Millburn, New Jersey (NJ) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Millburn, New Jersey and the surrounding area include PNC BankPNC Bank170 Essex St, Millburn, NJ 07041A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Somerset Savings BankSomerset Savings Bank290 Millburn Ave, Millburn, NJ 07041A+5.0 ★Texas Ratio: 0.07% Tiered Savings at 0.10% APY, Wells FargoWells Fargo281 Millburn Ave, Millburn, NJ 07041A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, Apple Bank for SavingsApple Bank for SavingsA+5.0 ★Texas Ratio: 1.54% SmartStart Savings for Youth at 5.00% APY, and Kinecta Federal Credit UnionKinecta Federal Credit UnionA+5.0 ★Texas Ratio: 4.14% High Yield Savings (Personal) at 5.00% APY.
Millburn has 7 local institutions in our database, with savings rates as high as 3.25% APY from PNC Bank at 170 Essex St, Millburn, NJ 07041. Use the table below to compare all available offers, including options from institutions serving the broader New Jersey area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Millburn, New Jersey and the surrounding area. Last Updated and Verified: April 5, 2026
Compare the Best Savings Rates in Millburn, New Jersey & Surrounding Communities
Qualifying balance up to $10,000.00
Qualifying balance up to $499.99
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
on your first $10,000 for one year!
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
New Money Only
Qualifications Required: direct deposits totaling $1,000 or more monthly; 10 (ten) or more Point-of-Sale (POS) Debit Card transactions monthly; Must open a new or have an existing Blue Axis Edge® Checking ; Must maintain direct deposits totaling $1,000 or more monthly; Must complete 10 (ten) or more Point-of-Sale (POS) Debit Card transactions monthly; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Earn $3005 when you deposit $15,000 or more in new money while earning a highly competitive blended rate.; Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Earns 3.75% APY2 on balances up to $15,000
Terms and Conditions apply.
Interest Compounded Daily | Posted Monthly
Simple Banking Program
Qualifications Required; Qualifying balance up to $100,000.00
As High As
Qualifications Required; Qualifying balance up to $250,000
As High As
$1,000 - $99,999.99
$1,000 - $99,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Millburn, NJ Savings Rate Trends
Compare local Millburn, NJ savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates rose 0.287 points over the past 7 days to 1.601% APY, up from 1.314%.
New Jersey standard savings rates rose 0.340 points over the past 7 days to 0.831% APY, up from 0.491%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Millburn, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Millburn, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Millburn, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Millburn, New Jersey safe?
How often do savings rates change in Millburn, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Millburn, New Jersey?
How do I open a savings account in Millburn, New Jersey?
Best Savings Rates in Millburn, New Jersey
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Somerset Savings Bank
Tiered Savings — 0.10% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Apple Bank for Savings
SmartStart Savings for Youth — 5.00% APY - Kinecta Federal Credit Union
High Yield Savings (Personal) — 5.00% APY
