Tonopah, Nevada Savings Rates - October 2026

Monthly transfer of $10 minimum from checking, share savings, money market, or student savings; not available for bump-rate or flexible certificates; limit $100,000 combined Dedicated Savings and Flexible Certificate Accounts; $10 minimum balance after any withdrawal unless closed

Monthly transfer of $10 minimum from checking, share savings, money market, or student savings; not available for bump-rate or flexible certificates; limit $100,000 combined Dedicated Savings and Flexible Certificate Accounts; $10 minimum balance after any withdrawal unless closed

Up to 3.91% APY on all balances for up to 6 months; limited-time promotional rate; open with a Basic Business Checking account; promo code BOOST41

Balance: $1,000,000 and over

Balance: $0.01 and over; No account fees; Individual or joint account; FDIC insured up to $250,000 per account owner

Balance: >= $5,000

Earn up to 3.50% APY when you are an account owner of a Bank Smartly Checking, Safe Debit account, or Bank SmartlyTM Visa Signature Card and a CQB of at least $25,000. APYs may vary by location and are accurate for accounts opened on today's date. Restrictions apply.

Balance: $250,000 - $999,999.99

Balance: All Balances; Interest compounded daily; Open online; $5 monthly fee if you receive paper statements

Balance: $0-$9,999.99

Savings Accounts; Rates Effective as of October 1, 2026; Penalty may apply for withdrawals before the eligibility date

Balance: $100,000 - $249,999.99

Balance: $500.01 - $1000. Checking account required to open

Balance: $50,000 - $99,999.99

IRA account; dividend period monthly

Savings Accounts; Rates Effective as of October 1, 2026

Savings Accounts; Rates Effective as of October 1, 2026

Qualifications Required; Balance: $25,000.01 - $50,000

Balance: $25,000.01 - $50,000.00

Balance: $25,000 - $49,999.99

As High As; Featured promotional card on Savings Accounts page

Balance: $100,000.00 & above

Balance: All Amounts

As High As; Compare Savings Accounts table rate; Balances over $10,000 earn monthly dividends at tiered rates; Higher rates than most accounts, with a $2,500 min. deposit

Balance: up to $25,000

Balance: $10,000 - $24,999.99

Balance: $100,000 +

Balance: Over $100,000; Page labels this rate as APR; Rates are subject to change without notice

Balance: $5,000 - $9,999.99

Balance: $10,000.00 and up

Balance: >= $25,000

Balance: $25,000 minimum tier; Effective Date: October 01, 2026; Minimum opening deposit of $50.00 required; Rates may change after account is opened

Balance: $0.01 - $4,999.99

Balance: $50,000-$100,000; Page labels this rate as APR; Rates are subject to change without notice

Balance: $10,000 minimum tier; Effective Date: October 01, 2026; Minimum opening deposit of $50.00 required; Rates may change after account is opened

Balance: $25,000 - $99,999.99

Balance: $25,000-$50,000; Page labels this rate as APR; Rates are subject to change without notice

Monthly auto charge from an FNB account to holiday account is required. A holiday check or direct deposit to an FNB account are issued on the first business day of November. If you close your account prior to interest being paid, accrued interest will not be paid. Interest is accrued daily on the entire ledger balance in the account and is paid annually on the last business day of October. The interest rate is subject to change at any time after having been posted for 45 days in the lobby of the Bank.

Balance: up to $9,999.99

Interest is paid semi-annually on the last business day of April and October. The interest rate is determined by, and can be changed by, the Board of Directors. When there is a change in the interest rate, the rate is posted in the lobby of the bank for 45 days before the change takes effect. Interest is calculated on the daily balance of the account every day. We do not mail a savings statement to our customers - the accounts are pass book only. There is an early closing penalty of $20.00 if the account is closed within 90 days of opening. We may charge a $1.00 fee for every withdrawal in excess of 6 in a six month period. Accrued interest is paid less a $10.00 penalty if the account is closed in between interest payment dates. You may not exceed six (6) ACH or electronic preauthorized transfers per calendar month. If you exceed these regulated transaction limits you may be assessed an excessive transaction fee for each excess transaction during a calendar month and the account must be closed and/or converted to a checking account.

Base Tier; Balance: < $25,000

Balance: >= $25,000

Balance: < $5,000

Balance: > $250,000

Balance: $50,000 and up with E-Option

Balance: $25,000 - $49,999 with E-Option

$100 minimum balance to waive $10 monthly service charge

Balance: $1000 +. Checking account required to open

Balance: $5,000 - $24,999 with E-Option

Balance: $1,000,000 +

Balance: $1,000,000 +

Balance: $100,000 - 999,999

Balance: $100,000 - 999,999

Balance: $50,000 - 99,999