Acton, Massachusetts (MA) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Acton, Massachusetts and the surrounding area include Rockland TrustRockland Trust340 Great Rd, Acton, MA 01720A+5.0 ★Texas Ratio: 1.37% Money Market Savings at 0.55% APY, Northern Bank & Trust CompanyNorthern Bank & Trust Company414 Massachusetts Ave, Acton, MA 01720A5.0 ★Texas Ratio: 9.14% Municipal Statement Savings at 0.10% APY, Service Federal Credit UnionService Federal Credit UnionA5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, Lowell Firefighters Credit UnionLowell Firefighters Credit UnionA+5.0 ★Texas Ratio: 0.00% Savings Club for Kids at 8.00% APY, and Jeanne D Arc Credit UnionJeanne D Arc Credit UnionA+5.0 ★Texas Ratio: 1.81% Savings Account at 8.00% APY.
Acton has 13 local institutions in our database, with savings rates as high as 0.55% APY from Rockland Trust at 340 Great Rd, Acton, MA 01720. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Acton, Massachusetts and the surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Savings Rates in Acton, Massachusetts & Surrounding Communities
A savings product for any municipal and government entity
Checking product for 501 (C) 3 organizations
Qualifying balance up to $1,000.00
Qualifying balance up to $9,999.99
Qualifying balance up to $2,000.00
Qualifying balances of $250,000 or less only
Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $25,000.00
Qualifying balance up to $250.00
Qualifying balance up to $25,000.00
bump up for PayBackSM or Quarter Back® customers
High Yield Savings5
Earn As High As; Federally insured; No deposit limit; Liquid savings; No monthly fees
Balances $100,000 -$500,000
Qualifying balance up to $500.00
As High As
APY shown assumes the account is paired with an active Direct Advantage Checking. Without a Direct Advantage Checking, the APY will be 0.10% lower.
Available to consumers only. New money is welcome but not required.
Qualifications Required: linked Advantage High Interest or Advantage Cash Back account qualifications are met; Qualifying balance up to $100,000
Qualifying balance up to $100,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Acton, MA Savings Rate Trends
Compare local Acton, MA savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield savings rates rose 0.332 points over the past 7 days to 1.954% APY, up from 1.622%.
Massachusetts standard savings rates rose 0.308 points over the past 7 days to 0.561% APY, up from 0.253%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Acton, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Acton, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Acton, Massachusetts
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Acton, Massachusetts safe?
How often do savings rates change in Acton, Massachusetts?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Acton, Massachusetts?
How do I open a savings account in Acton, Massachusetts?
Best Savings Rates in Acton, Massachusetts
- Rockland Trust
Money Market Savings — 0.55% APY - Northern Bank & Trust Company
Municipal Statement Savings — 0.10% APY - Service Federal Credit Union
Deployed Warrior Savings — 10.00% APY - Lowell Firefighters Credit Union
Savings Club for Kids — 8.00% APY - Jeanne D Arc Credit Union
Savings Account — 8.00% APY
