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Massachusetts Savings Rate Trends

Bridgewater Town, Massachusetts Savings Rates - October 2026

Bridgewater Town, Massachusetts savings account rates range from 3.00% to 10.00% APY, verified by MonitorBankRates as of October 12, 2026. The best savings rates for Bridgewater Town, Massachusetts and the surrounding area include Service Federal Credit UnionService Federal Credit UnionA-4.9 ★Texas Ratio: 16.25%Real return: +7.20%APY minus 2.8% CPI (February 2026) Deployed Warrior Savings Account at 10.00% APY, Jeanne D Arc Credit UnionJeanne D Arc Credit UnionA+5.0 ★Texas Ratio: 2.58%Real return: +5.20%APY minus 2.8% CPI (February 2026) Senior Statement Savings at 8.00% APY, Cape Cod Five Cents Savings BankCape Cod Five Cents Savings BankA+5.0 ★Texas Ratio: 3.37%Real return: +2.20%APY minus 2.8% CPI (February 2026) SaveUp Companion Savings at 5.00% APY, Leader BankLeader BankA+5.0 ★Texas Ratio: 0.22%Real return: +2.20%APY minus 2.8% CPI (February 2026) Zeugma Plus Savings at 5.00% APY, and Dedham Institution for SavingsDedham Institution for SavingsA5.0 ★Texas Ratio: 10.91%Real return: +2.20%APY minus 2.8% CPI (February 2026) Start Up Savings at 5.00% APY.

Bridgewater Town is a smaller community with no bank or credit union branches currently in our database. 75 institutions serving the Massachusetts area are available to Bridgewater Town residents, with savings rates as high as 10.00% APY from Service Federal Credit Union. Rates are continually updated, so we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Bridgewater Town, Massachusetts and the surrounding area. Last Updated and Verified: October 12, 2026

Compare the Best Savings Rates in Bridgewater Town, Massachusetts & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Service Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.25%
Deployed Warrior Savings Account
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Qualifications Required: Direct deposit of net pay into Service CU account; serving in a combat zone as defined by Service CU; orders of deployment to a combat zone must be provided; eCommunications is required; Tier: Tier 1. Balance: $0.00. *Warriors deployed in combat zones may deposit up to $10,000 into a Service CU Deployed Warrior Savings Account which earns 10% APY (Annual Percentage Yield) up to $10,000.00. If actual daily balance exceeds $10,000, the remaining balance will receive variable APY of 10%-0.10%. Rates are variable and subject to change; accurate as of 09/08/2026. Service member must be serving in a combat zone as defined by Service CU; orders of deployment to a combat zone must be provided. Direct deposit of net pay is required into members Service CU account. No minimum balance is required to open the Deployed Warrior Savings Account; $5 deposit is required to open a Primary Savings Account. Monthly deposits into a Deployed Warriors Savings Account cannot exceed the amount of your monthly net military pay; however, deposits into the Deployed Warrior Savings Account may be direct deposit, an allotment, or a transfer of funds from a Service CU account. Withdrawals are not permitted from a Deployed Warrior Savings Account. If a withdrawal is made from the Deployed Warrior Savings Account before the redeployment date plus 120 days, the funds in the Deployed Warrior Savings Account will be transferred to the Primary Savings Account, and the Deployed Warrior Savings Account will be closed. The Deployed Warrior Savings Account will stop accruing 10% APY at the end of the month of return date per deployment orders plus 120 days. eCommunications is required.

Rate History
No change since Sep 18, 2026 · 10.00% APY · checked 5 times
9.50%10.00%10.50%Sep 18, 2026: 10.00% APYSep 18, 2026Oct 12, 2026
Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Senior Statement Savings
8.00%
$5
▼
Rate7.72%
Min Deposit$5
Min BalanceN/A
UpdatedOct 9, 2026
Details

APY=Annual Percentage Yield. 8.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.05% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 8.00% APY and a $1,000.00 balance earning a 4.193% APY, as examples. Requires a $5.00 minimum balance to open the account. Fees could reduce earnings. All new Jeanne D'Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their primary savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. The M3TM Money Club Savings is available to children Newborn to age 12. Dividend rates are effective as of November 1, 2024. All rates are subject to change, after account opening, without notice.

Rate History
No change since Sep 18, 2026 · 8.00% APY · checked 6 times
7.50%8.00%8.50%Sep 18, 2026: 8.00% APYSep 18, 2026Oct 12, 2026
Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
StartStrong Savings
8.00%
$5
▼
Rate7.72%
Min Deposit$5
Min BalanceN/A
UpdatedOct 9, 2026
Details

APY=Annual Percentage Yield. 8.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.05% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 8.00% APY and a $1,000.00 balance earning a 4.193% APY, as examples. Requires a $5.00 minimum balance to open the account. Fees could reduce earnings. All new Jeanne D'Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their primary savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. The M3TM Money Club Savings is available to children Newborn to age 12. Dividend rates are effective as of November 1, 2024. All rates are subject to change, after account opening, without notice.

