Chaptico, Maryland (MD) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Chaptico, Maryland and the surrounding area include SPECTRASPECTRAA+5.0 ★Texas Ratio: 0.00% Brilliant Kid's Savings Account at 10.38% APY, Andrews Federal Credit UnionAndrews Federal Credit UnionA5.0 ★Texas Ratio: 11.92% Online Savings Account at 5.00% APY, Ukrainian Selfreliance Federal Credit UnionUkrainian Selfreliance Federal Credit UnionA+5.0 ★Texas Ratio: 1.47% IRA Savings at 4.08% APY, Primis BankPrimis BankA+5.0 ★Texas Ratio: 4.80% Primis Business Savings at 4.00% APY, and Market USA Federal Credit UnionMarket USA Federal Credit UnionA5.0 ★Texas Ratio: 6.88% High-Yield VIP Savings at 3.75% APY.
Chaptico is a smaller community with no bank or credit union branches currently in our database. 60 institutions serving the Maryland area are available to Chaptico residents, with savings rates as high as 10.38% APY from SPECTRA. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Chaptico, Maryland and the surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Savings Rates in Chaptico, Maryland & Surrounding Communities
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Guaranteed rate for the first 90 days.
Qualifying balance up to $500,000.00
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
Bonus Rate for the first 90 days
Bonus Rate for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Bonus Rate (Relationship) for the first 90 days
Bonus Rate for the first 90 days
Qualifying balance up to $20,000.00
$5 minimum balance; No monthly or maintenance charges; Depending on your payroll amount, your summer savings will be automatically transferred bi-weekly into your checking account in the summer; Open to all 10 month employees in education - public or private, Harford County or beyond; Member must live, work, or attend school or church in Harford County or have immediate family at Har-co; Qualifying balance up to $20,000.00
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
$5 minimum balance to open
Qualifying balance up to $10,000.00; ** Available to Baltimore County and Harford County school employees in the public and private sector
On balances above $25,000 and up to $50,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Chaptico, MD Savings Rate Trends
Compare local Chaptico, MD savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maryland high-yield savings rates fell 0.402 points over the past 7 days to 1.999% APY, down from 2.401%.
Maryland standard savings rates rose 0.197 points over the past 7 days to 0.787% APY, up from 0.590%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Chaptico, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Chaptico, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Chaptico, Maryland
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Chaptico, Maryland safe?
How often do savings rates change in Chaptico, Maryland?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Chaptico, Maryland?
How do I open a savings account in Chaptico, Maryland?
Best Savings Rates in Chaptico, Maryland
- SPECTRA
Brilliant Kid's Savings Account — 10.38% APY - Andrews Federal Credit Union
Online Savings Account — 5.00% APY - Ukrainian Selfreliance Federal Credit Union
IRA Savings — 4.08% APY - Primis Bank
Primis Business Savings — 4.00% APY - Market USA Federal Credit Union
High-Yield VIP Savings — 3.75% APY
