Southaven, Mississippi (MS) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Southaven, Mississippi and the surrounding area include FsnbFsnb6811 Southcrest Pkwy, Southaven, MS 38671A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, First HorizonFirst Horizon615 Goodman Rd E, Southaven, MS 38671A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, CenturyFirst Federal Credit UnionCenturyFirst Federal Credit Union3870 Goodman Rd E, Southaven, MS 38672 6443B+4.7 ★Texas Ratio: 18.83% IRA Savings Account at 0.60% APY, Community Bank of MississippiCommunity Bank of Mississippi6910 Airways Blvd, Southaven, MS 38671A+5.0 ★Texas Ratio: 4.93% Make Cents Savings at 0.40% APY, and First Choice BankFirst Choice Bank3212 Goodman Rd E, Southaven, MS 38672A+5.0 ★Texas Ratio: 0.86% Christmas Club Savings at 0.25% APY.
Southaven has 21 local institutions in our database, with savings rates as high as 7.00% APY from Fsnb at 6811 Southcrest Pkwy, Southaven, MS 38671. Use the table below to compare all available offers, including options from institutions serving the broader Mississippi area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Southaven, Mississippi and the surrounding area. Last Updated and Verified: April 8, 2026
Compare the Best Savings Rates in Southaven, Mississippi & Surrounding Communities
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25
CB matches 5% of rounded-up savings quarterly
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25
With a balance of $100 or greater
With a balance of $25 or greater
Only available for in-branch account opening. Smart Savings Transfer must be connected to your CNB Checking account at the time of opening the account. If the transfer is not set up, a $100 deposit will be required. For online accounts, a minimum balance of $100 is required to open the account. Interest will be compounded and paid to your account quarterly. If you close your account before interest is paid, you will receive the accrued interest. Rates are set by CNB and are subject to change at any time. Fees may reduce earnings.
Earn a higher yield on your savings with no minimum balance.
($0 Opening Balance)
On balances above $25,000 and up to $50,000
On balances up to $25,000
Qualifying balance up to $1,500.00
All Balances
$100,000+
Minimum $5
$50,000 to $99,999
Qualifications Required: Linked to free Kasasa Cash or Cash Back account (required for this account); Automatic transfers of Kasasa rewards; Qualifying balance up to $20,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Southaven, MS Savings Rate Trends
Compare local Southaven, MS savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi high-yield savings rates rose 0.031 points over the past 7 days to 2.030% APY, up from 1.999%.
Mississippi standard savings rates fell 0.036 points over the past 7 days to 1.020% APY, down from 1.056%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Southaven, Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Southaven, Mississippi. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Southaven, Mississippi
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Southaven, Mississippi safe?
How often do savings rates change in Southaven, Mississippi?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Southaven, Mississippi?
How do I open a savings account in Southaven, Mississippi?
Best Savings Rates in Southaven, Mississippi
- Fsnb
Cents-able Savings — 7.00% APY - First Horizon
TotalView Money Market Savings — 0.75% APY - CenturyFirst Federal Credit Union
IRA Savings Account — 0.60% APY - Community Bank of Mississippi
Make Cents Savings — 0.40% APY - First Choice Bank
Christmas Club Savings — 0.25% APY
