Sheffield, Massachusetts (MA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Sheffield, Massachusetts and the surrounding area include NBT BankNBT Bank640 N Main St, Sheffield, MA 01257A+5.0 ★Texas Ratio: 1.76% Health Savings Accounts at 0.30% APY, Service Federal Credit UnionService Federal Credit Union199 Worcester Ct, Falmouth, MA 02540A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, Lowell Firefighters Credit UnionLowell Firefighters Credit Union642 Chelmsford St, Lowell, MA 01851A+5.0 ★Texas Ratio: 0.00% Savings Club for Kids at 8.00% APY, Jeanne D Arc Credit UnionJeanne D Arc Credit Union581 Merrimack St, Lowell, MA 01854 3908A+5.0 ★Texas Ratio: 1.81% Savings Account at 8.00% APY, and Dedham Institution for SavingsDedham Institution for Savings55 Elm St, Dedham, MA 02026A5.0 ★Texas Ratio: 6.25% Start Up Savings at 5.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Sheffield, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Sheffield, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Sheffield, Massachusetts and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Sheffield, Massachusetts & Surrounding Communities
Tier 4 - Average daily balance $50,000 +
Tier 3 - Average daily balance $25,000 < $50,000
Tier 2 - Average daily balance $2,500 < $25,000
Tier 1 - Average daily balance $0.01 < $2,500
Average daily balance $100 < $2,500
Average daily balance $2,500 < $10,000
Average daily balance is $10,000 +
Tier 1 - Average daily balance is $25 +
Qualifying balance up to $1,000.00
Qualifying balance up to $2,000.00
Qualifying balance up to $9,999.99
Qualifying balances of $250,000 or less only
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $10,000
Earn 10x the National Average2
LevelUp Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period.
Qualifications Required: Have at least 30 debit card purchases post and settle your account; Have at least 1 direct deposit or automatic payment (ACH) post and settle; Be enrolled in and agree to receive eStatements; Qualifying balance up to $25,000.00; Links to [EMPOWER Rewards Checking](https://www.leebank.com/personal/personal-checking/empower-rewards-checking.html)
Qualifying balance up to $10,000.00
bump up for PayBackSM or Quarter Back® customers
Balances $100,000 -$500,000
High Yield Savings5
NEW MONEY ONLY
Qualifying balance up to $500.00
As High As
Available to consumers only. New money is welcome but not required.
Membership account; No monthly service charge
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Sheffield, MA Savings Rate Trends
Compare local Sheffield, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield savings rates fell 1.480 points this week to 1.589% APY, down from 3.069% last week.
Massachusetts standard savings rates rose 0.283 points this week to 0.368% APY, up from 0.086% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Sheffield, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sheffield, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Sheffield, Massachusetts
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Sheffield, Massachusetts safe?
How often do savings rates change in Sheffield, Massachusetts?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Sheffield, Massachusetts?
How do I open a savings account in Sheffield, Massachusetts?
Best Savings Rates in Sheffield, Massachusetts
- NBT Bank
Health Savings Accounts — 0.30% APY - Service Federal Credit Union
Deployed Warrior Savings — 10.00% APY - Lowell Firefighters Credit Union
Savings Club for Kids — 8.00% APY - Jeanne D Arc Credit Union
Savings Account — 8.00% APY - Dedham Institution for Savings
Start Up Savings — 5.00% APY
