The best savings rates for Columbia, Maryland and the surrounding area include PNC BankPNC Bank6130 Columbia Crossing Cir, Columbia, MD 21045A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, State Employees Credit UnionState Employees Credit Union8630 Snowden River Pkwy, Columbia, MD 21045A+5.0 ★Texas Ratio: 5.38% Share Account at 1.59% APY, APL Federal Credit UnionAPL Federal Credit Union8870 McGaw Rd, Columbia, MD 21045A+5.0 ★Texas Ratio: 2.83% Additional Savings at 1.00% APY, Tower Federal Credit UnionTower Federal Credit Union9021 Snowden Square Dr, Columbia, MD 21046A+5.0 ★Texas Ratio: 1.36% Prime Share at 0.65% APY, and NASA Federal Credit UnionNASA Federal Credit Union7085 Minstrel Way, Columbia, MD 21046A+5.0 ★Texas Ratio: 4.88% IRA Savings at 0.25% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Columbia, Maryland, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Columbia, Maryland (MD) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Columbia, Maryland and the surrounding area. Last Updated and Verified: March 29, 2026
Qualifying balance up to $2,500.00
Qualifying balance up to $2,500.00
Qualifying balance up to $2,500.00
Qualifying balance up to $2,500.00
$14,999.01 +
$4,999.01 - $14,999
$999.01 - $4,999
$100 - $999
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Guaranteed rate for the first 90 days.
Qualifying balance up to $500,000.00
$100,000.00-$249,999.99
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
Bonus Rate for the first 90 days
Bonus Rate for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Bonus Rate for the first 90 days
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Columbia, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Columbia, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.