Chicopee, Massachusetts (MA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Chicopee, Massachusetts and the surrounding area include PeoplesBankPeoplesBank1936 Memorial Dr, Chicopee, MA 01020A+5.0 ★Texas Ratio: 5.48% Business Premium Savings at 0.15% APY, Alden Credit UnionAlden Credit Union710 Grattan St, Chicopee, MA 01020 1255A5.0 ★Texas Ratio: 9.29% Statement Savings at 0.05% APY, Florence BankFlorence Bank705 Memorial Dr, Chicopee, MA 01020A+5.0 ★Texas Ratio: 4.08% Statement Savings at 0.05% APY, Service Federal Credit UnionService Federal Credit Union199 Worcester Ct, Falmouth, MA 02540A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, and Lowell Firefighters Credit UnionLowell Firefighters Credit Union642 Chelmsford St, Lowell, MA 01851A+5.0 ★Texas Ratio: 0.00% Savings Club for Kids at 8.00% APY.
To see how these savings rates in Chicopee, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Chicopee, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Chicopee, Massachusetts and the surrounding area. Last Updated and Verified: March 20, 2026
Chicopee, MA Savings Rate Trends
Compare local Chicopee, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield savings rates currently average 1.455% APY based on data from institutions in our monitoring network.
Massachusetts standard savings rates fell 0.127 points this week to 0.273% APY, down from 0.400% last week.
Compare the Best Savings Rates in Chicopee, Massachusetts & Surrounding Communities
Qualifying balance up to $9,999.99
Qualifying balance up to $2,000.00
Qualifying balances of $250,000 or less only
Qualifying balance up to $25,000.00
Qualifying balance up to $10,000.00; Open Online
Qualifying balance up to $10,000
Qualifying balance up to $25,000.00; Qualifications Required
Earn 10x the National Average2
Qualifying balance up to $25,000.00
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
bump up for PayBackSM or Quarter Back® customers
High Yield Savings5
Balances $100,000 -$500,000
Qualifying balance up to $500.00
bump up for PayBackSM or Quarter Back® customers
Available to consumers only. New money is welcome but not required.
$50,000.00 or more
Qualifying balance up to $100,000
Qualifying balance up to $100,000.00
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Chicopee, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Chicopee, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Chicopee, Massachusetts
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Chicopee, Massachusetts safe?
How often do savings rates change in Chicopee, Massachusetts?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Chicopee, Massachusetts?
How do I open a savings account in Chicopee, Massachusetts?
Best Savings Rates in Chicopee, Massachusetts
- PeoplesBank
Business Premium Savings — 0.15% APY - Alden Credit Union
Statement Savings — 0.05% APY - Florence Bank
Statement Savings — 0.05% APY - Service Federal Credit Union
Deployed Warrior Savings — 10.00% APY - Lowell Firefighters Credit Union
Savings Club for Kids — 8.00% APY