Rate History
No change since Sep 18, 2026 · 8.00% APY · checked 7 times
7.50%8.00%8.50%Sep 18, 2026: 8.00% APYSep 18, 2026Oct 12, 2026
Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Statement Savings
8.00%
$5
▼
Rate7.72%
Min Deposit$5
Min BalanceN/A
UpdatedOct 9, 2026
Details

APY=Annual Percentage Yield. 8.00% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.05% will be paid on the remaining balance in your account that exceeds $500.00 with a $500.01 balance earning a 8.00% APY and a $1,000.00 balance earning a 4.193% APY, as examples. Requires a $5.00 minimum balance to open the account. Fees could reduce earnings. All new Jeanne D'Arc Credit Union members will have one of their consumer savings accounts (except retirement statement savings) automatically designated as their primary savings account to receive these special terms. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. The M3TM Money Club Savings is available to children Newborn to age 12. Dividend rates are effective as of November 1, 2024. All rates are subject to change, after account opening, without notice.

Rate History
No change since Oct 5, 2026 · 8.00% APY · checked 2 times
7.50%8.00%8.50%Oct 5, 2026: 8.00% APYOct 5, 2026Oct 12, 2026
Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
SaveUp Companion Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $.01-$9,999.99

Rate History
No change since Sep 18, 2026 · 5.00% APY · checked 7 times
4.50%5.00%5.50%Sep 18, 2026: 5.00% APYSep 18, 2026Oct 12, 2026
Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Zeugma Plus Savings
5.00%
$10
▼
Rate4.89%
Min Deposit$10
Min BalanceN/A
UpdatedOct 7, 2026
Details

Qualifying balances of $250,000 or less only

Rate History
1 change since Sep 18, 2026 · 4.75% → 5.00% ▲ 0.25 pts · high 5.00% / low 4.75%
4.25%4.88%5.50%Sep 18, 2026: 4.75% APYSep 24, 2026: 5.00% APYSep 18, 2026Oct 12, 2026
  • Sep 24, 20265.00%▲ from 4.75%
  • Sep 18, 20264.75%first recorded
Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
Start Up Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $0 - $1,000

Rate History
No change since Sep 19, 2026 · 5.00% APY · checked 8 times
4.50%5.00%5.50%Sep 19, 2026: 5.00% APYSep 19, 2026Oct 12, 2026
DCU Digital Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.34%
Primary Savings
5.00%
$5
▼
Rate0.00%
Min Deposit$5
Min BalanceN/A
UpdatedOct 7, 2026
Details

On Balances Up To $1000.00

Rate History
No change since Sep 18, 2026 · 5.00% APY · checked 7 times
4.50%5.00%5.50%Sep 18, 2026: 5.00% APYSep 18, 2026Oct 12, 2026
Service Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.25%
Primary Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $0.00 - $500

Rate History
No change since Sep 24, 2026 · 5.00% APY · checked 5 times
4.50%5.00%5.50%Sep 24, 2026: 5.00% APYSep 24, 2026Oct 12, 2026
MASS INSTITUTE OF TECH
Institution Rating:
A5.0 ★Texas Ratio: 8.05%
Starter Savings
5.00%
$0
▼
Rate4.88%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: Up to and including the first $2,000.00

Rate History
No change since Sep 18, 2026 · 5.00% APY · checked 5 times
4.50%5.00%5.50%Sep 18, 2026: 5.00% APYSep 18, 2026Oct 12, 2026
TEWKSBURY
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
Primary Membership Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Max. Balance: up to $500.00*

Rate History
No change since Oct 10, 2026 · 5.00% APY
4.50%5.00%5.50%Oct 10, 2026: 5.00% APYOct 10, 2026Oct 12, 2026
Happen Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
LevelUp High-Yield Savings
4.20%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; LevelUp Rate applies when depositing $250+ per month (statement cycle); rate applied to full balance; Standard Rate of 3.00% APY otherwise

Rate History
No change since Oct 8, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 8, 2026: 4.20% APYOct 8, 2026Oct 12, 2026
Happen Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
LevelUp Savings
4.20%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Earn LevelUp Rate on entire balance when you deposit $250+ per month; Standard Rate of 3.00% APY otherwise

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00%
3.50%4.10%4.70%Sep 14, 2026: 4.00% APYSep 25, 2026: 4.20% APYSep 14, 2026Oct 12, 2026
  • Sep 25, 20264.20%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Openbank
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
High Yield Savings
4.15%
$500
▼
Rate0.00%
Min Deposit$500
Min BalanceN/A
UpdatedOct 10, 2026
Details

6-Month Boost for New Customers. After 6 months, this boost will expire and your rate will revert to our standard variable APY (currently 3.80%).

