Paramus, New Jersey (NJ) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Paramus, New Jersey and the surrounding area include Greater Alliance Federal Credit UnionGreater Alliance Federal Credit Union40 W Century Rd, Paramus, NJ 07652 1454A5.0 ★Texas Ratio: 13.52% Promotional Savings Account at 4.00% APY, Capital One BankCapital One Bank464 N Route 17, Paramus, NJ 07652A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Spencer Savings BankSpencer Savings Bank242 Oradell Ave, Paramus, NJ 07652A+5.0 ★Texas Ratio: 2.42% Platinum Savings at 1.00% APY, ValleyDirectValleyDirect80 E Ridgewood Ave, Paramus, NJ 07652A+5.0 ★Texas Ratio: 3.76% Kids First Savings at 0.25% APY, and Wells FargoWells Fargo461 From Rd, Paramus, NJ 07652A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY.
To see how these savings rates in Paramus, New Jersey, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Paramus, New Jersey (NJ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Paramus, New Jersey and the surrounding area. Last Updated and Verified: March 20, 2026
Paramus, NJ Savings Rate Trends
Compare local Paramus, NJ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates currently average 1.004% APY based on data from institutions in our monitoring network.
New Jersey standard savings rates fell 0.160 points this week to 0.340% APY, down from 0.500% last week.
Compare the Best Savings Rates in Paramus, New Jersey & Surrounding Communities
Qualifying balance up to $10,000; for one year!
No minimum balance; Available for minors under 18
And receive $1,000 credit towards the closing costs on your Greater Alliance mortgage.
And receive $1,000 credit towards the closing costs on your Greater Alliance mortgage.
Earn great rates on large balances; No maintenance charge for average daily balances of $10,000 or more
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.
How to avoid the $5 monthly service fee
Comes with a card for ATM withdrawals; No maintenance charge for average daily balances of $300 or more
Balances $0.00 - $1,000.00
Qualifying balance up to $1,000.00
balances from $1.01 to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $5,000.00
New Members Only; APR earned with a balance up to $5,000.
Qualifications Required: direct deposits totaling $1,000 or more monthly; 10 (ten) or more Point-of-Sale (POS) Debit Card transactions monthly; Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements; Bonus will be earned when a single deposit of $15,000 or more of new money is deposited into the account and the balance is maintained for a 6-month (182 days) qualification period.
Terms and Conditions apply.
Qualifications Required; Qualifying balance up to $250,000
High Earning Rate of 3.15% APY1; To earn the high rate and avoid $10 monthly fee, simply maintain a daily balance of at least $10,000.
$1,000 - $99,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Paramus, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Paramus, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Paramus, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Paramus, New Jersey safe?
How often do savings rates change in Paramus, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Paramus, New Jersey?
How do I open a savings account in Paramus, New Jersey?
Best Savings Rates in Paramus, New Jersey
- Greater Alliance Federal Credit Union
Promotional Savings Account — 4.00% APY - Capital One Bank
360 Performance Savings — 3.20% APY - Spencer Savings Bank
Platinum Savings — 1.00% APY - ValleyDirect
Kids First Savings — 0.25% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY
