The best savings rates for Austin, Minnesota and the surrounding area include Accentra Credit UnionAccentra Credit Union400 4th Ave NE, Austin, MN 55912B+4.8 ★Texas Ratio: 16.99% Business Checking and Money Market Savings at 0.50% APY, Austin City Employees Credit UnionAustin City Employees Credit Union711 4th Ave NE, Austin, MN 55912A+5.0 ★Texas Ratio: 1.09% Shares at 0.25% APY, Wells FargoWells Fargo501 N Main St, Austin, MN 55912A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, Fidelity Bank & Trust (IA)Fidelity Bank & Trust (IA)205 Main St, Frost, MN 56033A+5.0 ★Texas Ratio: 1.72% Snap $tack Savings at 5.12% APY, and Genisys Credit UnionGenisys Credit Union3300 Central Park Village Dr, Eagan, MN 55121 7707A+5.0 ★Texas Ratio: 5.03% High Yield Youth Savings at 5.12% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Austin, Minnesota, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Austin, Minnesota (MN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Austin, Minnesota and the surrounding area. Last Updated and Verified: March 27, 2026
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $25,000.00
max $300 deposit per month
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
$10,000,000 3.00% Under Prime
Contact your local banker for more details!
Introductory APY
Introductory APY
Contact your local banker for more details!
(Personal & Business)
At the December board meeting, it was voted by the board to raise our dividend rate to 3.50%.
APY accurate as of 1/1/2026 and may change after account opening. Opening balance of High Yield Savings Account is $75,000. High Yield Savings Account (HYSA)
Rates as high as
Introductory APY
Introductory APY
$500,000-$2,499,999.99 3.50% Under Prime
Rates as high as; Qualifying balance up to $199,999.00
Introductory APY
Introductory APY
Compare local Austin, MN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota high-yield savings rates rose 0.348 points this week to 1.186% APY, up from 0.838% last week.
Minnesota standard savings rates fell 0.064 points this week to 0.409% APY, down from 0.473% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Austin, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Austin, Minnesota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.