Rate History
No change since Oct 6, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 6, 2026: 4.15% APYOct 6, 2026Oct 12, 2026
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
Regular Savings
4.07%
$0
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $100,000.00 +

Rate History
No change since Sep 14, 2026 · 4.07% APY · checked 7 times
3.57%4.07%4.57%Sep 14, 2026: 4.07% APYSep 14, 2026Oct 12, 2026
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
GoalGetter Savings
4.00%
$10
▼
Rate3.93%
Min Deposit$10
Min BalanceN/A
UpdatedOct 7, 2026
Details

$0-$20,000; Open Online

Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 12, 2026
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
GoalGetter Savings Account
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

The APY for the GoalGetter Savings Account is 4.00% for balances up to $20,000. For total balances above $20,000, the rate is blended; the first $20,000 will earn 4.00% APY and the remaining balance will earn 0.05% APY. For example, if your GoalGetter Savings account had a daily balance of $25,000, you would earn 4.00% APY for that day on $20,000 and 0.05% APY on the remaining $5,000. Limit one account per tax reporting owner. Needham Bank Flex Checking Account required. Personal accounts only.

Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 2, 2026: 4.00% APYOct 2, 2026Oct 12, 2026
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
EMPOWER Rewards Savings
4.00%
$10
▼
Rate0.00%
Min Deposit$10
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: 30 debit card purchases; 1 direct deposit or automatic payment (ACH); e-statement enrollment; Qualifying balance up to $25,000.00; Earn 0.50% APY on balances over $25,000.00 when qualifications are met; Linked to EMPOWER Rewards Checking

Rate History
No change since Sep 15, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 15, 2026: 4.00% APYSep 15, 2026Oct 12, 2026
Ivy Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.52%
High-Yield Savings Account
4.00%
$2,500
▼
Rate0.00%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 10, 2026
Details

Earn 10x the national average savings account rate. No monthly fees. Interest compounded daily. Human support from a trusted bank. Maximum account balance to receive the 4.00% APY is $1,000,000. This is a tiered variable rate account, and rates may change after the account is opened. Fees may reduce earnings. Balance: $2,500 - $1,000,000

Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Oct 12, 2026
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.53%
High Dividend Share Draft
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 8, 2026
Details

Earn 4.00% APY* on balances up to $25,000; Earn 0.500% APY* on balances over $25,000; Balance: $0.01 - $25,000

Rate History
No change since Oct 8, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 12, 2026
GFA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
Savings IRA
4.00%
$100
▼
Rate3.93%
Min Deposit$100
Min BalanceN/A
UpdatedOct 9, 2026
Details

Rate History
No change since Oct 9, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 9, 2026: 4.00% APYOct 9, 2026Oct 12, 2026
Alltrust Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.62%
Kasasa Saver Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0.00 - $100,000.00

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 12, 2026
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
SCU Direct Savings Account
4.00%
$0
▼
Rate3.92%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Tier 1; SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300; APY = Annual Percentage Yield. Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.; Minimum balance required to open and earn the stated Annual Percentage Yield. Other terms and conditions may apply.

Rate History
1 change since Sep 18, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 18, 2026: 3.75% APYOct 10, 2026: 4.00% APYSep 18, 2026Oct 12, 2026
  • Oct 10, 20264.00%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
Kasasa Saver Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Qualifications Required: Qualifications Required; APY between 0.05 and 4.00%

Rate History
1 change since Sep 14, 2026 · 0.05% → 4.00% ▲ 3.95 pts · high 4.00% / low 0.05%
0.00%3.98%7.95%Sep 14, 2026: 0.05% APYSep 27, 2026: 4.00% APYSep 14, 2026Oct 12, 2026
  • Sep 27, 20264.00%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Zynlo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
Money Market Savings Account
3.90%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No Monthly Fees | No minimum account balance requirements -and unlimited transactions.

Rate History
No change since Sep 24, 2026 · 3.90% APY · checked 5 times
3.40%3.90%4.40%Sep 24, 2026: 3.90% APYSep 24, 2026Oct 12, 2026
Clinton Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
eXPERIENCE Online Savings Account
3.85%
$0
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $10; **See important information regarding eXPERIENCE Online Savings Account rates.

Rate History
No change since Sep 19, 2026 · 3.85% APY · checked 8 times
3.35%3.85%4.35%Sep 19, 2026: 3.85% APYSep 19, 2026Oct 12, 2026
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
Relationship High Yield Savings with bump up for PayBack or Quarter Back customers
3.85%
$0
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $250,000+

Rate History
No change since Sep 24, 2026 · 3.85% APY · checked 5 times
3.35%3.85%4.35%Sep 24, 2026: 3.85% APYSep 24, 2026Oct 12, 2026
Zynlo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
Tomorrow Savings Account
3.85%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

High-yield savings account designed to help your money grow faster. No monthly fees or minimum balance requirements. Competitive rates are reviewed periodically.

Rate History
No change since Sep 24, 2026 · 3.85% APY · checked 5 times
3.35%3.85%4.35%Sep 24, 2026: 3.85% APYSep 24, 2026Oct 12, 2026
MutualOne Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.48%
Mo Premium Savings
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $20,000 or greater

Rate History
No change since Sep 19, 2026 · 3.82% APY · checked 8 times
3.32%3.82%4.32%Sep 19, 2026: 3.82% APYSep 19, 2026Oct 12, 2026
UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Money Manager Plus Savings Accounts
3.81%
$0
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Dividend Rate with 2,500 Co-op Points: 4.00%; APY with 2,500 Co-op Points: 4.07%

Rate History
1 change since Sep 21, 2026 · 3.71% → 3.81% ▲ 0.10 pts · high 3.81% / low 3.71%
3.21%3.76%4.31%Sep 21, 2026: 3.71% APYSep 24, 2026: 3.81% APYSep 21, 2026Oct 12, 2026
  • Sep 24, 20263.81%▲ from 3.71%
  • Sep 21, 20263.71%first recorded
Openbank
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
High Yield Savings
3.80%
$500
▼
Rate0.00%
Min Deposit$500
Min BalanceN/A
UpdatedOct 10, 2026
Details

Standard variable APY. This is the rate after the 6-month boost expires.

Rate History
1 change since Sep 27, 2026 · 4.15% → 3.80% ▼ 0.35 pts · high 4.15% / low 3.80%
3.30%3.98%4.65%Sep 27, 2026: 4.15% APYOct 6, 2026: 3.80% APYSep 27, 2026Oct 12, 2026
  • Oct 6, 20263.80%▼ from 4.15%
  • Sep 27, 20264.15%first recorded
UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Money Manager Plus Savings Accounts
3.76%
$0
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Dividend Rate with 2,500 Co-op Points: 3.95%; APY with 2,500 Co-op Points: 4.02%

Rate History
3 changes since Sep 14, 2026 · 3.24% → 3.76% ▲ 0.52 pts · high 3.76% / low 3.24%
2.72%3.50%4.28%Sep 14, 2026: 3.24% APYSep 21, 2026: 3.50% APYSep 24, 2026: 3.40% APYOct 9, 2026: 3.76% APYSep 14, 2026Oct 12, 2026
  • Oct 9, 20263.76%▲ from 3.40%
  • Sep 24, 20263.40%▼ from 3.50%
  • Sep 21, 20263.50%▲ from 3.24%
  • Sep 14, 20263.24%first recorded
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Platinum Savings >=
3.75%
$100
▼
Rate3.68%
Min Deposit$100
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Oct 12, 2026
BrioDirect
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
High-Yield Savings
3.75%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 10, 2026
Details

Annual Percentage Yield (APY) is variable and is accurate as of 10/9/2026. Rate is subject to certain terms and conditions. Rate and APY may change at any time. Fees may reduce earnings.

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Oct 12, 2026
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
SCU Direct Savings Account
3.75%
$0
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Published APY range: 3.75% - 2.75%. Tier 2; SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300; APY = Annual Percentage Yield. Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Oct 12, 2026
Salem Five Direct
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
eOne Savings
3.66%
$10
▼
Rate3.60%
Min Deposit$10
Min BalanceN/A
UpdatedOct 7, 2026
Details

eOne Savings earns 3.66% APY (Annual Percentage Yield) on daily balances of $0.01-$1,000,000 and must be opened with funds not previously on deposit with Salem Five or Salem Five Direct. The rate may change after the account is opened. Salem Five reserves the right to transfer balances over $1,000,000 to a Statement Savings Account earning a variable rate of interest and APY as disclosed to you at the time the account is opened. eOne Savings may be used to provide overdraft protection for eOne Checking. This offer is not available at Salem Five branch locations. Consumer accounts only.

Rate History
1 change since Sep 27, 2026 · 3.51% → 3.66% ▲ 0.15 pts · high 3.66% / low 3.51%
3.01%3.59%4.16%Sep 27, 2026: 3.51% APYOct 2, 2026: 3.66% APYSep 27, 2026Oct 12, 2026
  • Oct 2, 20263.66%▲ from 3.51%
  • Sep 27, 20263.51%first recorded
UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Money Manager Plus Savings Accounts
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Dividend Rate with 2,500 Co-op Points: 3.85%; APY with 2,500 Co-op Points: 3.91%

Rate History
2 changes since Sep 14, 2026 · 3.66% → 3.66% ▼ 0.00 pts · high 3.91% / low 3.66%
3.16%3.79%4.41%Sep 14, 2026: 3.66% APYSep 24, 2026: 3.91% APYSep 25, 2026: 3.66% APYSep 14, 2026Oct 12, 2026
  • Sep 25, 20263.66%▼ from 3.91%
  • Sep 24, 20263.91%▲ from 3.66%
  • Sep 14, 20263.66%first recorded
Bank5 Connect
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
High Interest Savings Account
3.65%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

For balances of $25,000 and up, earn even more with a Jumbo Savings account.

Rate History
No change since Oct 7, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Oct 7, 2026: 3.65% APYOct 7, 2026Oct 12, 2026
Bank5 Connect
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
Jumbo Savings
3.65%
$25,000
▼
Rate3.59%
Min Deposit$25,000
Min BalanceN/A
UpdatedOct 7, 2026
Details

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 7 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Oct 12, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Savings Connect
3.65%
$100
▼
Rate3.58%
Min Deposit$100
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
No change since Sep 24, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 24, 2026: 3.65% APYSep 24, 2026Oct 12, 2026
UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Money Manager Plus Savings Accounts
3.55%
$0
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Dividend Rate with 2,500 Co-op Points: 3.75%; APY with 2,500 Co-op Points: 3.81%

Rate History
2 changes since Sep 14, 2026 · 3.19% → 3.55% ▲ 0.36 pts · high 3.55% / low 3.19%
2.69%3.37%4.05%Sep 14, 2026: 3.19% APYSep 21, 2026: 3.45% APYSep 24, 2026: 3.55% APYSep 14, 2026Oct 12, 2026
  • Sep 24, 20263.55%▲ from 3.45%
  • Sep 21, 20263.45%▲ from 3.19%
  • Sep 14, 20263.19%first recorded
Marcus Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
Online Savings Account
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Earn 1.00% APY bonus for 3 months when you refer a friend. Standard APY may change at any time before or after account is opened. Maximum balance limits apply.

