Charlton City, Massachusetts (MA) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Charlton City, Massachusetts and the surrounding area include Service Federal Credit UnionService Federal Credit UnionA5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, Jeanne D Arc Credit UnionJeanne D Arc Credit UnionA+5.0 ★Texas Ratio: 1.81% Savings Account at 8.00% APY, Lowell Firefighters Credit UnionLowell Firefighters Credit UnionA+5.0 ★Texas Ratio: 0.00% Savings Club for Kids at 8.00% APY, Dedham Institution for SavingsDedham Institution for SavingsA5.0 ★Texas Ratio: 6.25% Start Up Savings at 5.00% APY, and Cape Cod Five Cents Savings BankCape Cod Five Cents Savings BankA+5.0 ★Texas Ratio: 1.90% SaveUp Companion Savings* at 5.00% APY.
Charlton City is a smaller community with no bank or credit union branches currently in our database. 47 institutions serving the Massachusetts area are available to Charlton City residents, with savings rates as high as 10.00% APY from Service Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Charlton City, Massachusetts and the surrounding area. Last Updated and Verified: April 6, 2026
Compare the Best Savings Rates in Charlton City, Massachusetts & Surrounding Communities
Qualifying balance up to $1,000.00
Qualifying balance up to $9,999.99
Qualifying balance up to $2,000.00
Qualifying balances of $250,000 or less only
Qualifications Required; Qualifying balance up to $25,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $250.00
Qualifying balance up to $25,000.00
bump up for PayBackSM or Quarter Back® customers
High Yield Savings5
Balances $100,000 -$500,000
Earn As High As; Federally insured; No deposit limit; Liquid savings; No monthly fees
Qualifying balance up to $500.00
As High As
APY shown assumes the account is paired with an active Direct Advantage Checking. Without a Direct Advantage Checking, the APY will be 0.10% lower.
$1,000 is required to open the account.; Online account opening only. Applicable for consumers only. Rate may change at any time without notice. Fees could reduce earnings.
Qualifications Required: 2 monthly ACH credits (such as direct deposits or between-bank transfers) of at least $250 each; Qualifying balance up to $1,000.00
bump up for PayBackSM or Quarter Back® customers
Available to consumers only. New money is welcome but not required.
Qualifying balance up to $100,000.00
Fees could reduce earnings. Account rate is variable and is subject to change at any time. Rates and Annual Percentage Yields effective 3/9/26
For members aged 5 - 18
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Charlton City, MA Savings Rate Trends
Compare local Charlton City, MA savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield savings rates fell 0.123 points over the past 7 days to 2.019% APY, down from 2.142%.
Massachusetts standard savings rates rose 0.208 points over the past 7 days to 0.755% APY, up from 0.547%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Charlton City, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Charlton City, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Charlton City, Massachusetts
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Charlton City, Massachusetts safe?
How often do savings rates change in Charlton City, Massachusetts?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Charlton City, Massachusetts?
How do I open a savings account in Charlton City, Massachusetts?
Best Savings Rates in Charlton City, Massachusetts
- Service Federal Credit Union
Deployed Warrior Savings — 10.00% APY - Jeanne D Arc Credit Union
Savings Account — 8.00% APY - Lowell Firefighters Credit Union
Savings Club for Kids — 8.00% APY - Dedham Institution for Savings
Start Up Savings — 5.00% APY - Cape Cod Five Cents Savings Bank
SaveUp Companion Savings* — 5.00% APY
Charlton City, Massachusetts Rates & Resources
