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Nevada Savings Rate Trends

Eureka, Nevada (NV) Savings Rates - March 2026

The best savings rates for Eureka, Nevada and the surrounding area include First Foundation BankFirst Foundation Bank6725 Via Austi Pkwy, Las Vegas, NV 89119A+5.0 ★Texas Ratio: 1.45% Online Savings at 3.75% APY, Royal Business BankRoyal Business Bank3919 Spring Mountain Rd, Las Vegas, NV 89102A5.0 ★Texas Ratio: 6.64% New Year Flexible Savings Account at 3.75% APY, Aloha Pacific Federal Credit UnionAloha Pacific Federal Credit Union9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004A+5.0 ★Texas Ratio: 3.29% Aloha Rewards Money Market Savings at 3.50% APY, Boulder Dam Credit UnionBoulder Dam Credit Union530 AVENUE G, BOULDER CITY, NV 89005A+5.0 ★Texas Ratio: 0.16% IRA Savings at 3.04% APY, and American First National BankAmerican First National Bank1600 S State Hwy 373, Amargosa Valley, NV 89020A5.0 ★Texas Ratio: 6.60% VIP savings account at 3.00% APY.

To see how these savings rates in Eureka, Nevada, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Eureka, Nevada (NV) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Eureka, Nevada and the surrounding area. Last Updated and Verified: March 20, 2026

Eureka, NV Savings Rate Trends

Compare local Eureka, NV savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nevada Savings Trends →
High-Yield Savings — NV Avg
0.055%

Nevada high-yield savings rates currently average 0.055% APY based on data from institutions in our monitoring network.

Standard Savings — NV Avg
0.339%
▼ 0.111 from last week

Nevada standard savings rates fell 0.111 points this week to 0.339% APY, down from 0.450% last week.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Eureka, Nevada & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
6725 Via Austi Pkwy, Las Vegas, NV 89119
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 15, 2026
Details

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
3919 Spring Mountain Rd, Las Vegas, NV 89102
New Year Flexible Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Terms and Conditions apply.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Aloha Rewards Money Market Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV 89005
IRA Savings
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

American First National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
1600 S State Hwy 373, Amargosa Valley, NV 89020
VIP savings account
3.00%
$10,000
Rate0.00%
Min Deposit$10,000
Min Balance
UpdatedMar 17, 2026
Details

guaranteed through June 30, 2026

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV 89074
High Yield Savings Plus
3.00%
$100,000
Rate0.00%
Min Deposit$100,000
Min Balance
UpdatedMar 18, 2026
Details

$1,000 bonus

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV 89128
SafeGuard Savings, Municipal
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV 89128
SafeGuard Savings, Consumer
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Aloha Rewards Money Market Savings
2.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV 89005
Secondary Savings
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV 89005
Primary Savings
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Aloha Rewards Money Market Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV 89074
High-Yield Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV 89128
Rainy Day Savings
1.90%
$0
Rate1.88%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

On balances above $25,000 and up to $50,000

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Aloha Rewards Money Market Savings
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV 89128
SafeGuard Savings, Business
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV 89128
Rainy Day Savings
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

On balances up to $25,000

Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV 89113
IRA Shares
1.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
667 S Maine St, Fallon, NV 89406 3801
Savings Account
1.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Over $100,000

Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
210 Front Street, Caliente, NV 89008
IRA SAVINGS ACCOUNT
1.00%
$200
Rate1.00%
Min Deposit$200
Min Balance
UpdatedMar 20, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV 89523
Health Savings Account (HSA)
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Minimum opening deposit of $50.00 required.

Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
667 S Maine St, Fallon, NV 89406 3801
Savings Account
0.80%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$50,000-$100,000

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV 89523
Health Savings Account (HSA)
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Minimum opening deposit of $50.00 required.

Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV 89113
IRA Shares
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
667 S Maine St, Fallon, NV 89406 3801
Savings Account
0.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$25,000-$50,000

Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
667 S Maine St, Fallon, NV 89406 3801
Savings Account
0.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Up to $25,000

Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
210 Front Street, Caliente, NV 89008
IRA SAVINGS ACCOUNT
0.50%
$200
Rate0.50%
Min Deposit$200
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $9,999.99

Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
210 Front Street, Caliente, NV 89008
VARIABLE RATE SAVINGS ACCOUNT
0.50%
$50
Rate0.50%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Aloha Rewards Money Market Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Holiday Savings
0.50%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedMar 16, 2026
Details

$10 minimum to earn APY.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Money Market Savings
0.50%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 16, 2026
Details

$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV 89523
Health Savings Account (HSA)
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Minimum opening deposit of $50.00 required.

Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV 89113
IRA Shares
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
210 Front Street, Caliente, NV 89008
HEALTH SAVINGS ACCOUNT
0.50%
$50
Rate0.50%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Coverdell Educational Savings (formerly Education IRA)
0.35%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedMar 16, 2026
Details

$10 minimum to open; no minimum to earn APY.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
IRA Savings Account (Traditional, Roth and Coverdell)
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
Money Market Savings
0.25%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 16, 2026
Details

$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business Money Market Savings
0.10%
$5,000
Rate0.10%
Min Deposit$5,000
Min Balance
UpdatedMar 13, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Gold Money Market Savings
0.10%
$5,000
Rate0.10%
Min Deposit$5,000
Min Balance
UpdatedMar 13, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Gold Money Market Savings
0.09%
$5,000
Rate0.09%
Min Deposit$5,000
Min Balance
UpdatedMar 13, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business Money Market Savings
0.08%
$5,000
Rate0.08%
Min Deposit$5,000
Min Balance
UpdatedMar 13, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Gold Money Market Savings
0.08%
$5,000
Rate0.08%
Min Deposit$5,000
Min Balance
UpdatedMar 13, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business Money Market Savings
0.06%
$5,000
Rate0.06%
Min Deposit$5,000
Min Balance
UpdatedMar 13, 2026
Details

El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Gold Money Market Savings
0.06%
$5,000
Rate0.06%
Min Deposit$5,000
Min Balance
UpdatedMar 13, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV 89521
Performance Checking & Health Savings Account [HSA] Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

$100 Minimum Initial Deposit; E-Option

Cathay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6110 Spring Mountain Rd, Las Vegas, NV 89146
Statement Savings
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 18, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
605 G St, Eureka, CA 95501
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Eureka, Nevada directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Eureka, Nevada. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NV.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Eureka, Nevada

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Nevada, help your money grow faster through a higher APY.

Are savings accounts in Eureka, Nevada safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nevada up to $250,000 per depositor, per institution.

How often do savings rates change in Eureka, Nevada?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nevada rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Eureka, Nevada may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Eureka, Nevada?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Eureka, Nevada offer in-person customer service, which some customers prefer.

How do I open a savings account in Eureka, Nevada?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Eureka, Nevada

Here are recent savings rates observed in Eureka, Nevada and the surrounding area:
  • First Foundation Bank
    Online Savings — 3.75% APY
  • Royal Business Bank
    New Year Flexible Savings Account — 3.75% APY
  • Aloha Pacific Federal Credit Union
    Aloha Rewards Money Market Savings — 3.50% APY
  • Boulder Dam Credit Union
    IRA Savings — 3.04% APY
  • American First National Bank
    VIP savings account — 3.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Eureka, Nevada. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026