Rate History
1 change since Sep 14, 2026 · 3.40% → 3.50% ▲ 0.10 pts · high 3.50% / low 3.40%
2.90%3.45%4.00%Sep 14, 2026: 3.40% APYSep 18, 2026: 3.50% APYSep 14, 2026Oct 12, 2026
  • Sep 18, 20263.50%▲ from 3.40%
  • Sep 14, 20263.40%first recorded
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
BUSINESS Savings ACCOUNTS
3.50%
$25,000
▼
Rate0.00%
Min Deposit$25,000
Min BalanceN/A
UpdatedOct 7, 2026
Details

APY denotes Annual Percentage Yield. A minimum balance of $25,000 is required to open and avoid a $10 monthly service charge.

Rate History
1 change since Sep 27, 2026 · 0.50% → 3.50% ▲ 3.00 pts · high 3.50% / low 0.50%
0.00%3.25%6.50%Sep 27, 2026: 0.50% APYOct 7, 2026: 3.50% APYSep 27, 2026Oct 12, 2026
  • Oct 7, 20263.50%▲ from 0.50%
  • Sep 27, 20260.50%first recorded
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Gold Online Savings
3.50%
$100,000
▼
Rate3.44%
Min Deposit$100,000
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $100,000 -$500,000 (plus interest paid)

Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Oct 12, 2026
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Savings Account
3.50%
$100,000
▼
Rate0.00%
Min Deposit$100,000
Min BalanceN/A
UpdatedOct 7, 2026
Details

Maximum balance allowed is $500,000 plus interest paid. Rates are variable and subject to change at any time without notice. This is a tiered rate account. Balances of $100,000 to $500,000 earn 3.50% APY; balances less than $100,000 earn 0.50% APY. Account is limited to consumers and must be opened online; individual or joint ownership only. This account may only be funded with NEW MONEY not on deposit at the Institution for Savings. Account is limited to one account per primary account owner. Fees may reduce earnings.

Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Oct 12, 2026
Avidia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
America 250 Savings
3.50%
$5,000
▼
Rate3.44%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Rate History
1 change since Sep 7, 2026 · 3.25% → 3.50% ▲ 0.25 pts · high 3.50% / low 3.25%
2.75%3.38%4.00%Sep 7, 2026: 3.25% APYSep 19, 2026: 3.50% APYSep 7, 2026Oct 12, 2026
  • Sep 19, 20263.50%▲ from 3.25%
  • Sep 7, 20263.25%first recorded
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
Relationship High Yield Savings with bump up for PayBack or Quarter Back customers
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $100,000 - $249,999.99

Rate History
No change since Sep 24, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 24, 2026: 3.50% APYSep 24, 2026Oct 12, 2026
Village Bank Auburndale, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
High Yield Savings Account
3.50%
$20
▼
Rate0.00%
Min Deposit$20
Min BalanceN/A
UpdatedOct 12, 2026
Details

The Annual Percentage Yield for the Village Bank High Yield Savings Account is 3.50% for balances up to $4,999,999.99. For total balances above $4,999,999.99, the rate is blended; the first $4,999,999.99 will earn 3.50% APY and the remaining balance will earn 0.05% APY. For example, if your Village Bank High Yield Savings account had a daily balance of $6,000,000, you would earn 3.50% APY for that day on $4,999,999.99 and 0.05% APY on the remaining $1,000,000.01. Personal accounts only. Rates may change after account is opened. The Village Bank High Yield Savings account offer is available to new or existing customers depositing new money not currently or previously on deposit with The Village Bank.

Rate History
No change since Oct 12, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 12, 2026: 3.50% APYOct 12, 2026Oct 12, 2026
Village Bank Auburndale, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Village High Yield Savings (New Money Only)
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $0 to $4,999,999.99; New Money Only

Rate History
No change since Sep 24, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 24, 2026: 3.50% APYSep 24, 2026Oct 12, 2026
DCU Digital Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.34%
Money Market Savings
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 12, 2026
Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
High-Yield Savings
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
UpdatedOct 8, 2026
Details

New money only. APY shown assumes the account is paired with an active Direct Advantage Checking. Without a Direct Advantage Checking, the APY will be 0.10% lower.

Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 20, 2026: 3.50% APYSep 20, 2026Oct 12, 2026
GFA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
Tiered Savings
3.50%
$500
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $100,000 and above

Rate History
No change since Oct 9, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 9, 2026: 3.50% APYOct 9, 2026Oct 12, 2026
Polish National Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
High Yield Savings Account
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

It Pays to Bank Local.

