersburg, Ohio635 W High Ave, New Philadelphia, OH 44663A+5.0 ★Texas Ratio: 0.26% Platinum Savings at 1.64% APY, and Pathways Financial Credit UnionPathways Financial Credit UnionA5.0 ★Texas Ratio: 6.58% Owner Rewards Savings Account at 10.00% APY.

New Philadelphia has 26 local institutions in our database, with savings rates as high as 3.55% APY from The Huntington National Bank at 205 N Broadway St, New Philadelphia, OH 44663. Use the table below to compare all available offers, including options from institutions serving the broader Ohio area. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in New Philadelphia, Ohio and the surrounding area. Last Updated and Verified: April 12, 2026

Compare the Best Savings Rates in New Philadelphia, Ohio & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
205 N Broadway St, New Philadelphia, OH 44663
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedApr 11, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
205 N Broadway St, New Philadelphia, OH 44663
Huntington Relationship Savings
3.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
245 W High Ave, New Philadelphia, OH 44663
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
244 W High Ave, New Philadelphia, OH 44663
Health Savings Account
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
205 N Broadway St, New Philadelphia, OH 44663
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedApr 11, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
205 N Broadway St, New Philadelphia, OH 44663
Huntington Relationship Savings
2.98%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
244 W High Ave, New Philadelphia, OH 44663
Health Savings Account
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
635 W High Ave, New Philadelphia, OH 44663
Platinum Savings
1.64%
$0
Rate1.63%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
635 W High Ave, New Philadelphia, OH 44663
Platinum Savings
1.14%
$0
Rate1.13%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
635 W High Ave, New Philadelphia, OH 44663
Platinum Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
244 W High Ave, New Philadelphia, OH 44663
Health Savings Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
244 W High Ave, New Philadelphia, OH 44663
First Fed Plus Savings
0.71%
$1
Rate0.71%
Min Deposit$1
Min Balance
UpdatedApr 11, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
635 W High Ave, New Philadelphia, OH 44663
Health Savings Account
0.29%
$0
Rate0.29%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
635 W High Ave, New Philadelphia, OH 44663
Platinum Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
635 W High Ave, New Philadelphia, OH 44663
Health Savings Account
0.24%
$0
Rate0.24%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
635 W High Ave, New Philadelphia, OH 44663
Health Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
635 W High Ave, New Philadelphia, OH 44663
Passbook Savings
0.14%
$0
Rate0.14%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
635 W High Ave, New Philadelphia, OH 44663
Statement Savings
0.14%
$0
Rate0.14%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

$20,000 & Above

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
635 W High Ave, New Philadelphia, OH 44663
Health Savings Account
0.11%
$0
Rate0.11%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
635 W High Ave, New Philadelphia, OH 44663
Passbook Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

C&SB of Millersburg, Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
635 W High Ave, New Philadelphia, OH 44663
Statement Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

$10 - $19,999.99

First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
244 W High Ave, New Philadelphia, OH 44663
Health Savings Account
0.06%
$0
Rate0.06%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
244 W High Ave, New Philadelphia, OH 44663
Health Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
245 W High Ave, New Philadelphia, OH 44663
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
245 W High Ave, New Philadelphia, OH 44663
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
244 W High Ave, New Philadelphia, OH 44663
First Choice Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
Owner Rewards Savings Account
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $5,000.00

Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
Owner Rewards Savings
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $5,000.00

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
High Yield savings account
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1,000.00

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
High Yield Savings
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1000.00

Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
OSB Jump Start Savings for Kids
7.00%
$0
Rate6.78%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1500.00

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Health Savings Accounts
7.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $1,000.00

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Ohio Homebuyer Plus Savings Account
6.25%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedApr 12, 2026
Details

KEMBA Advantage APY

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
6.25%
$0
Rate6.08%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

about homebuyer plus

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Ohio Homebuyer Plus Savings Account
6.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Everyday APY

The Wilmington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Ohio Homebuyer Plus Savings Account
6.18%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 11, 2026
Details

$500 bonus

First Federal S&L of Lakewood
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Ohio Homebuyer Plus Savings Account
6.17%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Sweet Savings
6.17%
$5
Rate6.00%
Min Deposit$5
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: account must have e-statements; Qualifying balance up to $1,000.00

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Sweet Savings Youth Account Tier 1
6.17%
$0
Rate6.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

1st National Bank OH
Institution Rating:
A5.0 ★Texas Ratio: 9.28%
Ohio Homebuyer Plus Savings Account
6.00%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $25,000.00

Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Ohio Homebuyer Plus Savings Account
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
5.25%
$0
Rate5.13%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

about homebuyer plus

MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
Student Savings
5.13%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

(ages 0-17 or older with current Student ID)

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $5,000.00

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Round-Up savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Earn a 5% match each month; Get rewarded up to $350 each year

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Youth Savings (Prime Savers)
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $1,000.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

As high as

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1,000.00

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

about homebuyer plus

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Cap & Gown College Savings Age 0 - 8
4.12%
$0
Rate4.04%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $25,000.00

OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
IRA High Yield Savings
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Coverdell Education Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

ConnectMORE APY

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Coverdell Education Savings
3.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Everyday APY

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Cap & Gown College Savings Age 9 - 14
3.60%
$0
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Church Variable Shares
3.55%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$200,000 & Over

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Youth Savings Clubs
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Church Variable Shares
3.29%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$100,000-$199,999

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Ohio Homebuyer Plus Savings Account
3.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Everyday APY

Pillar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
Pocket Saver Share/Savings Accounts
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

Qualifying balance up to $149.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

New Philadelphia, OH Savings Rate Trends

Compare local New Philadelphia, OH savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Ohio Savings Trends →
High-Yield Savings — OH Avg
3.276%
Unchanged vs 7 days ago

Ohio high-yield savings rates currently average 3.276% APY based on data from institutions in our monitoring network.

Standard Savings — OH Avg
1.507%
Unchanged vs 7 days ago

Ohio standard savings rates currently average 1.507% APY based on data from institutions in our monitoring network.

As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for New Philadelphia, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in New Philadelphia, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in New Philadelphia, Ohio

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Ohio, help your money grow faster through a higher APY.

Are savings accounts in New Philadelphia, Ohio safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.

How often do savings rates change in New Philadelphia, Ohio?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in New Philadelphia, Ohio may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in New Philadelphia, Ohio?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in New Philadelphia, Ohio offer in-person customer service, which some customers prefer.

How do I open a savings account in New Philadelphia, Ohio?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in New Philadelphia, Ohio

Here are recent savings rates observed in New Philadelphia, Ohio and the surrounding area:
  • The Huntington National Bank
    High-Yield Savings — 3.55% APY
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
  • First Federal Community Bank N.A.
    Health Savings Account — 3.04% APY
  • C&SB of Millersburg, Ohio
    Platinum Savings — 1.64% APY
  • Pathways Financial Credit Union
    Owner Rewards Savings Account — 10.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in New Philadelphia, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 12, 2026