Delaware, Ohio (OH) Savings Rates - March 2026
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Delaware, Ohio and the surrounding area include Pathways Financial Credit UnionPathways Financial Credit Union879 W William St, Delaware, OH 43015A5.0 ★Texas Ratio: 6.58% Owner Rewards Savings at 10.00% APY, PNC BankPNC Bank40 N Sandusky St, Delaware, OH 43015A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, The Huntington National BankThe Huntington National Bank1750 Columbus Pike, Delaware, OH 43015A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, CME Federal Credit UnionCME Federal Credit Union6459 Artesian Run, Delaware, OH 43035A5.0 ★Texas Ratio: 6.63% Health Savings Accounts at 0.90% APY, and The Union Bank CompanyThe Union Bank Company30 Coal Bnd, Delaware, OH 43015A+5.0 ★Texas Ratio: 0.71% Personal Money Market Savings at 0.25% APY.
To see how these savings rates in Delaware, Ohio, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Delaware, Ohio (OH) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Delaware, Ohio and the surrounding area. Last Updated and Verified: March 20, 2026
Delaware, OH Savings Rate Trends
Compare local Delaware, OH savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — OH Avg
2.810%
Ohio high-yield savings rates currently average 2.810% APY based on data from institutions in our monitoring network.
Standard Savings — OH Avg
0.876%
▲ 0.426 from last week
Ohio standard savings rates rose 0.426 points this week to 0.876% APY, up from 0.450% last week.
As of Mar 20, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Savings Rates in Delaware, Ohio & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
879 W William St, Delaware, OH 43015
Owner Rewards Savings
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $5,000.00
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
40 N Sandusky St, Delaware, OH 43015
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
1750 Columbus Pike, Delaware, OH 43015
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
879 W William St, Delaware, OH 43015
Health Savings Account
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
6459 Artesian Run, Delaware, OH 43035
Health Savings Accounts
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
879 W William St, Delaware, OH 43015
Health Savings Account
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
6459 Artesian Run, Delaware, OH 43035
Health Savings Accounts
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
879 W William St, Delaware, OH 43015
Health Savings Account
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
879 W William St, Delaware, OH 43015
Health Savings Account
0.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
6459 Artesian Run, Delaware, OH 43035
Health Savings Accounts
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
879 W William St, Delaware, OH 43015
Health Savings Account
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
30 Coal Bnd, Delaware, OH 43015
Personal Money Market Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
879 W William St, Delaware, OH 43015
Health Savings Account
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
6459 Artesian Run, Delaware, OH 43035
Health Savings Accounts
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
6459 Artesian Run, Delaware, OH 43035
IRA SHARE
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Fidelity Federal S&L of Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
60 N Sandusky St, Delaware, OH 43015
Passbook and Statement Savings
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
Fidelity Federal S&L of Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
60 N Sandusky St, Delaware, OH 43015
Statement Savings
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
30 Coal Bnd, Delaware, OH 43015
Personal Money Market Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
30 Coal Bnd, Delaware, OH 43015
Business Money Market Savings
0.06%
$0
▼
Rate0.06%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
879 W William St, Delaware, OH 43015
Secondary Member Share
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
879 W William St, Delaware, OH 43015
Regular Share
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
6459 Artesian Run, Delaware, OH 43035
Advantage and Supplemental Share
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
30 Coal Bnd, Delaware, OH 43015
Business Money Market Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
30 Coal Bnd, Delaware, OH 43015
Business Money Market Savings
0.04%
$0
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
6459 Artesian Run, Delaware, OH 43035
BUSINESS SHARE
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
40 N Sandusky St, Delaware, OH 43015
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
30 Coal Bnd, Delaware, OH 43015
Business Money Market Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
40 N Sandusky St, Delaware, OH 43015
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
30 Coal Bnd, Delaware, OH 43015
Business Money Market Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
6459 Artesian Run, Delaware, OH 43035
BUSINESS SHARE
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
28251 Lorain Rd, North Olmsted, OH 44070
Savings Jar
10.47%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH 44483 2435
Youth Startup Savings Account
7.17%
$0
▼
Rate6.99%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
Jump Start Savings for Kids
7.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $1500.00
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
Jump Start Savings for Kids!
