Port Monmouth, New Jersey (NJ) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Port Monmouth, New Jersey and the surrounding area include Apple Bank for SavingsApple Bank for SavingsA+5.0 ★Texas Ratio: 1.54% Apple Bank SmartStart Savings Account at 5.00% APY, Kinecta Federal Credit UnionKinecta Federal Credit UnionA+5.0 ★Texas Ratio: 4.14% High Yield Savings (Personal) at 5.00% APY, Andrews Federal Credit UnionAndrews Federal Credit UnionA5.0 ★Texas Ratio: 11.92% Online Savings Account at 5.00% APY, FourLeaf Federal Credit UnionFourLeaf Federal Credit UnionA-4.9 ★Texas Ratio: 15.85% Student Savings at 5.00% APY, and Ukrainian Selfreliance Federal Credit UnionUkrainian Selfreliance Federal Credit UnionA+5.0 ★Texas Ratio: 1.47% IRA Savings at 4.08% APY.
Port Monmouth is a smaller community with no bank or credit union branches currently in our database. 60 institutions serving the New Jersey area are available to Port Monmouth residents, with savings rates as high as 5.00% APY from Apple Bank for Savings. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Port Monmouth, New Jersey and the surrounding area. Last Updated and Verified: April 11, 2026
Compare the Best Savings Rates in Port Monmouth, New Jersey & Surrounding Communities
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00; For ages up to 25.
Qualifying balance up to $499.99
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000 for one year!
ages 0-17 earn
introductory promo for new customers*
New Money Only
Terms and Conditions apply.
Earns 3.75% APY2 on balances up to $15,000
Interest Compounded Daily | Posted Monthly
Simple Banking Program
Qualifying balance up to $100,000.00
Qualifications Required; Qualifying balance up to $100,000.00
Available online only
Existing customers earn 3.40% APY, that's still 8x the national average!
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
As High As
RELATIONSHIP
Qualifying balance up to $1,000,000. Limit one High Yield Savings Account per member. $10 monthly service fee is waived if the daily balance is $10,000 or more. Account holder may withdraw funds three times per monthly statement cycle via check, transfer or withdrawal, $25 fee for each additional withdrawal per statement cycle. Fees may reduce earnings.
$1,000 - $99,999.99
$100,000 - $249,999.99
$250,000 - $499,999.99
$1,000 - $99,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Port Monmouth, NJ Savings Rate Trends
Compare local Port Monmouth, NJ savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates rose 0.289 points over the past 7 days to 3.447% APY, up from 3.159%.
New Jersey standard savings rates rose 0.149 points over the past 7 days to 0.689% APY, up from 0.539%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Port Monmouth, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Port Monmouth, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Port Monmouth, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Port Monmouth, New Jersey safe?
How often do savings rates change in Port Monmouth, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Port Monmouth, New Jersey?
How do I open a savings account in Port Monmouth, New Jersey?
Best Savings Rates in Port Monmouth, New Jersey
- Apple Bank for Savings
Apple Bank SmartStart Savings Account — 5.00% APY - Kinecta Federal Credit Union
High Yield Savings (Personal) — 5.00% APY - Andrews Federal Credit Union
Online Savings Account — 5.00% APY - FourLeaf Federal Credit Union
Student Savings — 5.00% APY - Ukrainian Selfreliance Federal Credit Union
IRA Savings — 4.08% APY
