Clarksville, Maryland (MD) Savings Rates - April 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Clarksville, Maryland and the surrounding area include PNC BankPNC Bank819 Eastern Blvd, Clarksville, IN 47129A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Capital One BankCapital One Bank6090 Daybreak Cir, Clarksville, MD 21029A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, State Employees Credit UnionState Employees Credit Union12179 Clarksville Pike, Clarksville, MD 21029A+5.0 ★Texas Ratio: 5.38% Share Account at 1.59% APY, Tower Federal Credit UnionTower Federal Credit Union6030 Daybreak Cir Ste A100, Clarksville, MD 21029A+5.0 ★Texas Ratio: 1.36% Prime Share at 0.65% APY, and Atlantic Union BankAtlantic Union Bank12276 Clarksville Pike, Clarksville, MD 21029A+5.0 ★Texas Ratio: 1.56% IRA Variable Rate Savings at 0.25% APY.
Clarksville has 28 local institutions in our database, with savings rates as high as 3.25% APY from PNC Bank at 819 Eastern Blvd, Clarksville, IN 47129. Use the table below to compare all available offers, including options from institutions serving the broader Maryland area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Clarksville, Maryland and the surrounding area. Last Updated and Verified: April 11, 2026
Compare the Best Savings Rates in Clarksville, Maryland & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
819 Eastern Blvd, Clarksville, IN 47129
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
6090 Daybreak Cir, Clarksville, MD 21029
360 Performance Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
12179 Clarksville Pike, Clarksville, MD 21029
Share Account
1.59%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
12179 Clarksville Pike, Clarksville, MD 21029
Share Account
1.39%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
12179 Clarksville Pike, Clarksville, MD 21029
Share Account
1.19%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
12179 Clarksville Pike, Clarksville, MD 21029
Share Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
12179 Clarksville Pike, Clarksville, MD 21029
Share Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
6030 Daybreak Cir Ste A100, Clarksville, MD 21029
Prime Share
0.65%
$5
▼
Rate0.65%
Min Deposit$5
Min Balance—
UpdatedMar 29, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
12179 Clarksville Pike, Clarksville, MD 21029
Share Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
12179 Clarksville Pike, Clarksville, MD 21029
Business Savings
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
12276 Clarksville Pike, Clarksville, MD 21029
IRA Variable Rate Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
12276 Clarksville Pike, Clarksville, MD 21029
Health Savings Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
12276 Clarksville Pike, Clarksville, MD 21029
PRISM Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
12179 Clarksville Pike, Clarksville, MD 21029
Share Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
12179 Clarksville Pike, Clarksville, MD 21029
IRA Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
12179 Clarksville Pike, Clarksville, MD 21029
Holiday Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
12179 Clarksville Pike, Clarksville, MD 21029
Coverdell Education Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
12276 Clarksville Pike, Clarksville, MD 21029
Personal Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
12276 Clarksville Pike, Clarksville, MD 21029
Health Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
6030 Daybreak Cir, Clarksville, MD 21029
Health Savings Account
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$14,999.01 +
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
6030 Daybreak Cir, Clarksville, MD 21029
Health Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$4,999.01 - $14,999
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
12276 Clarksville Pike, Clarksville, MD 21029
Health Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
6030 Daybreak Cir, Clarksville, MD 21029
Health Savings Account
0.04%
$0
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$999.01 - $4,999
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
819 Eastern Blvd, Clarksville, IN 47129
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
6030 Daybreak Cir, Clarksville, MD 21029
Health Savings Account
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$100 - $999
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
819 Eastern Blvd, Clarksville, IN 47129
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
6030 Daybreak Cir, Clarksville, MD 21029
Statement Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
12276 Clarksville Pike, Clarksville, MD 21029
Deluxe Savings Club (with auto debit)
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Brilliant Kid's Savings Account
10.38%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Rate10.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Online Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $1,000.00
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
IRA Savings
4.08%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rate3.93%
Min Deposit$1
Min Balance—
UpdatedApr 11, 2026
Details
Rate3.78%
Min Deposit$1
Min Balance—
UpdatedApr 11, 2026
Details
Open from anywhere across the United States*; This account is only available online.
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.37%
Share Savings
3.79%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Smart Savings Account
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
that's more than 9X the national savings rate.*
Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
Advantage Savings
3.75%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account Earn 3.25% APY* without an Advantage Checking Account
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
High-Yield VIP Savings
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
Business Premier Money Market Savings
3.73%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 2, 2026
Details
Guaranteed rate for the first 90 days.
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
Eagle High-Yield Savings Account
3.70%
$0
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Savings Accounts
3.56%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Premier Savings Accounts
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Premier Savings Accounts
3.46%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
Youth Savings
3.44%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
High Yield Savings
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Premier Savings Accounts
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Premier Savings Accounts
3.25%
$50,000
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
IRA Savings Account
3.25%
$50
▼
Rate3.20%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Preferred Savings Accounts
3.25%
$20,000
▼
Rate3.20%
Min Deposit$20,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
High-Yield Savings Accounts
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
High Yield Savings Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
Business Premier Money Market Savings
3.22%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Bonus Rate for the first 90 days
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
High Yield Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Preferred Savings Accounts
3.20%
$50
▼
Rate3.15%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
Business Premier Money Market Savings
3.15%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Bonus Rate for the first 90 days
BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
Personal Premier Money Market Savings
3.13%
$0
▼
Rate3.08%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Bonus Rate (Relationship) for the first 90 days
BayVanguard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
Business Premier Money Market Savings
3.13%
$0
▼
Rate3.08%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Consumer
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Clarksville, MD Savings Rate Trends
Compare local Clarksville, MD savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — MD Avg
3.234%
▼ 0.016 vs 7 days ago
Maryland high-yield savings rates fell 0.016 points over the past 7 days to 3.234% APY, down from 3.250%.
Standard Savings — MD Avg
1.099%
▲ 0.732 vs 7 days ago
Maryland standard savings rates rose 0.732 points over the past 7 days to 1.099% APY, up from 0.367%.
As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Clarksville, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Clarksville, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Clarksville, Maryland
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Maryland, help your money grow faster through a higher APY.
Are savings accounts in Clarksville, Maryland safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maryland up to $250,000 per depositor, per institution.
How often do savings rates change in Clarksville, Maryland?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maryland rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Clarksville, Maryland may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Clarksville, Maryland?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Clarksville, Maryland offer in-person customer service, which some customers prefer.
How do I open a savings account in Clarksville, Maryland?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Clarksville, Maryland
Here are recent savings rates observed in Clarksville, Maryland and the surrounding area:
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Capital One Bank
360 Performance Savings — 3.20% APY - State Employees Credit Union
Share Account — 1.59% APY - Tower Federal Credit Union
Prime Share — 0.65% APY - Atlantic Union Bank
IRA Variable Rate Savings — 0.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Clarksville, Maryland. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 11, 2026
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