7.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $1500.00
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
OSB Jump Start Savings for Kids
7.00%
$0
▼
Rate6.78%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $1500.00
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
555 Officenter Pl, Gahanna, OH 43230 5314
Ohio Homebuyer Plus Savings Account
6.25%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
KEMBA Advantage APY
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
Ohio Homebuyer Plus Savings
6.25%
$0
▼
Rate6.08%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Sweet Savings Youth Account Tier 1
6.17%
$0
▼
Rate6.00%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
First Federal S&L of Lakewood
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
5659 Broadview Rd, Parma, OH 44134
Ohio Homebuyer Plus Savings Account
6.17%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $1,000.00
1st National Bank OH
Institution Rating:
A5.0 ★Texas Ratio: 9.28%
1000 E Main St, Lebanon, OH 45036
Ohio Homebuyer Plus Savings Account
6.00%
$500
▼
Rate5.83%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
APY = Annual Percentage Yield. Terms apply.
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1205 E Kibby St, Lima, OH 45804
Ohio Homebuyer Plus Savings Account
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
Ohio Homebuyer Plus Savings
5.25%
$0
▼
Rate5.13%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3600 Towne Blvd, Middletown, OH 45005 5543
Student Savings
5.13%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
(ages 0-17 or older with current Student ID)
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH 43229 1123
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $5,000.00
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
4136 Kidron Rd, Dalton, OH 44618
Youth savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Qualifying balance up to $1,000.00
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
959 W 8th St, Cincinnati, OH 45203
Youth Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH 45714 1615
Youth Savings (Prime Savers)
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $1,000.00
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Cap & Gown College Savings Age 0 - 8
4.27%
$0
▼
Rate4.19%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
Ohio Homebuyer Plus Savings
4.25%
$0
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
425 Main St, Caldwell, OH 43724
High Yield Savings
3.75%
$25
▼
Rate3.68%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
425 Main St, Caldwell, OH 43724
High-Yield Savings
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Versailles S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10413 Kley Rd, Versailles, OH 45380
Education Savings
3.64%
$0
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Any Amount
F&M Bank Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
41 S 1st St, Miamisburg, OH 45342
Super Saver Savings
3.55%
$25
▼
Rate3.50%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
300 North Street, Bellevue, OH 44811
Round Up Savings Account
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
NCF Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
400 N Main St, New Carlisle, OH 45344
Community Builder Savings
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
8805 Governors Hill Dr, Cincinnati, OH 45249
Collateral - Statement Savings
3.25%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
over current rate account is earning
Buckeye State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
1885 Northwest Blvd, Columbus, OH 43212
Buckeye Championship Savings
3.25%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
NCF Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
400 N Main St, New Carlisle, OH 45344
Community Builder Savings
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
690 Wagner Ave, Greenville, OH 45331
Premium Money Market Savings
3.15%
$25,000
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
FNB of Pandora
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
102 E Main St, Pandora, OH 45877
Passbook Savings
3.10%
$50
▼
Rate3.05%
Min Deposit$50
Min Balance—
UpdatedMar 13, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Delaware, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Delaware, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Delaware, Ohio
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Ohio, help your money grow faster through a higher APY.
Are savings accounts in Delaware, Ohio safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.
How often do savings rates change in Delaware, Ohio?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Delaware, Ohio may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Delaware, Ohio?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Delaware, Ohio offer in-person customer service, which some customers prefer.
How do I open a savings account in Delaware, Ohio?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Delaware, Ohio
Here are recent savings rates observed in Delaware, Ohio and the surrounding area:
- Pathways Financial Credit Union
Owner Rewards Savings — 10.00% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - The Huntington National Bank
High-Yield Savings — 2.98% APY - CME Federal Credit Union
Health Savings Accounts — 0.90% APY - The Union Bank Company
Personal Money Market Savings — 0.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Delaware, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
