Demarest, New Jersey (NJ) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Demarest, New Jersey and the surrounding area include Apple Bank for SavingsApple Bank for Savings99 Wood Ave S, Iselin, NJ 08830A+5.0 ★Texas Ratio: 1.54% Apple Bank SmartStart Savings Account at 5.00% APY, Andrews Federal Credit UnionAndrews Federal Credit Union2200 Mount Holly Rd, Burlington, NJ 08016A5.0 ★Texas Ratio: 11.92% Online Savings Account at 5.00% APY, FourLeaf Federal Credit UnionFourLeaf Federal Credit Union56 Haddonfield Rd, Cherry Hill, NJ 08002 2057A-4.9 ★Texas Ratio: 15.85% Student Savings at 5.00% APY, Ukrainian Selfreliance Federal Credit UnionUkrainian Selfreliance Federal Credit Union477 Jeremiah Ave, Trenton, NJ 08610A+5.0 ★Texas Ratio: 1.47% IRA Savings at 4.08% APY, and Healthcare Employees Federal Credit UnionHealthcare Employees Federal Credit Union29 Emmons Dr Ste C40, Princeton, NJ 08540 5971A+5.0 ★Texas Ratio: 1.92% Healthy Savings at 4.07% APY. Savings rates as of March 24, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Demarest, New Jersey, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Demarest, New Jersey (NJ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Demarest, New Jersey and the surrounding area. Last Updated and Verified: March 24, 2026
Compare the Best Savings Rates in Demarest, New Jersey & Surrounding Communities
Qualifying balance up to $10,000.00
balances from $1.01 to $10,000
Qualifying balance up to $1,000.00
Qualifying balance up to $10,000.00
Balances $0.00 - $1,000.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
New Members Only; APR earned with a balance up to $5,000.
Qualifying balance up to $10,000; for one year!
Qualifications Required: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements; Qualifying balance up to $5,000.00; Monthly fee for Advantage Banking - $10 can be avoided by doing the following: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements
Qualifications Required: direct deposits totaling $1,000 or more monthly; 10 (ten) or more Point-of-Sale (POS) Debit Card transactions monthly; Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements; Bonus will be earned when a single deposit of $15,000 or more of new money is deposited into the account and the balance is maintained for a 6-month (182 days) qualification period.
Qualifying balance up to $15,000.00
New Money Only
Terms and Conditions apply.
Interest Compounded Daily | Posted Monthly
Simple Banking Program
Qualifications Required; Qualifying balance up to $100,000
This rate will adjust to always be the midpoint of Fed Funds Target Range minus 0.15% which is currently 3.63% - 0.15% for an APY* of 3.48%. Available online only.
Qualifications Required
Online Only
High Earning Rate of 3.15% APY1; To earn the high rate and avoid $10 monthly fee, simply maintain a daily balance of at least $10,000.
$1,000 - $99,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Demarest, NJ Savings Rate Trends
Compare local Demarest, NJ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates rose 0.637 points this week to 0.723% APY, up from 0.086% last week.
New Jersey standard savings rates rose 0.434 points this week to 0.526% APY, up from 0.092% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Demarest, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Demarest, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Demarest, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Demarest, New Jersey safe?
How often do savings rates change in Demarest, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Demarest, New Jersey?
How do I open a savings account in Demarest, New Jersey?
Best Savings Rates in Demarest, New Jersey
- Apple Bank for Savings
Apple Bank SmartStart Savings Account — 5.00% APY - Andrews Federal Credit Union
Online Savings Account — 5.00% APY - FourLeaf Federal Credit Union
Student Savings — 5.00% APY - Ukrainian Selfreliance Federal Credit Union
IRA Savings — 4.08% APY - Healthcare Employees Federal Credit Union
Healthy Savings — 4.07% APY
