The best savings rates for Rochester, New York and the surrounding area include Family First Of NY Federal Credit UnionFamily First Of NY Federal Credit Union2520 Browncroft Blvd, Rochester, NY 14625A+5.0 ★Texas Ratio: 3.73% Companion Savings at 5.00% APY, Ukrainian Federal Credit UnionUkrainian Federal Credit Union824 E Ridge Rd, Rochester, NY 14621A5.0 ★Texas Ratio: 10.45% Personal Share Draft at 4.00% APY, Advantage Federal Credit Union FCUAdvantage Federal Credit Union FCU225 W Broad St, Rochester, NY 14608A+5.0 ★Texas Ratio: 3.10% Youth Savings at 3.03% APY, ESLESL100 Canal View Blvd, Rochester, NY 14623A+5.0 ★Texas Ratio: 0.59% Tiered Savings at 2.10% APY, and Alternatives Federal Credit UnionAlternatives Federal Credit Union1275 Lexington Ave, Rochester, NY 14606C3.9 ★Texas Ratio: 28.69% IRA Savings at 0.75% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Rochester, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Rochester, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Rochester, New York and the surrounding area. Last Updated and Verified: March 28, 2026
Qualifying balance up to $10,000
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $10,000.00
Tier 4 - Average daily balance $50,000 +
Tier 3 - Average daily balance $25,000 < $50,000
Tier 2 - Average daily balance $2,500 < $25,000
Tier 1 - Average daily balance $0.01 < $2,500
Tier 1 - Average daily balance is $25 +
Average daily balance is $10,000 +
Average daily balance $100 < $2,500
Average daily balance $2,500 < $10,000
Qualifying balance up to $6000
Qualifying balance up to $1,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $100.00
Compare local Rochester, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 1.252 points this week to 1.260% APY, down from 2.512% last week.
New York standard savings rates fell 0.362 points this week to 0.807% APY, down from 1.170% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Rochester, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rochester, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.