Rate History
No change since Oct 9, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 9, 2026: 3.50% APYOct 9, 2026Oct 12, 2026
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
High Yield Savings
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

$9,999.01 to $9,999,999.00

Rate History
2 changes since Sep 14, 2026 · 3.50% → 3.50% ▼ 0.00 pts · high 3.50% / low 0.10%
0.00%3.45%6.90%Sep 14, 2026: 3.50% APYSep 18, 2026: 0.10% APYSep 22, 2026: 3.50% APYSep 14, 2026Oct 12, 2026
  • Sep 22, 20263.50%▲ from 0.10%
  • Sep 18, 20260.10%▼ from 3.50%
  • Sep 14, 20263.50%first recorded
Millbury National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Platinum Savings - 1 Year IRA
3.44%
$0
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Rate History
No change since Oct 7, 2026 · 3.44% APY · checked 2 times
2.94%3.44%3.94%Oct 7, 2026: 3.44% APYOct 7, 2026Oct 12, 2026
Greylock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
1 Year College Savings
3.41%
$100
▼
Rate3.35%
Min Deposit$100
Min BalanceN/A
UpdatedOct 9, 2026
Details

Rate History
No change since Sep 29, 2026 · 3.41% APY · checked 3 times
2.91%3.41%3.91%Sep 29, 2026: 3.41% APYSep 29, 2026Oct 12, 2026
Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
High Yield Savings
3.40%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $20,000 - $2,500,000

Rate History
No change since Sep 19, 2026 · 3.40% APY · checked 8 times
2.90%3.40%3.90%Sep 19, 2026: 3.40% APYSep 19, 2026Oct 12, 2026
UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Money Manager Plus Savings Accounts "Bump-up"
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Dividend Rate with 2,500 Co-op Points: 3.60%; APY with 2,500 Co-op Points: 3.66%

Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 2 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Oct 12, 2026
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
Relationship High Yield Savings
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $250,000+

Rate History
No change since Sep 24, 2026 · 3.35% APY · checked 5 times
2.85%3.35%3.85%Sep 24, 2026: 3.35% APYSep 24, 2026Oct 12, 2026
Country Bank for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
High Yield Savings Account
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Rate History
No change since Oct 8, 2026 · 3.30% APY · checked 2 times
2.80%3.30%3.80%Oct 8, 2026: 3.30% APYOct 8, 2026Oct 12, 2026
Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
High-Yield Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 8, 2026
Details

New money only. APY shown assumes the account is paired with an active Direct Advantage Checking. Without a Direct Advantage Checking, the APY will be 0.10% lower.

Rate History
No change since Sep 12, 2026 · 3.30% APY · checked 5 times
2.80%3.30%3.80%Sep 12, 2026: 3.30% APYSep 12, 2026Oct 12, 2026
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
High Yield Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.25% APYOct 5, 2026: 3.30% APYSep 14, 2026Oct 12, 2026
  • Oct 5, 20263.30%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Millbury National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Kasasa Saver Savings
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: Below $100,000.01

Rate History
No change since Sep 19, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Sep 19, 2026: 3.25% APYSep 19, 2026Oct 12, 2026
Millbury National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Savings Accounts
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: Below $100,000.01

Rate History
No change since Oct 7, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 7, 2026: 3.25% APYOct 7, 2026Oct 12, 2026
PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
Green High-Yield Savings
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $200,000 and over

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 12, 2026
Beacon Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Beacon One Savings
3.20%
$250
▼
Rate0.00%
Min Deposit$250
Min BalanceN/A
UpdatedOct 7, 2026
Details

Requires a Beacon Bank checking account with an OWNERSHIP relationship.

Rate History
No change since Sep 28, 2026 · 3.20% APY · checked 3 times
2.70%3.20%3.70%Sep 28, 2026: 3.20% APYSep 28, 2026Oct 12, 2026
Beacon Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Savings Account
3.20%
$250
▼
Rate0.00%
Min Deposit$250
Min BalanceN/A
UpdatedOct 7, 2026
Details

Rate History
No change since Sep 28, 2026 · 3.20% APY · checked 4 times
2.70%3.20%3.70%Sep 28, 2026: 3.20% APYSep 28, 2026Oct 12, 2026
PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
Green High-Yield Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $150,000 - $199,999.99

Rate History
No change since Sep 18, 2026 · 3.20% APY · checked 6 times
2.70%3.20%3.70%Sep 18, 2026: 3.20% APYSep 18, 2026Oct 12, 2026
PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
Green High-Yield Savings
3.15%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $100,000 - $149,999.99

Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 6 times
2.65%3.15%3.65%Sep 18, 2026: 3.15% APYSep 18, 2026Oct 12, 2026
IC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.92%
High-Yield Savings
3.04%
$0
▼
Rate2.99%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $10,000.00 - $1,000,000

Rate History
No change since Sep 18, 2026 · 3.04% APY · checked 7 times
2.54%3.04%3.54%Sep 18, 2026: 3.04% APYSep 18, 2026Oct 12, 2026
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
Regular Savings
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $50,000.00 - $99,999.99

Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 7 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 12, 2026
DCU Digital Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.34%
Advantage Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 12, 2026
GFA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
Tiered Savings
3.00%
$500
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $50,000 - $99,999.99

Rate History
No change since Oct 9, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 9, 2026: 3.00% APYOct 9, 2026Oct 12, 2026
Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Advantage Savings Account
3.00%
$5
▼
Rate2.96%
Min Deposit$5
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $0-$100,000.00

Rate History
No change since Oct 9, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 9, 2026: 3.00% APYOct 9, 2026Oct 12, 2026
MASS INSTITUTE OF TECH
Institution Rating:
A5.0 ★Texas Ratio: 8.05%
High Yield Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
1 change since Sep 14, 2026 · 2.90% → 3.00% ▲ 0.10 pts · high 3.00% / low 2.90%
2.40%2.95%3.50%Sep 14, 2026: 2.90% APYOct 10, 2026: 3.00% APYSep 14, 2026Oct 12, 2026
  • Oct 10, 20263.00%▲ from 2.90%
  • Sep 14, 20262.90%first recorded
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Top Savings Rates from Bridgewater Town, Massachusetts Institutions

Highest verified APYs available today, updated October 12, 2026

B Top 5 Bank Rates
Cape Cod Five Cents Savings Bank
SaveUp Companion Savings
A+ 5.0 ★ TX: 3.37%
Min: $0
5.00%
Leader Bank
Zeugma Plus Savings
A+ 5.0 ★ TX: 0.22%
Min: $10
5.00%
Dedham Institution for Savings
Start Up Savings
A 5.0 ★ TX: 10.91%
Min: $0
5.00%
Happen Bank
LevelUp High-Yield Savings
A+ 5.0 ★ TX: 2.06%
Min: $0
4.20%
Openbank
High Yield Savings
A 5.0 ★ TX: 8.00%
Min: $500
4.15%
CU Top 5 Credit Union Rates
Service Federal Credit Union
Deployed Warrior Savings Account
A- 4.9 ★ TX: 16.25%
Min: $0
10.00%
Jeanne D Arc Credit Union
Senior Statement Savings
A+ 5.0 ★ TX: 2.58%
Min: $5
8.00%
DCU Digital Federal Credit Union
Primary Savings
A 5.0 ★ TX: 10.34%
Min: $5
5.00%
MASS INSTITUTE OF TECH
Starter Savings
A 5.0 ★ TX: 8.05%
Min: $0
5.00%
TEWKSBURY
Primary Membership Savings
A+ 5.0 ★ TX: 2.49%
Min: $0
5.00%
Rates verified October 12, 2026 . Click an institution name to view its full profile, safety ratings, and all savings products.
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Bridgewater Town, MA Savings Rate Trends

Compare local Bridgewater Town, MA savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Massachusetts Savings Trends
High-Yield Savings MA Avg
2.203%
▲ 0.183 vs 7 days ago

Massachusetts high-yield savings rates rose 0.183 points over the past 7 days to 2.203% APY, up from 2.020%.

Standard Savings MA Avg
0.480%
▲ 0.016 vs 7 days ago

Massachusetts standard savings rates rose 0.016 points over the past 7 days to 0.480% APY, up from 0.464%.

As of Oct 12, 2026 • Rate data sourced from 8,500+ monitored institutions

Bridgewater Town, Massachusetts Savings Rate Forecast, Next 12 Months

Savings rates move with Federal Reserve policy. Our model uses the current MA high-yield average and a Fed funds spread to project the likely rate trajectory for 2026 to 2027.

Current HY Avg, MA
2.203%
As of Oct 12, 2026
6-Month Forecast
2.253%
Fed hold assumed
12-Month Forecast
2.303%
Range: 2.053%, 2.503%

Savings account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current MA high-yield savings average of 2.203% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit rates at banks and credit unions track policy-rate changes within 60 to 90 days. High-yield online savings rates tend to adjust faster than standard branch-based savings rates.

Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in Bridgewater Town, Massachusetts.

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Savings Account Earnings in Bridgewater Town, Massachusetts

Annual interest earnings at current MA average APYs, based on the high-yield and standard savings averages tracked in our database. Compounding assumed monthly.

Balance HY Savings (2.203% APY) Monthly Earnings Standard Savings (0.480% APY) Monthly Earnings
$5,000 $110.14 / year $9.18 $24.01 / year $2.00
$10,000 $220.28 / year $18.36 $48.01 / year $4.00
$25,000 $550.70 / year $45.89 $120.03 / year $10.00
$50,000 $1,101.40 / year $91.78 $240.05 / year $20.00
Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, and daily balance maintained. Rates are variable and subject to change. Source: Bridgewater Town, Massachusetts savings rate averages as of October 12, 2026.
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561
Savings Rates Available to Bridgewater Town, Massachusetts Residents
23 Banks 20 Credit Unions

About Our Bridgewater Town, Massachusetts Savings Rate Database

MonitorBankRates tracks savings rate offers from 43 banks and credit unions available to Bridgewater Town, Massachusetts residents via statewide and national offers. No branch locations physically in Bridgewater Town are currently in our database, but all listed offers are open to Bridgewater Town depositors. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Service Federal Credit Union offers a savings account at 10.00% APY. Use the rate table above to compare all current offers in Bridgewater Town, Massachusetts.

