The best savings rates for Livonia, Michigan and the surrounding area include Community Financial Credit Union Plymouth, MICommunity Financial Credit Union Plymouth, MI34000 7 Mile Rd, LIVONIA, MI 48152A5.0 ★Texas Ratio: 8.20% High Yield Savings at 10.00% APY, TRUE Community Credit UnionTRUE Community Credit Union36525 Plymouth Rd, Livonia, MI 48150A5.0 ★Texas Ratio: 11.15% Business High Yield Savings at 3.75% APY, The Huntington National BankThe Huntington National Bank33200 Plymouth Rd, Livonia, MI 48150A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, PNC BankPNC Bank33543 8 Mile Rd, Livonia, MI 48152A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, and Vibe Credit UnionVibe Credit Union16825 Middlebelt Rd, Livonia, MI 48154 3317A+5.0 ★Texas Ratio: 5.71% Youth High Yield Savings Accounts at 3.04% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Livonia, Michigan, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Livonia, Michigan (MI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Livonia, Michigan and the surrounding area. Last Updated and Verified: March 28, 2026
Qualifying balance up to $1,000.00
Minimum of $5,000 not currently deposited at Huntington.
Balances $0-$2,499.99
Qualifying balance up to $1,000
Minimum of $5,000 not currently deposited at Huntington.
$200,000 and higher
$100,000 - $199,999
$75,000 - $99,999
$50,000 - $74,999
$100,000+
$50,000 - $99,999.99
Compare local Livonia, MI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield savings rates rose 1.268 points this week to 2.945% APY, up from 1.677% last week.
Michigan standard savings rates rose 0.462 points this week to 0.663% APY, up from 0.201% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Livonia, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Livonia, Michigan. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.