Waldwick, New Jersey (NJ) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Waldwick, New Jersey and the surrounding area include ValleyDirectValleyDirect67 Franklin Tpke, Waldwick, NJ 07463A+5.0 ★Texas Ratio: 3.76% Kids First Savings at 0.25% APY, Apple Bank for SavingsApple Bank for Savings99 Wood Ave S, Iselin, NJ 08830A+5.0 ★Texas Ratio: 1.54% SmartStart Savings for Young Adults at 5.00% APY, FourLeaf Federal Credit UnionFourLeaf Federal Credit Union56 Haddonfield Rd, Cherry Hill, NJ 08002 2057A-4.9 ★Texas Ratio: 15.85% Student Savings at 5.00% APY, Andrews Federal Credit UnionAndrews Federal Credit Union2200 Mount Holly Rd, Burlington, NJ 08016A5.0 ★Texas Ratio: 11.92% Online Savings Account at 5.00% APY, and Ukrainian Selfreliance Federal Credit UnionUkrainian Selfreliance Federal Credit Union477 Jeremiah Ave, Trenton, NJ 08610A+5.0 ★Texas Ratio: 1.47% IRA Savings at 4.08% APY. Savings rates as of March 24, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Waldwick, New Jersey, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Waldwick, New Jersey (NJ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Waldwick, New Jersey and the surrounding area. Last Updated and Verified: March 24, 2026
Compare the Best Savings Rates in Waldwick, New Jersey & Surrounding Communities
No minimum balance; Available for minors under 18
No maintenance charge for average daily balances of $10,000 or more
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Comes with a card for ATM withdrawals; No maintenance charge for average daily balances of $300 or more
Qualifying balance up to $10,000
Balances $0.00 - $1,000.00
balances from $1.01 to $10,000
Qualifying balance up to $1,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000; for one year!
New Members Only; APR earned with a balance up to $5,000.
Qualifications Required: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements; Qualifying balance up to $5,000.00; Monthly fee for Advantage Banking - $10 can be avoided by doing the following: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements
Qualifications Required: direct deposits totaling $1,000 or more monthly; 10 (ten) or more Point-of-Sale (POS) Debit Card transactions monthly; Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements; Bonus will be earned when a single deposit of $15,000 or more of new money is deposited into the account and the balance is maintained for a 6-month (182 days) qualification period.
Qualifying balance up to $15,000.00
New Money Only
Terms and Conditions apply.
Interest Compounded Daily | Posted Monthly
Simple Banking Program
Qualifications Required; Qualifying balance up to $100,000
This rate will adjust to always be the midpoint of Fed Funds Target Range minus 0.15% which is currently 3.63% - 0.15% for an APY* of 3.48%. Available online only.
Qualifications Required
High Earning Rate of 3.15% APY1; To earn the high rate and avoid $10 monthly fee, simply maintain a daily balance of at least $10,000.
$1,000 - $99,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Waldwick, NJ Savings Rate Trends
Compare local Waldwick, NJ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates rose 0.288 points this week to 0.688% APY, up from 0.400% last week.
New Jersey standard savings rates fell 0.230 points this week to 0.505% APY, down from 0.735% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Waldwick, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Waldwick, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Waldwick, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Waldwick, New Jersey safe?
How often do savings rates change in Waldwick, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Waldwick, New Jersey?
How do I open a savings account in Waldwick, New Jersey?
Best Savings Rates in Waldwick, New Jersey
- ValleyDirect
Kids First Savings — 0.25% APY - Apple Bank for Savings
SmartStart Savings for Young Adults — 5.00% APY - FourLeaf Federal Credit Union
Student Savings — 5.00% APY - Andrews Federal Credit Union
Online Savings Account — 5.00% APY - Ukrainian Selfreliance Federal Credit Union
IRA Savings — 4.08% APY