How to Find the Best Savings Rates in Bridgewater Town, Massachusetts

What to compare when shopping for a savings account in Bridgewater Town, Massachusetts

To find the best savings APYs in Bridgewater Town, Massachusetts, start with credit unions and online-only banks: Bridgewater Town, Massachusetts has 20 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.

Always compare the APY (Annual Percentage Yield), not just the interest rate. APY reflects compounding and is the true measure of what you’ll earn. Savings accounts that compound daily earn slightly more than those compounding monthly at the same stated rate. The current MA high-yield savings average is 2.203% but top local institutions are offering as high as 10.00%, so shopping around pays off.

Unlike a CD, savings account rates are variable. Your rate can change at any time with Federal Reserve policy. Many institutions offer elevated introductory rates that reset after a promotional period. Review your account periodically to ensure your APY remains competitive.

When a High-Yield Savings Account Makes Sense

  • Emergency fund: Financial experts recommend 3 to 6 months of expenses in a liquid, FDIC-insured account. Bridgewater Town, Massachusetts high-yield savings rates currently average 2.203% APY, far above a typical checking account.
  • Short-term savings goals (6 to 24 months): If you may need the money soon, a savings account gives you immediate access without early withdrawal penalties.
  • Parking cash between investments: A high-yield savings account at Bridgewater Town, Massachusetts institutions keeps idle cash working harder while remaining fully accessible.
  • You prefer banking locally: 43 institutions in Bridgewater Town, Massachusetts report savings rates to our database.
  • No rate lock-in risk: Unlike a CD, your rate moves up with the market if rates rise further.

Consider an Alternative If…

Massachusetts Financial Snapshot

Local demographics and economic context for savers. Source: U.S. Census Bureau (state-level data shown; city data not available)

Population 65+
17.9%
National avg: 17.3%
Median Individual Earnings
$57,232
National avg: $47,340
Poverty Rate
10.0%
National avg: 11.1%
Unemployment Rate
5.1%
National avg: 4.8%
Savings Earnings on 10% of Salary
$126/yr
At MA HY avg 2.203% APY

17.9% of residents are 65 or older, in line with the national average of 17.3%. At today’s MA high-yield savings average of 2.203%, saving 10% of the local median salary ($5,723/year) would earn an additional $126 annually in interest.

Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.

Savings Accounts vs. Other Bridgewater Town, Massachusetts Options

How high-yield savings accounts compare to other deposit products available at banks and credit unions in Bridgewater Town, Massachusetts.

Feature High-Yield Savings Standard Savings Money Market CD (12-Month)
Current MA Avg APY 2.203% 0.480% View MMA Rates View CD Rates
Rate Type Variable Variable Variable Fixed for term
FDIC / NCUA Insured ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K
Withdraw Anytime ✓ Yes ✓ Yes ✓ Yes ✗ Penalty applies
Check Writing ✗ No ✗ No ✓ Often yes ✗ No
Debit / ATM Card Some institutions ✗ Rarely ✓ Often yes ✗ No
Typical Min Deposit $0 to $100 $25 to $100 $0 to $2,500 $500 to $1,000
Rate Risk Variable, moves with Fed policy Variable, moves with Fed policy Variable, moves with Fed policy None, locked for term
Best For Emergency fund, short-term goals, parking cash Everyday saving, low-balance accounts Active savers wanting flexibility + check writing Locking in a rate for a defined period

APY data reflects Bridgewater Town, Massachusetts averages tracked in our database as of October 12, 2026. Rates are variable and may differ by institution. See individual product pages for full details.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bridgewater Town, Massachusetts savings rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Bridgewater Town, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bridgewater Town, Massachusetts. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution’s official website. Last Updated and Verified: October 12, 2026

Frequently Asked Questions about Savings Accounts in Bridgewater Town, Massachusetts

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Massachusetts, help your money grow faster through a higher APY.

Are savings accounts in Bridgewater Town, Massachusetts safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.

How often do savings rates change in Bridgewater Town, Massachusetts?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Bridgewater Town, Massachusetts may require $25 to $100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Bridgewater Town, Massachusetts?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Bridgewater Town, Massachusetts offer in-person customer service, which some customers prefer.

How do I open a savings account in Bridgewater Town, Massachusetts?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Bridgewater Town, Massachusetts

Here are recent savings rates observed in Bridgewater Town, Massachusetts and the surrounding area:
  • Service Federal Credit Union
    Deployed Warrior Savings Account: 10.00% APY
  • Jeanne D Arc Credit Union
    Senior Statement Savings: 8.00% APY
  • Cape Cod Five Cents Savings Bank
    SaveUp Companion Savings: 5.00% APY
  • Leader Bank
    Zeugma Plus Savings: 5.00% APY
  • Dedham Institution for Savings
    Start Up Savings: 5.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bridgewater Town, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: October 12, 2026

Bridgewater Town, Massachusetts Rates & Resources